Best Kevin Peranio Podcasts (2025)

1
Will the Fed Cut Rates This September? 35:23

2d ago35:23

35:23

🏠 The Housing Market Is Changing Fast — Here’s What You Need to Know Refinance demand is back. Builders are going vertical. And investors are making moves in custom homes and high-end ADUs. We’re seeing a shift: more cash buyers, compressed inventory, and a growing affordability divide. The middle class is getting squeezed — but smart originators a…

1
K-Shaped Economy Explained in Real Time 16:12

9d ago16:12

16:12

Bitcoin, Gold, and Liquidity Are Flashing Signals There’s less liquidity in the global system — fewer dollar-based tools for countries to trade with. The Economy Is Splitting in Two — And It’s Getting Worse We’re seeing a bifurcation: the top 10% of Americans now drive nearly 50% of GDP. A small group is carrying the weight, while the rest feel the…

1
Storms, Tariffs, and Growth Ahead 20:11

16d ago20:11

20:11

Live from Monterey—with ocean views, executive roundtables, and KP’s signature straight talk—this episode tackles storms, tariffs, and whether growth can outrun debt. Texas floods bring tragedy in an unexpected season, tariff deadlines return uncertainty to the markets, and a “big beautiful bill” aims to spark growth while adding trillions to the d…

1
Will AI Growth Save America’s Economy? 17:40

23d ago17:40

17:40

Live from Provo Airport—with monkeys, Bluey, and a travel-weary KP—this episode hits everything from family chaos to market clarity. Inflation’s hotter than expected, GDP takes a dip, and Powell says “soon”… but does he mean it? Plus, crypto might finally count as reserves, oil prices drop post-ceasefire, and AI-driven coding could be the Fed’s pro…

1
Why the Fed Might Cut Rates Sooner Than Planned 9:20

1M ago9:20

9:20

🚨 Live from Woodward Park City, KP’s hitting the slopes and the markets—bringing you Fed updates, retail sales trends, Iran conflict fallout, and why soft landings aren’t just for aerial tricks. Another ceasefire? Maybe. KP breaks down the Strait of Hormuz, oil spikes, and dovish Fed signals hinting at earlier cuts. Consumers are slowing, spending …

1
Oil Prices, Sneakflation & the Fed: What’s Moving the Market? 25:15

1M ago25:15

25:15

🚨 Live from Corona and the Wedge, KP’s back after a windy take one—breaking down $80 oil, Fed moves, sneakflation, and the wild Pentagon Pizza Index. Another war? Unfortunately, yes. As Israel-Iran tensions rise, KP breaks down how it’s shaking markets—and why it’s $10 oil spikes, not tariffs, doing real damage to GDP and inflation. The math doesn’…

1
Debt Piles Up, But Rates Hold Firm 20:20

1M ago20:20

20:20

🚨 Live from Corona, California, KP is back at the desk breaking down a whirlwind of headlines—from plane crashes and airstrikes to tapable equity and treasury auctions. Geopolitical chaos? Check. Economic uncertainty? Always. But KP cuts through the noise with data that shows inflation’s still cooling, home equity is sky-high, and the consumer rema…

1
Inflation, Tariffs, and What's Really Going On 16:40

2M ago16:40

16:40

🚨 Live from Sea Island and Atlanta, KP breaks down why inflation may be yesterday’s story—even as tariffs, jobs data, and political noise try to steal the spotlight. Despite tariff tantrums and political theater, inflation is cooling and consumer behavior is shifting. KP unpacks why the real inflation threat isn’t tariffs—but America’s $3.8T spendi…

1
Is Now a Good Time to Buy a House or Not? 11:55

2M ago11:55

11:55

🚨 Live from Newport Beach, KP unpacks the real story behind mortgage rates, market rallies, and tariff threats—hint: it's more than just inflation numbers. A poor 20-year Treasury auction and tariff tensions with the EU and Apple have markets on edge, but a surprising rally across all asset classes brings fresh perspective. Mortgage rates dip under…

1
Inside the Room Where Housing Talks Happen 21:51

2M ago21:51

21:51

🚨 Live from the NYSE floor, KP breaks down the real drivers behind mortgage rates and inflation—spoiler: it’s more about Capitol Hill than CPI. The 10-Year Treasury yield is climbing past 4.50%, reacting to Washington’s spending and debt ceiling drama, which the bond market is not happy about. The U.S. faces a budget crisis with a $3.8T House packa…

