Welcome to The Broker’s Lounge with Eddie & Carlo - the podcast where we make the world of mortgages and finance feel a whole lot less intimidating. If you’re here, chances are you’re thinking about buying a home, maybe your first, or maybe you’ve been down this road before. Either way, you’re in the right place. So, who are we? We’re Eddie and Carlo, two senior mortgage brokers from Link Wealth Finance with over 30 years combined experience helping people just like you navigate the sometime ...
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Investing seems impossible to understand in lay person terms. The whole subject feels as the realm of acronyms and over-complicated buzzwords. Nonetheless we believe there are ways to break it all down to digestible pieces upon which anyone can feel they can make their own decisions. We discuss the world of investing and also crypto in a way you can understand and learn. Here we try to explain things in a simple way, rather than make us sound like geniuses. The information provided in this p ...
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Welcome to the "Speaking of Wealth" podcast showcasing profit strategies for speakers, publishers, authors, consultants, and info-marketers. Learn valuable skills to make your business more successful, more passive, more automated, and more scalable. Your host, Jason Hartman interviews top-tier guests, bestselling authors and experts including; Dan Poynter (The Self-Publishing Manual), Harvey Mackay (Swim With The Sharks & Get Your Foot in the Door), Dan Millman (Way of the Peaceful Warrior) ...
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Rate cuts, buyer FOMO and rising property prices: What’s next?
24:32
24:32
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24:32Interest rates are on the move again, and this time it's good news. The latest RBA rate cut has a lot of people asking, "What does this mean for me?" In this episode of The Broker's Lounge, Eddie and Carlo break down what the cut means for homeowners, first-time buyers, and investors. They explain how lower rates are affecting borrowing power, prop…
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From amateur MMA fighter to concreter to financial adviser and director at Link Wealth - Josh Lee’s journey is anything but typical. But it’s exactly that mix of grit and experience that makes his advice hit different. In this episode of the Broker's Lounge, Josh shares the biggest financial mistakes he sees every day - and how to avoid them. Josh …
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Should You Buy Off The Plan? The Real Pros, Cons and Hidden Risks.
24:23
24:23
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24:23Thinking about buying a property before it’s even built? Let’s talk about what buying off the plan really means. Locking in a property today with settlement 18 months - or even 3 years - down the line can seem like a smart move. Lower upfront costs, more time to save, and a brand-new home at the end? It’s easy to see the appeal. But off-the-plan co…
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Join us for a candid conversation recorded on a rainy day, touching on everything from Broadway plans to navigating complex financial markets. This episode delves into personal investment strategies, particularly within the crypto space, and examines the broader macro forces shaping the market landscape. A significant part of the conversation cente…
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Property Investment Tips: Negative Gearing, Trusts & SMSFs
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24:50
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24:50Thinking about investing in property? Before you sign on the dotted line, let’s talk structure. It’s easy to get swept up in the excitement of buying property - but when it comes to tax, the structure you choose can have a massive impact on your short- and long-term financial outcomes. Should you buy in your personal name to take advantage of negat…
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Shifting Investment Strategies and Market Uncertainty Amidst Trade Tensions
39:06
39:06
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39:06Join us for a deep dive into the current market landscape. We explore the ongoing uncertainty surrounding US trade policy and tariffs, debating whether they are tools for negotiation or a long-term strategy. We analyze the potential scenarios for trade negotiations and note the lack of concrete progress seen so far. The conversation also covers the…
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The Last Boss: Institutional Money, Bitcoin, and Global Equilibrium Shifts
31:41
31:41
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31:41This podcast episode discusses the increasing institutional investment in Bitcoin, noting that these large entities have different and much longer timelines for evaluating assets compared to retail investors. It highlights structures and mechanisms being developed to make Bitcoin more palatable for institutions, such as investments in companies hol…
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The Expat's Guide to Securing a Home Loan in Australia!
