Looking to make sense of your dollars? Newstalk ZB’s Smart Money delves into the deep, dark recesses of unwanted debt, traverses the highs and lows of investments and helps to ensure you money works for you. Our industry experts give us their top tips on a wide selection of topics including mortgage rates, stock, savings, goal-setting and retirement.
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Your superannuation is key to achieving your best retirement – so how do you make the most of it? Don’t miss Australian Retirement Trust’s Super Insider podcast – your guide to superannuation, planning for retirement, and what the economy and investment markets mean for your super from those in the know. Join host Anne Fuchs, Australian Retirement Trust's Executive General Manager of Advice, Guidance and Education, as she interviews superannuation and investment experts to bring you exclusiv ...
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Todd Hammington: The secret to employee retention
40:14
40:14
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40:14Career progression is a significant thing to consider for most people - whether they could develop as much as they'd like at their current job, or if they would need to look elsewhere. So how can employers spot and support an employee who wants to progress? LISTEN ABOVE See omnystudio.com/listener for privacy information.…
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Martin Hawes: "No incentive for self-employed people to join KiwiSaver"
41:38
41:38
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41:38The Government is increasing the default KiwiSaver contributions for employees and employers, while halving their own contributions. Employee and employer contributions will raise from 3% to 3.5%, while the Government's contributions will drop from $521.43 to $260.72. But should the Government be halving their input? LISTEN ABOVE See omnystudio.com…
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Janet Xuccoa: Trusts aren't just for the wealthy
41:37
41:37
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41:37A lot of people think trusts are only for the very wealthy, and absolutely useless for the every day person - but today's guest explains that's not the case. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Shamubeel Eaqub: We have to move toward he Australian retirement model
41:14
41:14
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41:14Research by Shamubeel Eaqub finds only 32% of New Zealanders are satisfied with their financial situation, compared to 60% of Australians. He finds higher wages and a more solid retirement plan relieves financial stress for Australians - but how can Kiwis take control of their finances to ease their worries? LISTEN ABOVE See omnystudio.com/listener…
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Why taking a holiday is good for your superannuation and retirement
17:27
17:27
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17:27What do one of Australia’s top tourism brands and a $300 billion super fund have in common? More than you might think! We’re on location at Discovery Parks Byron Bay to explore a surprising way Aussies are growing their super – just by booking a holiday. Host Anne Fuchs sits down with Grant Wilckens (G’Day Group CEO) and Michael Weaver (ART Head of…
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Chris Di Leva: The markets aren't looking too bad
41:19
41:19
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41:19It's a tough time for the markets and the volatility has been hard to keep track of. The tariffs have obviously had an impact - but some experts say AI developments are also a contributor. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Max Whitehead: Why are Gen X so unhireable?
41:10
41:10
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41:10Just when they should be at their peak, older generations are being discriminated against for their age. Do we no longer value experience? LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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How global markets are impacting your superannuation and retirement
11:08
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11:08There’s a lot happening in the world right now. What does it mean for your super? You might be hearing about changes in the stock market. It can sound confusing – but here's the truth: 👉 Your super is built for the long term 👉 Short-term noise doesn’t mean long-term loss In this episode of Super Insider, we explain what’s going on and make sense of…
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Lisa Dudson: Here's where your money is safest right now
40:22
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40:22While sweeping tariffs rock the global economy, it's hardly discussed how it will impact the everyday person. So, where is the safest place to put your money? LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Amanda Morrall: Are you financially 'average' - and does it matter?
41:26
41:26
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41:26The average hourly wage is $42.57, the average annual salary is $88,500. The average home is worth $912,904, the average mortgage is $318,151. The average KiwiSaver is $37,079, depending on your age. But does it really matter if you stack up to the nations averages? LISTEN ABOVE See omnystudio.com/listener for privacy information.…
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How AI is helping women reduce mental load, work smarter and earn more
25:52
25:52
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25:52Artificial Intelligence is the future of work. It’s already shaping careers, money and daily life. But are you using it to your advantage? In this International Women’s Day episode of Super Insider, we ask AI expert Dr Nici Sweaney (Ai Her Way) and ART investment partner Elicia McDonald (Airtree) how AI can cut stress, boost careers and reduce the …
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How much superannuation do I need to retire comfortably in 2025?
