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**TOP 2.5% FINANCE AND BUDGETING SUPPORT PODCAST** *** TOP 100 IN THE UNITED STATES *** Do you find it hard to save or get out of debt? Are you constantly searching for ways to save money and live on a budget? Do you have big dreams only to be stopped by not sticking to your budget? Are you ready for financial freedom? Then you, Mama, are in the right place! In this podcast you will learn what it looks like to budget on one income, how to partner with God in your finances, how to budget in a ...
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Hey Mama, Do you ever wonder how you are supposed to make it on one income? Your bills might be paid and you have food on the table, but that’s simply just surviving. I want more for you, you want more for you and your family and it is possible no matter how much income you bring in. So today, I am going to share with you 5 ways a budget can give y…
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Hey Mama, How often do you find yourself searching the internet for more savings tips? Do you think the only way to save is by being more frugal? Are you ready for another way to start saving money? Then you mama are in the right place! Today you are going to learn 7 non frugal money savings tips that you can easily put in place today. So go cuddle…
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Hey Mama, Do you wish you had more money for those unexpected problems? Are you ready to stop feeling the pressure from living on one income? Is more actually the answer? Spoiler alert, the answer is no. In today’s episode we are going to go over 3 mindset shifts to help you release the overwhelm, the stress and the pressure that comes with living …
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Hey Mama, How often do you find that you’ve missed something that needed to be added to the budget after you’ve already budgeted everything? That is so frustrating and sometimes it doesn’t even show itself until days after you’ve already been using the budget the way you planned. Well today we are going to talk about how using a calendar can preven…
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Hey Mama! Do you have too many categories, or maybe not enough categories for your budget? How many times have you sat down to budget, and feel like you have no money because you have so many categories? $10 here, $20 there and you’ve achieved nothing. That is what we are going over today. How to decide what categories you need, if you have the rig…
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Hey Mama, Have you found that after you’ve paid the bills one week you have plenty remaining and the next you have nothing? Do you find it difficult to budget this way? Are you ready for a way to get out of that cycle? Great, because that is what we are talking about today. I am going to share with you how you can beat the feast and famine cycle fr…
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Hey Mama, Ever wonder how much money you need monthly to live abundantly on one income? Do you feel like you don’t make enough money? Are you ready to be joyful instead of stressed over your income? These kind of questions are why this episode came to be. I could give you the tactical answer, but the real answer to abundance is not a specific numbe…
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Hey Mama! Are you sick of living paycheck to paycheck? Do you constantly search the internet for a way to dig yourself out of it? Are you ready for some consistency and extra spending dollars? That’s what you are going to find today. My number one way to budget that allows for consistent numbers in your paycheck and that wiggle room you have long b…
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Hey Mama! Do you feel restricted from all of the money you have tied up in debt? Are you constantly searching for ways to pay down your debt quickly? Are you ready to be free from your debt? That’s great, because that is what we are going over today. In today’s episode you are going to learn how to set your budget up to pay down debt quickly withou…
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Hey Mama! Are you tired of trying to figure out what to serve morning, noon and night? Do you wish groceries were cheaper and less of a hassle to get? Are you ready for a simpler cost effective way to shop for your groceries? Me too! That is why I have been researching for some better ways to meal plan, not only because I’m tired of having to sit d…
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Hey Mama! Have rising prices put you in survival mode? Do you find yourself stressed whenever you look at your finances? Are you ready to put money back into your budget so you can relax? That is exactly what I have in store for you today. I am going to share with you 3 ways you can use your budget to get out of survival mode. Your budget is a grea…
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Hey Mama! Does living on one income feel tight? Do you feel like you have to be restrictive to make it on one income? Are you ready to release the tension and put some money back into your budget? Mama you don’t have to be unhappy to live on one income. You can live stress free and comfortably on one income regardless of the amount in your account.…
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Hey Mama, welcome to the one income family podcast! Are you looking for a way out of the paycheck to paycheck lifestyle you are living? The one where one week you have 50 dollars left to your name and the next you have hundreds? Are you ready for some consistency? Because today I am going to be sharing with you the method I use that has allowed me …
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Hey Mama, Are you having trouble making ends meet? Do you feel like you don’t have enough money to live let alone reach your financial goals? Are you ready to finally get ahead? Well that my friend is exactly what today is all about! Today you will learn how to calculate your income and set up your budget so that you can live beneath your means and…
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Do you find yourself drowning in financial overwhelm and you’re ready for a way out? Many of us are on this journey trying to figure out how to do the budgeting thing and follow the bible which tells us to steward God’s money well. There’s parables and verses all over the place guiding and teaching you how to manage the money God has given you. But…
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Hey Mama, Are you stressing over not being able to stick to your budget? Do you worry about the inconsistency of living paycheck to paycheck? Are you anxiously waiting for the next ball to drop, the next unexpected expense? That is what today is all about! These 3 systems that I am going to share with you will put boundaries in place making it impo…