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21:12Working overseas and earning foreign income? It may sound like a ticket to financial freedom, but when it comes to securing a home loan back in Australia, things can get tricky. From currency fluctuations to complex documentation and tax systems, the process isn’t always as simple as it seems. So, what do you really need to know to navigate foreign…
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Navigating Global Uncertainty and AI: Decoding Volatility and Revolutionizing Workflows
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50:56This features a podcast discussion covering market volatility and the impact of tariffs on international trade relationships. The conversation shifts to the increasing role of AI tools in professional tasks, particularly those involving document research and creation. A specific application of Visual Studio Code, modified for AI agent interaction, …
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Tariffs, Trade Wars, and The Future of Bitcoin: Deep Dive
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36:20
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36:20This podcast excerpt from April 16, 2025, features a conversation between Alex and another person, likely discussing current market concerns, particularly the impact of tariffs imposed by the Trump administration. The discussion covers differing expert opinions on these tariffs, ranging from viewing them as a flawed execution to a deliberate strate…
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Building Your New Home? Let’s Talk Construction Loans!
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23:54
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23:54Thinking of building your dream home? A construction loan might seem like a complex, even intimidating process - but it could be a lot simpler than you think. From staged payments to interest-only phases and valuation traps, there’s a lot of noise out there - but not all of it is as complicated as it sounds. So, what’s the real cost of building, an…
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2025 Federal Budget: What’s In It For You?
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25:09
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25:09The 2025 Federal Budget is out, but does it really offer a solution, or is it just another political play? From housing supply to first home buyer schemes, some big promises are on the table. But will they deliver, or is it just smoke and mirrors? There’s more to this budget than meets the eye - what does it mean for your wealth-building plans? Let…
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Riding the Crypto Waves & Market Moves: Chainlink Insights, Tariff Talk, and the Ripple Rally!
36:20
36:20
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36:20This podcast excerpt features a conversation discussing market volatility and the potential of blockchain technology. The speakers highlight Chainlink's role in connecting real-world data to blockchains, enabling broader asset tokenization. They then transition to the current macroeconomic environment, focusing on uncertainty caused by potential ta…
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Stop Overpaying for Business Insurance (This Finance Hack Saves You Thousands!)
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27:18
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27:18Smart Business Finance - Insurance Premium Funding & ATO Debt Most business owners don’t realize they can finance their insurance premiums instead of paying monthly with extra fees – and still get the full-payment discount. That’s where Insurance Premium Funding (IPF) comes in, and it’s a game-changer for cash flow. We’re also diving into a big one…
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Are We Heading Towards a Recession? Crypto, Tariffs, and Economic Outlook
41:48
41:48
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41:48Get a grip on the turbulent markets of March 2025! In this insightful episode, They explore the impact of the new administration's policies, particularly tariffs, on market skepticism. The discussion also covers contrasting forces like liquidity injection and the rise of AI technology. A key point of analysis is the unexpected downturn in the crypt…
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Navigating the Market Mania: Volatility, Value, and the Future of Bitcoin
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45:55Tune in to this insightful discussion on the wild market swings and how to leverage them for your investment strategy . Topics: 1. The hosts delve into the crucial distinction between market sentiment and the underlying fundamentals of individual stocks emphasizing how volatility can be a valuable tool to test your investment convictions 2. Discove…
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How To Negotiate Your Tax Debt In 2025? Ft.Olga Koskie
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27:57
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27:57In today’s episode, The Broker's Lounge dives into a unique and highly important topic: Tax Debt Negotiation. Carlo will be joined by Olga Koskie, a principal at Tax Assure and an expert in this field. They’ll cover key questions about ATO debt, including how to reduce your debt, what to do if you receive a Director's Penalty Notice, and the recove…
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Grok AI, Bitcoin, and Options Strategies: A Podcast Discussion
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33:30This podcast excerpt features a discussion on leveraging AI, specifically Grok, for financial analysis, emphasizing the importance of prompt engineering to guide AI research effectively. The speakers highlight the value of using Grok's "deep research" function for accessing real-time information, particularly from Twitter (X), while acknowledging t…
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Latest RBA Rate Cut: What It Means for Your Financial Future!
