Best Annuity Man Podcasts (2025)

1
Annuity Light Switch Income Guarantees: Shootin' It Straight With Stan (TAM Classic) 9:22

6d ago9:22

9:22

In this episode, The Annuity Man discussed: Why would you want to stop taking in income? Three types of irrevocable lifetime income teams Light-switch Annuity Products Key Takeaways: There a myriad reasons why you would want to stop taking income, and there are annuity reasons that allow for this. One reason could be if tax laws change in the futur…

1
RCWS 011 - Navigating Market Noise with Perspective 8:18

12d ago8:18

8:18

In this episode of Red Clay on Wall Street, John Colegrove cuts through the headlines to bring clarity in the chaos. With market negativity dominating the news cycle, John shares why it’s critical to filter out the noise and focus on what truly matters for your long-term financial journey. From media tactics to surprising market rebounds, like the …

1
Scars of Scarcity: Shootin' It Straight With Stan (TAM Classic) 10:47

13d ago10:47

10:47

In this episode, The Annuity Man discussed: The fear of running out of money Solving the fear of running out Is FORO more important the FOMO? Using math to address FORO Key Takeaways: Most of us didn’t grow rich. We saw what it was like to live in scarcity, and today, many of us still carry those scars. Despite having millions or a portion of that,…

1
Keep Your Powder Dry Annuity Income Planning: Shootin' It Straight With Stan (TAM Classic) 8:22

20d ago8:22

8:22

In this episode, The Annuity Man discussed: The value of annuities for lifetime income planning Laddering strategy with annuities Placing an annuity inside a trust Key Takeaways: When it comes to planning for lifetime income, annuities can be a valuable tool. However, it's essential to approach annuities with strategies that allow for flexibility a…

1
Avoiding Common Pitfalls With Annuity Purchases: Shootin’ It Straight With Stan (TAM Classic) 7:53

27d ago7:53

7:53

In this episode, The Annuity Man discussed: Focusing on contractual guarantees What annuities solve for Common annuity pitch traps Key Takeaways: Avoid non-guaranteed hypotheticals and focus on contractual guarantees when considering annuities. Buy annuities for specific needs like principal protection, income, long-term care, or legacy, not for ma…

1
RCWS 010 - The Social Security Fairness Act What it Means for Educators and Public Servants 11:53

1M ago11:53

11:53

Dr. John Colegrove dives into the Social Security Fairness Act, a significant legislative update that impacts thousands of public sector employees—including Gwinnett County Public School educators and staff, firefighters, and federal workers. John explains the repeal of two major penalties: the Windfall Elimination Provision (WEP) and the Governmen…

1
Comparing Index Annuity Income Riders and DIAs: Shootin’ It Straight With Stan (TAM Classic) 9:49

1M ago9:49

9:49

In this episode, The Annuity Man discussed: An overview of Deferred Income Annuities Finding the best fit Income Riders attached to Indexed Annuities Key Takeaways: DIAs are essentially single-premium immediate annuities deferred past one year. It has no moving parts, no annual fees, and no market attachment, making it a straight transfer of risk f…

1
RCWS 009 - Thirty In, Thirty Out: A Principal’s Path to a Peaceful Retirement 18:53

1M ago18:53

18:53

In this episode of Red Clay on Wall Street, John Colegrove sits down with Ryan Queen, principal of Trickum Middle School, who is preparing to retire after a full career in education. Ryan opens up about his journey through Georgia’s public school system, how he and his wife, both lifelong educators, approached retirement planning, and the moment Jo…

1
Fixed Rate No Brainer: Shootin' It Straight with Stan (TAM Classic) 7:29

1M ago7:29

7:29

In this episode, The Annuity Man discussed: Should you purchase I Bonds? Treasuries are as safe as it gets Five places to put your money Inflation is personal Key Takeaways: Purchasing I Bonds is a no-brainer. Go to treasurydirect.gov to buy direct from the treasury I Bonds. Treasuries are as safe as it gets because they can tax us and confiscate o…

1
Traditional or Reverse MYGA Ladder Strategies: Shootin' It Straight With Stan (TAM Classic) 6:52

2M ago6:52

6:52

In this episode, The Annuity Man discussed: Traditional laddering with MYGAs What is “reversing”? Traditional laddering and reversing Key Takeaways: You do a traditional 3-year, 4-year. 5-year ladder if you are hoping that rates will go higher. It’s a strategy you use when you want to have money as the rates are rising so that you can attach yourse…

