In this episode of the Deep Shift series, Carl explores how tactical curiosity—like obsessing over budgeting apps or fueling strategies—often hides something deeper. What starts as a surface-level decision can lead to a powerful emotional insight. Maybe it's not about interest rates… maybe it's about fear, identity, or old family patterns. Carl wal…

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In episode two of the Deep Shift series, Carl names the chase we all know too well: tactical curiosity. The frantic hunt for the perfect app, book, or tool isn’t really about solutions—it’s often a way to avoid the deeper, scarier questions. This episode invites you to pause the chase and ask, “What am I really trying to solve for?” Because awarene…

In this first episode of a new series, Carl introduces the Deep Shift framework—his attempt to map the real journey of change. It’s not about picking the right tactic or finding more information, it’s about uncovering what’s blocking the doing. From tactical curiosity to deep ritual, Carl explores why lasting change starts below the surface… and in…

In this wrap-up to the Your Wise Money Friend series, Carl shares where the idea came from and why it matters. People don’t want another financial plan—they want to feel okay. They want someone to walk with, someone who listens with golden-retriever-level curiosity. In this episode, Carl challenges us to become that kind of friend: no agenda, no ju…

In the final episode of the Your Wise Money Friend series, Carl reflects on what it means to hold the mirror gently. A wise money friend helps you see what’s really there—not with blame, but with compassion. It’s that rare mix of an empathetic hug and a well-timed kick in the butt. Because real clarity doesn’t come from shame—it comes from being se…

In episode nine of the Your Wise Money Friend series, Carl highlights a defining trait of true support: Instead of rushing to give answers, instead asking better questions. The kinds of questions that invite reflection, spark clarity, and open doors. Because real change doesn’t come from advice, it starts with curiosity. Want more from Carl? Get th…

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In this episode of the Your Wise Money Friend series, Carl shares a simple but rare truth: A wise money friend doesn’t have an agenda. They’re not selling, fixing, or convincing. They’re just fully present—genuinely invested in your clarity. Once you’ve felt that kind of presence, you don’t forget it… and you stop settling for anything less. Want m…

In this episode, Carl continues the Your Wise Money Friend series with a powerful reminder: A wise money friend believes you are enough—even when you feel like you’ve screwed everything up. They don’t excuse your mistakes, they restore your dignity. Because real change doesn’t come from shame, it comes from remembering who you are. Want more from C…

In episode six of Your Wise Money Friend, Carl explores what it means to honor someone's dreams—big, small, wild, or vague—without judgment. A wise money friend doesn’t roll their eyes or ask, “When are you going to get a real job?” They lean in and say, “Tell me more.” This episode is about learning to hold space for dreams—our own and others’—wit…

In episode five of Your Wise Money Friend, Carl reflects on how true wisdom isn’t pushy. A wise money friend doesn’t rush your process or pressure your decisions—they wait with you. Because they know money decisions are rarely urgent, and often about something much deeper: identity, emotion, and transition. Want more from Carl? Get the shortest, mo…

In episode four of Your Wise Money Friend, Carl shares how a wise money friend helps you pause, not to stop you, but to give you space. Space between the impulse and the action. Space to breathe, to feel, and to choose. Because the point isn’t control—it’s clarity. And that little pause? That’s where alignment begins. Want more from Carl? Get the s…

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In episode three of Your Wise Money Friend, Carl reminds us that to a wise money friend, your story is never just about money. They listen between the lines—because behind every financial decision is something deeper: fear, joy, dreams, love. A wise money friend knows it’s all connected, and that’s where the real conversation begins. Want more from…

In episode two of Your Wise Money Friend, Carl explores the idea that wisdom isn’t about being right—it’s about being present. A wise money friend won’t hand you a to-do list or correct your choices. Instead, they ask the deeper questions that help you see yourself more clearly. Because the goal isn’t certainty, it’s clarity. Want more from Carl? G…

In this special 1,300th episode, Carl kicks off a new series called Your Wise Money Friend. Episode one starts with a simple but powerful idea: A wise money friend doesn’t shame you. They don’t scold, lecture, or judge—they lean in with curiosity. Instead of asking, “Can you afford it?” They ask, “Tell me more.” Because real wisdom isn’t about tell…

In this kickoff episode, Carl introduces a new series called Your Wise Money Friend—a collection of short, gentle reflections to help you pause, notice your money patterns, and choose on purpose. No hype. No shame. Just tiny moments of clarity, like a quiet walk with someone who really gets it. Because money isn’t just math, it’s meaning. Want more…

It’s not about what you spent—it’s about what you felt. In this field episode from Los Angeles, Carl shares a shift in how he thinks about money decisions. Whether it’s a new truck or a fancy coffee, the real question isn’t “Can you afford it?” It’s “What are you hoping this will do for you?” Because every financial choice has a feeling underneath …

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Money isn’t math—it’s practice. In this episode, Carl reframes every financial decision as a chance to get more aligned with who you really are. Not perfect. Just intentional. Not based on someone else’s rules, but rooted in your own values. One choice at a time. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up…

What if every transaction became a moment of transformation? In this episode, Carl asks what would happen if your values showed up not after you spend, but right before—before the tap, the click, the buy. Because every transaction builds your story, and with one simple pause, you can start writing it on purpose. Want more from Carl? Get the shortes…

What if every transaction was a chance to practice your values? In this episode, Carl explores how even the smallest purchases—coffee, groceries, flights—can move from invisible habits to intentional choices. This isn’t about spending less. It’s about spending in alignment, where your money reflects the life you actually want to live. Want more fro…

So much of what we do with money is just autopilot—spend, save, stress, repeat. In this episode, Carl invites us to slow down, feel the pattern, and create space between the trigger and the choice. Because clarity doesn’t live in someone else’s advice—it lives in the feeling between the pattern and the pause. Want more from Carl? Get the shortest, …