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25:16Welcome back to The Broker’s Lounge – where savvy investors come to sharpen their edge. This episode, Eddie and Carlo are turning their focus to a hot-button issue: the latest interest rate cut by the RBA in 4 years! They’ll break it down – why it happened, what it means for borrowers, and how it impacts both the property market and the wider econo…
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TradFi Meets Crypto: Bridging Traditional Finance and Blockchain
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43:06
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43:06This podcast excerpt features a conversation about the intersection of traditional finance and the cryptocurrency market. Alex and Gabriel discuss the potential for blockchain technology to improve efficiency in global transactions, and the impact of fiat currency debasement on the crypto market. They explore the role of tokens in the crypto space,…
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Negative Gearing: Smart Strategy or Risky Move?
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20:51
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20:51Welcome back to The Broker’s Lounge – where savvy investors come to sharpen their edge. This episode, Eddie and Carlo tackle every investor's favourite friend: negative gearing. They’ll break it down - what it is, how it works, and the pros and cons every investor needs to know. Then, they’ll bring it to life with a real-world case study, showing y…
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Decoding Market Moves: AI, Tesla, Crypto, and Risk Management Strategies
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58:25
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58:25Decoding Market Moves: AI, Tesla, Crypto, and Risk Management Strategies Description: In this episode, we dive deep into the dynamic world of market trends and investment strategies. Join us as we dissect recent movements in key sectors and explore opportunities for both seasoned and aspiring investors. SMCI & AI Stocks: We analyze the potential of…
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AI, Bonds, and Geopolitics: Navigating a Complex Market Landscape
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43:46
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43:46This podcast discussion centers on the commoditization of AI, specifically focusing on the increasing accessibility and capabilities of open-source models like DeepSeek, contrasting them with more centralized approaches. The conversation then shifts to a trade idea involving long-term bonds, analyzing market trends and inflation rates to support th…
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Interest Rates Are Finally Falling In 2025? Here’s How To Take Advantage Of The RBA’s Decision.
20:34
20:34
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20:34To kick off 2025, Eddie and Carlo are back on The Broker’s Lounge with some BIG news! The RBA is expected to be cutting interest rates - what does this mean for your mortgage, property prices, and the economy? And more importantly, how should you best capitalize on this highly anticipated rate cut? Join Eddie and Carlo as they break it all down in …
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AI: DeepSeek, Nvidia, AMD, and Crypto Market Analysis.
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57:01
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57:01AI, Chips, and Crypto: Navigating the Tech Landscape Description: AI Discussion: This episode dives deep into the rapidly evolving worlds of artificial intelligence, semiconductor technology, and cryptocurrency. We begin with a discussion on Deepseek, a new open-source AI model from China, exploring its capabilities, its impact on the market, and t…
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Decoding the Markets: Liquidity, Inflation and the Future
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47:05
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47:05Description: In this episode, we dive deep into the complex world of finance with a focus on the interplay between liquidity, inflation, and asset valuation. We explore how the Federal Reserve's actions, particularly its balance sheet and the federal funds rate, impact the markets. This episode provides a comprehensive overview of the current macro…
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2024 in the Rearview – Mortgage Broking Highlights and What’s Next in 2025
32:31
32:31
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32:31As 2024 winds down, Eddie and Carlo take a moment in The Broker’s Lounge to reflect on the year that was. From big wins in their business and personal lives to major shifts in the lending market, they share the highs, the challenges and the lessons learned. The guys dive into key trends like the rise in SMSF and commercial lending and how sustained…
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Mortgage Tips and Tricks: Q&A with Eddie & Carlo
34:36
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34:36In this episode of The Broker’s Lounge, Eddie and Carlo tackle a fresh batch of listener questions in a Q&A-style format. They dig into everything from the pros and cons of redraw vs. offset accounts to strategies for improving your borrowing capacity. Along the way, they explore complex topics like SMSF property purchases, split loans and even the…
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Inside Victoria’s Property Market with Charlie Williams - What You Need to Know In this episode of The Broker’s Lounge, Carlo welcomes a special guest, Charlie Williams from Aspire Advocates. While Eddie is away, Charlie steps in to dive deep into the property market in Victoria. Together, they cover everything from the current trends in Melbourne …
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In this episode of The Broker’s Lounge, Eddie and Carlo break down everything you need to know about Lender’s Mortgage Insurance (LMI). They explain what it is, why lenders require it, and how much it can cost, using real examples to make it easy to understand. But here’s the good news, they also dive into the ways you can avoid or even waive LMI a…
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Episode 12: Owner-Occupied or Investment - Which Path Should You Take?
