Best Debbie Marcoux Mortgage Mom Radio Podcasts (2025)

1
Conventional vs FHA – What’s the difference between the two loan programs. 42:18

12d ago42:18

42:18

Why would a loan officer suggest an FHA or a Conventional loan to you. Learn more in today’s episode. 844-935-3634, call us! Debbie Marcoux – AZ-0941504, CA-237926, Fl-LO76508, GA-69178, ID, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | JMJ Financial Group NMLS ID #167867 |Licensed by the Department of Financial Protection and In…

1
Reverse Mortgage Myth’s and Facts! 42:18

19d ago42:18

42:18

Reverse mortgages are misunderstood and can be a great asset in retiring comfortably. 844-935-3634, call us! Debbie Marcoux – AZ-0941504, CA-237926, Fl-LO76508, GA-69178, ID, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | JMJ Financial Group NMLS ID #167867 |Licensed by the Department of Financial Protection and Innovation under t…

1
Honoring Memorial Day and the History of the Holiday! 42:18

1M ago42:18

42:18

Did you know that you are supposed to fly your flag at half mass until noon and then raise it until sundown? How did Memorial Day come to be, what are we celebrating, and how is it different than Veteran’s Day. Short history lesson from the Mortgage Mom! 844-935-3634, call us! Debbie Marcoux – AZ-0941504, CA-237926, Fl-LO76508, GA-69178, ID, IL-031…

1
The Fed Meeting 5/7/2025 – Holding Rates Higher For Longer! 42:18

2M ago42:18

42:18

The Fed is holding strong with their Higher For Longer stance. When will we finally get that first rate cut in 2025? 844-935-3634, call us! Debbie Marcoux – AZ-0941504, CA-237926, Fl-LO76508, GA-69178, ID, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | JMJ Financial Group NMLS ID #167867 |Licensed by the Department of Financial Pr…

1
Will next weeks Fed meeting bring us a quick dip in the rates? 42:18

2M ago42:18

42:18

Reading the economic reports this week, GDP was lower than anticipated. It was honestly quite bad, but consumer spending is up, month over month, from February to March 2025. The Core PCE inflation numbers came in higher than expected, and it is anticipated that the Fed will hold rates steady at next Wednesday’s meeting. But, will we get a quick kn…

1
Property Taxes, Supplemental Bills, and Escrow Accounts 42:18

2M ago42:18

42:18

I focused on an issue that has been a major story in the media recently. Homeowners monthly payments are skyrocketing because of their property tax bills. Please understand how it works and what you can do as a homeowner or a new buyer to safeguard yourself from a messy situation later! 844-935-3634, call us! Debbie Marcoux – AZ-0941504, CA-237926,…

1
Stock Market and Mortgage Rates Are Volatile! 43:31

2M ago43:31

43:31

Did you miss out on the quick dip in mortgage rates last Friday? Let’s get you ready to take advantage of the next dip. 844-935-3634, call us! Debbie Marcoux – AZ-0941504, CA-237926, Fl-LO76508, GA-69178, ID, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | JMJ Financial Group NMLS ID #167867 |Licensed by the Department of Financial…

1
Are Home Prices Going to Crash? 27:35

2M ago27:35

27:35

Why are you seeing media about a housing crash? Debbie Marcoux – AZ-0941504, CA-237926, Fl-LO76508, GA-69178, ID, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | JMJ Financial Group NMLS ID #167867 |Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Licensee Numb…

1
The Best Strategy To Lock In Your Interest Rate 27:35

3M ago27:35

27:35

Interest rates have fallen for 7 consecutive days, but today, we’re headed right back up again. If you are in need of a new mortgage loan, refinance or purchase, it is important to understand when the best time to lock in your interest rate is. Debbie Marcoux – AZ-0941504, CA-237926, Fl-LO76508, GA-69178, ID, IL-031.0058339, NC, NV-57237, OR, TN-18…

1
How Much Does A Refinance Cost? 27:35

3M ago27:35

27:35

Today we talk about refinance closing costs. How do they work, what should you expect? Debbie Marcoux – AZ-0941504, CA-237926, Fl-LO76508, GA-69178, ID, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | JMJ Financial Group NMLS ID #167867 |Licensed by the Department of Financial Protection and Innovation under the California Resident…

1
Mortgage Applications Increase Week Over Week! 27:35

3M ago27:35

27:35

Both purchase and refinance applications have increased week over week. Why? With interest rates improving, mortgage loans are becoming more affordable opening up opportunity for homebuyers and refinances for current homeowners.Debbie Marcoux - AZ-0941504, CA-237926, Fl-LO76508, GA-69178, ID, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-…

