Best Mindy Jensen Podcasts (2025)

1
Leaving His Job at 36 to Give Back, NOT Get Rich During FI 55:17

1d ago55:17

55:17

For many of us, FI (financial independence) isn’t just about having the biggest bank account. Growing wealth is one thing, but getting rich isn’t the goal. Freedom, time with loved ones, and giving back to your community are. So, when he reached the millionaire mark and achieved Coast FI, Ryan Brennan knew it was time to leave his new director role…

1
If No One Follows the 4% Rule, What IS the Right Withdrawal Rate? 1:01:37

5d ago1:01:37

1:01:37

Most people assume the “safe withdrawal rate” for retirement (or early retirement) is 4%. But, if that’s the case, why is it SO hard to find anyone who’s gotten to their FIRE number, quit their job, and lived entirely off of the 4% rule? If the 4% rule is so safe and backed by solid math, why are so few FIRE followers confident enough to actually u…

1
No, Taxes Won’t Derail Your FIRE: Here’s What You’ll Really Pay in Retirement 46:45

8d ago46:45

46:45

No, Taxes Won’t Derail Your FIRE: Here’s What You’ll Really Pay in Retirement Podcast Description Taxes in retirement have been called a “silent wealth killer” for those pursuing FIRE—but does the data tell a different story? If you’re worried about a ticking tax bomb wiping out a huge chunk of your investment portfolio or even delaying early retir…

1
Scott Steps Down as CEO: A New Age for BiggerPockets Money 42:40

12d ago42:40

42:40

BiggerPockets’ CEO Scott Trench announces his decision to step down as CEO, and focus full-time efforts on personal finance content with BiggerPockets Money. We also welcome BiggerPockets’ new CEO, Ale Ayestaran. Learn more about your ad choices. Visit megaphone.fm/adchoicesBy BiggerPockets

1
JL Collins: The “Simple” Path to Wealth, FIRE, and Stress-Free Investing 59:23

15d ago59:23

59:23

The Simple Path to Wealth is arguably the most influential book in the FIRE movement. JL Collins, its author, is revered among early retirees as one of the trailblazers for FIRE, showing that anyone, with the right investing consistency, can reach financial independence WITHOUT complicated investing strategies, risky alternative assets, or individu…

1
How to Create Huge Tax Savings Funding Your Kid’s College (& FIRE on Time!) 54:08

19d ago54:08

54:08

Paying for college is one of the biggest financial hurdles families face—even as you’re chasing or approaching FIRE. What’s the smartest way to save for higher education while also securing your financial future? Scott, Mindy, and Amberly are breaking it all down on today’s episode! Welcome back to the BiggerPockets Money podcast! There are several…

1
I Retired Early in My 40s WITHOUT Withdrawing from My Portfolio! | Life After FIRE 37:48

21d ago37:48

37:48

You CAN retire early in just ten years IF you save and invest enough. Fortunately, your retirement expenses may be less than you think. Chris Luger, from Heavy Metal Money, didn’t think about retiring early until a divorce made him take control of his finances. He realized that the path to early retirement was only ten years away, so he started sav…

1
The 4% “Rule” is Wrong for FIRE—Here’s a Better Alternative 1:11:18

22d ago1:11:18

1:11:18

For decades, the 4% rule has been the calculation every FIRE chaser has used to determine when they can retire early—risk-free. The math is simple: have a portfolio big enough to withdraw 4% per year to fund your lifestyle. But there’s one BIG problem with the 4% rule that nobody is talking about—a problem that could force you to work longer, ruin …

1
How to Build (and Enjoy) Your “Dream” Life in Early Retirement | Life After FIRE 29:51

26d ago29:51

29:51

What if you reached financial independence…before knowing what it was? That’s what happened to Chris Rusin. After discovering the FIRE movement and stumbling across Mindy and Carl’s blog, he realized he was already at his goal. Then, early retirement unlocked a new life full of wild adventures, creative rebirth, and deeper purpose! Welcome back to …

1
The Single Biggest Risk That Could Stop Your Early Retirement (& How to Dodge It) 52:54

29d ago52:54

52:54

You’re part of the FIRE movement (financial independence, retire early) so you can quit your job, have complete time freedom, and truly enjoy your life. But what if early retirement isn’t all that it’s cracked up to be? What if you grind for years or decades, reach your FIRE number, quit your job, and realize… you’re bored? Your schedule is wide op…

