Slip into something more comfortable and delve into personal finance with Josh Sheluk and Colin White, experienced portfolio managers at Verecan Capital Management. Each episode demystifies complex financial topics, stripping them to their bare essentials. From investment strategies and financial planning to economic headlines and philanthropic giving, delivered with a blend of insight, transparency, and a touch of humour. Perfect for anyone looking to understand and navigate their financial ...
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130: It's Been 5 Long Years | What's Changed Since COVID
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33:31Reflections on Market Bottoms: Lessons from the Pandemic In this episode of Barenaked Money, hosts Josh Sheluk and guest Matt Kempton, discuss the significant five-year anniversary of the market bottom during the pandemic on March 23, 2020. They reflect on the challenges and uncertainties of that period, the importance of not timing the market, and…
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129: Behavioural Finance | Special Guest Dr. Lisa Kramer
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34:57Understanding Behavioral Finance with Lisa Kramer: From Seasonal Affective Disorder to Overconfidence In this episode of Barenaked Money, host Colin White from Verecan Capital Management interview Lisa Kramer, the inaugural Verecan Chair in Behavioural Finance at the University of Toronto. They discuss the importance of behavioural finance, which i…
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Post-Liberation Day Market Reactions: Navigating Volatility and Uncertainty In this episode, Colin & Josh discuss the day-after effects of 'Liberation Day' on global markets. They observe significant drops in stock values and express concern over the heightened volatility. With global markets down roughly 3%, the discussion touches on how different…
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Navigating the Complexities of Tariffs: Insights from Barenaked Money In this episode of Barenaked Money, hosts Josh Sheluk and Colin White, portfolio managers at Verecan Capital Management, demystify the often confusing and volatile topic of tariffs. The discussion features a comprehensive look at the current state of tariffs, humorous anecdotes, …
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54: Special Guest Carl Richards | Behavior Gap
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43:36Originally Aired August, 2022. Some ideas are worth resharing. In this episode of Barenaked Money, hosts Josh Sheluk and Colin White welcome Carl Richards, a renowned certified financial planner and creator of the Sketchguy column in the New York Times. Carl discusses his approach to making complex financial concepts accessible, including insights …
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Barenaked Money: Answering Common Questions In this episode of Barenaked Money, hosts Josh Sheluk and Colin White, portfolio managers at Verecan Capital Management, tackle a series of frequently asked questions about finance. They discuss the value and costs of mutual funds versus ETFs, demystify zero fee trading platforms, and highlight the import…
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125: Breaking the Mold: A Smarter Approach to Wealth Advising
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34:04The accounting industry has long been defined by billable hours, burnout, and outdated business models. But what if there was a better way? In this episode of Barenaked Money, Colin White sits down with Chris Brien, partner at Pinnacle Accountants & Advisors, to talk about how his firm is breaking the mold. From ditching timesheets to embracing a c…
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124: Guest Nathaniel Baker | The Contrarian Investor
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36:59Contrarian Insights and Market Predictions with Nathaniel E. Baker In this episode of Barenaked Money, hosts Josh Sheluk and Colin White welcome Nathaniel E. Baker, host of the Contrarian Podcast. They discuss the goals and achievements of the Contrarian Podcast, emphasizing the value of challenging prevailing market sentiments. The conversation co…
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123: A Look Ahead | Bold Predictions for 2025, Verecan Style
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42:01Barenaked Money: Predicting Financial Trends for 2025 In this episode of Barenaked Money, hosts Josh Sheluk and Colin White, portfolio managers at Verecan Capital Management, Inc., dive into their financial predictions for 2025. They discuss potential market corrections, the efficacy of political promises like Trump's proposed savings, the impact o…
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Recap and Predictions: A Financial Review and Forecast for 2024 and 2025 In this episode of Barenaked Money, hosts Josh Sheluk and Colin White from Verecan Capital Management take a look back at their financial predictions for 2024, examining which of their forecasts came to fruition and which missed the mark. They discuss topics including Canadian…
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121: Estate Planning Essentials | Guest Jonathan Hooper
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42:51Estate Planning Pitfalls and Precious Insights with Jonathan Hooper In this episode of Barenaked Money, Colin White and Matthew Kempton of Verecan Capital Management are joined by special guest Jonathan Hooper, an estate lawyer with Tupman and Bloom, to explore common mistakes in estate planning. The conversation primarily focuses on the complicati…
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120: Conflicts of Interest | Seminar
