"Drive to Success: Mastering Auto Finance" is a podcast that delves into the complexities of the auto finance industry, offering listeners expert insights and practical advice on loan options and vehicle refinancing. Each episode equips car buyers with the knowledge to navigate their financing decisions wisely, ensuring they achieve the best possible outcomes in their auto purchasing experiences.
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Auto Finance News is pleased to present The Roadmap, the podcast on best practices and trending topics in automotive lending and leasing. If you are in auto finance, this is your podcast. Auto Finance News, published by Royal Media, is the flagship publication for the auto finance industry. Published since 1996, Auto Finance News is the nation’s leading source for news, insights and analysis on automotive lending and leasing. Auto Finance News offers a Premium subscription service, which inc ...
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Market Pulse is a monthly podcast by Equifax, in partnership with Moody’s Analytics. Equifax hosts bring you interviews with industry experts on the latest economic and credit insights that can help drive better business decisions. Whether you’re in financial, mortgage, auto or another service industry, we help make sense of the latest economic conditions that impact you. This podcast series supplements our Market Pulse webinars, which occur on the first Thursday of each month.
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Welcome to the Mile Marker podcast where we dive into the world of digital transformation for fleets. We will bring you the insights, trends and best practices to keep your fleet-based business moving forward all brought to you by Ridecell.
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This podcast is intended for business professionals wanting to learn more about soft credit check technology. Listen as we interview soft credit check industry leaders and business owners who have successfully deployed soft pulls in their businesses.
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What Happens to New Vehicles That Don’t Sell?
9:38
9:38
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9:38In this episode of Drive To Success: Mastering Auto Finance, we pull back the curtain on a topic most car buyers and even some dealership pros rarely think about: what happens when brand-new vehicles sit unsold on the lot? From floor plan financing and grace periods to shrinking profit margins and auction losses, we break down the real financial im…
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Used EV sales outpace new as Trump bill ends tax credits
8:52
8:52
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8:52President Donald Trump’s One Big Beautiful Bill marks the end of the federal EV tax credits at a time when sales of used EVs and hybrids are ramping up and new EV sales are slowing. The bill, signed July 4, could spur additional incentives at the state level and from manufacturers as the federal credits end nearly seven years early. The bill moves …
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Rethinking the Fleet Experience in a Software-Defined Vehicle Era with Lee Coleman
35:17
35:17
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35:17Lee Colman, Consulting Projects Director at SBD Automotive, explores how AI, over-the-air updates, and seamless HMI design are reshaping vehicle experiences. He emphasizes the missed opportunity in excluding large fleet buyers from cockpit and software design conversations. The episode discusses challenges and innovations around digital personaliza…
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Leveraging a Customer Data Platform for Dealership and Captive Lender Success
11:27
11:27
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11:27In this episode of Drive To Success: Mastering Auto Finance, we explore how a Customer Data Platform (CDP) can revolutionize auto dealerships and captive lenders by centralizing customer insights and improving decision-making. Learn how AI-driven analytics can enhance lead conversion, optimize inventory management, streamline loan approvals, and cr…
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Second-quarter sales of new autos were mixed following a spike in March and April ahead of tariffs taking effect, while incentives were robust during the Independence Day holiday weekend. Most major manufacturers saw a rise in vehicle sales in Q2, with General Motors and Hyundai Motor America reporting the best first half of the year in terms of sa…
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From Auction Lanes to Leadership: Jane Morgan’s Legacy in the Auto Industry
39:05
39:05
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39:05In this episode, special guest host Jamye Carpenter, VP of Customer Success at Privacy4Cars, joins the Mile Marker podcast for a compelling conversation with Jane Morgan, Chief Client Officer at Pyle Family Auctions and a respected pioneer in the automotive remarketing space. Jane shares her incredible 36-year journey through the auction industry—f…
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AI in Credit Analysis – The Future of Smarter Lending
9:56
9:56
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9:56Artificial Intelligence (AI) transforms the way lenders assess creditworthiness, approve loans, and manage risk. In this episode of Drive to Success: Mastering Auto Finance, we explore how AI in credit analysis enhances efficiency, accuracy, and decision-making in auto finance. Learn how AI-driven underwriting, machine learning in lending, and auto…