1
Lovingly Handcuffing Your Beneficiaries with Annuities: Shootin' It Straight With Stan (TAM Classic) 7:15

2M ago7:15

7:15

In this episode, The Annuity Man discussed: Protecting your beneficiary from dumb choices How Stan lovingly handcuffs his beneficiaries Handcuffing your loved ones is good for them Key Takeaways: Lovingly handcuffing your beneficiaries with annuity guarantees protects them from making dumb decisions with lump sums. Stan has written in the trust tha…

1
Belt & Suspenders Annuity Strategies: Shootin' It Straight With Stan (TAM Classic) 11:36

2M ago11:36

11:36

In this episode, The Annuity Man discussed: State guaranty funds The true safety of the industry Life insurance companies are more regulated Assigning unused money to beneficiaries Key Takeaways: If you look at the state guaranty fund, each state has a specific rule in place to protect you and your money in case something happens to the carrier. Yo…

1
Annuities: A Strategy, Not a Game: Shootin' It Straight With Stan 10:40

2M ago10:40

10:40

In this episode, The Annuity Man discussed: Retirement planning is not a game Asking hard questions Diversification and limits Two key questions to ask Key Takeaways: Stan emphasizes that choosing an annuity is not about sales tactics or commissions, but about protecting your life's hard-earned savings and creating a secure retirement strategy. Alw…

1
Swap Your Income Rider for a SPIA: Shootin' It Straight With Stan 10:18

3M ago10:18

10:18

In this episode, The Annuity Man discussed: Income Riders vs. Single Premium Immediate Annuities (SPIA) Comparison Process Strict rules Probability of Improvement Key Takeaways: Stan explains that in some cases, you can potentially swap an income rider from a variable or indexed annuity for a SPIA with a higher guaranteed lifetime income stream. To…

1
FIAs: The Real Story: Shootin' It Straight With Stan 11:31

3M ago11:31

11:31

In this episode, The Annuity Man discussed: Annuities were never meant to be a market product The complexity of index options Misleading sales pitches to avoid listening to Annuities solve for your specific goals Key Takeaways: Fixed indexed annuities were created in 1995 to compete with CD returns, not to provide true market participation. They ar…

1
Annuities and Timing The Cost of Waiting: Shootin' It Straight With Stan 9:15

3M ago9:15

9:15

In this episode, The Annuity Man discussed: You can’t time annuities Annuities provide guarantees The cost of waiting Annuities are not bought for market growth Key Takeaways: You can't time the market when it comes to annuities - there is no "perfect" time to buy. Annuities can provide different contractual guarantees like principal protection, li…

1
Gap Filling Income Strategies Before Social Security: Shootin' It Straight With Stan 14:03

3M ago14:03

14:03

In this episode, The Annuity Man discussed: Gap Filling and Annuity Options: Social Security Timing and Considerations: Balancing Emotional and Financial Well-being: Flexibility and Lifetime Guarantees with Annuities: Key Takeaways: You need to find ways to cover your income needs before Social Security kicks in, typically from ages 62 to 70. Consi…

1
Lifestyle Income Guarantee: Shootin' It Straight With Stan 9:49

3M ago9:49

9:49

In this episode, The Annuity Man discussed: Retirement planning essentials Achieving financial security in retirement Determining a lifestyle number Key Takeaways: Lifestyle income guarantees are crucial for retirement planning, allowing retirees to live their desired lifestyle without worrying about market fluctuations or economic uncertainties. A…

1
Annuity Companies Are Not Smarter Than Banks: Shootin' It Straight With Stan 10:54

4M ago10:54

10:54

In this episode, The Annuity Man discussed: Annuity companies are more regulated than banks Features that protect the annuity industry There is no run on annuities How the banking crisis will affect the annuity industry Key Takeaways: Annuity companies are more regulated than banks, with features like surrender charges and market value adjustments …