1
We Paid Off $500K in Debt: Now We’re on Track to Retire (Early) in Our 50s 58:44

1M ago58:44

58:44

Fear that early retirement is out of the question because you have too much debt? It’s not game over. Whether you’re debt-free or still chipping away at your student loans, today’s guests are proof that FIRE is never too far out of reach—even if you’ve got half a million dollars in debt! Welcome back to the BiggerPockets Money podcast! Amirra and M…

1
Healthcare Hacks That Could Save You Thousands on the Journey to FIRE 40:00

1M ago40:00

40:00

Wealth and health are closely intertwined, especially here in the US, where the high cost of healthcare can put significant financial pressure on families. But is there a remedy to these exorbitant expenses that Americans are missing? Stay tuned and we’ll show you how to negotiate your medical bills—even if you’ve reached FIRE! Welcome back to the …

1
The Financial Order of Operations for FIRE (Step-by-Step Early Retirement Plan) 41:14

1M ago41:14

41:14

Most people chasing FIRE (financial independence, retire early) are doing it all out of order, and it’s costing them years of financial freedom. So, we thought, “What’s the fastest way to achieve FIRE, and which steps would you take if you were starting from scratch?” Today, we’re bringing you a supercharged financial independence plan, sharing the…

1
The “Silver Lining” for Investors After a Historic Week for Stocks| Life After FIRE 36:27

1M ago36:27

36:27

We’re coming off one of the wildest weeks in stock market history. How are retirees reacting to these massive swings? How should you adjust your FIRE portfolio in case there are even more turbulent times ahead? We’re chatting with someone who’s in the loop! Welcome back to the BiggerPockets Money podcast! Today, Emma von Weise, certified financial …

1
Early Retirement “Traps” That Delayed My FIRE by a Decade 43:59

1M ago43:59

43:59

Early retirement in your 50s is a dream for most Americans, but today’s guest is sharing how she could have retired in her 40s, a decade earlier, if she had avoided these FIRE “traps.” Yes, it IS possible to FIRE in your 40s even with much of your money in retirement accounts. “But I thought you couldn’t take out that money until you’re 59.5?” That…

1
How to FIRE in Your 40s on a Teacher’s Salary (or Average Income) (Finance Friday) 56:54

2M ago56:54

56:54

Is it possible to reach FIRE by 45, even on a teacher’s salary or an average income? Today’s guest is proving that, yes, you can retire early, regardless of your paycheck. It may be a little harder than it is for high-income earners, but with frugality, discipline, and smart investments, regular people can achieve FIRE! Welcome back to the BiggerPo…

1
Tariffs Pause, Stocks Erupt, But the Volatility Could Be Far From Over 39:23

2M ago39:23

39:23

Tariffs are now on PAUSE! And just like that, the stock market is flying back up again. Is this a signal for us all to breathe a sigh of relief, or is more market volatility coming our way? It’s been a wild week so far, and it’s only Thursday! Just yesterday, President Trump paused new reciprocal tariffs on dozens of countries, with markets slingsh…

1
The #1 Thing That Made Our FIRE Grind Easier (and More Fun!) | Life After FIRE 20:53

2M ago20:53

20:53

The path to FIRE (financial independence, retire early) isn’t easy. You’re working a lot, saving a lot, all while seeing many of your friends out traveling, buying new cars and bigger homes, leaving you feeling isolated on the path to early retirement. But it doesn’t have to be that way. There are FIRE freaks, just like you, all over the country, a…

1
I FIREd with Index Funds, She FIREd with Rentals: Which is Better (& Faster)? 38:52

2M ago38:52

38:52

There’s no arguing that real estate and stocks are the two most proven ways to build wealth, but which one comes out on top in a race to FIRE? Stay tuned as we put these investment vehicles to the test and show you the fastest path to early retirement! Welcome back to the BiggerPockets Money podcast! Today, Mindy and guest co-host Amberly Grant are…

1
Teacher ($44K/Year Income) FIREs in 10 Years Making the RIGHT Sacrifices 46:42

2M ago46:42

46:42

You may not make six figures, but you want to achieve FIRE and retire early. You might be struggling to get by, let alone saving and investing to hit your FIRE number. If it seems impossible, you should take a page from Bryce Stewart’s book. He was a sixth-grade school teacher, making $44,000/year, underwater on his condo purchase, worrying about t…