33:15
33:15
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33:15In this episode of The Broker’s Lounge, Eddie and Carlo tackle one of the biggest questions for anyone starting their property journey: should you buy an owner-occupied home or dive straight into an investment property? They break down the pros and cons of both options, giving you a clear picture of what works best for your goals. From government g…
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In this episode, Carlo and Eddie dive into a Q&A session, answering a range of listener questions on home loans, lending rules and the latest in mortgage trends. From practical advice to behind-the-scenes insights, they cover the questions that matter most to anyone looking to navigate the finance and property world with confidence. Whether you’re …
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The Ins and Outs of Commercial Lending with Martin Stone
28:39
28:39
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28:39In this episode of The Broker’s Lounge, Eddie sits down with Martin Stone, a seasoned broker with 25 years in business banking across the UK and Australia. With expertise in everything from startups to listed companies, Martin has worked with a range of industries. He talks about why he’s transitioned to broking and how shifting customer needs have…
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Top Government Schemes & Grants Every First Home Buyer Should Know!
29:21
29:21
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29:21In this episode, Eddie and Carlo break down the ins and outs of government schemes and grants designed to help first-time home buyers. If you're dreaming of getting your foot in the door of the property market, this episode is for you. They kick things off by covering the First Home Guarantee Scheme and all the ways it can help new buyers. From low…
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Common Money Mistakes and How to Avoid Them!
30:28
30:28
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30:28In this episode of The Broker’s Lounge, Eddie and Carlo dive into some of the most common financial mistakes they’ve seen over the years and, more importantly, how to avoid them. From living beyond your means to not setting clear financial goals, they cover the big ones that can cause serious stress if left unchecked. Eddie shares practical tips on…
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In this episode of The Broker's Lounge, Eddie and Carlo dive into the concept of serviceability, a key factor that determines how much you can borrow when applying for a loan. They break down the essentials of what lenders look for, including how your income, existing debts and even family situation play a role in shaping your borrowing power. Whet…
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Is a Self-Managed Super Fund Right for You?
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29:17In today’s episode of The Broker’s Lounge, Eddie and Carlo dive into the world of Self-Managed Super Funds (SMSFs). If you've ever wondered what SMSFs are, how they work, or if they’re the right option for you, you’re in the right place. We’ll break down the basics of managing your own superannuation, including the pros and cons, the level of contr…
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Making Sense of Your Mortgage Options - Fixed, Variable, P&I, IO
31:12
31:12
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31:12Ready to tackle the world of mortgages? In this episode of The Broker’s Lounge, Eddie and Carlo break down everything you need to know about choosing the right mortgage for your situation. We kick things off by explaining the key differences between fixed-rate and variable-rate mortgages, what they mean, the pros and cons of each and how to decide …
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Interest Rates, Inflation and What It Means for You!
30:47
30:47
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30:47In this episode of The Broker's Lounge, Eddie and Carlo break down one of the hottest topics on everyone’s mind right now: the relationship between interest rates and inflation. What do these two financial forces mean for you, your mortgage and the overall economy? We start by explaining what inflation really is - how it’s not all bad and why econo…
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Refinancing 101 - When, Why and How to Get It Right!
30:36
30:36
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30:36In this episode of The Broker’s Lounge, Eddie and Carlo take a deep dive into refinancing - what it is, when to consider it and what options are available. Whether you’re looking to get a better interest rate, improve your cash flow, or just not happy with your current lender, we’ve got you covered. We’ll kick things off by breaking down exactly wh…
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Ready to Buy a Home? Here's What You Need to Know!