1
4 Contractual Paths to Income Later: Shootin' It Straight With Stan 9:48

4M ago9:48

9:48

In this episode, The Annuity Man discussed: 4 contractual paths to future income Factors that affect the suitability of a plan for your situation Immediate Annuities No free lunch Key Takeaways: There are 4 main contractual paths to achieve future income: 1) Buying an immediate annuity when income is needed, 2) Using a "My Go-To SPIA" Fixed-Rate An…

1
The Reality of Inflation: Shootin' It Straight With Stan 11:47

4M ago11:47

11:47

In this episode, The Annuity Man discussed: Should you complain about inflation? The people actually impacted by inflation Annuity products that provide solutions for inflation Avoiding media influence regarding inflation Key Takeaways: Stop complaining about inflation. For those who have worked hard and saved, higher prices for groceries and gas a…

1
Building a Pension from Scratch: Shootin' It Straight With Stan 9:47

4M ago9:47

9:47

In this episode, The Annuity Man discussed: Using annuities to create a pension The best inflation annuity Focusing on guarantees Key Takeaways: Annuities can be used to create a personal pension that provides a guaranteed lifetime income stream, similar to a traditional pension. The main annuity types discussed are Single Premium Immediate Annuiti…

1
When Annuitization Becomes the Final Choice: Shootin' It Straight with Stan 8:47

5M ago8:47

8:47

In this episode, The Annuity Man discussed: Options that annuities provide Living off interest When to annuitize Laddering interest rate movements Key Takeaways: Annuities provide more options than just immediate lifetime income annuities. There are various types like Multi-Year Guarantee Annuities, Index Annuities, Variable Annuities, and Deferred…

1
Strategic Retirement Planning Using Annuities: Shootin’ It Straight With Stan 8:26

5M ago8:26

8:26

In this episode, The Annuity Man discussed: The Annuity Pill Questions to ask when considering an annuity Annuities are contracts Key Takeaways: Remember the acronym PILL, as the four primary things that annuities solve for. P stands for principal protection, I stands for income for life, the first L stands for legacy, and the other L stands for lo…

1
Can a 9-Year-Old Understand Your Annuity?: Shootin' It Straight With Stan 11:00

5M ago11:00

11:00

In this episode, The Annuity Man discussed: Buy only what you understand Don’t fall for bad sales tactics Seeking the facts Key Takeaways: Annuities should be simple and easily understandable; if not, avoid purchasing them. Don't fall for misleading sales tactics, bonuses, or unrealistic projections from agents motivated by personal gain. There are…

1
Annuities Are for Do-It-Yourselfers: Shootin' It Straight With Stan 11:43

5M ago11:43

11:43

In this episode, The Annuity Man discussed: Annuities are DIY products Focusing on contractual guarantees What annuities solve for Key Takeaways: Annuities are do-it-yourself products that allow self-management without advisor fees. Annuities provide contractual guarantees, and shopping for carriers with the best rates is important. Annuities are f…

1
Interest Rates & Annuities: Shootin' It Straight With Stan 9:44

6M ago9:44

9:44

In this episode, The Annuity Man discussed: How lifetime income is priced Don’t time annuity purchases Laddering annuities Key Takeaways: Lifetime income annuities are primarily based on your life expectancy. Interest rates play a secondary role in the pricing. Higher interest rates will positively impact annuity pricing. Don't try to time the mark…

1
MYGA-2-SPIA for Full-Control Annuity Income: Shootin' It Straight With Stan 10:37

6M ago10:37

10:37

In this episode, The Annuity Man discussed: What a MYGA and SPIA is MYGA to SPIA Strategy Flexibility and Control Key Takeaways: MYGA is the annuity industry's version of a CD, offering locked-in, non-callable interest rates annually. SPIA is the original lifetime income annuity, with a long history dating back to Roman times and used for pension p…

1
Enhancing Your Retirement Plan With Annuities: Shootin’ It Straight With Stan 15:21

6M ago15:21

15:21

In this episode, The Annuity Man discussed: What annuities are for Establishing an income floor How to actually adjust for inflating needs Securing an income stream through annuities Key Takeaways: Annuities provide contractual guarantees for principal protection, lifetime income, legacy, and long-term care (PILL acronym), offering advantages over …