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Used-EV market ramps up as tax credit end looms
7:59
7:59
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7:59Sales of used electric vehicles are ramping up as it becomes more likely the federal EV tax credit will end and as off-lease EVs return to market. Second-quarter used EV sales are projected to surpass 100,000 units, setting a record and following a 32.1% year-over-year jump in May to 36,609 units. By contrast, new-EV sales declined 10.7% YoY in May…
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Driving the Future of Auto Logistics with AI (Jeremy Louisos)
34:05
34:05
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34:05In this episode, special guest host Jamye Carpenter, VP of Customer Success at Privacy4Cars, joins the Mile Marker podcast to chat with Jeremy Louisos, Senior Vice President of Pre-Owned Auto Logistics (PAL). Jeremy shares the origin story of PAL and its evolution from a small dealership to a tech-forward logistics company serving major dealer grou…
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The Power of Automotive Data: How Industry Giants Shape the Market
9:45
9:45
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9:45In this episode of Drive To Success: Mastering Auto Finance, we explore how Edmunds, J.D. Power, Experian Automotive, and Cox Automotive shape the car buying, auto financing, and dealership operations landscape. These industry giants provide critical automotive market data, impacting vehicle pricing, consumer trends, credit risk analysis, and deale…
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Motorhome auction volume up from April to May
19:23
19:23
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19:23Listen to this special episode of the “Weekly Wrap” podcast, as Black Book’s Lawrence and National Powersport Auction’s Amata join Auto Finance News Associate Editor Aidan Bush to discuss motorhome and towable trends for the week ended June 20.By Auto Finance News
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Hydrogen’s Moment: Building the Case for Clean Commercial Mobility with Tarek Abdel Baset
38:25
38:25
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38:25In this episode, Tarek Abdel Baset, Director of Business Development for Hydrogen Storage Systems at Forvia, discusses the evolving role of hydrogen in clean mobility. Drawing on over two decades in the automotive industry—including his work with Stellantis, Fiat Chrysler, and the U.S. Department of Energy—Tarek breaks down why hydrogen is gaining …
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Credit access improves, but some borrowers turn to credit builder loans
7:07
7:07
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7:07While credit access improved in May and vehicle prices were steady, affordability remained a concern, especially for credit-challenged consumers who face multiple forms of debt. The Dealertrack Credit Availability Index increased 2% year over year in May to 96.7 as credit unions and banks loosened standards and approval rates improved. At the same …
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A Midyear Check on the U.S. Economy with Moody’s Analytics
12:10
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12:10Host Olivia Voltaggio is joined by Shandor Whitcher, Economist at Moody’s Analytics, for a timely check-in on the U.S. economy. They discuss the recent shift from early-year optimism to growing uncertainty driven by shifting trade policy, rising jobless claims, and inflation concerns. Shandor breaks down the latest GDP and consumer credit data, exp…
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Driving Change - Fraud, AI, and the Women Powering Auto Remarketing (Sheila Tedesco)
24:37
24:37
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24:37In this episode, special guest host Jamye Carpenter joins the Mile Marker podcast live from the CAR Conference in San Diego for an insightful conversation with Sheila Tedesco, remarketing manager at Lobel Financial and co-founder of GROW (Global Remarketing Opportunities for Women). Sheila shares her journey from selling cars on a small lot to lead…
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Repos up as prices rise, stronger sales cut supply
9:55
9:55
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9:55Amid increased vehicle values, a rise in vehicle repossessions and continued tariff-induced uncertainty, Auto and powersports players are implementing new leadership, positioning themselves for growth and weighing incentives to weather macroeconomic challenges. Prices for every major vehicle segment except compact cars saw a year-over-year increase…
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From Lot Kid to Industry Leader: Dave Blake on the Evolution of Independent Auctions
32:48
32:48
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32:48In this episode of the Mile Marker podcast, Dave Blake, Executive Director of the Independent Auction Group, shares his unexpected journey from maintenance worker to leading voice in the independent auction industry. He reflects on leadership lessons, adapting to new markets, and how culture shapes auction operations. Blake also discusses IAG’s mis…
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Tariff uncertainty continues to define auto, powersports markets
5:35
5:35
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5:35Major players in the auto and powersports industries continue to adapt to the rapidly changing macroeconomic environment teeming with the effects of tariffs and rising inflation. Where some see opportunity, others see indications of a challenging fiscal year. As consumers continue to grapple with affordability, which has been further pressured by t…
