The Money School Podcast shares the secrets of the wealthy, so you learn how money really works and take back control of your life! You'll hear the inside story of wealthy entrepreneurs and investors... breaking down how they got started, how they think about money, how they put money to work for them, and how you can change your life simply by doing ONE thing differently with the money you already have. Through the podcast, you'll become your own bank - mastering how money really works - so ...
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Access this FREE 10 part video series at https://flipnerd.com/ultimate and not only get access to the entire Master Class, but also access the FREE supplemental guide book, full of our best forms, contracts, checklists and other incredible resources! Click above to get access for free, for a LIMITED TIME!
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Hi, I'm Jess! If Not For This Podcast is our space to talk about the moments and choices that really shape our lives. The big ones, the small ones, and the ones we didn't even see coming. It's a mix of honest conversations, stories, and reflections about the "what if's" we all have. Sometimes its funny, sometimes its real, but it's always exploring how we ended up where we are and maybe where we're heading next.
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Text Me When You're Hiding in the Bathroom: Sisterhood Stuff with Amber Berry
55:42
55:42
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55:42What happens when two high school besties grow up, grow families, and still find time to laugh (and cry) through it all? In this episode, Jess and her soul-sister Amber take a walk down memory lane—complete with awkward teen moments and heartfelt confessions. From navigating the beautiful chaos of blended families to learning how to show up for eac…
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Why Investors Fail After the Flip (and How to Never Be One of Them) w/ Aaron Chapman
45:27
45:27
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45:27You found the deal. You found the lender. You even closed with hard money. Now what? That’s the question too many investors forget to ask—until it’s too late. In today’s market, with traditional financing tightening up and banks saying “no” more often, smart investors know that real money is made after the flip. When you’ve got a reliable exit stra…
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Healing, Hustling, and Holding On with Meg Andersen
1:04:25
1:04:25
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1:04:25Think: less “perfect morning routine” and more “how do I keep going when life is messy and motivation ghosts me?” Jess and Meg are diving deep into the beauty and struggle of caring for our bodies, minds, and hearts, especially in a world full of noise and distractions. Through some soul-baring stories and laughter, Jess and Meg explore the magic t…
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Want Financial Freedom? Stop Building Wealth for Other People w/ Jason Sipple and Stephen Nagy
54:16
54:16
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54:16We’ve all been told the same lie: work hard at a corporate job, and eventually, it’ll pay off. But here’s the truth—you can do everything right and still end up with nothing. Why? Because the financial system was never built to make you wealthy. It was built to keep you stuck. The banks, the government, and Wall Street have systematically wiped out…
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The Fliphouse Takes a Hit, So Jess Takes Up Farming and Introspection
43:46
43:46
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43:46This week, Jess gets real about what it’s like to return to her farming roots while juggling home renovations, self-doubt, and the ever-complicated world of family dynamics. From planting multiple varieties of corn (because why do things the easy way?) to learning the art of patience and communication, she shares the highs, the lows, and the unexpe…
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Infinite Banking: The Wealth Hack the Banks Don’t Want You to Know w/ Stephen Nagy & Brian Fouts
42:30
42:30
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42:30Most people do what they’re told when it comes to money—get a job, stash cash in a 401(k), and hope there’s enough to retire someday. But what do they get? Debt. Stress. Zero control over their time and money. Meanwhile, banks are making a fortune off their hard work. Savings get eaten up by taxes, inflation, and market crashes. Retirement accounts…
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It’s Never a Bad Time to Invest in Real Estate: How to Win in the Worst Markets w/ Joel Miller
47:42
47:42
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47:42The stock market’s ups and downs, the uncertainty of the economy, and inflation have many investors on edge, searching for something stable. But for those who know how to play it right, real estate has always stood out as a reliable option. So, what’s the trick to making it work, especially when times are tough? Here’s the thing: there’s never real…
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Blame This Strong Friendship On Courtney Benson
1:21:48
1:21:48
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1:21:48Ever feel like you’re starring in a movie written by your parents? In this episode, Jess and Courtney dive into the messy, beautiful journey of personal growth—unpacking how childhood experiences shape who we become (for better or... let’s be honest, sometimes for worse). They’re getting real about fear, expectations, and those sneaky inherited nar…