32:09
32:09
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32:09Welcome to The Broker’s Lounge with Eddie & Carlo! Whether you’re gearing up to buy a home or just curious about how the whole process works, you’ve come to the right place. We’re here to make things clearer, easier and maybe even a little fun. In today’s episode, we’re taking you through the entire home-buying journey, from the first steps of gett…
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Why You Need a Broker, Not Just a Bank! Meet Eddie & Carlo.
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25:10Welcome to the first-ever episode of The Broker’s Lounge with Eddie & Carlo! If you’re thinking about buying a home or just want to understand the mortgage process better, you’re in the right place. We’re here to make this whole thing less intimidating and maybe even a bit enjoyable. In today’s episode, you’ll get to know us - Eddie and Carlo - you…
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507: Unlocking Business Succession: The Power of ESOPs with Keith Butcher
24:48
24:48
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24:48In an interview with Jason Hartman, Keith Butcher, founder of Butcher Joseph, discusses business succession and Employee Stock Ownership Plans (ESOPs). With many business owners approaching retirement, ESOPs offer a tax-efficient way to transition ownership to employees. This model enhances employee retention and loyalty, providing long-term retire…
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506: Navigating the Storm: A CEO's Tale of Business Triumph in Turbulent Times
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20:45Jason interviews Johnny Serpilla, former President of Camping World, about his book, "Life is Hard, but I'll be Okay", and his experiences in leadership and business. Johnny emphasizes the importance of approaching life with one heart and mind, the role of gratitude in leadership, and the impact of personal problems on work. Johnny also discusses t…
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505: Protecting Your Online Reputation: Expert Insights from Matt Earle | Reputation.ca
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27:38In this interview, Matt Earle from Reputation.ca discusses the problem of online reputation damage and how it can affect individuals and businesses. When negative or false information appears in Google search results, it can harm a person's reputation. Reputation.ca focuses on deleting harmful content whenever possible, but it's challenging when de…
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30. Welcome Back. What are we to make of Bitcoin in a Bear Market
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43:08What are we to make of Bitcoin in the middle of a brutal bear market. We discuss: - What has changed and what has not - Bitcoin as a network - Regulatory risks - What drives the current market price of Bitcoin We do not provide financial advise in any form. All information is our opinion and for entertainment use. Every Podcast we add a video or po…
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504: How to Self-Publish Your Book! Chandler Bolt, Self-Publishing School
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20:36A book is the new business card and a great way to grow your business! Chandler Bolt is an investor, advisor, the CEO of Self-Publishing School & SelfPublishing.com, and the author of 6 bestselling books including his most recent book titled “Published.” Self-Publishing School is an INC 5000 company the last 3 years in a row as one of the 5,000 fas…
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503: Todd Duncan & High Trust Selling: The Holy Grail of Sales Influence
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42:27
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42:27It takes a lifetime to build trust, and a minute to lose it. Jason Hartman welcomes Todd Duncan, author, speaker and the world’s leading authority on trust! People thrive on trust and the bigger the financial decision, the more trust is necessary. How can you create that? Todd also reminds us that nobody gets a paycheck for being busy! Managing you…
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29. Has Bitcoin Failed as an Inflation Hedge?
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29:3629. Has Bitcoin Failed as an Inflation Hedge? We discuss: - What has changed in Money Supply growth - Why this current inflation may be both temporary and worrisome - Is it too early to dismiss Bitcoin as a long term inflation hedge - What drives the current market price of Bitcoin We do not provide financial advise in any form. All information is …
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28. Bitcoin Maxi or other projects ok to look at?
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55:4228. Bitcoin Maxi or other projects ok to look at? We discuss: - Can you use a value approach to analyzing other projects than Bitcoin? - Is it even worth it? We do not provide financial advise in any form. All information is our opinion and for entertainment use. Every Podcast we add a video or podcast we think of as Value add: Strategies for Asses…
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