1
Comparing Index Annuity Income Riders and Dias: Shootin’ It Straight With Stan 10:38

6M ago10:38

10:38

In this episode, The Annuity Man discussed: An overview of Deferred Income Annuities Finding the best fit Income Riders attached to Indexed Annuities Key Takeaways: DIAs are essentially single premium immediate annuities deferred past one year. It has no moving parts, no annual fees, and no market attachment, making it a straight transfer of risk f…

1
Hidden Truths & Facts About Fixed Index Annuities: Shootin’ It Straight With Stan 12:49

7M ago12:49

12:49

In this episode, The Annuity Man discussed: Why are Indexed Annuities sold in a misleading way? Indexed Annuities are not growth products What annuities are for Key Takeaways: Because Indexed Annuities are a high-commission product for agents, they are often promoted in a misleading manner, obscuring their true nature and limitations. Indexed Annui…

1
Stan The Annuity Man: New Realities of Annuity Recommendations 25:20

7M ago25:20

25:20

In this episode, The Annuity Man discussed: The Annuity PILL Choosing an annuity carrier Putting the client’s best interest first The future of the annuity industry Key Takeaways: The acronym PILL stands for Principal Protection, Income for life, Legacy, and Long-term care. If you don’t need to contractually solve for one or more of those items in …

1
Strategic Retirement Planning Using Annuities: Shootin’ It Straight With Stan 8:31

7M ago8:31

8:31

In this episode, The Annuity Man discussed: The Annuity PILL The best inflation annuity Annuities are a transfer of risk Key Takeaways: Annuities provide lifetime income, principal protection, legacy planning, and long-term care benefits. If you’re not solving for any of those, then you don’t need an annuity. Social Security is the best inflation a…

1
Tailoring Fixed Index Annuities to Your Specific Goals: Shootin’ It Straight With Stan 11:57

7M ago11:57

11:57

In this episode, The Annuity Man discussed: The purpose of Fixed Index Annuities Buying only for contractual guarantees Why some agents oversell Index Annuities Understanding contractual guarantees Key Takeaways: Fixed Index Annuities are designed for principal protection and lifetime income, not market growth. Buy annuities only for contractual gu…

1
Steve Parrish: Why QLACs Will Rival Roth IRA Popularity 26:22

7M ago26:22

26:22

In this episode, The Annuity Man and Steve Parrish discuss: What are QLACs? Transferring longevity risks Creating a secure income floor in retirement How annuities are priced Key Takeaways: QLACs (Qualified Longevity Annuity Contracts) are a pro-consumer annuity product that allows transferring longevity risk by using IRA assets for lifetime income…

1
Avoiding Common Pitfalls With Annuity Purchases: Shootin’ It Straight With Stan 8:00

7M ago8:00

8:00

In this episode, The Annuity Man discussed: Focusing on contractual guarantees What annuities solve for Common annuity pitch traps Key Takeaways: Avoid non-guaranteed hypotheticals and focus on contractual guarantees when considering annuities. Buy annuities for specific needs like principal protection, income, long-term care, or legacy, not for ma…

1
Fixed Annuities Explained: Which One Is Right for You?: Shootin’ It Straight With Stan 10:29

7M ago10:29

10:29

In this episode, The Annuity Man discussed: Transferring risk through annuities The annuity PILL Annuities are for guarantees and not growth Key Takeaways: Fixed Annuities provide lifetime income by transferring longevity risk to insurance companies. They offer over 40 different structures, such as life/joint life with cash/installment refund. Buy …

1
Jack Lenenberg: New LTC Product to Disrupt the Industry 37:41

7M ago37:41

37:41

In this episode, The Annuity Man and Jack Lenenberg discuss: Annuities and long-term care The three primary types of long-term care coverage Tailored long-term care Planning for the future Key Takeaways: Annuities provide principal protection, lifetime income, legacy planning, and long-term care coverage for uninsurable individuals. Long-term care …

1
The Annuity Truth About Bonuses, Rates, Caps & Spreads: Shootin’ It Straight With Stan 12:22

8M ago12:22

12:22

In this episode, The Annuity Man discussed: Annuity marketing gimmicks The complexity of Indexed Annuities What annuities are for Key Takeaways: Bonuses for annuities are marketing gimmicks and provide no real value. Contractual guarantees are the most important aspect of annuities. Indexed annuities are complex products with components like caps, …

