Travel isn’t just for the rich. I teach people how to supercharge their credit card points so they can pay for entire family vacations every year. I've been redeeming miles and points to pay for travel for over a decade. Points have taken our family around the world. But one thing sets me apart -- our family flies economy because business class isn't worth the extra effort for us. But this podcast isn't about me and where I've been -- it's about you and your goals. I focus on "normal" and st ...
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Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living ...
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A wellness + beauty edit making it all feel more relatable, less overwhelming, and a lot more fun. Real conversations, tips, and recs to help you feel your best — hosted by sisters-in-law Amy + Katie. We’re product junkies who try wellness things and share what actually works. Honest, playful, and never too serious. Formerly known as Nirvana Sisters Podcast.
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LOKATE is an actionable resource portal that helps you design your life abroad. This podcast interviews guests, shares experiences and uncovers the strategies and resources you need to build the life that makes sense for you. Whether that is fully moving to another country, or just finding new and exciting ways to inject more travel experiences in your life - there are options for everyone. No matter your life or financial situation. This podcast and our blog is what is going to help to get ...
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Health. Self Development. Travel. Motivation. Love. Independence. Career. Goals. Fitness. Business. Mindfulness. Family. Life. Inspiration. Self Love. Work. Spirituality. Purpose. Self Care. We cover it all here at the CTF podcast! The goal here at the CTF podcast is to speak to everyday women, transgender and LGBTIQ+ people from all over the world about their experiences, journeys, highs, lows, adventures and lessons learnt along the way. Hear about every day heroes taking their own life in ...
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1
The Dirty Truth About Home Ownership (Bestie Ep) #1009
53:05
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53:05You’ve gotta wait 30 minutes to get back in the pool if you’ve eaten! Don’t pee in the pool- it’ll turn red! There are a lot of things we learned in childhood that we’ve likely discarded as false or at least irrelevant at this point. But there are probably some things we still believe because they were ingrained in our brain at an impressionable ag…
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Financial Pessimism Will Eat You Alive (Bestie Ep) #1008
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51:12Whether you saw some crazies doing it on TikTok or read about it in a fitness magazine, it seems like a lot of folks are giving ice baths a try. Evidently it’s supposed to be good for your health, but regardless, there are hordes of people who are intentionally soaking in ice cold water around the 55 degree range. Of course this goes completely cou…
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Summer Decor Tips & Making Interior Design More Accessible with Designer Zoe Feldman
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44:24Interior designer Zoe Feldman is back! In this episode, we catch up on everything from summer decor tips to her latest design venture, Demi — a fresh, more accessible way to work with her team. Zoe shares simple ways to refresh your home this season using what you already have, the power of foraging from your garden, and why imperfection makes a ho…
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The Good Enough Job w/ Simone Stolzoff (Bestie Ep) #1007
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55:05
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55:05“Work will always be work. Some people work doing what they love. Other people work so that they can do what they love when they’re not working. Neither is more noble.” This is a quote from Simone Stolzoff’s new book The Good Enough Job: Reclaiming Life From Work, that’s set to publish in a couple weeks. And regardless of where you fall on that spe…
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Money Gears: Ordering Your Money Decisions Properly (Bestie Ep) #1006
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54:10
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54:10Over 1,000 years ago, somehow, the Vikings were able to sail from Norway to Greenland. Without relying on any special instruments or any rudimentary technology, they were even able to reach as far as North America! Evidently they relied on the polarization of the sky, whales or birds they came into contact with, and the color of the ocean- quite re…
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Financial Independence Exists on a Spectrum (Bestie Ep) #1005
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50:15Are you ‘credit card FI’ or are you ‘sabbatical FI?’ But maybe we’re getting ahead of ourselves… First, does anyone else remember the home run obsession back in 1998? In an attempt to beat the single-season record, home runs became the only metric that anyone watching baseball seemed to care about. But what’s interesting is that most MLB games aren…
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Use It Up, Wear It Out, Make It Do, or Do Without with Katy Wolk-Stanley (Bestie Ep) #1004
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51:58Everybody has heard of a consumer advocate before- someone who helps to make sure that individuals are getting the best deal possible. Or to make sure that the quality of the products is up to snuff. For instance think of Consumer Reports and the countless reporting and tests they perform on the different items we use as consumers. But you likely h…
