Losing a spouse often means stepping into unfamiliar financial territory at a time when decision-making may feel overwhelming. In this episode of Protect Your Assets, David Hollander, joined by his daughter and Wealth Advisor Claire Hollander, offers thoughtful guidance on how widows can begin navigating their financial life after loss. They explor…

When David’s client Jim was making sandwiches with his eighth-grade daughter, Jessica, he didn’t expect a lesson on bear markets. But her surprising questions led to a deeper conversation about market downturns, retirement, and what it all really means. In this episode of Protect Your Assets, David “The Sandman” Hollander explains key facts about b…

After 25 years on the job, Frank was laid off—and he’s not the only one. With more layoffs happening across the Bay Area, many are left wondering what to do next, especially when it comes to retirement savings like 401(k)s, 403(b)s, or 457 plans. In this episode of Protect Your Assets, David Hollander, The Sandman, shares five key considerations fo…

In this episode of Protect Your Assets, David Hollander discusses five key considerations for strengthening your 401(k) in today’s uncertain market. With insights on interest rates, Fed policy, and economic trends, the episode offers practical strategies to help you reassess your retirement planning, reduce risk, and better position your portfolio …

Will Social Security be there when you need it? In this episode of Protect Your Assets, The Sandman, David Hollander, unpacks recent developments, including privatization discussions and new database access. With so many strategies for claiming benefits, understanding your options is key. Tune in for insights on what could be changing in 2025 and w…

In this episode of Protect Your Assets, host David Hollander discusses the role of annuities in navigating market volatility and protecting your wealth. He provides an in-depth look at fixed index annuities (FIAs) and multi-year guaranteed annuities (MYGAs), comparing them to other investment options like CDs. The episode also addresses common myth…

Markets are shifting—are you ready? With economic uncertainty on the rise, understanding alternative investments is more crucial than ever. In this episode of Protect Your Assets, David Hollander, The Sandman, breaks down how sectors like European stocks, healthcare, and bonds are performing, along with private markets and liquid alternatives that …

In this episode of Protect Your Assets, David Hollander, The Sandman, wraps up the Retirement Boot Camp series by exploring how health and wellness impact your ability to enjoy your wealth. Joined by health advocate Sheila Hollander and hyperbaric therapy professional Alex Williams, David shares practical tips on better nutrition, fasting, hydratio…

Join David Hollander, aka The Sandman, for the latest episode of Protect Your Assets, where he discusses strategies to help you approach the financial uncertainties of 2025. Explore the impact of inflation, interest rates, and common investment mistakes. Gain insights on aligning your financial approach with the changing landscape. This retirement …

Start 2025 by exploring practical strategies to enhance your financial planning. In this advanced session of our New Year’s resolution financial boot camp, David Hollander, The Sandman, discusses ways to adapt to the changing tax landscape, approaches to Roth conversions, and considerations for retirement income planning. With real-life examples an…

Start 2025 by reevaluating your financial strategies. In this episode of Protect Your Assets, The Sandman, David Hollander, explores foundational steps for managing your finances in the new year. From rethinking budgeting approaches to considering retirement goals, this episode offers insights to help you assess your current plans. You'll also hear…

When the paychecks stop, it’s important to know where your retirement income might come from. In this episode of Protect Your Assets, David Hollander explores 12 potential income sources for retirees and highlights how different types of income can be taxed. From Social Security to 401(k) withdrawals, real estate income, and even life insurance, Da…

What if your next chapter involved following your passion and even making a movie about it? This week on Protect Your Assets, David Hollander, The Sandman, dives into a fascinating discussion with Sam Ball, director and co-founder of Citizen Film. Together, they explore Sam’s latest documentary project, Racing on the Spectrum, which highlights the …

This week on the Protect Your Assets Market Briefing, David Hollander, a.k.a. The Sandman, breaks down the market’s latest movements, from equities taking a breather to bond yields climbing and oil prices dipping below key support levels. With inflation, tariffs, and a new government driving uncertainty, David shares insights on what to expect as w…

In this episode of Protect Your Assets, David Hollander, known as The Sandman, examines the 4% rule—a popular approach for retirement withdrawals that’s been widely used for years. With today’s changing market conditions, he explores why relying solely on this rule may present risks for some retirees. David discusses how shifts in interest rates, i…

In this Protect Your Assets Market Briefing, David Hollander unpacks the market’s strong response to recent election results, with record highs and significant gains across the S&P, Nasdaq, and Dow. David delves into how these shifts—and the Fed’s latest rate cut—could impact your income strategy. He also discusses the importance of staying investe…

With healthcare costs on the rise, managing Medicare choices has become increasingly important. In this episode of Protect Your Assets, David Hollander, also known as The Sandman, explores Medicare changes and considerations for 2025. Whether you’re approaching Medicare age or already enrolled, join us to understand how different plans and coverage…