15:03
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15:03It’s the million-dollar question (literally): How much super do you actually need for retirement? 🧐 If you think you need $1 million, you might be surprised. In this must-listen episode of Super Insider, host Anne sits down with super educator Josh van Gestel to break it all down. No confusing jargon, no wild guesses—just clear, practical facts to …
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Andrew Bascand: You can be optimistic about where the economy is going
40:11
40:11
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40:11While the economy is looking up, the forecasts from economists aren't sending a clear message. Some are saying that even with a positive GDP result this week, we still have tough times ahead - while others say the state of global economics is an opportunity for growth in New Zealand. LISTEN ABOVE See omnystudio.com/listener for privacy information.…
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Martin Hawes: Working after 65 isn't just good for your bank account...
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41:24
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41:24Is it worth working after the age of 65? Or is it more of a need than a choice? Martin Hawes joins The Weekend Collective to discuss the finances of retirement. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Amanda Morrall: Stabilising your finances in unstable times
40:19
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40:19Amanda Morrall joins to discuss how you can stabilise your finances in the midst of an economy in turmoil. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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How much insurance is enough? Life cover, income protection and TPD
17:06
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17:06Many of us have life and other insurances through our super, but do you really know what it covers? Could you confidently say you’re protected if the unexpected happened? In today’s episode we dig into the essentials of insurance in superannuation, and what too many people overlook. You’ll hear real-life stories, expert insights and surprising fact…
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Max Whitehead: Your CV's font could lose you the job
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40:21Tim was recently told about an employer who binned a young man's CV for using three different fonts. Max says it's not uncommon, and there are many small mistakes that will lose you the job. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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US tariffs, rate cuts and what's ahead for your super returns - Economist exclusive
19:02
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19:02We’ve just had an interest rate cut. Mortgage owners are excited. Find out what it means for your savings and super. Join Super Insider host Anne Fuchs and ART’s Chief Economist Brian Parker as they unpack: 🏡 Rate cut impacts and will we see another one soon? 💰 Will your retirement savings grow or shrink? 🏖️ What does it mean for those preparing to…
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Hamish Pepper: Don't act too quickly after OCR announcement
41:11
41:11
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41:11The Reserve Bank of New Zealand cut the OCR by another 50 basis points this week. Homeowners and hopeful buyers alike have been eagerly watching recent OCR announcements as interest rates continue to fall. But why aren't the banks following suit? LISTEN ABOVE See omnystudio.com/listener for privacy information.…
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What’s a good superannuation balance for my age? Here’s how to check
20:33
20:33
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20:33Do you ever wonder if you have enough superannuation? This episode is your no-stress guide to checking your super balance, setting clear goals, and taking simple steps to secure your future. It’s packed with practical tips to help you feel confident about your retirement savings—no jargon, just straight answers. Here’s what you’ll learn ❓ How much …
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Martin Hawes: Mortgage arrears increase by 1,100 in December
40:18
40:18
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40:18New data from Centrix reveals that the number of homeowners behind on their mortgage increased by 1,100 in December alone. With the interest rates dropping significantly recently, why is it that homeowners are falling behind? LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Nadine Higgins: Finding the path of least resistance
41:13
41:13
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41:13Humans are wired to find the path of least resistance - but how can that be done when it comes to your finances? LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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With a fresh year, and a wobbly economy, it's always a good idea to dust off the old CV and sure it's up to date. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Secrets to a happy retirement: Professor Joanne Earl shares what you can do
18:20
18:20
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18:20Retirement gives you back something precious: time. So, what's your plan for a full and happy retirement? On today's episode, organisational psychologist and retirement planning researcher Professor Joanne Earl shares practical strategies for this exciting new life chapter. They include: · what you need to think about (hint: it’s not just your fina…
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Amanda Morrall: "There's a big difference between theory and practice in finances"
41:36
41:36
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41:36With the cost of living relentlessly increasing year by year, Amanda Morrall joins Roman Travers to discuss how you can set yourself up for success in 2025, and how to boost your income outside of your base salary. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Martin Hawes: Is cash a good gift for the grandkids?