1
FIRE at 50 by Creating “FI Paychecks” That Fund My Early Retirement! | Life After FIRE 45:57

2M ago45:57

45:57

Would you delay your early retirement for years to feel safer and secure once you FIRE? That’s what Mark Trautman did, FIRE-ing before discovering the FIRE movement was even a thing. While he could have retired in his 40s, Mark pushed his retirement date to 50, retiring with a conservative withdrawal schedule that even beats the 4% rule. But, thank…

1
Barista FIRE at 36 with ONLY $500K by Trading “Stuff” for Substance 51:35

2M ago51:35

51:35

Julie Rose “semi-retired” at just 36 years old with only $500K, trading her corporate job for sunrise safaris in Africa, beach walks in Bali, and mid-day hikes in Mexico. With “Barista FIRE,” you can retire with a lower FIRE number, still work (minimally) doing what you love, and have almost complete time freedom over your life. Why have FIRE when …

1
Can Your FIRE Portfolio Survive a Stock Market Crash? 45:31

2M ago45:31

45:31

The stock market is shifting, and your portfolio needs to change NOW if you want to reach or stay FIRE (financial independence, retire early). Many early retirees are sitting anxiously, watching their net worth fall by 10% (or more), making each withdrawal from their portfolio increasingly risky. If you’re close to financial independence or are ret…

1
When You Should (and Shouldn’t) Hire a Financial Advisor | Life After FIRE 46:45

2M ago46:45

46:45

Could hiring a financial advisor help you reach financial independence and retire early? This isn’t a popular move in the FIRE community, but it gave today’s guest peace of mind, preserved her wealth, and helped her save on taxes in retirement. Stick around to learn if it’s the right choice for you, too! Welcome to another episode of “Life After FI…

1
Motley Fool’s Ricky Mulvey: Why I’m Buying MORE Stocks Despite Growing Recession Risk 55:10

2M ago55:10

55:10

Are we headed right for a recession, or are stocks on sale? We don’t own a crystal ball, but Ricky Mulvey from The Motley Fool is capitalizing on the recent stock market swing by loading up on some of his favorite equities. Stay tuned to find out if now is an ideal time for YOU to “stock up,” too! Welcome back to the BiggerPockets Money podcast! In…

1
Is the 4% Rule Dead? 43:08

2M ago43:08

43:08

Is the 4% rule dead? Most FIRE-chasers are using this retirement rule completely wrong, and it could cost them their financial freedom. With stock prices falling and many Americans fearing another recession, now is the time to tighten up your retirement portfolio and ensure you can survive if stock prices correct or crash. If you get this wrong, yo…

1
Losing $150K, Starting Over, and STILL Retiring Early | Life After FIRE 36:24

2M ago36:24

36:24

Think you’ve blown your chances of achieving FIRE? You haven’t! Just ask Nik Johnson, who spent years growing his nest egg, only to have it completely wiped out with one bad financial decision. Despite losing everything, he managed to rebuild it from ground zero and still retire early! Welcome to another episode of “Life After FIRE”! Nik and his wi…

1
How to Stay Rich During FIRE by Dodging the 4 Financial “Horsemen” 52:03

2M ago52:03

52:03

You’ve worked so hard to finally achieve FIRE (financial independence, retire early); the last thing you want is your wealth to dwindle or disappear entirely. Unknown to most FIRE-chasers, four financial “horsemen” (of the personal finance apocalypse) could steal your wealth right out from under you, without you even realizing it. What are the four…

1
Can I Hit Financial Independence by 50 with THIS FI Number? (Finance Friday) 1:01:20

3M ago1:01:20

1:01:20

Is your FI number TOO high? Whether you are ultra-conservative with your finances or want a lavish retirement lifestyle, setting a high bar could make your financial independence journey much harder…but not impossible. Today, we’ll provide a roadmap for building massive wealth! Welcome back to the BiggerPockets Money podcast! With a six-figure inco…

1
Ditch Corporate! Start Taking the “Slow” Path to Retirement w/Tae Kim | Life After FIRE 39:29

3M ago39:29

39:29

The “death march to FI” isn’t for everyone. If you’re tired of climbing the corporate ladder or lacking a sense of purpose at your W2 job, it’s not too late to escape the rat race and design the life you want, just like the “Financial Tortoise,” Tae Kim, did! In this episode of “Life After FIRE,” Tae returns to the show to discuss his move from the…