In this Halloween-themed episode of Protect Your Assets, David Hollander—aka The Sandman—pulls back the curtain on some of the spookiest financial tricks lurking in today’s market. Beware of “zombie” stocks, haunting tax traps, and the chillingly common pump-and-dump schemes that could leave your portfolio looking like a ghost town! David shares ta…

Are you thinking about moving on to a new job or considering retirement? Don’t rush into this big decision without understanding what happens to your benefits. In this episode of Protect Your Assets, David Hollander covers everything you need to know before making the leap. From understanding your 401(k) and health savings account to managing unuse…

In this episode of Protect Your Assets, David Hollander discusses key aspects of retirement planning as a couple prepares to retire in 2025. From questions about liability and income to concerns about underinsurance, David highlights some of the challenges they faced while reviewing their financial plan. This episode offers insights into the kinds …

In this week's Protect Your Assets podcast, David Hollander explores important actions to evaluate as you approach retirement. With markets at an all-time high and potential volatility ahead due to the upcoming election, now may be a good time to review your portfolio. David discusses common challenges retirees face, including how market drops can …

What can the world of sports reveal about smart retirement planning? In this episode of Protect Your Assets, David "The Sandman" Hollander shares five key takeaways inspired by the return of football. Whether you're a college or professional sports fan, these observations offer useful parallels between sports strategy and managing your retirement. …

In this episode, host David Hollander, aka The Sandman, delves into the critical ways the 2024 presidential election could affect your financial future. With over 30 years of experience in tax, legal, and financial planning, David explores the potential market volatility, investment risks, and changes in tax policies that may arise depending on the…

In this episode of Protect Your Assets, David Hollander, the Sandman, dives into the hot topic of gold as it hits a new all-time high of $2,548 an ounce. Should you consider investing in gold right now? David discusses the four essential factors you need to consider before making any decisions. From understanding the market momentum to evaluating t…

As Monterey Car Week shifts into high gear, The Sandman tackles the important topic of estate planning for car collections. Whether you have a single luxury vehicle or an entire fleet of classics, this episode provides crucial advice on how to help protect your automotive assets. David Hollander discusses strategies to help avoid probate, manage ta…

Join David Hollander, known as The Sandman, on this week's episode of Protect Your Assets, where he explores the intriguing parallels between dating and hiring a financial advisor. Just like dating, finding the right financial advisor involves chemistry, compatibility, and trust. David will guide you through essential questions to ask when consider…

Thinking about retiring in the next six months? Join David Hollander, The Sandman, on this episode of Protect Your Assets as he unveils the top five things to do before taking that big step. David will guide you through essential strategies to help you transition into retirement. From tax-efficient investments to healthcare planning, this episode i…

Join David Hollander, also known as The Sandman, in this informative episode of Protect Your Assets, where he shares insights on traveling at a discount. With over 30 years of experience in tax, legal, and financial planning and having visited over 85 countries, David offers practical tips to help retirees make the most of their travel budget. Lear…

In this episode of Protect Your Assets, host David Hollander, also known as The Sandman, explores the critical aspects of Social Security that every retiree should be aware of. Are you planning on collecting Social Security? Will the benefits you’ve been anticipating be there when you need them? Learn about strategies to potentially increase your S…

In this episode of Protect Your Assets, The Sandman discusses how to prepare for a comfortable retirement. Through the story of a client named Mark, David highlights the importance of comprehensive financial planning, addressing concerns about savings, healthcare costs, and long-term care. Learn practical steps to help make sure your retirement pla…

In this episode of Protect Your Assets, host David Hollander, also known as The Sandman, dives deep into the latest scams that could potentially threaten your hard-earned money. With the rapid advancement of AI and other technologies, criminals are finding new, creative ways to steal from unsuspecting victims. Joined by Chief Jeremy Bowers of the P…

In this episode of Protect Your Assets, host David Hollander dives deep into one of the most critical financial decisions you'll ever make: turning your pension or retirement fund into a lifetime income stream. David explains why the choice you make may be irrevocable and how it can impact you and your family's future. From understanding different …

In this market segment, The Sandman tackles the recent market volatility and its implications for your retirement strategy. With the Dow Jones, S&P, and Nasdaq showing mixed performances, and short-term interest rates at their highest in 20 years, The Sandman emphasizes the importance of diversification. Tune in to gain insights on maintaining a ba…

In this episode of Protect Your Assets, host David Hollander delves into the "100 Days of Darkness," comparing the early days of parenthood to the initial phase of retirement. He discusses the challenges faced by new retirees and offers practical steps to navigate this transition. You'll also hear from a caller dealing with complex family trust iss…

