The Placing You First Podcast spans a diverse spectrum of insurance industry issues to keep you and your clients informed.
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Nick Fullmer's Overage Syndicate: Make Money From Home With Tax Overages & Surplus Funds.
Nick Fullmer
This podcast is all about generating income from home through tax sale overages and mortgage surplus funds. I’ve personally been involved in 100's of deals helping homeowners recover excess proceeds that rightfully belonged to them. The process to begin making money from surplus funds is straightforward. Just follow the 5 step Overage Profitability Formula: C4=P=$$$ The steps are: 1. Create Leads 2. Conduct research 3. Contact 4. Contract 5. Profit. Also check out our YouTube channel “overag ...
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Surplus Liquidation Auctions brings over 20 years of experience managing commercial and industrial online auctions to you, peeking behind the scenes for going out of business sales, asset liquidations, and organizations that are selling excess equipment. Maybe you’re a business looking to liquidate assets or a municipality with surplus inventory? We can guide you through the transaction and ensure to exceed your expectations.
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Uncovering Hidden Challenges: Navigating Problematic Healthcare Exposures
29:38
29:38
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29:38The healthcare insurance landscape is rapidly evolving beyond traditional pain points, creating new challenges for retail agents seeking coverage for specialized risks. From ketamine clinics to advanced med spas, these emerging sectors require specialist navigation to secure appropriate protection. Healthcare has always presented unique insurance c…
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CRC Quick Quotes: Where Tech Meets Expertise for Your Insurance Placements
36:08
36:08
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36:08Technology is reshaping insurance placement, but the most powerful solutions don't just automate—they amplify human expertise. This fascinating conversation with Team CRC's ExecPro Broker Brian Benda and Director of Digital Distribution Erin Dyer reveals how CRC’s Quick Quotes platform delivers exactly that balance. Quick Quotes began as an interna…
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Cyber Insurance Remains Critical as Ransomware Attacks Rise
30:25
30:25
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30:25Learn more about navigating cyber threats and insurance with insights from Hunter Maskell, a Director with the CRC / INSUREtrust Cyber Practice Group and Professional Lines Broker Chris Zepeda. Ransomware attacks are making a sophisticated resurgence, matching the concerning levels of 2020 and 2021. Despite strides in incident response, the financi…
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Could "forever chemicals" like PFAS be the new asbestos for the insurance industry? Join us on the Placing You First podcast as we unpack this pressing issue with CRC Environmental Broker Sean McLaughlin. We explore how these persistent chemicals infiltrate our everyday lives, from kitchen cookware to essential firefighting gear, raising alarming h…
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Cyber & Crime Policies: Protecting Against Social Engineering Fraud
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28:10
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28:10Learn more about safeguarding your business against one of the most insidious threats today—social engineering fraud. Join us as we sit down with specialists, Lori Wheeler and Jackie Leslie from CRC's ExecPro Practice Group, who share their invaluable insights into the growing prevalence and sophistication of these cyber threats. Gain a thorough un…
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What 2024 is Teaching Us About the Human Services Market
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35:11
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35:11Summary: Join hosts Amanda Knight and Scott Gordon as they engage with industry specialists Tyler O'Connor, Josh Anderson, and Michelle Earle to dissect the seismic shift from admitted carriers to the thriving Excess and Surplus (E&S) market. You’ll learn precisely why high-severity claims and social inflation are pushing human services organizatio…
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The Skinny on GLP-1s for Healthcare Industry Risks
24:44
24:44
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24:44Ever wondered how the latest advancements in GLP-1 medications are revolutionizing the treatment of diabetes and obesity? Join us for an insightful conversation with healthcare brokers Scott Scheiblin and Chip Wenges as they unravel the complexities and opportunities these groundbreaking drugs bring to healthcare providers. You'll discover the hidd…
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Mastering Property Submissions for Small & Midsize Business
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14:01Learn how to master submissions for small and midsize property placements with insights from Destinie Kindle a seasoned Underwriting Team Leader with CRC Group's Fort Worth Texas office. Discover how precise and detailed property submissions can be a game-changer in securing optimal insurance coverage. Destinie shares her specialist advice on enhan…
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Imagine the financial and logistical nightmare of discovering that a single contaminated ingredient has infiltrated multiple food products across your supply chain. That's exactly what we're examining with John O'Malley and Chris Martin from CRC Group's Minneapolis office. This episode unravels the complex web of costs and liabilities that ensue fr…
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Navigating TDPSA Compliance & Insurance Coverage in the Digital Age
16:55
16:55
