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How to Build a Better World is The Fifth Estate's podcast about creating a future all humans can be proud of. Tina Perinotto, editor of Australia’s premium publication for sustainable property and business, talks to the people on the frontline with the power to address the big ecological, social and financial problems of our time.
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The Middle Tennessee market moves fast, and so do the questions that come with buying, selling, or investing. Chris Phillips has spent over 20 years in the field helping clients navigate it all with honesty, strategy, and a no-BS approach. In this podcast, he shares what actually matters in real estate today: how to price right, negotiate well, avoid the noise, and make smart moves in any market. Whether you’re in it for your first home or your fifth property, this show gives you clear answe ...
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Stranger Than... a series of 15 non-fiction classics, coming to a bookseller near you. To mark the collection?s launch, Perennial, Foyles and 5th Estate organised a collaborative day-long celebration, where a host of published writers and book industry folk discussed how non-fiction works, how to write non-fiction and why the format is so successful.
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Good News from the Estates

The Church of England

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Today a fifth of the Church of England’s 12,500 parishes are estimated to be ‘estates parishes’ meaning that they include at least 500 social housing homes, however, half of these ‘estates’ currently have no Church of England Worship centre within them. Over the last two years, to try and address this, the “Church of England's Estates Theology” project has been pairing up local ministers, vicars and priests, with academic theologians. This podcast series is showcasing this work and how the p ...
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Business News and Other Sh!t' is a comedy show about investing. #ComedicInvesting During each episode, Amer Abdullah discusses the biggest news stories with the last person you'd expect, a stand up comedian. Of course, hilarity ensues. What might surprise you is how much you’ll learn about making money! Our goal is to entertain and enlighten you with quick easy tips on how to take advantage of investing. After listening to even one episode you'll understand why this show has been called the ...
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Join the Mad Fientist as he interviews personal-finance icons like Mr. Money Mustache, Ramit Sethi, and JL Collins to discover the strategies they used to achieve financial independence and retire early! Learn about investing, tax avoidance, entrepreneurship, travel hacking, real estate, and all things related to financial independence and early retirement!
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Point Me to First Class is a show for employed professionals, solopreneurs, entrepreneurs, and business owners with higher-than-average personal and/or business expenses who want to learn to leverage them into credit card points to spend on travel. Your expenses are your greatest untapped asset - but learning how to use them to travel the world doesn’t have to be confusing or complicated. Each week, Devon Gimbel shares valuable tips, tools, and strategies to help you uplevel your skills earn ...
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The show that shares practical advice and know-how for new and seasoned lenders: from private mortgages on single family houses to joint ventures on commercial projects, and beyond. Discover details about investment vehicles that you won’t find at your local bank or online broker. Listen and learn from private lenders and real estate investors, as well as from professionals and entrepreneurs as they share the details, strategies, and the insight that allows for successful and prosperous lend ...
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Have you ever wondered how real estate investments could help you travel more—without spending more? In this episode, I’m joined by Jaina Pallasigui, a public health professional, real estate investor, and points enthusiast who turned her real estate expenses into business class flights and luxury hotel stays around the world. From managing short-t…
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Thinking of skipping the home inspection? Think again. In this episode, Chris Phillips walks you through everything buyers and sellers need to know about home inspections in Middle Tennessee. From timelines and repair requests to red flags and non-negotiables, Chris breaks it down in plain English. He shares why inspections matter for every home, i…
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Zillow might be popular, but it’s not built for buyers or sellers. In this episode, Chris Phillips explains why Zillow (and similar platforms) often show outdated or inaccurate listings, and how their business model is designed to sell your data to real estate agents, not serve your home search. Chris shares real-world examples of clients relying o…
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First impressions sell homes and most buyers decide how well a property’s been cared for within seven seconds of pulling up. In this episode, Chris Phillips shares the five simple, affordable ways to instantly boost your curb appeal and create the kind of exterior that makes buyers want to step inside. From power washing and fresh mulch to painting…
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Fear of missing out, aka FOMO, can lead to some of the worst real estate decisions you'll ever make. In this episode, Chris Phillips breaks down the two types of FOMO that buyers face in the fast-moving Middle Tennessee market: the rush to make an offer out of fear, and the hesitation to commit because “something better might be out there.” With ov…