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Butchering Your Grocery Bill (Bestie Ep) #1003
52:22
52:22
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52:22Do you know something that we’re all currently doing? Breathing. It’s something we rarely actively think about, but it turns out that there are ways to improve our technique- by breathing through our nose instead of our mouths, or by taking deeper slower breaths. Well we’re talking about another basic subject today: buying groceries. This elementar…
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Essential Habits For Financial Success (Bestie Ep) #1002
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53:40Close your eyes and think back to high school. No matter if those were the best years of your life or if you were more of a wallflower, you were likely told that you needed to get good grades- but why? Was it because you knew that you needed a particular GPA in order to get into a specific school? Maybe, but a lot of high schoolers just know that i…
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Solutions for Money Anxiety with Financial Therapist Lindsay Bryan-Podvin (Bestie Ep) #1001
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57:10There’s more to successfully handling your money than just figuring out the financial nuts and bolts. Money has emotional and psychological components to it as well, which is at the core of what our guest today focuses on. We’re happy to be joined by Lindsay Bryan-Podvin, who happens to be the first financial therapist in the state of Michigan. She…
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Join us as we celebrate our 1000th episode with an AMA!!! We are incredibly thankful and fortunate that we’re able to create a podcast for listeners who are looking to better their lives by improving how they handle their money. Of course at the core of the show are ways to earn, save, spend, and invest more effectively… all with a little bit of Jo…
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We're (mini) Retiring! w/ Jillian Johnsrud #999
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58:51*Special Episode Alert*... take a peek behind the curtain as we have an intimate, candid chat with our friend Jillian Johnsrud, a master of intentional career breaks and author of the upcoming book Retire Often (out in September). As we take a summer hiatus from new podcast episodes, we dive deep with Jillian into the art of stepping away from work…
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From Monk to Money Manager w/ Doug Lynam #998
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51:15Today’s guest, Doug Lynam, has lived an extraordinary life! From overcoming bankruptcy to achieving financial security, taking vows of poverty as a Benedictine monk to managing over $250 million in assets as a wealth advisor, and graduating top of his class as a Marine to spending 20 years in monastic life, Doug’s journey is as diverse as it is ins…
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Ask HTM - Road Trips with Old Cars, Steps to Combining Finances, & When to Drop Escrow #997
51:31
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51:31Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …
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Friday Flight - Dumpster Diving, Insurance Dodging, & Pudgy Penguins #996
40:48
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40:48Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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Will our guest today convince us to ditch digital payments?! Listen to find out! Because here’s something that we hear all the time: “You can just Zelle me” or “Venmo me!”. It’s sort of like “I’ll just Uber to the airport” – once a company name has become a verb, is it possible to decouple it from culture? And of course the fact that they’re incred…
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Ask HTM - Teenage Homebuyers, Best Type of Life Insurance, & Making Easy Money with Securities Lending #994
51:41
51:41
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51:41Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …
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Friday Flight - Unemployment Uptick, Ridiculous Returns & The 4% Rule Debunked #993
38:22
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38:22Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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Air It Out Ladies! We’re Live With @TheVagDoc
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55:09In this episode of Wellness Junkies, we dive deep into the often-taboo topics surrounding women's health with our special guest, Dr. C, also known as The Vag Doc. With over 16 years of experience as a board-certified OB-GYN, Dr. C has made a name for herself on social media by breaking down complex issues related to gynecology (from periods to meno…
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I’m pretty sure everyone listening will want to either get out of debt, reduce the amount of clutter in their life, crush other financial goals, become healthier and happier… OR, why even choose? Why not select: d - all of the above?! That’s because that was the outcome of our guest today, Ashlee Piper, who documented her journey in her new book No…
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Ask HTM - Early Retirement Target Date Funds, Frugal Personal Hygiene, & Coercive House Painting #991
51:27
51:27
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51:27Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …
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Friday Flight - TACO Trading, Pointless Points, & Millionaire Renters #990
34:17