1
Why The Fed Might Delay Rate Cuts This Year 18:11

2M ago18:11

18:11

📉 The Fed's in pause mode—not because inflation is hot, but because tariffs might heat it back up. CPI and PPI came in softer than expected, but rate cuts? Still off the table. The Fed is watching the money flow—and the tariff clock—tick. 🇨🇳🌍 Meanwhile, trade talks are shifting. A temporary 90-day deal with China dropped tariffs from 145% to 30%. T…

1
Markets on Edge: Fed Holds, Trump Moves, Rates Shift 25:06

3M ago25:06

25:06

📉 The Fed held steady—and that silence? It spoke volumes. No rate cuts, no bold moves. Just a wait-and-see stance on inflation, especially from tariffs. 🇺🇸 Meanwhile, Trump didn’t stay quiet. He came back with a trade deal with the UK—$10B in Boeing orders, beef exports, and more. It gave the market some certainty… and mortgage rates felt it. 📊 The…

1
You Can’t Just Restore 100M Jobs! 27:52

3M ago27:52

27:52

💼 CapEx—capital expenditure. It’s what fuels the big moves: massive projects, major upgrades, bold investments. 👀 I’m not a financial advisor—I’m not here for your losses, just your wins. But if you’re watching the trends, it’s clear: CapEx in AI is more than hype—it’s still the play. 🏭 There are over 100 million manufacturing workers in China—plus…

1
Trump, Powell, and the Dollar Shortage 19:42

3M ago19:42

19:42

💵 Cash is King! In the latest episode of KP Talks Dollars and Cents, we dive deep into the critical shortage of dollars 🌎, the impact of a restrictive Fed 🏦, and how the global economy reacts to political moves from Trump 🇺🇸 and Powell 📈. 💬 Market volatility is growing, with asset sell-offs, shrinking money supply 💸, and heated public exchanges 🔥 s…

1
Consumer Strain vs. Spending Power 27:53

3M ago27:53

27:53

Consumer Strain vs. Spending Power | KP Talks Dollars and Sense 📍 Live from Corona, California In this episode, Kevin Peranio dives into the growing tension between consumer strength and financial strain in America. After returning from advocacy efforts in DC, KP unpacks the volatile bond market, shifting retail trends, and how tariffs are shaping …

1
Broke America’s Trade War 28:44

4M ago28:44

28:44

Broke America’s Trade War | KP Talks Dollars and Sense 📍 Live from Washington, DC during MBA’s Advocacy in Action Week In this episode, Kevin Peranio unpacks the real reason behind America’s current trade war—and why tariffs may not be the villain or the hero. With 25% tariffs back on China and Mexico and a potential 90-day pause on the table, KP b…

1
Recession Fears and Market Shifts Ahead 25:49

4M ago25:49

25:49

📉 Rates Drop, Markets Move, and Tariffs Hit—Welcome to Liberation Day Kevin Perenchio comes to you live from Corona, CA, with a jam-packed update on markets, inflation, rates, jobs, and what Liberation Day really means for the economy. Rates are the lowest in five months, the housing market is buzzing, and the Fed’s next move could reshape everythi…

1
The Dollar Weakens, What Comes Next? 30:56

4M ago30:56

30:56

📉 The Dollar Weakens—What Comes Next? Live from Arlington, TX at The Mortgage Collaborative Event, Kevin breaks down the Fed’s latest move—and what it means for inflation, liquidity, and the economy. 📌 Key Topics Covered: ⏱ 00:00 – Is the Fed falling behind? Powell says they can’t predict the future ⏱ 06:14 – April 2 = “Liberation Day” – Tariffs ta…

1
The Fed’s Uncertainty Crisis 22:32

4M ago22:32

22:32

Is the Fed Falling Behind? | KP Talks Dollars and Sense 📍 Live from Arlington, TX at The Mortgage Collaborative Event In this episode, Kevin Peranio breaks down the real takeaway from the latest Fed meeting—and it’s not what the headlines are saying. 💥 After trimming over $2 trillion from its balance sheet, the Fed is now slowing down quantitative …