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How often do you find yourself scrambling to pay for yet another unexpected expense? You thought you budgeted for everything, but then something comes your way that you either forgot about like an oil change or didn’t know was part of an activity like sports pictures. I want you to know that you are not alone and there are many ways to tackle this …
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Hey Friend, Are you sick of budgeting? Does it feel like you just finished the last budget only to have to do it again? Yet here we are, it’s that time again. Time to sit down and work your budget for yet another paycheck cycle, but you don’t want to do it. You sit down and stare blankly at your budget and you just feel like you don’t know what you…
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Hey Friend, Is budgeting hard? Do you find yourself unable to stick to your budget because it just doesn’t work? Which then leads you to constantly searching the internet for a new way to budget. Wasting your precious time, energy and money from the inability to track your finances properly and falling prey to overspending. Then you, my friend, are…
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Hey Friend, Do you find it difficult to actually stick to your budget? You take the time to sit down and fill out a budget only to find yourself throwing said budget out the window because you’ve overspent and have no idea how to right the wrong. So what do you do, you go on with life as if that budget never existed and try to wing it the rest of t…
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Hey Friend, This episode is going to reveal to you what your true financial goals are. Most think of financial goals as saving money, going on vacation, paying off debt, buying big ticket items and creating emergency funds, but there is so much more to it and it’s the little hidden financial goals that you don’t know you have that make you feel res…
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Hey Mama, Welcome to the last episode of 2024 on the one income family podcast. This year has flown by and so much has happened and that is why I decided to do a 2024 goal review. It’s important to know where we’ve been, what we’ve achieved, what has changed and where we want to go this next year. Goal setting is so important in order to stick to y…
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Merry Christmas! Christmas can bring expectations and emotions that cause us to become a Grinch instead of a joyful presence. That is why this in episode I bring you 2 tips to help you embrace a joyful heart this Christmas. So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we settle into today’s episod…
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Hey Mama, I know what it’s like to get to the end of the Christmas season only to find out that you’ve already spent all of your Christmas budget. Which is so EASY to do! Especially if you’re like me and you want to make sure that everyone gets a gift and feels loved by you. Or you want your Children to be involved and so you let them buy Christmas…
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Hey Mama, It’s that time of year and Christmas is just around the corner. If you’re anything like me, you dream of doing all the things, giving as much as you can and working to instill the spirit of Christmas into your Children while also teaching them about its true meaning, the birth of Christ. But you have one dilemma, your budget for all thing…
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Hey Mama, I know how difficult it can be to do the fun things on one income. You want to be that mom who creates fun Christmas traditions and memories with your children that they and you remember for a lifetime, but you fear that they will cost too much for you to be able to afford. Let me stop you right there. You can create the best memories on …
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Hey Mama, If you live in the United States, this week is Thanksgiving. It’s all about being grateful for what we have and blessing God for those things. However, the world we live in is all about selfishness, about how you as an individual are going to make it out in the end. A heart posture based on selfishness will never generate abundance. Inste…
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Hey Mama! A couple episodes ago I gave you a way to save some cash fast for Christmas. I gave you a no spend challenge and I got to thinking, if you are saving all of your extra cash for Christmas, (which if you want to learn more about that go check out episode 102) but if you are saving all of your extra cash, how are you supposed to host thanksg…
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Hey Mama, Today we are going to be digging a little deeper into saving money. As a beginner the idea is simply to put money into your savings account each and every month. And while this is a great start it’s even more important to make sure each dollar has a job even in the savings account. That's why in this episode you are going to learn about s…
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Hey Mama, As we have just started the month of November I thought it would be a good time to introduce a no spend challenge. Whether you have been saving money all year long and are looking for a little cushion for the holidays or haven’t started saving at all, this is a great way to get some cash for both Thanksgiving and Christmas. So grab your h…
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Hey Mama, Consistency is a goal when it comes to being able to stick to your budget. It’s how you know that you will be able to do the same thing every time it comes to your budgeting, but did you know that there are different ways you can be consistent? Well that is what we are talking about today, the 3 money management systems to work on so that…
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Hey Mama, It's time to strengthen your saving muscle, because you didn’t set goals only to watch yourself spend the money needed to reach those goals. You also want to be able to reach those goals in a timely manner, so if you are ready to stay on track with your savings and debt goals then this episode is for you! Today I am giving you 3 ways to r…
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Hey Mama, have you ever looked at your budget and thought to yourself that something just feels off, but you go ahead and fill out your budget the exact same way you have been doing it and by the end of the paycycle you find that another budget bit the dust because you just couldn’t follow it. This my friend is normal, and this feeling that somethi…
