Best Nickdavis Podcasts (2025)

1
How Do I Handle Drawdowns in Retirement? 19:54

10d ago19:54

19:54

How will I handle market drawdowns in retirement? This is a question we hear often. People want to know what their retirement plan will do when the market takes a downturn. They want to know what their plan will be. Will they have a bucket of money sitting somewhere? Will they make adjustments to their portfolio?…

1
Will My Social Security Benefits Be Taxed? 17:58

24d ago17:58

17:58

One question we hear often is “Will my SS be taxed?” When you retire and begin taking your SS benefits, will the government want to tax that? After all, haven’t you already paid taxes on this money? Add to that—there’s been some talk about NOT taxing SS benefits at all! How might that impact your retirement? And is it as good as it sounds?…

1
Should I Gift Money Now or Wait Until Later 17:09

2M ago17:09

17:09

Today, we’re tackling a big question: Should I gift money now or wait until later? You want to give gifts to loved ones or to charities--- but you’re questioning when the right time would be for that. When could they best use that money? Will I need that money someday?

1
Is it too risky to keep investing in retirement? 24:01

2M ago24:01

24:01

Today, we’re talking about investing in stocks during retirement. People ask about balancing growth vs safety in retirement. You hear all of this negative stuff about the stock market. Should I keep investing in retirement?” that’s the question we’re answering today.

1
Should I work an extra year? 19:09

2M ago19:09

19:09

People ask if they should work an extra year or not. We hear it a lot--- and the answer is not just about money—it’s about your lifestyle, your health and what you want your retirement to look like.

1
Here’s When You SHOULDN’T Do Roth Conversions 23:36

3M ago23:36

23:36

If you’ve ever been told, “ A Roth conversion is the best thing you can do for your retirement, “ this episode is for you…. Because you also need to know when they might NOT be a good idea. While converting your Traditional IRA or your 401k into Roth has some fantastic benefits, there are times when it might not be a good idea… Today we will talk a…

1
Some People Should Not Hire a Financial Advisor...Yet 21:21

3M ago21:21

21:21

There is a right time to hire a financial advisor and there’s a wrong time---- or at least a time when they aren’t as beneficial. We’ve spoken with countless individuals who are seeking clarity about their financial futures. Some of them ask outright, “Should I hire a financial advisor now, or wait?” That’s the exact question we’re discussing today…

1
The 5 Financial Conversations Every Couple Should Have Before Retirement 25:04

4M ago25:04

25:04

There are 5 conversations every couple should have before they retire. Retirement isn’t just a financial transition; it’s a lifestyle change that affects every aspect of your life—especially for couples. Today, we’re diving into the five financial conversations every couple needs to have before retiring to make sure you’re on the same page and set …

1
Will Social Security Bankrupt? 20:54

5M ago20:54

20:54

Today, we're addressing a topic that’s in headlines quite often: What happens if Social Security becomes insolvent? Is it really going away in 2034? Should you worry about your benefits? …and what you can do to prepare. Check Out Our YouTube Channel: www.youtube.com/@brindleandbay

1
Are you behind for retirement? 15:05

5M ago15:05

15:05

You’ve been scrolling social media, chatting with friends, or attending reunions, and it feels like everyone is posting about their retirement parties, exotic vacations, and new hobbies. Meanwhile, you’re still setting the alarm for work every morning. Why does it feel like everyone’s ahead of you—and what should you do about it?" That’s what we’re…

1
The Ultimate New Year Checklist: Master Your Money in 2025 17:00

6M ago17:00

17:00

The responsible side of each and every one of us knows we should be doing certain financial planning things each year. But we’re busy people and most of us can only make time to do the things that are THE MOST ESSENTIAL. So today we’re going to talk about mastering your money with only the most pressing things people nearing retirement should do. C…

