In this episode, we introduce one of our favorite new FIRE practices: the quarterly wealth talk — a simple but powerful way to reflect, plan, and feel more connected as budget partners. Here’s what we cover: • What a quarterly money talk actually is (and why we love it) • A sample agenda you can use to review your finances and reflect on what wealt…

Ready for a serious nerd alert? Want your marriage / partnership to feel more like a financial team? In this episode, we break down our 3-month experiment using a shared daily budget tracker — and how it radically shifted not just our finances, but our relationship too. You may want to download the "Trying for Fi Budgeting Template" in our resource…

Ever thought about giving your kid a business loan? We did! On our journey to financial independence, we want our kids to build confidence and real-world money skills early. So when our daughter pitched a plan for a slime business to sell to classmates, we decided to back it — with a $40 private loan from the family’s own “Homegrown Lending Departm…

Are you a busy parent trying to save money without spending hours researching hacks? Same here. In this quick episode, we share 5 simple, budget-friendly tips that help us cut costs in everyday life — from using Amazon and Google smarter, to scoring secondhand finds on Craigslist, to easy DIY swaps. Bonus: these money-saving tips are also better fo…

Thinking about investing in a duplex or multifamily home? Wondering how to split utilities fairly between tenants (or future you)? In this episode, we share the story of how our well-meaning, flat-rate utility plan went sideways — and what we wish we’d known before setting it up. If you're a first-time landlord, house hacker, or just curious about …

Got some extra cash after filling your emergency fund and maxing out retirement accounts? Wondering whether to put it into real estate or the stock market? In this episode, we break down one of the biggest FIRE questions: Where should your surplus money go if you want to reach financial independence faster? We walk through our thought process, comp…

Curious about investing but not sure where to begin? In this episode, we walk through exactly how we got started — from figuring out what an index fund even is, to choosing a platform, to understanding how fees can eat away at returns. We break down: • Index funds vs. ETFs • Where we invest (and why) • How much is too much to pay in fees • How we m…

If your kids (or you!) are spending money on video games or in-game purchases, this episode is for you. As FIRE-minded parents, we’re always looking for ways to talk about money in ways our kids actually care about. In this episode, we share a new family rule we created to link video game spending to real-life savings goals (like buying a car somed…

Are you interested in Financial Independence but feel like you’re starting a little late? Wondering if it’s still possible to retire early—or just work less—while raising a family in a high-cost area? We’re a queer couple in the Bay Area with three kids, chasing FIRE (Financial Independence, Retire Early) on a moderate income. In this intro episode…

Talking about money in a relationship can be... a lot. In this episode, we take you through the story of how we learned to talk about money as a couple — from awkward first convos and conflicting money beliefs, to building shared strategies that support our life together. Along the way, we tackle big themes like: • Fairness vs equality in finances …