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Welcome to the one income family podcast. Today we are diving into what I believe is the one of the most important things you need to be doing in order to make it financially on one income and that is planning. I know it takes time and unless you’re like me and love to strategize and create a plan it’s not very fun, but it is extremely important. Y…
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Hey Mama, welcome to the one income family podcast where we talk all things budging on one income. Today we are going to jump into what can feel like a losing battle, and that is getting a grip on your spending. Now don’t take this to believe that the reason you are off budget is because of your spending and that it’s a bad thing to have spending m…
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Is your money spread thin from trying to reach all of your goals simultaneously? I’ve been there! A little emergency fund here, a little vacation there and never actually reaching your goals. That’s the thing about money and time. There is a set amount and that’s not going to change. The hard part is deciding what is actually important. Have you ev…
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Hey Mama, I talk a lot about figuring out your priorities and creating a budget that tells your story. What you and your family enjoy and the life you want to live. So I figured it was time to give you an episode that talks about how to do that. How do you find balance in a budget? In other words, how do you set up a budget that doesn’t make you fe…
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Today, we are going to be jumping into the conversation of saving money. Now we all know that we should be saving money, but the big question is what should we be saving for? I have found there to be 5 constants that each budget should have. How you handle each category and create boundaries and amounts will differ, but by knowing what these catego…
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Have you ever wondered how you are supposed to release control when the steps God tells us to take put you right back in the driver's seat? Well that is exactly what this episode is all about. I am going to share with you the thoughts that God has been sharing with me. It’s time to learn how to be in control without being in control. Go grab your c…
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Setting up a budget for success isn’t about the numbers or the categories or even the budget itself. That is why I recorded these 5 tips to help you set up a budget that’s going to bring you success. It’s going to give you the life you and your family want to live instead of feeling restricted and like you “can’t” do anything. It’s time to shift yo…
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Hey Mama, How often do you find yourself struggling financially? Have you ever wondered why? Why do you feel like you are struggling financially when all of your bills are covered, you’re able to feed your family and other needs are met? Well that my friend is what today’s episode is about. God shared with me a truth behind the real reason we are s…
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Today I am diving into some budgeting mistakes that make your budget feel tight and keep you living paycheck to paycheck. I also share with you what it is you can do to change your habits and give you a budget that brings peace instead of overwhelm. So go grab that stroller and a yummy drink and let’s get to it. Xo Molly P.S. Learn why you are stru…
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It is so easy to overlook the way God provides for us because it’s not usually in the way we want or expect. Plus, in the world's eyes it looks cheap. It looks poor. It looks like we are incapable of taking care of ourselves. It looks vulnerable and reliant upon others and we live in a world that thrives on independence. Today I wanted to share wit…
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Hey Mama, Sticking to your budget is hard work, but there are things that make it easier on yourself and one of those things is boundaries. Yes I know this is a scary word that brings out all of the feelings, but it’s necessary. So in today’s episode I am going to share with you 5 signs that tell you, it’s time to set some boundaries. Then, I’m goi…
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Today we are deep diving into the digital cash envelope system, specifically the accounts you need for success using this system. Technically you can use as many accounts as you want, but there is a minimum needed inorder for the system to run smoothly and make sure that you are saving money along the way as well as making it easier for yourself to…
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Do you have a goal of eating healthy? Do you feel like you’re unable to achieve that goal because you live on one income? I am here to tell you that you can eat healthy on one income. Today I am going all in on how I feed my family healthy meals on a budget. I could talk about this all day, so I narrowed in on 7 specific habits that help me eat hea…
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How often do you find yourself looking for ways to make more money or to save and become more frugal than you already are? Finances are tight, times are tough and the only answer is to figure out ways to cut more costs or go back to work. All that those thoughts do is put unimaginable pressure on you! Pressure is not how you are going to enjoy your…
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Hey Mama, Have you ever wondered why you are always off budget and can never seem to get back on budget? Well you are in luck. This week as I take you through my budget for the month of June I realize that it’s time to update my budget. You get to see the things that I planned, how they didn't pan out and what the ultimate decision was that made me…
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Hey Mama, Have you ever thought about using a digital cash envelope system? Well today I am going to be sharing with you 5 reasons you should. Maybe you’ve thought that it would be a lot of work, but what I have learned is that it’s just as easy as utilizing a single account but with many more benefits. Especially when it comes to living on one inc…
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One of the hardest things to do, is to tell yourself no. Keeping other people accountable and knowing that you have others to keep you accountable makes the hard decisions so much easier. However, when you are the only one keeping yourself accountable you easily change your mind or rationalize that you can do something else because it won’t make th…
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