1
How your investment fees REALLY work. 27:19

6M ago27:19

27:19

People say they don’t get a straight answer about fees. Investment fees are very misunderstood. In today’s episode, we walk through a practical guide to help you understand the different types of fees that you might be paying when it comes to an advisor and your investments. Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Web…

1
Emergency cash needs change when you retire. 15:09

7M ago15:09

15:09

We all know that life throws curveballs—whether it’s an unexpected medical bill, a job loss, or a surprise home repair. But are you truly prepared? How much should you have set aside? Where should you keep that money so it’s accessible when you need it most? And how does your emergency fund change as you move through different stages of life? Check…

1
Money, Myths, and Living on Your Terms (Book Club Edition) 21:44

7M ago21:44

21:44

Today's episode is part of a special series for our book club on Morgan Housel's The Psychology of Money. Tune in as we chat about the last few chapters of this book!

1
You Asked, We Answered - Listener's Questions 20:22

8M ago20:22

20:22

Today on the podcast we want to take a moment to answer a few listener questions. Tune in to see if they might be a few questions you’ve had yourself. Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

1
The Psychology Of Money: Book Club Series! (Part 8) 20:33

8M ago20:33

20:33

Today's episode is part of a special series for our book club on Morgan Housel's The Psychology of Money. Tune in as we chat about chapters 16 and 17, which focus on the knowing your own financial goals and avoiding comparison. Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-91…

1
Investing During an Election Year 15:54

8M ago15:54

15:54

As election cycles heat up, everyone has questions about how their plan will fare during this time period. With all the political noise and speculation, it can be hard to know whether you should stay the course, adjust your strategy, or sit on the sidelines until things settle down. But here’s the thing: elections are a regular part of the investme…

1
Uncovering Your Financial Story 25:26

9M ago25:26

25:26

In this episode, we dive into the important questions that shape a personalized financial plan. While money and numbers often come to mind when thinking of financial planning, they're only part of the big picture. Let's talk about why understanding your goals, values, and mindset is pivotal in creating a plan that truly resonates with your life. Ch…

1
Things To Consider In Each Phase Of Retirement 16:54

10M ago16:54

16:54

Throughout your planning journey, you've likely heard of the "Go-Go," "Slow-Go," and "No-Go" years of retirement. However, in our experience with clients, we've discovered that there are additional phases within these broader categories—each with unique challenges and rewards. In this episode, we'll discuss these specific phases of retirement: the …

1
Warning Signs Your Retirement Is At Risk 29:41

10M ago29:41

29:41

One of the biggest fears for pre-retirees is running out of money during retirement. So in today's episode, we're going to discuss five critical warning signs that your retirement plan might be at risk. From having too many debt repayments to having a poorly allocated portfolio, we’ll highlight the key areas you need to focus on to build a strong a…

1
The Impact of Kids and Grandkids On Your Retirement Plans 22:34

11M ago22:34

22:34

As many parents and grandparents know, financial responsibilities don't end when the kids move out of the house. From paying for cell phone bills and auto insurance to funding college educations, financial support often continues well into adulthood. But as your retirement years get closer, it’s essential to find a balance between supporting your f…

1
The Psychology Of Money: Book Club Series! (Part 7) 24:11

11M ago24:11

24:11

Today's episode is part of a special series for our book club on Morgan Housel's The Psychology of Money. Tune in as we chat about chapters 14 and 15, which focus on the inevitability of change and the hidden costs associated with financial decisions. Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brind…

1
The Psychology Of Money: Book Club Series! (Part 6) 20:20

12M ago20:20

20:20

Today's episode is part of a special series for our book club on Morgan Housel's The Psychology of Money. This time, we're covering chapters 11-13. Tune in as we explore the intersection of rationality and emotion in financial decision-making. Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay…

1
Retirees Who Inspire Us: Stories of Living Intentionally 20:59

12M ago20:59

20:59

One of the best parts of our jobs is hearing about what our clients are doing or looking forward to in retirement. So, in today's episode, we're highlighting retirees from our office who inspire us! These retirees aren't just enjoying their freedom- they're thriving in ways that are truly inspirational. From transforming their health and wellness t…