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How Small Businesses and Consumers are Responding to Economic Uncertainty
34:33
34:33
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34:33In this Small Business Month edition, experts from Fiserv and Equifax unpack how small businesses and consumers are responding to ongoing economic uncertainty. Darryl Tyndorf, Director of Economic and Analytical Insights at Fiserv; Mike Spriggs, Head of Consumer Insights at Fiserv; and David Adams, Head of Commercial Product Marketing at Equifax di…
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Transforming Public Transit: Understanding Rider Behavior and the Role of AI (Dr. Henriette Cornet)
34:00
34:00
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34:00In this episode of Mile Marker, Dr. Henriette Cornet, a leader in sustainable urban mobility, discusses her journey from engineering to revolutionizing public transit through AI-driven insights. Her company, Urban Innovate, focuses on understanding rider preferences and breaking down misconceptions that deter transit usage. She highlights how trans…
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AI, tariffs, EVs, compliance take center stage at AFS East 2025
4:30
4:30
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4:30Uncertainty defined much of the conversation at Auto Finance Summit East 2025 last week in Nashville, Tenn., with auto lenders highlighting affordability, auto tariffs, EV dynamics and technology as top-of-mind considerations headed into the rest of the year. Auto tariffs were a resounding theme throughout the event, as lenders discussed inventory …
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Mastering Auto Finance for Business Owners
12:29
12:29
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12:29In this episode of Drive To Success: Mastering Auto Finance, we break down the essential steps for self-employed sole proprietors, LLCs, and C-Corporations to qualify for auto financing. Learn how business credit scores like the Dun & Bradstreet Paydex Score and Experian Business Score impact approvals, what financial documents lenders require, and…
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AI, Mergers, and Risk Management: The Future of Fleet Technology (Paul Clinton)
41:34
41:34
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41:34This episode of Mile Marker explores the evolving landscape of fleet technology with Paul Clinton, publisher of Fleet Tech Business Insider. The discussion covers the wave of mergers and acquisitions reshaping the industry as companies consolidate to offer end-to-end solutions. Paul highlights the growing role of AI in fleet management, from real-t…
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In this episode of Drive To Success: Mastering Auto Finance, we take a deep dive into auto fleet sales—what they are, who benefits from them, and the best financing strategies available. Whether you’re a small business owner, a corporate fleet manager, or a dealership looking to expand, understanding fleet sales can help you make smarter financial …
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Synchrony’s Medrano, Broward Motorsports’ Reyes talk financing support
21:16
21:16
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21:16Powersports lender Synchrony is working closely with dealerships to align financing options with consumer appetite and sales goals. West Palm Beach, Fla.-based Broward Motorsports of Palm Beach, for one, benefits from offering low-rate financing options through financiers such as Synchrony, Alex Reyes, sales manager at the motorcycle dealership, to…
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Exploring Buy Here Pay Here Dealerships and Their Role in Auto Financing
12:55
12:55
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12:55In this episode of Drive To Success: Mastering Auto Finance, we take an in-depth look at Buy Here Pay Here (BHPH) dealerships and how they shape the auto financing landscape. Discover how BHPH dealers serve high-risk customers with in-house financing, the impact of this model on credit-challenged buyers, and the financial risks and rewards for deal…
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Capital One’s Annie Fallows talks AI evolution
16:10
16:10
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16:10Capital One is looking at ways to expand the use of AI-based agents on the heels of launching its agentic AI-based tool, Chat Concierge, earlier this year. Chat Concierge answers customer queries and can help with tasks such as comparing available vehicles and exploring financing options online before consumers head to a dealership. In building its…
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A Shifting Economic Landscape: Consumer Sentiment, Tariffs, and Risk Mitigation
33:13
33:13
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33:13Equifax advisors Jesse Hardin, Dave Sojka, Tom O'Neill, and Maria Urtubey explore the disconnect between positive hard data and declining consumer sentiment, rising concerns over tariffs, and their disproportionate impact on households and businesses. They dig into leading indicators to watch—like delinquency rates, employment trends, and consumer …
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Navigating the Future of Auto Lending: Digital Transformation, AI, and Industry Trends with Jessica Gonzalez
24:21
24:21