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How to Smash Your Business Barriers by Talking to Your 7-Year-Old Self w/ Annie Yatch
38:16
38:16
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38:16Every entrepreneur, high-powered professional, and goal-driven person has hit a wall they just can’t seem to break through. Whether it's stuck revenue, burnout, imposter syndrome, or self-sabotage, it feels like the problem is external. But here’s the truth: most of those barriers are internal. And the person holding you back? That could be the 7-y…
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The Wisdom Shortcut: How to Save Years of Struggle and Achieve Success Faster
48:33
48:33
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48:33How many mistakes did you have to make before you found success? How much time, money, and energy did trial and error cost you? Now, imagine watching someone else go down the same painful road—knowing you have the wisdom to help them avoid those missteps. Yet, too often, people keep their hard-earned wisdom to themselves. Maybe you think others nee…
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Blame This Intercontinental Conversation on Jessie Browning
1:12:47
1:12:47
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1:12:47This week, Jess and Jessie get real about the magic of community and connection—because let’s be honest, life would be pretty dull without it. They both share the weird and wonderful ways they have built deep friendships despite living miles apart, and how opening up (even when it’s terrifying) has led to some of their most meaningful relationships…
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Lawyering Up: How to Secure Financial Stability in an Unpredictable Field w/Jess Bailey
38:00
38:00
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38:00Attorneys face a unique set of challenges that go beyond courtroom battles and client meetings. From managing unpredictable income and student debt to tracking the financial health of their practice, the journey is often more financially demanding than most realize. Many attorneys find themselves unprepared for the financial complexities of running…
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This week, Jess is digging into the lore. She gets real about how personal memories shape who we are—especially when it comes to motherhood and healing deep emotional wounds. Jess shares a story about her son that haunted her for years, a time when depression had her drowning in shame and self-doubt. It wasn’t pretty. But through therapy, self-refl…
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Why Gold Is The Ultimate Hedge Against Market Uncertainty w/Michael Arries
54:40
54:40
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54:40The volatility of stocks, the unpredictability of real estate, and the rising cost of living are leaving many investors searching for something stable. Gold, historically a safe haven, has hit new all-time highs—but what’s driving this surge, and what challenges lie ahead for those looking to get involved? The truth is, the future of investing can …
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Forget Wealth: Here’s Why Selflessness is the Ultimate Reward /Dr Brian Rambarran
33:05
33:05
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33:05Too often, giving is tied to personal gain—whether it’s a tax deduction, public praise, or a sense of obligation. But real generosity isn’t about what you get in return. It’s about giving with pure intentions, fueled by love and passion, not by what you stand to benefit. Imagine what would happen if every act of kindness came from a place of true s…
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Why Hitting Rock Bottom Could Be Your Greatest Business Opportunity w/ Wayde Elliott
41:07
41:07
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41:07Losing a job or facing an unexpected life shift can feel like the biggest curse—no income, no direction, and no clear path forward. But what if this so-called curse was actually the best thing that ever happened to you? Have you ever considered that hitting rock bottom might be the push you need to rise higher than ever before? The truth is, when e…
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Welcome to a messy, heartfelt, and slightly chaotic season premiere of the If Not for This Podcast! In the first episode, Jess gets real about why she hit "record" in the first place. She opens up about past struggles—relationships, identity, and the general rollercoaster of life—and how storytelling became her way of making sense of it all. This i…
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How To Erase The Gap Between You And Your Dreams
46:55
46:55
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46:55You have big dreams. You know where you want to be. But somehow, the gap between where you are now and where you want to go feels massive. Progress seems slow—sometimes painfully so. Life throws obstacles in your way, and before you know it, doubt creeps in. Naysayers whisper that you’ll never make it. Maybe you’ve even thought about quitting. The …
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How to Build Your Own Family Banking System w/ Hannah Kesler
58:30
58:30
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58:30Generational wealth is something many people want. As parents, we fight to build a legacy that future generations can benefit from. We want to take care of our family long after we’re gone. The problem is, the traditional banking system doesn’t support generational wealth. Banks want to take people’s money and multiply it for themselves, not for th…