1
The "Magic Number" Needed To Retire 17:16

1y ago17:16

17:16

In recent years, the "magic number" for retirement has shifted from $1 million to $1.5 million. This change, based on a recent survey, has left many wondering if they need to adjust their retirement plans. In today's episode, we dive into this topic to uncover whether this new figure is truly necessary for a comfortable retirement. Check Out Our Yo…

1
The Psychology Of Money: Book Club Series! (Part 5) 26:08

1y ago26:08

26:08

Today's episode is part of a special series for our book club on Morgan Housel's The Psychology of Money. This week, we're covering chapters 9 and 10. Tune in as we share our insights and takeaways from these chapters that focused on the true nature of wealth and the importance of saving! Check Out Our YouTube Channel: www.youtube.com/@brindleandba…

1
The Psychology Of Money: Book Club Series! (Part 4) 21:39

1y ago21:39

21:39

Today's episode is part of a special series for our book club on Morgan Housel's The Psychology of Money. This week, we'll be tackling chapters 7 and 8. Join us as we dive into the concepts of financial freedom, control, happiness, and more. These chapters had some awesome things to say about managing your finances and living a fulfilling life! Mel…

1
Which is better? $5,000 Monthly or $1M for Retirement? 13:38

1y ago13:38

13:38

Would you rather have a $1 million lump sum, or get paid $5,000 per month in retirement forever? Common advice often solves this by asking the wrong question. In today's episode, we will take a more in-depth look. Lump Sum Versus Monthly Video: https://www.youtube.com/watch?v=QLeKmQ_kQHg&t=85s Check Out Our YouTube Channel: www.youtube.com/@brindle…

1
Protecting Yourself Against Scams & Fraud 22:36

1y ago22:36

22:36

As much as any other threat, recognizing and avoiding scams has become a necessary skill in today's world. Join us as we explore crucial steps you can take to safeguard your financial well-being against the growing tide of scams and identity theft. We'll share real-life stories and practical advice to spot red flags and identify scamming techniques…

1
The Psychology Of Money: Book Club Series! (Part 3) 30:14

1+ y ago30:14

30:14

We're looking forward to continuing our book club series for Morgan Housel's The Psychology of Money this week. This episode, we're diving into chapters 5 and 6, which cover themes of preserving wealth, adaptability, and consistency in financial planning. Stay tuned as we discuss the importance of staying invested during market fluctuations and emb…

1
The Psychology Of Money: Book Club Series! (Part 2) 22:07

1+ y ago22:07

22:07

Today's episode is part of a special series for our book club on Morgan Housel's The Psychology of Money. In our last episode, we dove into the first few chapters. This week, we'll be tackling chapters 3 and 4, which have some powerful takeaways on the importance of contentment, the impact of social comparison, and the power of compounding over tim…

1
The Psychology Of Money: Book Club Series! (Part 1) 20:25

1+ y ago20:25

20:25

Welcome back to The Money Master podcast! Today's episode is part of a special series for our book club on Morgan Housel's The Psychology of Money. This is a fantastic read that we're so excited to dive into with you. Grab your copy of the book, or just sit back and enjoy the ride as we unpack the first few chapters! Check Out Our YouTube Channel: …

1
We Secretly Cringe When Clients Say These Things About Investing with Derek Prusa, CFA, CFP® 35:24

1+ y ago35:24

35:24

We're excited to be joined by Derek Prusa, CFA, CFP®, in this week's episode. Derek is on our investment committee at Brindle and Bay, owns a private practice in Grand Rapids, Michigan, and is the face behind our monthly market videos. Listen in as we chat with Derek about some common investing misconceptions, the importance of a diversified portfo…