1
Fed Pauses Rate Cuts! 27:35

5M ago27:35

27:35

Is it the Trump Administration's fault that rate cuts were paused yesterday?Debbie Marcoux - AZ-0941504, CA-237926, Fl-LO76508, GA-69178, ID, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | JMJ Financial Group NMLS ID #167867 |Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgag…

1
Mortgage applications increase by 33.3%, why? 54:47

5M ago54:47

54:47

Wondering if you should be looking into a purchase or a refinance? Why are so many applying for mortgage applications all of the sudden?Debbie Marcoux - AZ-0941504, CA-237926, Fl-LO76508, GA-69178, ID, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | JMJ Financial Group NMLS ID #167867 |Licensed by the Department of Financial Protec…

1
CA Wildfire Help and Information! 54:47

5M ago54:47

54:47

Important data for those who have lost their home or have been displaced. We will also talk about CA Insurance Policies and what to do at your next renewal. Many carriers will drop current policies. Be prepared!Debbie Marcoux - AZ-0941504, CA-237926, Fl-LO76508, GA-69178, ID, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | JMJ Fina…

1
The Fed Dropped Rates / Dow Down 1100PTS 54:47

6M ago54:47

54:47

Debbie Marcoux - AZ-0941504, CA-237926, Fl-LO76508, GA-69178, ID, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | JMJ Financial Group NMLS ID #167867 |Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Licensee Number 01134087. Interest rates and products are sub…

1
Planning to purchase a home in 2025? 54:47

6M ago54:47

54:47

Debbie Marcoux - AZ-0941504, CA-237926, Fl-LO76508, GA-69178, ID, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | JMJ Financial Group NMLS ID #167867 |Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Licensee Number 01134087. Interest rates and products are sub…

1
Will we see a recession in 2025? 54:47

6M ago54:47

54:47

Debbie Marcoux - AZ-0941504, CA-237926, Fl-LO76508, GA-69178, ID, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | JMJ Financial Group NMLS ID #167867 |Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Licensee Number 01134087. Interest rates and products are sub…

1
The History of Interest Rates and Administrations! 54:47

8M ago54:47

54:47

Interest Rate History Lesson! From Obama through Biden.Looking for numbers for your own personal scenario, go to our website, mortgagemomradio.com and book a consultation or call 844-935-3634.Debbie Marcoux - AZ-0941504, CA-237926, Fl-LO76508, GA-69178, ID, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | JMJ Financial Group NMLS ID…

1
Mortgage Fraud! Talk to your loan officer about your plans! 54:47

8M ago54:47

54:47

Many times clients have no idea that they could be committing mortgage fraud. There can be major consequences when this takes place. Make sure that you are talking openly and honestly with your mortgage loan officer to determine the best loan program for you!Looking for numbers for your own personal scenario, go to our website, mortgagemomradio.com…

1
Autism and Service Dogs! 54:47

9M ago54:47

54:47

War between Iran and Israel has quickly increased the cost per barrel for oil. This will in turn increase inflation. We have a strike at the ports which will also be a driver of inflation. Interest rates are headed the wrong direction as the news of the ADP report comes in better than expected. I decided to take a break from the bad news and instea…

1
Should you wait for lower rates? 54:47

9M ago54:47

54:47

Is it best to refinance now or wait for even lower rates? How about that home purchase, is it better to wait until after the election or purchase now.Looking for numbers for your own personal scenario, go to our website, mortgagemomradio.com and book a consultation or call 844-935-3634.Debbie Marcoux - AZ-0941504, CA-237926, Fl-LO76508, GA-69178, I…

1
The Fed Finally Cuts Rates! What Are Your New Possibilities? 54:47

9M ago54:47

54:47

After three long years of higher for longer, we finally get our first rate cut by the Fed. What's to come and how does this open up new possibilities for you? Got debt and need to get it handled? Need to lower your mortgage payment?Looking for numbers for your own personal scenario, go to our website, mortgagemomradio.com and book a consultation or…

1
FHA and VA Streamlines Are Back! 54:47

9M ago54:47

54:47

Anybody that has an FHA or VA Loan and their interest rate is above 6% is now in a position that a streamline refinance to help them to reduce their rate and monthly payments. In this episode we explain how the program works and the average interest rates that we have been locking in.Looking for numbers for your own personal scenario, go to our web…

1
Interest Rates Are Falling! 54:47

10M ago54:47

54:47

Today we discuss mortgage interest rates, where they are at currently, why they have come down, and who is benefiting from the reduced interest rates that we have been so fortunate to see! We also discuss next week's Fed meeting and how that will impact the current rate sheets that we have.Looking for numbers for your own personal scenario, go to o…