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This episode is all about your questions—and real answers. I’m back with another listener Q&A, tackling the exact points and miles decisions you’re working through right now. Ever feel like you're making credit card decisions in a vacuum? From wondering if it's time to add Capital One or Mesa to your rewards card portfolio, to recovering from redem…
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Chase just launched a new business credit card and rolled out changes to the Chase Sapphire Reserve—but are these updates actually worth getting excited about? In this episode, I’m joined once again by Kelly from The Points and Miles Doc for a candid review of what’s new in the Chase ecosystem. From rising annual fees to underwhelming credits and a…
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Welcome to the Ask Chris - Real Estate Podcast with Chris Phillips from Keller Williams. Chris is a successful 20-year veteran in the Middle Tennessee Real Estate market with over 100 five-star reviews. He is known for his knowledge and integrity. Whether you’re buying, selling, investing or just curious, his insight will guide you along the way. S…
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Have you been wondering what’s really happening in the world of credit card points and award travel this year? In this episode, I’m joined by Kelly, The Points and Miles Doc to break down the biggest shifts in 2025 so far. From major devaluations to standout sweet spots, we’re giving you an honest look at what’s working now—and what’s not. We also …
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Have Alaska miles—or thinking of transferring your Amex points before the June 30 deadline? In this episode, I’m breaking down some of the most valuable ways to redeem Alaska Airlines miles right now. From low-cost domestic redemptions to hard-to-find international business class flights, this guide walks you through the sweet spots that make Alask…
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Have you ever dreamed of flying to Japan in business class—without paying out of pocket? Bilt just made that a lot easier. In this episode, I’m joined by award travel strategist Ben Komenkul to talk about the newest (and most exciting) Bilt Rewards transfer partner: Japan Airlines. This partnership opens the door to premium flights across Asia and …
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A major points transfer pathway is shutting down—and it's got a lot of people wondering: should I move my Amex points to Alaska Airlines before the door closes? In this episode, I break down the fast-approaching June 30 deadline to transfer Amex points to Hawaiian Airlines (and from there to Alaska), and walk you through my personal decision—includ…
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If you’ve ever struggled to find award space—especially in business class—this is the episode you’ve been waiting for. In this episode, I’m diving into a unique but often overlooked type of airline route called a fifth freedom flight. These flights are legal exceptions in commercial aviation that allow an airline to fly between two foreign countrie…
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No matter how dreamy your destination is, there’s one thing that can make or break your trip: sleep. In this episode, I’m joined by sleep therapists Leah Corkum and Marlee Boyle, co-founders of Sleep-Works, a Canadian-based virtual sleep education company helping individuals and families improve their sleep health. With certifications in CBT for in…
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There’s finally a card that rewards you for the one expense that’s been completely ignored in the points world: your mortgage. In this episode, I’m talking with Kelley Halpin, CEO of Mesa, about the first credit card that lets you earn points for mortgage payments—plus other major homeowner expenses like daycare, utilities, and home improvement. Ke…
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Whether your Costco haul includes a 5-pound bag of almonds or a giant sectional sofa, one thing is certain: you’re probably not spending just a few bucks. If you’ve ever wondered how to earn more credit card points on your Costco runs, this episode walks you through four smart, strategic ways to maximize rewards—whether you’re shopping in-store, on…
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A limited time elevated credit card bonus offer sounds amazing—so should you go for it? In this episode, I break down how to evaluate elevated credit card welcome bonuses so you can make a smart, strategic decision. Using the current Chase Sapphire Preferred offer as a real-world example, I walk through the three questions you need to ask before ju…
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What does it look like to fully optimize your life—not just financially, but how you travel, make decisions, and spend your time? In this episode, I’m joined by Chris Hutchins, host of All the Hacks, for a fast-paced conversation about how to get more value, joy, and efficiency from everything you do. We talk about optimizing credit card rewards, s…
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Amanda Steele is group executive, head of property for ISPT, a business with a strong sustainability profile in the built environment. In her current role, Amanda is in the leadership team; but in the past she’s had direct sustainability roles at Stockland and CBRE and before that under the mentorship of our current Governor General Sam Mostyn when…
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With changes to credit card processing platforms and fee structures for 2025, the strategy for paying taxes with a credit card—and earning points while doing it—has shifted. In this episode, I’m joined by my good friend and points expert Dr. Sujatha Murali to walk you through the major changes in tax payment processing for 2025—and how to earn huge…