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34:17Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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Off the Beaten Path: Summer Getaways and Wellness Retreats with Custom Travel Itinerary Designer Sari Marissa
44:14
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44:14In this exciting episode of Wellness Junkies, we dive into the world of travel with our special guest, Sari Marissa, a custom travel itinerary designer and wanderlust guru. As we explore the intersection of travel and wellness, Sari shares her insights on creating unique and out-of-the-ordinary travel experiences that nourish the soul. We kick off …
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Pharmacist to Full Time Real Estate Investor w/ Ryan Chaw #989
55:51
55:51
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55:51Newer listeners may not realize how OBSESSED with investing in real estate we were back in the day. In fact, when we were batting around ideas for a podcast, we initially thought it might be focused only on real estate... Luckily we zoomed out enough to cover personal finance more broadly. And it’s not that we’re not excited about rentals anymore, …
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Ask HTM - Buying a Used Mattress, Best Use of an Inheritance, & Disqualified from a Roth #988
50:36
50:36
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50:36Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …
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Friday Flight - Credit Crunch, MAGA Money, & Gas Gouging #987
36:13
36:13
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36:13Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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Impoverished Upbringing to Money Monster w/ Listener Nick Gangwer #986
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53:10We’re trying something completely new for our episode today: we’re hearing from a listener. Not in the form of a question submitted via voice memo, but we’re actually sitting down and having a ‘real money’ conversation, with Nick Gangwer. We met Nick at a listener hang about a year ago and his personal story and the proactive steps that he had take…
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Ask HTM - Special Roth Accounts, Investing During A Sabbatical, & Reverse Mortgages #985
51:28
51:28
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51:28Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …
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1
Friday Flight - Streaming Sports, Trade-In Tradeoffs & AI Lies #984
36:53
36:53
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36:53Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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New Name, Same Us! Welcome to Wellness Junkies + May Product Picks You’ll Love (K-Beauty, Too!)
33:54
33:54
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33:54In this episode of Wellness Junkies, we officially unveil our new name and reflect on how the podcast has evolved over the past five years. We talk about how our focus has shifted from the more meditative aspects of wellness to a broader exploration of the products and experiences that bring us joy. We dive into our popular segment, Product Junkies…
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Practical AND Beautiful Investing Advice w/ Callie Cox #983
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56:40What it means to have a practical and beautiful portfolio. How recent policy decisions have roiled the stock market. Right-sizing your risk tolerance… These are just a few of the topics we discuss with our guest Callie Cox who is a part of the Ritholtz Wealth Management team. She is also the author of OptimistiCallie, her newsletter where she seeks…
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Ask HTM - Unnecessary Credit Cards, Creatively Funding Grad School, & Dropping Car Insurance To Save #982
52:42
52:42
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52:42Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …
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Friday Flight - Paper Wealth, Target Date Trends, & Bye Bye Buffett #981
36:01
36:01
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36:01Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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1
Creating a Post-Layoff Action Plan w/ Marlo Lyons #980
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54:54
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54:54Gone are the days of constantly job hopping in order to rapidly boost your salary! Remember when perusing new job listings during your lunch break while WFH led to a 10-30% pay bump?! Now, with the uncertainty we’re experiencing in the overall market, it’s not just the new hires who are a bit nervous about hanging onto their jobs. Even government w…
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Ask HTM - Pro Help to Break the Paycheck to Paycheck Cycle, Down Payment Money Market Accounts, and Viable Student Loan Forgiveness Plans #979
45:33
45:33
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45:33Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …
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1
Friday Flight - Thrifty Trucks, Pricey Parking, & Soaring Secondary Costs #978
34:36
34:36
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34:36Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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From Silence to Spotlight: Menopause and the Rise of Womaness with co-founder Michelle Jacobs
32:46
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32:46In this episode, we talk with co-founder and COO of Womaness, Michelle Jacobs.. Womaness is dedicated to providing supplements, skincare, and sexual health solutions for women navigating the challenges of aging. We discuss how Womaness is changing the conversation around menopause and how the founders recognized a significant gap in the market for …