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16:55Unravel the complexities of the Texas Data Privacy and Security Act (TDPSA) with cyber and professional lines broker Josh White from CRC Group’s ExecPro practice group. Discover the essential components of this new legislation, understand its alignment with similar laws, and learn about the unique aspects that set Texas apart. Josh breaks down the …
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Embedded Insurance, Tech Partnerships and the Sharing Economy
26:12
26:12
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26:12The sharing economy is booming, and its growth isn’t expected to slow down any time soon. Listen in as SVP & Casualty Broker Andrea Ward and Apollo ibott President Chris Moore discuss where they’re seeing growth, some of the more widespread obstacles the sector faces, and what insureds can expect to encounter in the marketplace when putting their i…
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Charting A Course Through the E&S Property Market
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20:42Gain valuable insight into the ever-changing E&S property market with CRC Group's property brokers, David Christopher and Jonas Williams. This episode peels back the layers of market trends as the calendar flips from 2023 to 2024, highlighting the significant role of quota share and layered business in navigating complex accounts. Get ready to gras…
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Crafting a Safety Net for Cosmetics Recall Challenges
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18:05
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18:05Learn how to traverse the evolving cosmetics industry regulatory landscape with CRC Group Casualty Brokers John O'Malley and Chris Martin. They discuss the changes brought into effect by the Modernization of Cosmetics Regulation Act as well as its ripple effects across the industry. From increased reporting and FDA registration to the increased ris…
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Navigating the Senior Living Insurance Landscape
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23:10Listen in as Lee McClure a Senior Healthcare Broker with Team CRC in Birmingham, Truitt Taylor, a Broker with CRC Group’s Jackson, MS office, and Rebecca Adelman, founder of Adelman Claims Management, discuss the terrain of the senior living insurance marketplace. Our guests discuss evolving litigation trends, from staffing quandaries to medication…
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Navigating the Ins and Outs of Security Firm Insurance
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14:40Are you ready to navigate the security guard insurance market? Prepare to arm yourself with the essential knowledge shared by industry specialists Vince Polese and Greg Zschiesche . In our latest episode, we tackle the shrinking pool of insurers, dissect the nuances of liability concerns that have come to the forefront with cases like the Surfside …
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Dwelling Dilemmas: Navigating Habitational Property Marketplace Challenges
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23:17In this episode we attempt to unravel the complexities of Habitational property insurance with Daniel Ball, a Property Broker with CRC's Boca Raton, FL office and David Pagomian, President of CRC's Red Bank, NJ office. Join us as we traverse the labyrinth of skyrocketing property valuations and the resultant seismic shifts in coverage layers. The s…
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Cyber Sentinel: EDR’s Role in Modern Business Protection
13:20
13:20
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13:20As the world of remote work continues to explode, so does the need for robust cybersecurity solutions. In our latest episode, we're joined by Chris Zepeda, an Associate Broker with CRC Group’s Boca Raton, FL office, and Alexandra Kish, an Associate Broker with our Dallas, TX office. They are going to enlighten us on the often misunderstood, yet inc…
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Rain & Risk: Why Flood Insurance Matters More Than You Think
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23:29
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23:29Today we’re jumping into the deep end with Ben Tschepikow, a Broker with Argenia, a CRC Group Company located in Little Rock, AR as well as Emma Grimshaw, an Underwriting Manager with Liberty Specialty Markets in London. They're going to discuss navigating today's flood insurance market. Visit REDYIndex.com for critical pricing analysis and a snaps…
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On the Rocks: Navigating the Liquor Liability Insurance Landscape
29:28
29:28
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29:28The holidays will be here before we know it and with the holidays come parties, and social gatherings with colleagues, friends, and family. Alcohol also tends to flow a little more freely than at other times of the year, making it a perfect time for us to explore the world of liquor liability insurance. Today we're in the studio with CRC Sumter Off…
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July 1st property renewals saw high prices and capacity cuts, but in the middle the toughest property market in recent history, the stock throughput market offered some relief. Today, Amanda and Scott are joined by Ted Clayton, a Senior Property Broker & Office President of CRC Group’s Santa Ana, California office, and Farrah Schubmehl, Senior Prop…
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Evolving PFAS Regulations Heighten Environmental Risks
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20:30
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20:30PFAS have been referred to by some as the next asbestos when it comes to their potential health impacts and claims potential. Today, Amanda and Scott are joined by Jim Hamilton, Senior Broker and CRC Group’s Environmental Practice Group Leader, as well as Sean McLaughlin, Inside Broker, with our Philadelphia office. Both specialize in Environmental…