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Gabrielle McMillan kicked off Equiem in 2011 for Lorenz Grollo, developer and part owner of the Rialto tower in Melbourne who could see the enormous potential of adding value for occupants in the building through technology and social programs to create a kind of village in the sky, that made tenants sticky. Other people agreed. Today the business …
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Have you ever stood in front of your suitcase, overwhelmed, unsure what to pack—or panic-ordered outfits days before a trip that you’ll never wear again? You’re not alone. In fact, this episode might be exactly what your suitcase (and closet) needs. In this episode, I’m joined by Cassandra Sethi, personal stylist and founder of Next Level Wardrobe,…
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As someone who has booked over $192,000 worth of travel using points just this year, I've learned that mastering the art of points transfers is the key to unlocking incredible travel experiences. But knowing when and where to transfer your points isn't always straightforward or intuitive, especially when you're new to this hobby. In this episode, I…
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Do you feel confident in your points redemption skills, or do you suspect you might be missing out on better deals? With a little knowledge and practice, you can learn to stack the key skills needed to get incredible value from your points, and I'm showing you how this week. Tune in as I break down the six key levels of points redemption skill stac…
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I share my top tips for running successful award flight searches gleaned from years of experience booking award travel. Let's dive into the key differences between searching for cash flights versus award flights, and how to overcome the challenges of information overload and limited award seat inventory. I break down the most important mindset shif…
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In this episode, I'm joined by DeAndre Coke, a financial advisor and an avid traveler who was ranked by Forbes as one of Virginia’s top financial security professionals for two consecutive years. DeAndre shares his experience using an innovative platform called Zil Money to pay payroll with his credit card, racking up huge amounts of valuable rewar…
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Sara Stace is an influential voice in the active transport and placemaking space. Recently she joined forces with Marc Lane at Vivendi Consulting to becomes its new joint directors of cities. Stace and Lane met at WSP, where the two shared an immense passion for designing for cities and streets. Stace and Lane are now working on housing strategies,…
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Whether you're a seasoned pro or just starting out in the world of award travel, this episode is packed with actionable advice and real-world examples. I break down complex topics like transferable points currencies, positioning flights, and maximizing leftover gift card balances in a way that's easy to understand and apply to your own travel goals…
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As national president of the Australian Institute of Architects Jane Cassidy juggles a lot of competing priorities – and they’re not all in the order you’d expect. There are the usual topics of aesthetics and the role of architects and how it’s been eroded over the past decades. Host: Tina Perinotto Produced by: The Fifth Estate The Fifth Estate we…
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Are you a medical professional looking for ways to leverage your CME funds for travel? I'm joined by Dr. Courtney Downes, a board-certified emergency medicine physician, Points and Travel strategist, and founder of Prescription to Travel MD. She helps healthcare professionals optimize credit card points and travel hacks for accessible leisure, adve…
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Andrew Eagles, CEO of the New Zealand Green Building Council reports on an industry that wants to do better, wants green buildings and better regulation. This conversation is a breath of fresh air. Listen now! Host: Tina Perinotto Produced by: The Fifth Estate The Fifth Estate website: www.thefifthestate.com.au Sign up to the newsletter: https://th…
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From finding award availability to navigating the unique transportation logistics of getting to and from the Maldives, I walk you through everything that went into planning this ambitious trip. I also share my honest review of the flights we took, what it was like staying at the luxurious Park Hyatt Maldives, and how I kept food costs under control…
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The Travel Mom Squad shares their journey from humble beginnings to becoming one of the most influential voices in the award travel industry. We dive into the challenges they faced along the way, the strategies they used to overcome them, and the lessons they learned as they grew their business. Get ready for an inside look at how these three power…
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In this special 100th episode, I’m taking you behind the scenes of the podcast’s journey. I share why I started this venture, reveal surprising statistics about the show, and discuss how I use what I’ve learned to make the next 100 episodes even better for you. Whether you're a long-time listener who's been here since day one or you just found your…
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In this episode, I walk you through my simple 5-step process for evaluating which rewards credit cards deserve to keep their coveted spots in your wallet for another year. I explain why regularly assessing your card lineup is crucial for aligning your strategy with your evolving points goals and spending patterns. By the end, you'll know exactly ho…