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Do Hard Things On Purpose: The Secret to Real Estate Success w/ Brady McDonald
46:02
46:02
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46:02In the world of real estate investing, there are so many entry points, vehicles and paths we can chase down. But trying to chase down too many paths can take you out of business. Is it smarter to focus on one thing instead? It’s no coincidence that most investors struggle the most when they have their hands in too many pies. We would make a lot mor…
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Infinite Banking for Beginners: The Easiest Explanation You'll Ever Watch
18:47
18:47
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18:47Are you tired of handing over control of your hard-earned money to traditional banks? You’ve worked hard, only to find your dollars barely working for you. Every paycheck you deposit, every investment you make—where does that money go? It ends up fueling someone else’s bank. The banking system is built to make the banks richer by lending out your m…
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Blockchain Explained: Why Decentralization is Set to Change EVERYTHING w/Justin Goldston
39:24
39:24
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39:24We’ve all heard the buzz about blockchain, but how much do we really understand its potential to transform our everyday lives? Right now, we live in a world dominated by centralized systems—banks control our finances, corporations hold our data, and middlemen dictate transactions. But what if there were a better way? Centralized systems have domina…
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Your Money Mindset Is Keeping You Broke…Here’s How to Fix It w/ Dr Bradley Klontz
50:29
50:29
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50:29Have you ever felt like no matter what you do, you’ll never break free from your current financial situation? Do you catch yourself thinking, “This is just how my life is meant to be”? If so, you're not alone. Many people are born into circumstances that shape their beliefs about money, success, and their own potential. But what if those beliefs ar…
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First Lien HELOC: The Secret to Paying Off Your Mortgage Faster w/ Anthony Rushing
52:32
52:32
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52:32Many homeowners are stuck in the traditional mortgage cycle, paying interest for decades and barely making a dent in their principal. It’s a frustrating system that feels impossible to escape. Traditional mortgages are designed to keep you in debt longer, with most of your early payments going toward interest, not principal. Add in the burden of ju…
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Give to Get: The Money Strategy Banks Don’t Want You to Know
29:02
29:02
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29:02We’ve all been taught to put our money in the bank, trusting it will grow safely. But here’s the reality: while the bank gives you a little interest, it takes full control of your money. Imagine being in control of your own financial future, where you’re not only saving and investing, but also using your money to generate passive wealth—without rel…
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How to Blast Your Debt Off the Face of the Earth In 10 Easy Steps
35:51
35:51
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35:51Debt is more than just numbers on a statement—it’s a heavy burden that crushes dreams, erodes credit scores, and casts a shadow over your financial future. It’s not just about the unpaid bills or the relentless interest rates. For many, debt becomes an emotional weight, leading to sleepless nights, strained relationships, and a sense of hopelessnes…
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It’s Actually Pretty Easy to Get Ahead of 99% of People Financially
19:03
19:03
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19:03Bills pile up, your car breaks down just when you thought you were catching up, and that raise you were counting on? It never comes. You watch others build wealth and wonder, how do they do it? What do they know that I don’t? Every month, you’re working hard just to pay someone else: lenders, credit card companies, landlords. Your money is gone bef…
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Why Land Flipping Is The Real Estate Secret You Need w/ Jack Bosch
50:59
50:59
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50:59If you’ve ever dealt with rental properties, you know the drill: late-night calls for emergency repairs, chasing down rent payments, and endless maintenance headaches. It’s exhausting and often feels like the returns don’t justify the stress. What if you could reap the benefits of real estate without the hassle? Enter land flipping—a smarter, simpl…
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How To Fund Investments Using Your Own Banking System w/Arthur Marshall
1:35:05
1:35:05
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1:35:05For a really long time, we’ve been told to trust traditional financial instruments — stocks, bonds, mutual funds, and 401(k)s managed by others. But the truth is, these aren’t the best ways to build long-term wealth. Many people are investing in things they don't fully understand, allowing big banks and financial institutions to profit at their exp…
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Traditional Banking is Failing You…This Works Better w/Devin Burr
1:24:48
1:24:48