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Significant changes are coming to the farming industry. The FDA’s recent traceability rule changes increase the product recall risk for food producers. Today, Scott and Amanda are joined by Jon O’Malley an Associate Broker with CRC Group's Minneapolis office where he specializes in Product Recall exposures, as well as Chris Martin, also a Casualty …
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We're delving into the challenges and opportunities when it comes to insuring public works construction in the U.S. in light of the pressing need for nationwide infrastructure upgrades. Amanda and Scott are joined by Jeff Dunn and Ryan Nadler, Casualty Brokers with CRC Group’s Norcross, Georgia office as well as Josh Levy, Casualty Broker with our …
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Tech Risks: How Pixels and Biometrics Lead to Privacy Claims
28:09
28:09
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28:09Pixels and Biometrics are a hot topic. They’ve been referred to by some as the next asbestos when it comes to their potential health impacts and claims potential. Today, Scott and Amanda are joined by Mike Edmonds, an Assistant Vice President with CRC Group’s Seattle office where he specializes in Cyber & Technology, E&O, Healthcare, and Management…
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Letting Go of What You Have In Order To Receive More
6:02
6:02
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6:02A principle of success
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Overage and surplus funds leads, should you pursue old or new deals?
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5:00
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5:00Learn more at overagesyndicate.com
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The cannabis industry continues to grow rapidly. It’s expected to be worth $134.4 billion by 2030. With that kind of growth, it’s clear the industry is shedding its taboo status in some areas, but many insurance carriers are still hesitant to consider cannabis coverage, and the majority of insurance business finds a home in the E&S marketplace. In …
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Downfalls of the Overages & Surplus Funds Business Today
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15:07Today we'll discuss some of the negatives of this business and how to mitigate some of the risks.
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How To Creat A Surplus Funds Business That Lasts…
6:48
6:48
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6:48Failure to implement these two lesson could cause the end of your business.
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Telemedicine is here to stay and it’s impacting the insurance needs of healthcare providers. In this episode, Amanda and Scott are joined by Josh Anderson and Conner Madey - Brokers with CRC Group’s Chicago Office where they specialize in Healthcare Liability, as well as Scott Scheiblin, a Broker with CRC Group’s Denver office. The topic: How telem…
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Discussing current changes as a result of the US Supreme Court Case: Tyler vs. Hennepin County.
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Why Every Restaurant Needs Foodborne Illness Insurance
18:37
18:37
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18:37All it takes is one bad batch of inventory to cause a foodborne illness outbreak in a restaurant, which can be a costly risk for owners. The fallout can include lost inventory, a drop in sales, and long-term reputational damage. Unfortunately, many restaurants don’t carry foodborne illness insurance, which can cover the financial and reputational f…
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The trucking industry faced several challenges in 2022, but rate growth for primary auto insurance flattened for the first time in years. Today, Amanda and Scott are joined by Chris Slezak, Director of CRC Group’s Central Transportation Region, Julie Sirois, Director of CRC Group’s Northeast Transportation Region, and Alek Turko, Managing Underwrit…
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Do I Partner With People On Surplus Funds & Tax Sale Overage Real Estate Deals?
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5:25To join the partner program checkout school.overagecourse.com
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How Do You Know Who’s Owed The Overage/Surplus Funds and How Do You Find Out
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9:08Today we will talk about the importance of knowing and confirming who is owed the Overage or Surplus Funds generated rated from a tax sale or a mortgage foreclosure. And we also cover how do you find that information, and the dangers of simply assuming that online lists of surplus funds have the correct person on them. Find the resources mentioned …
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Can You Work The Overage Business Virtually & How Much Can You Typically Make Per Deal?
4:31
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4:31Today we’ll highlight a case study of a recent deal and discuss what an average payday looks like on a surplus funds deal. We’ll also discuss if this business can be worked from home or do you have to be located in the USA?
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In this episode we will hear from one of my successful students Elmer. He shares how he has progressed since getting started to having a six figure business working part time hours. To gain access to the same program he used to create these results check out: https://school.overagecourse.com/?affcode=409166_7nf-wmeh If you're new and just learning …
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How To Get Tax Overage Lists: 4 Methods You Can Use Today.