1
How the Top 1% Invest (and How Do YOU Compare?) 44:51

3M ago44:51

44:51

How do the top 1% of Americans invest their money, and how do your investments compare? We’re breaking down the data, showing what the wealthiest Americans are invested in and how to copy their 1% portfolio so you can invest like the ultra-wealthy. To be in the top 1% of Americans, you must have at least eight figures. And while that’s a Fat FIRE n…

1
Are You Headed for FIRE or the Middle-Class Trap? (Finance Friday) 55:46

3M ago55:46

55:46

If there’s an issue that keeps aspiring early retirees up at night, it’s the dreaded middle-class trap. At just 28 years old, this financially savvy couple is already looking for ways to avoid this issue. Whether you’re just starting your FIRE journey or approaching early retirement, we’ll show you how to do the same in today’s episode! Welcome bac…

1
The Tax-Free Retirement Strategy 95% of Americans Don’t Know About 1:06:10

3M ago1:06:10

1:06:10

The wealthy are using one unique retirement account to build their fortunes tax-free. You may have never heard of it, but knowing about it can change the course of your retirement planning, allowing you to invest in much more than stocks, index funds, and bonds in your retirement accounts. We’re talking about making passive real estate income tax-d…

1
Scott and Virginia Trench Talk Goal Setting, Spending, Prenups, and Future Plans 43:59

3M ago43:59

43:59

How has Scott achieved so much financial success already in his early 30s? He’s got a secret weapon nobody else has: Virginia Trench! That’s right, the woman behind half of the puns you hear on this podcast is coming on the show! She's sharing her view on Scott’s early (and extreme) frugality, massively successful financial planning dates, goal set…

1
Teacher Retires Early at 45 Thanks to Strategic Living (FIRE in Paradise!) 1:00:09

3M ago1:00:09

1:00:09

Teachers aren’t known for their high salaries, so how did this one reach early retirement and FIRE at just 45 years old? Through “aggressive” saving and smart cost-of-living choices, Amy Minkley was able to quit her demanding international teaching job only three years after finding out about the FIRE movement. Now, she spends her days living in pa…

1
Finance Friday: Chasing FIRE by 35 WHILE Supporting Extra Family Members 1:07:27

3M ago1:07:27

1:07:27

Is something stopping your FIRE? Today’s guest wants to retire early at 35, but with a shaky budget, extra expenses, and a problematic rental property, her path to early retirement isn’t clear. In today’s episode, we’ll break down her finances and help her get back on track! Welcome back to the BiggerPockets Money podcast! Sarah earns a great salar…

1
CPA Shares Tax Tips to Lower Your 2024 (Yes, 2024) Taxes 47:48

3M ago47:48

47:48

2024 may be long gone, but it’s NOT too late to lower your taxes for the previous year. If you have real estate or retirement accounts, you already hold the key to minimizing your taxable income and owing less to Uncle Sam. But how do you do it? We’re sharing 2024 and 2025 top tax reduction strategies in today’s show with expert CPA and real estate…

1
Has the FIRE Formula Changed? Why 100% Index Funds Isn’t the Answer 39:15

3M ago39:15

39:15

Is a 100% index fund portfolio no longer the FIRE formula? The market has changed, and maybe your portfolio allocation needs to change with it. With index funds at all-time-high prices and price-to-earnings ratios at an eye-watering 29, you might be feeling a bit worried about whether your FIRE will last or you’ll even make it to FIRE in the first …

1
The Points Guy's Travel Hacking Tips to Fly for FREE in 2025 48:32

4M ago48:32

48:32

Travel hacking allows you to fly and travel for free, often in luxury, without spending tens of thousands of dollars on flights or hotels. So, how do you do it without managing thirty different credit cards in your wallet? Brian Kelly, AKA The Points Guy, world-renowned travel hacking expert and author of the new book How to Win at Travel, is here …

1
The 4% Rule Naysayers Are Wrong (We Retired at 47 Using It!) 48:17

4M ago48:17

48:17

Does the four-percent rule actually work? On paper, yes. So why don’t more people put it to the test? Today’s guest retired at forty-seven years old and is living proof that the math really does check out. Stay tuned to find out how! Welcome back to the BiggerPockets Money podcast! Bobby Beck has done what so many in the FIRE community are seemingl…