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1:29:03Team Introductions and Tackling Conflicts of Interest in Financial Services In this episode, Josh begins by introducing various team members from Verecan Capital Management, sharing unique tidbits about each person. Following the introductions, portfolio managers Devin Cattelan and Colin White present on conflicts of interest within the financial s…
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119: AI's Influence on Financial Strategies
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40:59Unveiling AI's Impact on Financial Planning with Diandra Camilleri In this episode of Barenaked Money, host Colin White of Verecan Capital Management is joined by Diandra Camilleri, an associate portfolio manager and in-house AI expert. The conversation delves into the role of artificial intelligence in financial planning. They discuss Diandra's ob…
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Decoding Post-Election Investment Strategies In this episode of Barenaked Money, hosts Josh Sheluk and Colin White from Verecan Capital Management, Inc. discuss the implications of the recent election on financial markets. They delve into the complexities of making investment decisions based on election outcomes, the unpredictability of policy chan…
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117: Global Events and Their Financial Impact
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21:35Navigating Global Financial Turbulence with Josh and Colin In this episode of Barenaked Money, hosts Josh Sheluk and Colin White, portfolio managers at Verecan Capital Management Inc., discuss the latest global finance news. Topics include the ongoing conflict in the Middle East and its muted market impact, recent job reports from Canada and the U.…
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116: Gifting Money: A Balancing Act in Financial Planning
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33:27Navigating the Complexities of Intergenerational Wealth Transfer In this insightful episode of Barenaked Money, host Josh Sheluk and Amanda McKenna, Associate Portfolio Manager at Verecan Capital Management, delve into the intricacies of intergenerational wealth transfer. The discussion covers crucial aspects such as ensuring one's financial stabil…
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The Dividend Debate: Unpacking the Myths and Realities of Dividend Investing In this episode of Barenaked Money, hosts Josh Sheluk and Colin White from Verecan Capital Management dissect the popular belief that dividend investing is a foolproof strategy. They discuss the underlying appeal of dividends and the potential misconceptions about dividend…
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113: Headline News | Dissecting the TD Bank Scandal & More
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13:56
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13:56Breaking Down TD Bank's $2.6B Fine & The Canadian Banking Landscape In this episode of Barenaked Money, hosts Josh Sheluk and Colin White delve into TD Bank's recent $2.6 billion U.S. fine for anti-money laundering lapses in the States. They discuss how Canadian banks like TD operate in the U.S. market and the implications for their profitability a…
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Understanding Conflicts of Interest in Financial Advice In this episode of Barenaked Money, hosts Josh Sheluk and Colin White, portfolio managers at Verecan Capital Management Inc., delve into the complex topic of conflicts of interest in financial advice. They explore conflicts, including those seen in independent financial firms, private investme…
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The news in review. In this episode of Barenaked Money, hosts Josh Sheluk and Colin White discuss the latest financial news, focusing on the recent trends in tech stocks, particularly the significant decline of NVIDIA and its implications. They delve into the potential bubble forming around AI investments, drawing parallels to the dot-com bubble. T…
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110: Home Bias in Investing | How Geography Impacts Decision Making
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28:13Understanding Home Bias and Risk in Canadian Investment Portfolios In this episode of Barenaked Money, hosts Josh Sheluk and Matthew Kempton explore the topic of 'home bias' in Canadian investment portfolios. Fresh from a vacation, Matt discusses a recent study that reveals the tendency of Canadian investors to invest heavily in local assets compar…
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109: Summer Financial Forecast | A Soft Landing or Mythical Beast
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12:40The Reality of Soft Landings: Myths, Markets, and Diversification Strategies In this episode of Barenaked Money, hosts Josh Sheluk and Colin White from Verecan Capital Management, Inc. discuss the concept of a 'soft landing' in the financial markets. They explore the feasibility of maintaining stable economic conditions despite rising rates and inf…
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108: Estate Planning Mistakes | Common Errors and How to Avoid Them
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33:39Estate Planning Mistakes: Common Errors and How to Avoid Them In this episode of Barenaked Money, hosts Josh Sheluk and Colin White discuss common mistakes in estate planning. They emphasize the importance of having a will, the dangers of procrastination, and the need for regular updates and clear communication. They also touch on complications wit…
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107: Your Guide to Interest Rates and Their Implications
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25:10Barenaked Money: Understanding the Impact of Interest Rate Cuts on Your Finances In this episode of 'Barenaked Money,' hosts Josh Sheluk and Colin White of Verecan Capital Management discuss the recent interest rate cut by the Bank of Canada. Through a series of candid questions, they explore the implications of the rate cut on various financial de…