8:09
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8:09Wanting to know how to get a tax overage list, excess funds list or surplus funds list? Listen to today’s episode and you will discover 4 different ways for you to obtain excess funds, tax sale overages and surplus funds lists. To access the $1,000,000 lead overage list mentioned in this episode check out the overage syndicate program, section 8. T…
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Cybercriminals have turned the internet into a virtual battlefield, but insurers are increasingly worried about the growing risks that actual war and state-sponsored attacks pose to the market. Many insurers are adding new cyber war and terrorism exclusions to their cyber policies that further complicate an already complex marketplace. Amanda and S…
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VPN & MFA: Why Cyber Insurance Applicants Need Both
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11:44These days utilizing only a Virtual Private Network may not be enough to qualify for a cyber insurance policy. Insurers want companies to have not only a VPN but also Multi-Factor Authentication in place for remote network access. Unfortunately, many clients don’t understand the need to use both together. Many assume a VPN is enough to protect agai…
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The Challenges of Insuring Healthcare Staffing Companies
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15:37The pandemic exacerbated healthcare staffing shortages, pushing many organizations to rely on staffing agencies for help. However, this can increase the risk of claims. Because claim severity continues to be an issue, many markets have narrowed their appetite or chosen to exit the sector entirely, creating a harder insurance landscape for healthcar…
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How Digitization Is Driving Cyber Risk for Motor Carriers
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14:40From electronic logging devices (ELDs) to logistics and maintenance software, trucking companies are utilizing innovative technologies to improve efficiency and connectivity. Unfortunately, this often leads to increased cyber risk. In this episode we talk with two of CRC Group’s brokers - Chris Hunter, a Broker specializing in Transportation with C…
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Utilizing Assessments to Help Prevent Behavioral Health Violence Claims
13:33
13:33
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13:33Behavioral healthcare providers can help mitigate growing violence rates by adequately assessing the risk of violence a patient presents toward others. The right behavioral healthcare assessments can help protect people from harm and prevent professional liability claims. In this episode, we’re joined by Sue Cohen, the Executive Vice President of N…
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In 2021, 19-year-old Orlando student Miya Marcano was tragically killed in her apartment by a 27-year-old maintenance employee with access to her apartment complex’s master key fob. In response to this tragedy and a growing trend of violence, Florida Governor Ron DeSantis signed Senate Bill 898, known as “Miya’s Law,” at the end of June 2022. The n…
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Hurricane Ian with Meteorologist James Spann and Chris Carlson
21:35
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21:35Hurricane Ian has proved to be a significant event for the insurance industry. In this episode, we talk with Nationally Renowned TV Meteorologist James Spann from ABC 33/40 in Birmingham, AL. Also, Chris Carlson, the property practice leader for CRC Group, joins us to talk about the damage estimates and what this means for the insurance industry. A…
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Uncertainty Mark-up for Catastrophe Coverage
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13:57Uncertainty can prove costly when it comes to purchasing property insurance. When pricing catastrophe risks, underwriters must be able to quantify them accurately. Where uncertainties arise, underwriters often adjust prices in an attempt to compensate for the unknown or decline the risk entirely. Uncertainty also tends to drive up the loss estimate…
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After a year of slashed demand in 2020, global oil demand surged in 2021 as the world began to recover from the coronavirus pandemic. In 2022, energy demand and commodity prices are still up, indicating that the energy industry is strong (source 3). Refineries are operating at approximately 95% capacity, and many companies would like to expand oper…
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Senior Living Market Easing but Reprieve May be Brief
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17:05Senior Living Market Easing but Reprieve May be Brief After a year or two of hardening, the insurance market for senior living facilities took another hit in 2020 due to the COVID-19 pandemic’s new wave of compounding challenges. Brokers working with these healthcare organizations were warned to keep a wary eye on increased liability and tighter un…
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NOAA Climatologist Matthew Rosencrans | Hurricane and Climate Predictions for Insurance
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18:10Matthew Rosencrans from the NOAA Climate Prediction Center takes us through the future of property risk, including hurricanes, climate change, and more. Is climate change causing sea levels to rise? The answer may surprise you! How many named storms will we see in 2022? According to the best data, what can we expect in the next 5 to 10 years? After…
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The REDY® Index leverages CRC Group’s collection of actionable data – the wholesale industry’s largest. It provides critical pricing analysis monthly, giving you a snapshot of the marketplace. The REDY® Index generates instant intelligence on pricing trends by industry or coverage, enabling our retail partners to set accurate data-driven expectatio…
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