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1:24:48If you’re like most people, you’ve probably noticed how little traditional banking actually benefits you in the long run. Appearances aside, banks don’t operate with your best interests at heart. They make choices to maximize their own growth—often at your expense. While banks encourage you to save and play it safe, they take your money and invest …
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Why Focusing on One Thing Can Make Your Business Unstoppable w/ William Mattar
43:29
43:29
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43:29Most people think the more they offer, the more money they’ll make. But here’s the reality: some of the most successful brands are built by going deep, not wide. Instead of trying to serve everyone, they pick a lane, stay in it, and completely own that space. Zeroing in on one thing is often the key to scaling your business faster. When you narrow …
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Navigating Life’s Storms: How To Secure Your Finances Against The Unexpected w/ James Miles
1:00:35
1:00:35
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1:00:35When it comes to money, we’re often taught to play it safe. Hold on to what we have, avoid taking too many risks, and trust that our money will grow where we’re advised to put it. What if that advice isn’t really in your best interest? Here’s the issue: simply holding on to your money without a plan for strategic growth can leave you vulnerable—esp…
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Dave Ramsey Doesn't Understand Infinite Banking...and Probably Never Will
37:33
37:33
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37:33Infinite Banking is one of the most misunderstood finance concepts on earth. Even the biggest so-called financial experts get it wrong, and rob people of incredible wealth-building opportunities. Case in point: Dave Ramsey. He often promotes term insurance, which is very different to Infinite Banking and this narrative overshadows the true value of…
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The Math Doesn’t Lie: How Infinite Banking Unlocks Massive Wealth
56:05
56:05
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56:05Even though the Infinite Banking Concept has been tried, tested, and proven to be successful, there are still naysayers out there. These doubts can hold people back from unlocking their financial potential. But why are some still skeptical, despite overwhelming evidence? The root of the issue lies in a lack of understanding and going back to the fu…
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From Paperboy to Multi-Millionaire: How to Find Your Entrepreneurial Edge w/Kevin Bupp
56:17
56:17
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56:17Entrepreneurs have one superpower: they see opportunities where others see obstacles. They learn from the people around them and seize moments that can change their lives. Many people dream of building wealth and success, but without an entrepreneurial mindset, it can feel like you're always a step behind. Real estate - one of the most lucrative pa…
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Escaping the Financial Rat Race: How to Make Your Money Work for You w/Carson Herlean
56:37
56:37
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56:37Most people get caught up in a traditional system that promises a steady paycheck but never leads to financial freedom. They chase the illusion of being "rich" without understanding the difference between that and real, lasting wealth. Many young people fall into this trap, only to realize years later that their money isn't working for them. They d…
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Why More Money Often Equals Less Happiness w/ Brad Chandler
47:54
47:54
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47:54Financial success will lead to a fulfilling life. This a trap many people, including entrepreneurs, fall into. But the reality is often the opposite. Many work tirelessly, achieving impressive financial milestones only to discover that they have little time to enjoy the fruits of their labor.The relentless pursuit of making more money leaves people…
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5 Reasons Why Banks Are Tightening Lending—And How to Prepare
22:29
22:29
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22:29If you've been getting pushback on deals, or they’ve even been falling through, you're not alone. We’re seeing it firsthand: banks are tightening their lending practices, and it’s becoming harder to secure the financing needed to keep business moving. The ripple effect of banks not lending could be massive. For businesses that rely on funding to gr…
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Don’t Settle for a 9-5 Life: How to Get Paid For Chasing Your Passion w/Kellan Fluckiger
46:36
46:36
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46:36Many of us crave the life we've always wanted, but we’re stuck in a routine that leaves us feeling frustrated and unfulfilled. It's all too easy to daydream about a life filled with purpose and financial freedom, but so many people hesitate to take the necessary steps to turn those dreams into reality. It's time to confront the hard truth about how…
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The Unseen Battles Every Entrepreneur Faces (And How to Win Them) w/Carmelo and Lindsey Cruz
1:24:14
1:24:14
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1:24:14Being an entrepreneur is tough—far tougher than most people realize. Many take it at face value, seeing only the surface success while missing the intense challenges beneath. The entrepreneurial journey is filled with challenges, but it's also filled with opportunities—if you're willing to seize them. It's time to push past the comfort zone, take t…