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24:21In this episode of the Mile Marker podcast, we talk with Jessica Gonzalez, VP of Customer Success in Lending at Informed IQ. Jessica shares insights from her extensive experience in lending and fintech, highlighting shifts in auto financing, digital transformation, and the evolving role of AI. She discusses rising interest rates, changing consumer …
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Ally Financial, Huntington originations rise in Q1
5:17
5:17
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5:17First-quarter bank earnings highlighted mixed results as some banks saw an uptick in originations and leasing volume, while credit performance largely improved. Ally Financial’s auto originations increased 4.1% year over year as lease originations were up 28.6% YoY. The bank’s retail auto delinquencies declined 9 basis points (bps) YoY to 3.79%. Ac…
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The Importance of Auto Insurance Coverage When Buying a Vehicle
12:30
12:30
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12:30In this episode of Drive To Success: Mastering Auto Finance, we take a deep dive into the importance of auto insurance when purchasing a new or used vehicle. We discuss why insurance is essential, how insurers calculate rates, and the factors that influence your premium. Plus, we break down the average insurance costs for sedans, SUVs, trucks, vans…
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Pre-tariff car prices hold, Q1 earnings kick off
5:48
5:48
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5:48Credit access improved and vehicle prices were steady in March before tariffs took effect, while the first wave of first-quarter earnings point to growth for auto lenders. Auto loan approval rates and subprime share increased in March, contributing to improved credit access. Increased demand ahead of the tariff-induced price hikes led to a surge in…
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Navigating Fleet Electrification: AI, Charging Solutions, and Policy Changes (Selinay Filiz Parlak)
27:34
27:34
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27:34This episode of the Mile Marker podcast explores the evolving landscape of fleet electrification with Selinay Filiz Parlak, co-founder and COO of BlueDot. The discussion covers the challenges fleets face in transitioning to EVs, including fragmented charging infrastructure, evolving regulations, and the role of AI in optimizing fleet operations. Se…
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The Hidden Truths Behind Date of First Use, GAP Insurance, and Over Allowance
10:07
10:07
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10:07In this episode of Drive To Success: Mastering Auto Finance, we break down three key auto finance concepts that can impact your car purchase or lease: Date of First Use, GAP Insurance, and Over Allowance. Learn how the Date of First Use affects your vehicle’s warranty, whether GAP insurance is a smart investment or an unnecessary expense, and how d…
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Weekly Wrap discussion as auto tariffs kick in, industry responds
4:13
4:13
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4:13The auto industry is rapidly responding to tariffs that took effect last week, while subprime lenders continue to navigate risk and credit performance. Shares of the three major U.S. automakers — Ford, General Motors, and Stellantis — fell sharply at market close on April 3, dropping 5.9%, 4.3%, and 9.4%, respectively, as the tariffs officially too…
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The Road Ahead: Electrification, Fleet Evolution, and Alternative Fuels (Mark Hazel)
29:35
29:35
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29:35In this episode of the Mile Marker podcast, we speak with Mark Hazel, Associate Director for Commercial Vehicle Reporting at S&P Global Mobility. The conversation dives into electrification trends in the commercial vehicle industry, highlighting significant growth in EV adoption by fleets, which has risen from 8% in 2021 to nearly 20% by late 2024.…
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Weekly Wrap discussion on looming auto tariffs
4:29
4:29
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4:29The auto industry is bracing for impact as tariffs on vehicles take effect April 3. Auto stocks slumped on March 26 after confirmation that the tariffs will take effect as planned. The Big Wheels Stock Index fell 2.8% by market close, marking a sharp drop that has continued as the tariff deadline approaches. That market dip comes alongside fresh si…
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Simplifying Fleet Leasing with Ridecell 360 (Ashok Sundararajan)
15:50
15:50
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15:50In this episode, Ashok Sundararajan, Global Head of Product at Ridecell, discusses how leasing and fleet companies are navigating the shift toward electrification while tackling operational complexity. He shares how Ridecell 360 helps solve industry-wide challenges by providing real-time vehicle visibility, orchestrating workflows, and enabling sel…
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In this episode of Drive To Success: Mastering Auto Finance, we take a deep dive into the world of remarketing, a critical but often overlooked aspect of auto finance. From lease returns and repossessions to dealer auctions and direct-to-consumer sales, we break down how vehicles are resold to maximize value and minimize losses. Learn how captive l…
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AFN and Experian talk affordability, credit, EVs
15:05
15:05