1
Federal Reserve Hold’s Prime Rate Steady but Rate Sheets Improve! 49:10

11M ago49:10

49:10

Why do rate sheets improve when the Fed Holds rates steady? Have you taken a VA or an FHA loan in the last two years? A streamline refinance may be ready for you. Inquiry with us directly to determine your eligibility.Looking for numbers for your own personal scenario, go to our website, mortgagemomradio.com and book a consultation or call 844-935-…

1
Easy Home Equity Line of Credit – Close in 5 Business Days! 30:39

11M ago30:39

30:39

We just rolled out one of the easiest home equity lines of credit. It's an incredible loan option and can help you to consolidate debt, complete home improvements, or purchase another property.Looking for numbers for your own personal scenario, go to our website, mortgagemomradio.com and book a consultation or call 844-935-3634.AZ-0941504, CA-DBO23…

1
Do you know what your blended rate is? Debt Consolidation! 30:39

1y ago30:39

30:39

Do you know what you are paying monthly in interest with all of your debts combined? It might be time to do a debt consolidation loan either with a home equity line or home equity loan or possibly even a refinance.Looking for numbers for your own personal scenario, go to our website, mortgagemomradio.com and book a consultation or call 844-935-3634…

1
RedefineLO.com – Realtors!!! You need this! 12:26

1y ago12:26

12:26

Are you a real estate agent looking to make additional commission on your buyers? I can show you how to earn thousands in extra income every month. With minimal effort you will keep your buyer, their loan, and the additional commission within your control. A quick 5 minute phone call will put you on your way to earning thousands of dollars in commi…

1
Retail Sales Disappoint. Mortgage Rates Are Improving! 28:36

1y ago28:36

28:36

Today we discussed the retail sales report and how that has sparked a big drop in mortgage interest rates. The economy is starting to cool and all of the necessary factors for the Fed to consider the first rate cut can't be ignored.Looking for numbers for your own personal scenario, go to our website, mortgagemomradio.com and book a consultation or…

1
Mortgage Rates Are Improving! Why? 29:09

1y ago29:09

29:09

Why are mortgage rates suddenly improving? Financial Data is starting to show signs of weakness. The unemployment report issued on Friday, May 3, 2024, was worse than expected. Although it is tough on the economy, it is a blessing for mortgage rates. Continued improvement from here is very possible. What additional reports are showing signs of weak…

1
The Fed Decision May 1, 2024 29:09

1y ago29:09

29:09

The Federal Reserve left rates unchanged today. The last two inflation reports being worse than expected have created bumps in the road which continues the higher for longer narrative of the Federal Reserve.There were some positive pieces to today's meeting with the slowing of the sale of treasuries on a monthly basis beginning on June 1, 2024. Thi…

1
Rent vs. Own – Should you buy in today’s market? 28:45

1y ago28:45

28:45

Today we went through two scenarios comparing what rents would be vs. what your mortgage payment would be if you were to buy a home. It's my goal to give you the numbers so that you can decide if you should be looking at purchasing a home today. Looking for numbers for your own personal scenario, go to our website, mortgagemomradio.com and book a c…

1
April 10, 2024 Inflation Report – STOP SPENDING NOW! 50:54

1y ago50:54

50:54

Today's CPI - Consumer Price Index Report was released and it was higher than expected. For the 2nd month in a row, inflation has increased rather than decreased. What does this mean to you and what can you do to help reduce inflation?Debbie Marcoux AZ-0941504, CA-DBO237926, Fl-LO76508, GA-69178, IL-031.0058339, NC I-210940, NV-57237, OR, TN-184373…

1
What does a realtor really do? How much do they make? 1:11:52

1y ago1:11:52

1:11:52

Recently there has been some very bad press around real estate agents, how much they earn, and how hard they work. Today we are crushing that thought process and bringing you the reality of a real estate agent's job and life!Debbie Marcoux AZ-0941504, CA-DBO237926, Fl-LO76508, GA-69178, IL-031.0058339, NC I-210940, NV-57237, OR, TN-184373, TX, WA-M…

1
NAR Settlement – What was it about, how will things change? 1:05:55

1y ago1:05:55

1:05:55

Been reading those headlines about the National Association of Realtors and the lawsuit settlement? We're diving in today with all kinds of great information and incite!What was it about? How will it change how you buy and sell real estate?Debbie Marcoux AZ-0941504, CA-DBO237926, Fl-LO76508, GA-69178, IL-031.0058339, NC I-210940, NV-57237, OR, TN-1…