1
Sahil Bloom: The “X Factor” for Financial Freedom and Why FIRE Won’t Make You Happy 59:24

4M ago59:24

59:24

Do we focus too much on just one type of wealth? What if the key to a happy life isn’t retiring early, ascending the corporate ladder, or having more money than you know what to do with? Serial entrepreneur Sahil Bloom spent years chasing money, only to find that it didn’t provide happiness—it robbed him of it. Find yourself in the same boat? This …

1
How to FIRE Faster with a Self-Directed IRA 55:45

4M ago55:45

55:45

How can you use your retirement accounts to reach FIRE faster? We’ve talked a lot about the “middle-class trap”—having too much of your net worth trapped in your retirement accounts and home equity—and we may have the secret weapon to help you escape it. Not only that, this strategy allows you to keep more of what you earn, take control of your inv…

1
The Middle-Class Trap That Could Keep You from FIRE (How to Escape It) 41:46

4M ago41:46

41:46

Buying a house, maxing out your 401(k), and leveraging real estate can help you achieve financial independence. But suppose your goal is to retire early. Could relying too heavily on these principles actually delay early retirement? Today, we’re going to show you how to break free from the “middle-class trap” that stops so many from retiring early!…

1
The One Thing Most FIRE Chasers Get Wrong (and Later Regret in Retirement) 46:59

4M ago46:59

46:59

Why do so many in early retirement struggle with happiness? We know you’ve told yourself, “Once I hit FIRE, I’ll be living the dream! Every day will be like a vacation.” This is what Mindy was telling herself for years before becoming financially independent, and once she hit her goal, she realized life’s same problems still exist. If you’re FI alr…

1
7 Maxed Out Credit Cards to Money Expert by Making a BIG Mental Shift 46:31

4M ago46:31

46:31

Are you building wealth but feel like you can never enjoy it? Do you struggle with money, fearing you carry the same poor financial habits as your parents? Whether you’ve got a lot of money or a little, many of us face the same mental financial challenges—anxiety, shame, and stress—but it doesn’t have to stay this way. Today’s guest is living proof…

1
The Macro Analysis is Clear: Why We Are Reallocating (Away From Stocks) to Real Estate in 2025 53:32

4M ago53:32

53:32

Is it a good time to invest in real estate? Yes, and we have proof that real estate may be underpriced, even as we hover around the most expensive average home prices in history. How can real estate be undervalued when prices are at historic highs? Dave is sitting down with Scott Trench, CEO of BiggerPockets, who has condensed ten hours' worth of r…

1
From $300K in Debt to Millionaire at 39 (Financial Freedom in 8 Years!) 49:44

4M ago49:44

49:44

From over $300,000 in debt to a millionaire in just eight years?! No matter where you’re at, it’s never too late to get on the path to financial freedom. This entrepreneur is proof that a little discipline, frugality, and creativity can radically change your financial trajectory! Welcome back to the BiggerPockets Money podcast! Today, we’re speakin…

1
Can You Retire…Now? This FIRE Calculator Will Tell You! 57:55

5M ago57:55

57:55

“Do I have enough to retire?” is a question most people in the FIRE community grapple with, but today, we’re sharing a FREE tool that will help you put this issue to bed! If you’re concerned about running out of money later in life or developing “One More Year Syndrome,” you won’t want to miss this episode! Welcome back to the BiggerPockets Money p…

1
Ramit Sethi’s Life-Changing "Money Conversation" Script for Couples 1:11:06

5M ago1:11:06

1:11:06

Ramit Sethi, the money and couples’ finances expert, is back! This time, he’s teaching you how to have life-changing money conversations with your partner so you can build a “rich life” together and even FIRE faster! You may know Ramit from his popular book, I Will Teach You to Be Rich, or his Netflix series How to Get Rich, but today, he’s sharing…

1
How to Make an Extra $100 a Day in 2025 (Working from Home!) 44:30

5M ago44:30

44:30

Want to know how to make $100 a day in 2025, all while working from home? We brought the queen of side hustles, Jackie Mitchell, back on the show to share how her money-making journey has been going. Jackie set a goal to make $100 a day to save up for a down payment. She did just that, making close to $11,000 in total in her one-hundred-day side hu…

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Mindy Jensen Podcasts

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