1
Annuity Tips: The Annuity Man’s Index Annuity Strategies: Shootin’ It Straight With Stan 8:35

8M ago8:35

8:35

In this episode, The Annuity Man discussed: How to use Indexed Annuities efficiently The two sides of an indexed annuity Focusing on what annuities really do Key Takeaways: Indexed Annuities can be used as an efficient delivery system for Income Riders, which provides guaranteed lifetime income. There are two sides to an Indexed Annuity: the accumu…

1
Pam Krueger: The Best Wealthramp on How to Roll Your 401K or IRA 32:38

8M ago32:38

32:38

In this episode, The Annuity Man and Pam Krueger discuss: Finding fiduciary financial advisors Customizing an annuity according to your goal Rejecting pushy pitches from agents Avoiding costly mistakes through education Key Takeaways: Seek independent, fee-only, fiduciary advisors focused solely on your interests, not commissions or product sales. …

1
Annuity Strategies Across the Political Spectrum: Shootin’ It Straight With Stan 9:47

8M ago9:47

9:47

In this episode, The Annuity Man discussed: Pragmatic approach to financial planning How annuities are primarily priced Four primary benefits of annuities Closing the gap with annuities Key Takeaways: Prepare for either party leadership scenarios to ensure financial stability. Approach financial planning with a pragmatic mindset, always employing t…

1
Retire From Both Work & the Markets: Shootin' It Straight with Stan (TAM Classic) 8:00

8M ago8:00

8:00

In this episode, The Annuity Man discussed: How different your life could be with more money Retiring from work and the markets Investing safely and smartly Living off of guarantees Key Takeaways: People in the news and most financial advisors will tell you always to keep money in the markets, but you have to ask yourself this: will more money make…

1
Stan The Annuity Man: Annuities and the Election 34:15

8M ago34:15

34:15

In this episode, The Annuity Man discussed: Ensuring a stable retirement regardless of politics How annuities are priced Planning for political uncertainty Tailoring annuities to your financial goals Key Takeaways: Annuities provide a guaranteed income floor regardless of political outcomes. Take emotions out of financial decisions, and focus on bu…

1
Annuity Income: Return OF or ON Your Money?: Shootin' It Straight With Stan (TAM Classic) 12:44

9M ago12:44

12:44

In this episode, The Annuity Man discussed: Lifetime income and principal protection Return of your money Peeling of the interest to solve income needs Key Takeaways: Annuities aren’t only for lifetime income, some products just protect the principal like a MYGA or a Fixed Annuity. With lifetime income, annuity companies are on the hook to pay a re…

1
Is It a Good Time to Buy an Annuity?: Shootin' It Straight With Stan (TAM Classic) 8:13

9M ago8:13

8:13

In this episode, The Annuity Man discussed: When is it a good time to buy an annuity? Are annuities for market growth? Annuity sales tactics to be wary of Key Takeaways: Annuities aren’t for everybody. If you need to transfer risk, need contractual guarantees, or solve for principal protection, income for life, legacy, or long-term care, then it’s …

1
Terry Savage: Chicken Money Is Still Tasty 34:46

9M ago34:46

34:46

In this episode, The Annuity Man and Terry Savage discuss: What is “chicken money”? Considering future crises in your financial plan Seeking trusted advisors Building an income floor Key Takeaways: Your “chicken money” is money that you can’t afford to lose. CDs, treasury bills, money markets, AAA municipal bonds, and MYGAs are suitable options. MY…

1
3 Years in or 3 Years Out for MYGAs and CDs: Shootin' It Straight With Stan (TAM Classic) 12:46

9M ago12:46

12:46

In this episode, The Annuity Man discussed: Locking in for three years and over The top three safest money When to go for CDs and treasuries Key Takeaways: Ask yourself how long you want to lock the money in for. MYGAs provide the highest contractual guarantee if it’s three years and over compared to CDs and treasuries. The safest money out of all …

1
Lifetime or Interest Income?: Shootin' It Straight With Stan (TAM Classic) 10:51

9M ago10:51

10:51

In this episode, The Annuity Man discussed: The right product for the right situation What is lifetime income? Income from interest Key Takeaways: An agent selling an annuity product as a one-size-fits-all product is like a doctor prescribing one medication for everyone. There is a right product for the right circumstance, and if a person doesn’t n…

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Annuity Man Podcasts

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