1
Our Favorite Books: Personal Growth, Finance, & More! 23:10

1+ y ago23:10

23:10

To ring in the new year, we thought it would be fun to share some great books we've read that have shaped our lives and our thinking. We'll chat about our reading habits and share some recommendations for a range of genres, including self-help, fiction, health, and finance. If you've read any inspiring books recently, we'd love to hear from you! Dr…

1
Social Security's Vision 2025 Plan: What You Need To Know 15:10

1+ y ago15:10

15:10

There's been a lot of buzz around Social Security lately. Today, we're diving deep into the recent changes outlined in the Vision 2025 document. With Social Security's solvency a topic of concern, we'll break down the key updates and share how they could impact your retirement benefits. Check Out Our YouTube Channel: www.youtube.com/@brindleandbay …

1
Tis' The Season: Our Favorite Holiday Traditions 17:57

1+ y ago17:57

17:57

In this special holiday episode, we're taking a break from our usual financial discussions to share some festive cheer. Tune in as we chat about the holiday season, sharing some of our favorite traditions, foods, and even some budget-friendly gift-giving ideas! Grab a cup of cocoa, cozy up by the fireplace, and join us as we reflect on the magic of…

1
Is There A Best Time Of The Year To Retire? 19:00

1+ y ago19:00

19:00

For many of us, retirement is a monumental moment we've been contemplating for years. We think about the age we'll retire, the plans we'll make, and the life we'll lead post-retirement. So, have you ever wondered if there's an optimal time to retire during the year? Stay tuned as we explore some emotional and financial reasons to choose a particula…

1
Should My Advisor Collect Tax Filing? 15:01

1+ y ago15:01

15:01

Interestingly, a lot of people that meet with us in our office are surprised that we ask for their tax returns. In today's episode, we're going to discuss why it's uncommon for advisors to request clients' tax returns and highlight the significant impact taxes can have on your finances before and after retirement. Listen in as we talk about optimiz…

1
Can AI Replace Your Financial Advisor? 17:18

1+ y ago17:18

17:18

Artificial intelligence is a revolutionary tool that is reshaping our world. You've probably heard about ChatGPT and its widespread use for various tasks like information retrieval, content creation, and even test-taking. But can you use AI for retirement planning advice? Stay tuned as we dive into an article where artificial intelligence is pitted…

1
What Is The Deal With Bonds? 16:51

1+ y ago16:51

16:51

Bonds have been a cornerstone of financial planning for years, but how well do you really understand them? In today's episode, we're diving deep into the world of bonds to explain how they fit into your financial portfolio. Tune in as we explore various types of bonds, reveal the risks associated with different kinds, and share the impact these fac…

1
The Future of Retirement In America: Is The Glass Half Full or Half Empty? 21:04

1+ y ago21:04

21:04

Are we on the brink of a retirement renaissance or stormy seas ahead? On this episode, we jump into the pressing issues of Social Security, healthcare, taxes, stock market trends, and long-term care. Whether you're an eternal optimist or cautious pessimist, this episode will equip you with perspectives to plan your retirement years with confidence …

1
Exposing Retirement Planning Complaints 19:17

2y ago19:17

19:17

In this episode, we tackle the common complaints and fears about financial situations during retirement. We'll discuss which concerns are well-founded, which are based on misconceptions, and offer insight on how retirees can best navigate their financial future. Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https:…

1
Making The Right Choice – Paying Down Mortgage Or Saving Into Your 401k 21:51

2y ago21:51

21:51

As homeowners, we all know that paying down our mortgage decreases both debt and stress. But have you ever wondered if there's a better way to secure your financial future? Is being debt-free the ultimate goal, or should you prioritize saving for retirement instead? In this episode, we're going to break it down for you, weighing the pros and cons o…

2y ago16:07

16:07

There is a lot of information out there surrounding investing for retirement. This can make somebody feel easily overwhelmed and hesitant when they need to start putting a plan together. On today's show, we will be discussing 6 retirement investing principles that we live by and why you may want to consider implementing them in your own retirement …

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