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In this episode, I'm joined again by Dr. Sujatha Murali for part two of our 2024 points recap. Last week, we dove into how many points we earned in 2024 and the strategies we used. This week, the fun continues as we reveal exactly how we redeemed those points. Sujatha and I share our most memorable award trips, our highest value redemptions, and th…
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In this episode, I'm joined by Dr. Sujatha Murali for an in-depth look at our 2024 points earning strategies, successes, and surprises. Get ready for a peek inside our wallets as we break down the nitty-gritty details of our points game. Whether you're a seasoned pro or just starting out in the world of points and miles, this episode is packed with…
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As another year comes to a close, I have a tradition of looking back and taking stock of how many points I earned, how I earned them, and the value I got from redeeming them. It's an enlightening and even surprising exercise that I believe every points and miles enthusiast should do. I invite you to conduct your own points year in review and even g…
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We’re almost at the end of 2024, which means it’s the season to start laying the foundation for earning one of the most extraordinary perks in points travel: the Southwest Companion Pass. With that in mind, it’s time to revisit a conversation from this time last year with Southwest expert Lyn Mettler. A longtime travel journalist, Lyn has been writ…
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Philip Graus has an omnibus cache of insights and history into how cities are formed, what keeps them growing or failing and how to make them sustainable. This podcast is a bit of rambling chat, weaving in and out the incredible number of influences that make a city tick – or not. Host: Tina Perinotto Produced by: The Fifth Estate The Fifth Estate …
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Kevin Zanes, The Points Analyst, is here to share his expert take on the highlights and lowlights, the winners and losers, and the key developments that defined award travel in 2024. Together, we'll be unpacking the most significant events and digging into what these changes mean for points enthusiasts moving forward. From major devaluations that s…
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I'm joined by Dr. Michelle Walther, who has been leveraging the Southwest Companion Pass to save money and make unforgettable memories with her family. Michelle is an emergency medicine physician, mom to two amazing girls, and wife to a retired army medic. When she's not saving lives, she's saving miles, turning her love for travel into a family ad…
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Kelsi Sullivan grew up in Puerto Rico and Mexico City and has lived in way too many places, but her favorite was when she lived in Sri Lanka for 3 years! Traveling for Kelsi is about connection to people, food, culture, and history. In the travel rewards space, she is a solo traveler who loves a bougie last minute business class deal! Learn how to …
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In this bonus episode, I'm thrilled to introduce you to Dr. Ona Utuama, the brilliant founder of Tribal Eyes. As a family medicine physician, Dr. Ona experienced firsthand the challenges of finding well-fitting, stylish eyewear. Frustrated with the lack of options, she set out to create a brand that celebrates diversity and offers a perfect fit for…
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Are you looking for the perfect gift for the travel lover in your life this holiday season? Whether you're shopping for friends, family, or just treating yourself, I've got you covered with 10 fantastic travel-related gift ideas that are sure to delight. From products that make travel easier to subscription boxes that bring the flavors of the world…
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Have you been searching for a tool to simplify your award travel bookings? In this bonus episode, I'm joined by Megan Johnston, Community Manager at Daily Drop, to discuss their recently launched all-in-one software: Daily Drop Pro. This innovative platform combines an award search engine, cash flight deal finder, and points community all in one pl…
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Get ready for an entertaining and informative discussion as Kevin Zanes, Dr. Sujatha Murali, Kelly from The Points and Miles Doc, and Dr. Andrea Mabry tackle hypothetical questions that will make you think about how you value and use your points and miles. None of the guests were given any warning about what they might get asked, so expect plenty o…
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Founder of Nightingale Housing Jeremy McLeod will no doubt go down in history as the man who managed to shift a truckload of preconceptions about what housing needs to look like – what it should cost and who it is for. Host: Tina Perinotto Produced by: The Fifth Estate The Fifth Estate website: www.thefifthestate.com.au Sign up to the newsletter: h…
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For today’s conversation, I’m joined by Kamree Price, founder of Our Family Passport and an expert in earning and redeeming Amex points for family travel. Kamree has been to over 50 countries using points and miles, most of them with her blended family of six. She specializes in finding creative ways to maximize the American Express program for her…
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Lyn Mettler is a longtime travel journalist who has cracked the code on flying her family of four for free, going from one car trip a year to six free flights annually. Through her Families Fly Free podcast and membership, she teaches others her simple system for maximizing Southwest Rapid Rewards. In this episode, Lyn breaks down the recently anno…
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