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15:05The fourth quarter highlighted still-elevated auto delinquencies, growing lease share and competitive market conditions. Credit performance worsened in Q4, with 60-day delinquencies up 4 basis points year over year to 1.16% of auto loan balances, according to Experian. However, the rate of increase for past-due balances has slowed compared with a y…
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Unlocking the Secrets of a CARFAX Report & Spotting Title Washing
10:27
10:27
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10:27Thinking about buying a used car? Don’t get stuck with a salvage title or hidden damage! In this episode of Drive To Success: Mastering Auto Finance, we break down how to read, review, and understand a CARFAX report to uncover a vehicle’s true history. We’ll also expose title washing, a deceptive practice where scammers erase a car’s accident histo…
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Diversification in funding drives originations
3:28
3:28
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3:28Diversification across public and private funding sources is key to driving origination growth for auto lenders as the cost of funds fluctuates and investors look to put an abundance of capital to work in auto finance. Auto Finance News’ March 11 webinar “Funding Strategies: From Warehousing to Private to ABS” shed light on interest from private in…
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Floorplanning for Auto Dealers: The Pros, Cons, and Key Players
16:09
16:09
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16:09In this episode of Drive To Success: Mastering Auto Finance, we take a deep dive into floorplanning for auto dealers—what it is, how it works, and why it’s a game-changer for managing inventory and cash flow. We’ll cover the advantages and disadvantages of floorplan financing, key requirements to qualify, and the top floorplan lenders in the indust…
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Weekly Wrap discussion on tariffs, gen AI use
7:35
7:35
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7:35Tariff uncertainty continues to disrupt the auto industry; companies increasingly rely on AI for innovation and efficiency. The auto industry has prepared for an "adjustment period" as 25% tariffs on Canada and Mexico were set to take effect on March 4. President Donald Trump announced a one-month delay the next day. The Federal Reserve’s latest Be…
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"Rebounding After Financial Setbacks: Navigating Auto Financing After Repossession and Bankruptcy"
11:50
11:50
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11:50In this episode of Drive To Success: Mastering Auto Finance, we tackle one of the most challenging financial situations many people face—recovering from repossession and bankruptcy. Divided into six actionable segments, we explore: The differences between voluntary and involuntary repossession. Proactive strategies to avoid repossession before it h…
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Industry eyes stabilized DQs, mixed pricing dynamics
8:14
8:14
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8:14The first half of 2025 is expected to bring stabilizing delinquencies, increased demand for automotive refinance and mixed vehicle price and sales dynamics. Auto loan delinquencies are projected to cool in the second quarter as the market stabilizes, improving lenders’ appetite for auto credit. Auto originations are also expected to increase betwee…
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"The Power Duo: OEMs and Captive Lenders in the Automotive Industry"
13:11
13:11
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13:11In this episode of Drive to Success: Mastering Auto Finance, we take a deep dive into the critical relationship between Original Equipment Manufacturers (OEMs) and their captive lenders. Discover how this partnership shapes the automotive industry by boosting vehicle sales, providing seamless financing options, and fostering customer loyalty. We’ll…
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2025 Predictions – The Year of Change in Mobility and Fleet Management
39:22
39:22
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39:22As we kick off 2025, the mobility and fleet management landscape is set for significant shifts. In this episode, co-hosts Angela Simoes and Mark Thomas discuss what’s ahead and share insights from some of our past podcast guests. Joining us in this conversation are industry experts Stephan Zech (Bain & Company), Partha Goswami (PG Mobility Insights…
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Exponential Markets' Fortin on 'volatile' EV pricing
19:48
19:48
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19:48Used EV values have fluctuated amid uncertainty over tax credits and potential tariffs. “For the used EV market, if you want to describe it in one word right now, it's ‘volatile,’” Paul Fortin, co-founder and head of automotive products at Exponential Markets, told Auto Finance News. “The reason it's volatile is that the overall -car market right n…
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Economic Outlook 2025: Inflation, Jobs, and Market Trends
22:39
22:39
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22:39With President Trump’s administration in full swing, we’re joined by Shandor Whitcher, economist at Moody’s Analytics, to break down key economic trends shaping the year ahead. Get the latest on inflation, labor market dynamics, and the Federal Reserve’s approach to interest rates, along with the impact of global trade policies, emerging technologi…
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