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This podcast episode is about the financial challenges and considerations of caring for elderly people. The hosts, Josh and Colin, are portfolio managers who share some statistics, options, and advice on how to plan for elder care, both as a potential caregiver and as a potential recipient. They discuss the costs and benefits of different types of …
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Episode 105: Philanthropic Giving | With Special Guest Peter Fardy
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57:06
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57:06Philanthropy Unveiled: Expert Insights on Purposeful Giving In this episode of Barenaked Money, Colin White and Matthew Kempton, alongside guest expert Peter Fardy from Northport Philanthropic, delve into the nuances of philanthropic giving. They discuss the importance of aligning donations with personal values, creating impactful giving strategies…
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Episode 104: And Baby Makes Three | Preparing the Financial Nest
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29:01In this episode, Josh and Colin dive into the financial aspects of becoming a parent. They discuss budgeting for a new baby, insurance adjustments, and savings strategies to ensure your family is secure. Tune in for practical advice on preparing financially for this big life change.By Verecan Capital Management Inc.
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Episode 103: The Canadian Budget | What's In It For Me?
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39:36The team reviews some of the more...interesting parts of the Canadian Federal Budget and, in terms that make sense, tell us how included changes might impact you. Josh & Colin also cover recent relevant headlines!By Verecan Capital Management Inc.
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Episode 102: More Bad Advice | Part 2 of the Team's Stories of Terrible Financial Advice
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48:14"In this episode of Barenaked Money, our hosts Josh Sheluk and Colin White, along with guests from the team, delve into real-life stories of the worst financial advice they've encountered. From eight-year car loans to misconceptions about real estate investments, this episode is packed with cautionary tales and insights on making prudent financial …
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By Verecan Capital Management Inc.
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Episode 100: The Worst Advice Ever | So Far
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46:11By Verecan Capital Management Inc.
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In this compelling episode of Barenaked Money, join Colin White and guest Matt Kempton as we delve into the crucial conversation of money and estate planning. Discover the importance of discussing your estate plan with your family, the challenges and benefits that come with it, and how to navigate the biggest generational wealth transfer in Canadia…
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In this episode, Josh Sheluk and Colin White break down the complex world of retirement savings. They discuss pension plans, group RRSPs, and the key differences between defined benefit and defined contribution plans. Learn how each plan works, the benefits they offer, and why understanding longevity risk is crucial for your retirement strategy. Wh…
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Bonus Episode: The Women's Book Club | Thinking in Bets by Annie Duke
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31:22In this podcast episode, the hosts discuss the book "Thinking in Bets" by Annie Duke. They introduce the book and its author, highlighting Duke's background as a professional poker player and her expertise in decision strategy. The hosts then share their initial impressions of the book, with one host mentioning how it changed their perspective on d…
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Episode 97: The Population Trap | Catch & Release
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33:36In this episode, we're tackling the hot topic of Canada's population growth and its economic implications. We're discussing the concept of a "population trap", as highlighted by National Bank Financial, and the critical need for increased investment in our capital stock. Join us as we delve into how immigration affects the housing market and the si…
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Episode 96: Interview With the CIO | Our Investment Philosophy & Process
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30:22In this insightful episode, Verecan's VP of Marketing & Communications, Kathryn Toope, sits down with Josh Sheluk, Chief Investment Officer at Verecan Capital Management Inc., to delve into the core of Verecan's investment philosophy and process. Sheluk shares the firm's approach to navigating the unpredictability of the markets without engaging in…
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Episode 95: So Fetch | Our Thoughts on Projected Trends for 2024
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37:07In this episode of the Barenaked Money Podcast, join hosts Josh Sheluk and Matthew Kempton as they delve into key trends for 2024. Topics include the Canadian entrepreneurial renaissance, AI's impact on energy, the rise in centenarians, fertility trends, the future of private equity, changes in streaming services, and the growth of content creation…
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Episode 94: Infinite Banking | How Does "Bank on Yourself" Really Work