40:59
40:59
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40:59Martins Hawes joins Tim Beveridge to discuss whether cash is a good idea for Christmas gifts, and this week's disappointing GDP announcement. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Age Pension expert Q&A - rules, common mistakes & how to qualify (Australia)
32:29
32:29
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32:29Our first Age Pension episode was a massive hit so we’re back with a second instalment. In this episode of Super Insider, Age Pension expert Justin Bott from Services Australia returns, this time with ART’s Education Team Leader, Kane Everingham. Together, they tackle some of the most common – and misunderstood – questions about the Age Pension. Yo…
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Shane Solly: What are private assets and its investment characteristics?
41:03
41:03
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41:03The Ministry of Business, Innovation and Employment recently said that the Government is considering regulatory changes to enable KiwiSaver providers to increase private asset investments What does this mean KiwiSaver funds and how could it impact New Zealanders? Harbour Asset Management Director, Portfolio Manager & Research Analyst Shane Solly jo…
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The future of super: The next big steps for the industry
13:53
13:53
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13:53Superannuation is one of the best tools we have to plan for the future. It helps us save for retirement and gives everyday Australians a chance to invest and grow their money over time. In this episode, Anne Fuchs chats with Misha Schubert, the CEO of the Super Members Council (SMC), about how super has completely changed retirement for Australians…
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Max Whitehead: What not to post on social media as an employee
40:26
40:26
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40:26Shortly after the new gang patch laws came into effect, police were seen in leaked pictures wearing confiscated patched vests. Leading into the silly season, what should you hold back on posting publicly that your management may see? Employment expert Max Whitehead joins with more. LISTEN ABOVE See omnystudio.com/listener for privacy information.…
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What to do if you’re facing an unplanned retirement
17:19
17:19
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17:19Have you ever considered what would happen if you were forced to retire earlier than planned? Whether due to illness, injury, or job loss, unplanned retirement can make a big change to your financial future. In this episode, Anne and Josh dive into practical ways you can manage if you suddenly face retirement. They unpack key questions like: How to…
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Amanda Morrall: Changing bad spending habits
39:58
39:58
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39:58The world of spending tracking apps is vast - but it's questionable as to whether they're even necessary. Personal finance coach Amanda Morrall joins to discuss creating sustainable change to your spending habits. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Lisa Dudson: How to teach your kids about money
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40:08The most crucial time to teach your children about money is when they get their first jobs. Teaching good habits around money can be difficult - even more so if you weren't taught it yourself. Lisa Dudson joins to discuss different ways you can teach children how to deal with money. LISTEN ABOVE See omnystudio.com/listener for privacy information.…
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Chris Di Leva: Investment markets after the U.S. election
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41:33Investment markets have recovered significantly over the past two years following a weak 2022. And, Donald Trump winning the U.S. election is bound to have impacts on New Zealand's markets and the U.S. dollar. Director and Head of Multi Asset & Global Investment at Harbour Asset Management, Chris Di Leva joins. LISTEN ABOVE See omnystudio.com/liste…
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Exclusive Q&A with ART’s Chief Investment Officer – How we invest $300 billion in superannuation
22:30
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22:30In the lead up to our Annual Members’ Meeting this month host Anne Fuchs sits down with ART's Chief Investment Officer, Ian Patrick, to answer questions about how members’ super is invested. Managing billions of dollars in assets is no small talk, and Ian reveals the careful decisions ART makes to protect members’ financial wellbeing and deliver lo…
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Martin Hawes: The impact of Trump's win on NZ markets
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41:04Martin Hawes joins Tim Beveridge to discuss the impact of Donald Trump's election win on New Zealand markets. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Game-changing superannuation tips for couples
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15:58
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15:58Are you looking forward to your retirement? If you’re part of a couple, sharing your superannuation could be a game-changer, with potential tax benefits and earlier access to funds. Which means you may be able to retire sooner. It’s an exciting opportunity to improve your lifestyle in retirement. If you tick all the boxes for the ATO to call you a …
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