1
Stock Sell-Off: Fear or Opportunity? 17:05

5M ago17:05

17:05

📊 Market Volatility, Tech Investments & The Fourth Turning The financial landscape is shifting as uncertainty fuels stock market sell-offs and major tech companies invest heavily in the U.S. Meanwhile, geopolitical tensions over Taiwan raise concerns about semiconductor supply chains. Are we witnessing the Fourth Turning in economic and political c…

1
Economic Cycles: Rise and Decline 25:56

5M ago25:56

25:56

📊 Navigating Economic Uncertainty: Debt, Inflation & Market Trends The U.S. economy faces mounting challenges—from soaring debt and deficits to inflation concerns and government spending debates. Treasury yields have dipped, impacting mortgage rates, while stock markets remain strong on solid earnings. But slowing retail sales raise questions about…

1
Jobs, Debt, Spending: What’s at Stake? 30:54

5M ago30:54

30:54

The economy is navigating growing challenges—from soaring debt and deficits to inflation concerns and heated debates over government spending. Treasury yields have fallen, influencing mortgage rates, while stock markets continue climbing on strong earnings. However, slowing retail sales raise questions about future inflation trends. Meanwhile, Supe…

1
Earnings Boom, Stocks Hit Highs 10:45

5M ago10:45

10:45

Auto leasing, insurance, and car costs continue to drive a significant share of the CPI increase. Treasury yields fall from 4.80% to 4.40%, influencing mortgage rates ahead of the March 19 Fed meeting. Retail sales decline as consumers tighten spending, potentially impacting future CPI data. Stock markets reach all-time highs, with 78% of companies…

1
Is Population Decline a Real Crisis? 13:59

5M ago13:59

13:59

Energy consumption in wealthy countries correlates with population growth, education, and career priorities. Immigration helps counter population decline as educated individuals focus more on careers than starting families. Unemployment rate drops to 4% due to population shifts. Immigration, deportation policies, and workforce trends influence birt…

1
Labor vs. Inflation: What It Means for You 29:26

6M ago29:26

29:26

Tariffs, Jobs & Market Insights | KP Talks Dollars and Sense In this episode of KP Talks Dollars and Sense, Kevin Peranio breaks down the latest on tariffs, the labor market, and economic policy. He explores how government spending, Treasury announcements, and the war on drugs are shaping inflation, interest rates, and housing trends. 🔹 Tariffs as …

1
AI, Markets, and Mortgage Shifts This Week 22:39

6M ago22:39

22:39

AI, Inflation & Market Trends | KP Talks Dollars and Sense In this episode, KP Talks Dollars and Sense, Kevin Peranio shares key insights from the Independent Mortgage Bankers Association Show in Austin. He covers AI’s role in deflation, mortgage rate trends, big earnings reports, and policy shifts impacting the economy. 🔹 How AI is reshaping produ…

1
AI and Real Estate: Building the Future 21:55

6M ago21:55

21:55

Thriving in 2025: Inflation, AI, and Multi-Generational Wealth In this episode of KP Talks Dollars and Sense, Kevin Peranio breaks down how inflation, technology, and homeownership shape our financial future. From Miami’s iconic Café Versailles, Kevin offers actionable insights on navigating the bond market, global economic shifts, and creating mul…

1
Resilience Through Inflation and Wildfires 25:08

6M ago25:08

25:08

In times of crisis—whether natural disasters or personal hardships—nothing holds more value than health and community support. This week on KP Talks Dollars and Sense, Kevin Peranio highlights the importance of coming together to support victims of the devastating Palisades and Eden fires, while also reflecting on his mother’s recovery from open-he…

1
From Fed Actions to Best Life Lessons 25:44

7M ago25:44

25:44

Hawkish cuts – a term that seems contradictory but carries significant weight in the financial world. The Federal Reserve’s recent actions highlight the delicate balance between controlling inflation and fostering economic growth. While cutting rates may appear dovish, their hawkish tone signals caution over fiscal spending and future uncertainties…

1
Ready for the Next Wave of Automation? 30:56

7M ago30:56

30:56

Beta represents the next generation. Will Betas be more volatile than previous generations? The Beta generation is projected to outnumber Alphas, with 2.1 billion compared to 2 billion. Tether acts as a bridge, connecting assets like Bitcoin, gold, equities, and treasuries. It enables asset owners to leverage equity through liens. Debt remains a cr…