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22:07In this episode of the Barenaked Money Podcast, we explore the "Bank on Yourself" or infinite banking concept. Our hosts scrutinize the marketing claims and shed light on the often opaque world of the insurance industry. They emphasize the significance of aligning financial decisions with personal goals and caution against blindly following investm…
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Episode 93: A Look Ahead | Our Predictions for 2024
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35:13In this captivating episode of the Barenaked Money Podcast, hosts Josh Sheluk and Colin White take listeners on a speculative journey into the financial year ahead. They approach the episode with a blend of scepticism and wit, reminding us that predicting the future is more art than science, and their insights are meant to stir curiosity rather tha…
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Episode 92: A Look Back | Scoring Our 2023 Predictions
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38:10Welcome to a thrilling new episode of the Barenaked Money Podcast, where your favourite financial wizards, Josh Sheluk and Colin White, revisit their predictions from yesteryear! Bonds danced to an unpredictable tune, interest rates whispered secrets of the future, and inflation played hide and seek with your savings. That's the world Josh and Coli…
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Episode 91: A Journey Through Time & Space | Part 2
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22:31In this episode of the Barenaked Money Podcast, the hosts discuss various events and trends that have occurred over the past four years. They touch on topics such as delayed weddings due to the pandemic, the impact of the pandemic on the global economy, the invasion of Ukraine by Russia, central banks raising interest rates, inflation rates, and th…
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Episode 90: A Journey Through Time & Space | Shout-out to the Nerds
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29:24In the latest episode of "Barenaked Money Podcast," join us as we welcome the insightful Matt Kempton for a deep dive into the whirlwind of events that have shaped the last four years. This episode is a rollercoaster ride through time, revisiting landmark moments like the tumultuous COVID-19 pandemic, the gripping global recession, and the groundbr…
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Episode 89: Harvest Season | Tax Loss Selling
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20:57In this podcast episode, the hosts discuss the concept of tax loss selling and whether it is a valuable strategy for investors. They argue that while tax considerations are important, they should not be the primary factor in making investment decisions. They emphasize the need to consider the overall quality and performance of investments, rather t…
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Episode 88: What Are The Top 5 | The Stories We Care About
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34:56The hosts discuss various financial topics in this episode of the Barenaked Money podcast. They talk about the possibility of Canada experiencing a recession and whether the recent negative GDP growth could end the recession cycle. They also discuss the performance of bonds and stocks in the next five years, the unpredictability of geopolitical eve…
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In this episode of the Barenaked Money Podcast, the hosts discuss investment performance. They talk about the challenges and opportunities in the current market, including high valuations and the attractiveness of bonds. They also share their experiences with specific investment decisions, such as buying Shopify and the frustrations of investing in…
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Episode 86: Avoid the FOMO, Retire Better
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44:41Navigating Financial Strain: Tackling Rising Mortgage Costs In this episode of the Bare Naked Money podcast, hosts Josh Sheluk and Colin White of Verecan Capital Management discuss the impact of rising mortgage rates on personal finances. They provide practical advice on how to cope with increases in monthly payments, such as budgeting, cutting unn…
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Episode 85: Mama, I'm Comin' Home | CRAs New Option for 1st Time Homebuyers
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30:27In this episode of the Barenaked Money podcast, hosts Colin White and Mitch Silber discuss the First Time Home Savings Account (FHSA) in Canada. They explain that the FHSA is a registered account created by the federal government to help prospective first-time homebuyers save for their first home tax-free. However, eligibility criteria must be met,…
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Does the industry do a bad job of communicating important things? Colin & Josh have opinions, as they usually do.By Verecan Capital Management Inc.
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Episode 83: You're So Wrong | Challenging Conventional Wisdom
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31:27Colin & Josh assault one another's deeply held beliefs in this week's episode of Barenaked Money. You might be surprised what is and isn't...true.By Verecan Capital Management Inc.
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Episode 82: Mortgage Misadventures | Wrestling With Renewals
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29:58If your mortgage is up for renewal, or your variable rate has been more variable than you expected, things might be a little stressful at the moment. (Or you might already be stressing about some renewal date in the future because linear time is a human construct, and so is anxiety...) Check out what Colin and Josh say about the options you may hav…
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