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Partner Airline Deals for Booking Alaska & Hawaiian Flights
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22:29Click MORE to see Ad disclosures Welcome to Points for Normal People! Today I’m going to show you how to book Alaska and Hawaiian flights for less by leveraging partner airline points. We'll explore options with Finnair, Qatar, JetBlue, American, and Singapore Airlines, including tips for maximizing your savings. I’ll break down everything from usi…
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Student Loan Shakeup w/ Travis Hornsby #977
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59:33The Feds are cracking down on defaulted student loans! According to the new US Education Secretary, it’s time for student borrowers with federal loans to begin making payments. The clock is ticking and May 5th is the date that nearly 2 million borrowers are going to be moved into repayment plans and collections will begin for loans that are in defa…
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Ask HTM - Student Loans vs Investing, Best Cell Service While Abroad, & the Role of Faith in Our Finances #976
47:52
47:52
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47:52Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …
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Friday Flight - Debt Defaults, VIP Investments, & Regretful Retirees #975
36:30
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36:30Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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The Cheap Travel Truth w/ Scott Keyes #974
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54:28Who doesn’t wish that they were currently listening to this episode while lounging at the beach, on a European adventure, or even completely off the grid hiking somewhere amazing?! Of course we all want to do that but c’mon, it’s too expensive! That is the unfortunate excuse that we give ourselves for why we don’t travel as much as we’d like, but o…
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Ask HTM Special Edition: Tariffs, Market Volatility, & How It All Impacts You #973
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58:00Let’s dive into the week with some fresh listener questions we have lined up for you on this Special Tariffs Edition of Ask HTM (more on that further down). But don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step gui…
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Friday Flight - Panic Pre-Purchasing, Un-Trustworthy TikTok Trends, & “Recession Hair” #972
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33:40Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
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1
Beauty Beyond 40: Makeup Tips and Tricks with MUA Kate Talbert
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51:55In this episode, we had the pleasure of welcoming Kate Talbert, a talented self-taught makeup artist and beauty educator, who specializes in simplifying beauty for women over 40. Kate shared her inspiring journey from being a kindergarten teacher to discovering her passion for makeup, which blossomed during her time at home with her children. We do…
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Alaska and Hawaiian Miles for Domestic Award Flights
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17:55Click MORE to see Ad disclosures Welcome to Points for Normal People! Today we're diving into two airlines perfect for trips to and from the West Coast and Pacific Northwest, or flights to Hawaii and Alaska: Alaska Airlines and Hawaiian Airlines! With their merger underway, things are shifting, creating some unique opportunities, especially a cool …
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Economic Cheat Codes for Everyday Life w/ Daryl Fairweather #971
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50:01We’re joined by the Chief Economist at Redfin, Daryl Fairweather, so you know we’re talking about the current state of the real estate market today. But before she was knee-deep in housing data Daryl was the senior economist at Amazon, and before that she was a researcher at the Federal Reserve Bank of Boston which is when she was working with Frea…
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Ask HTM - Paying for DeleteMe, Investing like the Ivies, and When a New Car Makes Sense #970
46:20
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46:20Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…
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1
Forging Financial Flexibility in an Uneasy Economy (Bestie) #969
48:04
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48:04Flexibility is a characteristic that will serve you well! This reminded Joel of his summer beach trip with his family to Tybee Island. Shortly after they left, there was a massive swarm of jellyfish that meant beachgoers couldn’t even get in the water. Lifeguards treated around 300 visitors for jellyfish stings in a single weekend. And while that w…
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Amex Points Explained: The Good, The Bad, and The Rules You Need to Know
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29:04Click MORE to see Ad disclosures Welcome to Points for Normal People! Let's tackle a topic I get asked about a lot: Amex Membership Rewards. Honestly, I have mixed feelings – the points themselves can be fantastic for travel, but the cards? They definitely come with extra rules and quirks, making them feel more intermediate level. Still, since you'…
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