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Whole Life Insurance 101: What You Need to Know for a Secure Future w/Tom Wall
42:09
42:09
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42:09Why does whole life insurance have such a negative reputation when it offers incredible value? For years, this financial tool has been misunderstood, leading many of us to overlook its potential benefits. But what if I told you that whole life insurance could be the key to securing our financial future and ensuring we leave a lasting legacy? Many o…
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The Easy Button Will Actually Make Your Life More Difficult…Here’s Why w/ Nick Koumalatsos
53:34
53:34
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53:34It might seem counterintuitive, but the path of least resistance can lead to complacency and unfulfilled potential. That’s unfortunately the path most people are on. Choosing the easy way out can cause anxiety, stress and a false sense of security that hinders our growth. The reality is: real growth comes from facing challenges head-on, pushing thr…
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Real Estate Is Still Ripe for Disruption...Here's How to Do It w/ Scott Morse
35:41
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35:41In an industry that's constantly evolving, doing things the traditional way can leave us behind. It's not enough to follow the crowd anymore; we need to think differently and add real value to our approaches. Seeing an opportunity and taking it requires a mindset shift and the willingness to break away from the norm. There are so many opportunities…
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Networking: A Powerful Way to Compress Time In Entrepreneurship w/ Kevin McMullen
56:18
56:18
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56:18As entrepreneurs, one of our main focuses is freedom and taking back our time but also fulfilling our goals. But when we’re new to the game, those things can seem out of reach and impossible to achieve. What if we could cut the time and path in half by networking with people like us? Surrounding ourselves with people who inspire us, understand our …
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Celebrating Independence: How to Make the 4th of July Meaningful Again
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12:20The 4th of July is a day that should be about the pride and joy of living in the land of the free. Very often, it passes without the celebration it deserves. The very essence of the 4th of July is to remember and honor the sacrifices made to secure our liberty. Yet, each year, fewer and fewer people take the time to truly appreciate and commemorate…
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The Value of Virtual Assistants: How to Make More Money in Less Time (Without Doing More) w/ Bob Lachance
27:02
27:02
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27:02After covid, the virtual workplace exploded as businesses pivoted to remote work, seeing massive time and cost savings. Yet, despite these undeniable benefits, many entrepreneurs still hesitate to trust remote work and virtual assistants. What exactly is holding so many people back? Are we clinging to outdated notions of how work should be done? Th…
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How To Overcome Rock Bottom: Getting Out Of The Rut w/Brent Daniels
31:21
31:21
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31:21Tough times can last and leave us feeling defeated, doubtful and lost, especially when it's our own bad decisions that drive us to rock bottom. The feeling of hopelessness can be overwhelming, making it difficult to see a way out. It’s up to us as individuals to ensure that we don’t stay that way forever. We need to be willing to put in hard work t…
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Become a Money Master: How to Use Infinite Banking To Beat Inflation And Economic Chaos w/ Robert Lee
56:04
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56:04With 2024 being an election year, there is a lot at stake. Without a doubt, the economic cycle will be impacted post-election and we need to be prepared for it. Many are worried that the election is going to be a perilous economic tipping point, which many portfolios just won’t survive. How do we ensure that amidst the chaos, our heads are well abo…
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How to Get the Returns of Real Estate Without the Headaches w/Zach Lemaster
34:41
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34:41When it comes to preparing for retirement, people pin their hopes on their 401k, but the truth is, it’s not enough to retire comfortably. That’s where real estate investing comes in. It’s a way to get predictable, stable and consistent income and undoubtedly the best path to wealth. The problem is, most people don’t have the time, energy and know-h…
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Raise Capital Inside Your Passion: How to Turn Boating Into Business w/Ryan Garland
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38:54In the world of hobbies and interests, boating happens to be one with the most wealth inside it. Whether it’s lake boating or yachting in Monaco, no other network attracts high net worth individuals. What if you could turn your own lifelong passion for boating into the ultimate business opportunity so you can earn while you play? That’s what Ryan G…
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