1
Inflation Factors: Fed's Explanation for 2025 31:07

7M ago31:07

31:07

850,000 jobs vanished due to revised labor statistics. 355,000 workers quit their jobs last month. 723,000 people exited the workforce in just two months. Counting on tax cuts to fuel economic growth is a risky bet. Healthcare spending is rising 7% annually, far outpacing GDP growth of 3.1%. The Federal Reserve forecasts GDP will stabilize between …

1
Fed's Big Week: Key Data and Market Moves 22:46

7M ago22:46

22:46

Mortgage complaints comprise less than 1% of consumer grievances. Credit card debt collection issues have risen to 7.4%. CFPB impact understated despite headlines. Diversifying your news sources ensures a more balanced and comprehensive view of journalism. Women’s sports revenue is projected to exceed $1 billion, marking a milestone in sports histo…

1
AI is Already Changing our Productivity 26:54

8M ago26:54

26:54

Housing prices experienced a record monthly drop of 14 basis points. The lag effect from leasing prices is now showing up. Housing, which accounts for 45% of the CPI, is a major driver of inflation trends. Tech stocks are surging. Bitcoin is climbing as tech enhances productivity. Time ROI is crucial—tech helps save time. Here are the key chapters:…

1
Tariff Talk, Jobs Week, BRICS and More! 22:10

8M ago22:10

22:10

Rents have decreased consistently across all cities. The 12-month index updates monthly, replacing the oldest data to ensure accuracy. Despite the lag in data, I anticipate a 25bps rate cut in December. The Fed's PCE report highlights year-over-year changes, offering insight into economic trends. Check out the key highlights: 00:00 - Introduction &…

1
Thanksgiving Thoughts and Consumer Confidence 21:48

8M ago21:48

21:48

Inflation rate remains steady at 0.2-0.3%. There's a 55% likelihood of a 25-basis-point rate cut by the Fed. A weak dollar supports easier debt repayment. Inflation is slowing but continues to rise. Shelter accounts for 18% of the Fed's preferred inflation gauge. Inflation edges up from 2.65% to 2.75%. Check out the key highlights: 00:00 - Introduc…

1
Touchdowns and Trends: Let's Talk Football and Finance 23:57

8M ago23:57

23:57

China's Singles Day is like Black Friday on steroids. $200 billion in sales over just 28 days. Chinese consumers are fueling this massive growth. Meanwhile, in the U.S.: Baby Boomers hold 50% of the nation’s net worth. Total U.S. net worth: $150 trillion. Baby Boomers: $75 trillion. Women, who outlive men, are set to control a significant share of …

1
Economic Shifts: Post-Election Analysis 29:14

8M ago29:14

29:14

The US debt-to-GDP ratio has reached an 8-year high, intensifying economic concerns. A "fog of policy" continues to obscure future direction, heightening anxiety about economic stability. Despite the uncertainty of the transition period, significant progress has been achieved. While 61% of companies exceeded revenue estimates, top-line sales revenu…

1
Weak Jobs But A Strong Economy 25:36

9M ago25:36

25:36

A 25-basis-point rate reduction is anticipated from the Fed. The bond market is looking beyond the upbeat jobs report. Institutional trades are now guided by underlying economic trends. A 25-basis-point rate cut from the Fed seems likely. Key data from the Bureau of Labor Statistics is starting to resonate. The latest jobs report initially triggere…

1
Fed Cuts and a Massive Earnings Week 16:47

9M ago16:47

16:47

AMD reports robust semiconductor performance. Economic indicators suggest positive momentum. 10-Year Treasury yield rises to 4.27%. Elevated interest rates hint at economic shifts ahead. Strong liquidity continues to support U.S. financial markets. Here are the key points: 00:00 Introduction and Tech Company Earnings 01:45 Fed's Stance and Economic…

1
The Flow Of Money: Stocks, Bonds, And Volatility 25:03

9M ago25:03

25:03

Retail Sales Beat Expectations, Inflationary Pressures Rise. Core Retail Sales Surge, Signaling Strong Consumer Demand. Retail Sales Accelerate, But Inflationary Concerns Linger. Multifamily Construction Slowdown, Rental Prices Soar. Rising Interest Rates Squeeze Multifamily Market. Housing Shortage Drives Up Rental Costs. Here are the key points: …