1
Fed Meeting March 20, 2024 & NAR Settlement 39:07

1+ y ago39:07

39:07

The Fed meeting is over for March 2024. What did they say? Is there a light at the end of the tunnel for lower rates in our future?Been reading those headlines about the National Association of Realtors and the lawsuit settlement and changes coming to real estate commissions? We're diving in today with all kinds of great information and incite!Debb…

1
Frequently Asked Questions By Our Listeners! 48:42

1+ y ago48:42

48:42

This was a great show as I went over questions that have been asked by my listeners. These are great questions because they cover important questions that the listeners have. My goal is to bring you the information that you need when exploring a new home purchase or refinance. I love the questions, keep them coming!Debbie Marcoux AZ-0941504, CA-DBO…

1
Real Estate Myth’s – Let’s Talk Truth! 48:42

1+ y ago48:42

48:42

Your neighbors, your parents, and many other's believe myth's to be fact. Today we talk about those common misconceptions correct the information with facts!Debbie Marcoux AZ-0941504, CA-DBO237926, Fl-LO76508, GA-69178, IL-031.0058339, NC I-210940, NV-57237, OR, TN-184373, TX, WA-MLO-237926 is Licensed by the Department of Financial Protection and …

1
Should you wait to buy/refi until interest rates come down? 43:32

1+ y ago43:32

43:32

Does it make sense to wait for interest rates to come down to help with affordability? Not necessarily. Tune into today's show to learn more about purchasing a home in 2024 while we are in a higher rate environment. Should you consider refinancing to get the cash out that you need? It could also make sense to do something today. Get the education t…

1
Do you want to purchase a home in 2024? 31:31

1+ y ago31:31

31:31

On March 6, 2024 @ 5PM we will be streaming our Homebuyer Workshop LIVE! You will have the opportunity to ask your questions and get your answers right in the chat feed!Do you want to buy a home but need help getting started? We have been delivering successful homebuyer workshops since 2015. Our goal with this workshop is to educate you about the p…

1
Locking In Your Interest Rate 45:37

1+ y ago45:37

45:37

Everything that you need to know about locking in your interest rate. When should you lock it, when can you lock it, once you are locked what are your options if interest rates improve.For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOWWe are LIVE on YOUTUBE every Wednesday @ 1PM PST. Inte…

1
California Down Payment Assistance with CALHFA 29:37

1+ y ago29:37

29:37

CALHFA down payment assistance is available to many first-time buyers who didn't know that they could qualify! Learn more in today's episode.For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOWWe are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us yo…

1
Federal Reserve Left Rates Unchanged. When will we see rate cuts? 31:47

1+ y ago31:47

31:47

The Federal Reserve left rates unchanged once again. What did he say during his conference and when do we anticipate to see future rate cuts?For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOWWe are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us yo…

1
New Year – New Credit! Achieve Your Goals! 54:17

1+ y ago54:17

54:17

In this episode we discuss the most important details behind your credit report and how to achieve the highest credit score possible.For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOWWe are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your quest…

1
CA Homeowners Insurance in Crisis! 43:17

1+ y ago43:17

43:17

In this episode we discuss what brought about the issues with current homeowners insurance and what your options are if your policy has been dropped or you are having a difficult time securing a new policy for your new home purchase.For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOWWe are…

1
Mortgage Rates below 5%, is that possible in today’s market? YES! 40:35

1+ y ago40:35

40:35

Mortgage Rates below 5%, is that possible in today's market? YES!For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOWWe are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a …

1
What’s To Come In 2024 43:55

1+ y ago43:55

43:55

What's To Come In 2024. Review of 2023 and forecast for 2024!I also gave great tips for buyers and sellers in today's current housing market!For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOWWe are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us yo…

1
Fed Hold’s Rates – 6th Consecutive Week of Interest Rate Declines – Refi Applications Up 59:48

1+ y ago59:48

59:48

Fed announced today they are holding rates again. 6th consecutive week of improved rates. Refi app's up 19%.I also gave great tips for buyers and sellers in today's current housing market!For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOWWe are LIVE on YOUTUBE every Wednesday @ 1PM PST. I…

1
Interest Rates Are Falling! 5th Straight Consecutive Week! 47:29

1+ y ago47:29

47:29

Where are interest rates today, get your thumb on the market!For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOWWe are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link…

1
Housing Predictions for 2024! 9:33

1+ y ago9:33

9:33

Housing Predictions for 2024!For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOWWe are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show.De…

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Debbie Marcoux Mortgage Mom Radio Podcasts

Podcasts Worth a Listen

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