In this episode of Protect Your Assets, host David Hollander explores the diverse personalities you'll encounter in retirement. From the superhero volunteer to the tireless mover, David walks you through nine unique types of retirees, sharing valuable lessons each one offers. Whether you're just entering your golden years or planning ahead, this ep…

In this episode of Protect Your Assets, host David Hollander dives into the pressing issue of long-term care and its financial impacts. With a personal story about his friend John's elderly mother facing unexpected health challenges, David highlights the struggles many face when sudden health issues arise, leading to long-term care needs. This epis…

Delve into a tumultuous week for the financial markets, marked by significant fluctuations across major indices, in this Protect Your Assets market segment. The Dow Jones remained stagnant, while the S&P 500 and Nasdaq experienced sharp declines of 3% and 5.5% respectively. Host David Hollander discusses the underlying factors influencing these shi…

In this episode, David Hollander, aka The Sandman, dives into the crucial considerations for Americans reaching the retirement milestone of 65 in 2024, a record-setting year known as "Peak 65” or the “Silver Tsunami.” Highlighting the broad implications on Social Security, healthcare, and caregiving, David offers advice on legal status changes, Med…

Dive into a standout week for the financial markets with The Sandman in this Protect Your Assets market segment. With the Dow, S&P 500, and Nasdaq all posting significant gains, and the S&P 500 hitting a notable milestone at 5234, The Sandman explores what's fueling this surge. Discover the impact of the latest FOMC meeting, where the Fed's decisio…

In this episode of Protect Your Assets, host David Hollander explores strategies for possibly creating tax-free retirement income for business owners. Joined by insurance professional Tracy Tamura and Bill Poate of Friedmans Appliance, they delve into the risks business owners face and how to help protect and enhance employee and personal financial…

In this market segment, dive deep into the latest financial currents with David Hollander as he dissects an eventful week on Wall Street. Despite a stagnant Dow and a slight dip in Nasdaq, we saw gains in oil and signs of resilience in the bond market. Reflecting on the tumultuous aftermath of Silicon Valley Bank's collapse a year ago, The Sandman …

Join David Hollander, also known as The Sandman, in this episode of Protect Your Assets as he breaks down what you need to know about your 401(k). With years of experience in tax, legal, and financial planning, David discusses the importance of being aware of fees, making informed investment choices in fluctuating markets, and managing the stress t…

In this market segment, The Sandman delves into the latest financial trends as the labor market begins to show signs of slowing, impacting the stock market for another week. He observes mixed performances across major indexes with the Dow dipping, the S&P 500 slightly up, and the Nasdaq experiencing a decline. Despite these fluctuations, internatio…

In this episode, David Hollander, also known as The Sandman, takes us through the complexities of managing taxes with the deadline of April 15th looming. With the national debt hitting $34 trillion, it's more important than ever to be informed about how taxes impact retirement planning. David, with his 30 years of experience, discusses 10 strategie…

Dive into the latest financial market updates where The Sandman highlights the S&P 500's new record, movements in the Dow, Nasdaq, oil, and gold prices. This market segment zeroes in on critical market indicators, the VIX and SKEW indexes, explaining their importance in forecasting market trends and assessing investor sentiment. The Sandman also un…

In this episode of Protect Your Assets, host David Hollander unpacks the complexities of fixed indexed annuities amidst a soaring stock market. As the S&P 500 reaches unprecedented highs, listeners are eager to participate in the gains without risking their entire investment. David addresses the mixed sentiments surrounding annuities, often seen as…

This market segment explores the phenomenon of "platinum-locks," a new market high surpassing the traditional "Goldilocks" phase. Amidst the Dow Jones and S&P 500 reaching historic levels, David Hollander, also known as The Sandman, navigates the fine line between embracing market optimism and acknowledging the inevitable risks. He reviews recent m…

In an era of potentially increasing taxes, 'Protect Your Assets' with David Hollander, also known as The Sandman, offers invaluable insights into creating tax-free income for retirement and guides listeners through the complexities of the tax landscape, particularly as the favorable rates introduced by the 2018 tax cuts are set to expire in 2025. T…

In this market segment, The Sandman tackles how inflation continues to affect the markets, touching on the Dow Jones dropping slightly and the Nasdaq's bigger fall. He dives into why the stock market went down last week, driven by higher-than-expected inflation rates. Additionally, The Sandman looks at shifts in the stock market, with more than jus…

Welcome to the latest episode of Protect Your Assets with David Hollander. This week, we dive into a range of crucial financial topics, including developing trends in investments and capital allocation, the impact of AI on investment strategies, the intricacies of Prop 19, and much more. Stay tuned for insightful discussions and advice on navigatin…