1
The Growing Threat of US Debt 19:04

9M ago19:04

19:04

AI is boosting jobs, not killing them. The U.S. remains the world's strongest economy, with China in second. AI is a powerful engine for efficiency. AI is now the driving force shaping the global economy. While productivity soars, the job market faces new challenges. Long-term debt is becoming unsustainable. Here are the key moments: 00:48 Carringt…

1
Economic Challenges and How to Weather Them 20:25

10M ago20:25

20:25

Rates don’t follow a straight path. The 10-year Treasury is at 4.02%, and the market is responding. Strong job reports and solid economic growth are in play. We’re expecting a 25 basis point cut in November, and another in December, but a 50-point cut isn’t likely right away. Rates remain high, especially for lower-income individuals, but cuts are …

1
What China’s Stimulus Means for the Global Economy 31:33

10M ago31:33

31:33

The Fed's been playing it cool, but they might be ready to lower interest rates again. It's a big deal because it can affect everything from your mortgage to your investments. China, the world's second-biggest economy, just dropped a massive stimulus package. This could be good for global markets, but it could also lead to higher prices. Here's the…

1
Inflation Tamed and The Fed's New Focus 15:18

10M ago15:18

15:18

The Fed just cut rates by 50 basis points. But this pattern is about to shift—are you ready for the change? Housing equity has skyrocketed to $33.8 trillion. So, why keep your cash sitting idle? It’s time to put your money to work and follow the smart money trend. Here are the highlights of the episode: 00:00 Cash vs. Investments 00:43 Housing Equi…

1
Fed Decisions, Market Volatility, and Global Shifts 25:56

10M ago25:56

25:56

Now is a great time to buy a house. Housing prices are cooling down without a crash, and lower interest rates are driving up demand. Options give you rights; futures come with obligations. Quad Witching Day: A major event when quarterly derivatives expire, causing market waves. It’s a big deal! Here’s the key moments: 00:00 Immigration and Populati…

1
Mortgage Market Updates and Treasury Trends 19:19

11M ago19:19

19:19

The Fed has cut interest rates, following the lead of other central banks. Global oil demand is on the decline. Liquidity is growing in financial markets, creating new opportunities. Jobless claims have risen slightly, signaling a potential softening in the labor market. The high U6 unemployment rate lines up with findings from the latest JOLTS rep…

1
Inflation Eases, but the Labor Market Remains a Concern 21:45

11M ago21:45

21:45

Inflation has its benefits, but the real driver is the labor market. We'll see if recent figures are overstated with the August jobs report. Meanwhile, jobless claims are slowly ticking up, and lenders are now demanding upfront agreements. On the bright side, rates have dipped. Catch the highlights from this week’s episode: 00:00 Introduction 01:03…

1
Market Moves: AI and Institutional Trading 16:08

11M ago16:08

16:08

Happy Labor Day! The top 500 asset managers control a whopping $131 trillion. Every day, $558 billion is traded on US stock markets, with 90% of this trading done by institutions and 80% of it automated. Bad economic news often sparks market sell-offs, making options trading feel risky, like gambling. When the Federal Reserve cuts interest rates, i…

1
Insurance Crisis, Market Updates, and AI Weather 13:53

11M ago13:53

13:53

Insurance rate hikes are intended to stabilize finances, but urgent government action is needed to address the ongoing insurance crisis. Federal regulation remains limited due to differing state-level rules. Despite recent turbulence from the yen carry trade, stock markets remain resilient. The S&P 500 is only 1% away from its all-time high. NVIDIA…

1
Is the Economy On Shaky Ground? 21:05

12M ago21:05

21:05

Growing recession concerns. Consumer confidence is wavering, job cuts are on the rise, and critical indicators are signaling a potential recession. The Federal Reserve has missed the mark on unemployment predictions, underestimating by 2.5%, with trends suggesting it could surpass 7%. Here are the key moments: 00:00 Introduction and Growth Scare 04…

Podcasts Worth a Listen

Kevin Peranio Podcasts

Podcasts Worth a Listen

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