Best Protection From Creditors Podcasts (2025)

1
572 – Best Advice for Getting Out of Debt - Top Strategies from Debt Free in 30 25:18

6d ago25:18

25:18

This special compilation episode is packed with nuggets of wisdom and strategies for getting out of debt. We've pulled together the best clips on avoiding credit traps, building emergency funds, and implementing practical “budgeting” strategies. 00:00 – August is a special month before launching a new season 01:00 – Why people end up in debt 02:10 …

1
571 – Scam Compilation: The Most Dangerous Ways Canadians Are Being Tricked 26:33

13d ago26:33

26:33

From shady loan offers to AI voice fraud and everything in between, this special edition of Debt Free in 30 is your go-to for avoiding financial scams. We’ve compiled some of the most important scam warnings from past episodes. These are real risks facing Canadians today, and knowing the red flags could protect your money, identity, and peace of mi…

1
570 – Debt Free in 30: Bloopers & Best Bits! 10:41

20d ago10:41

10:41

While we're known for expert debt advice, let’s say it’s a good thing we’re better at being LITs than we are at staying on script! Join us for a compilation of our funniest on-air flubs, the kind of candid moments that usually end up on the cutting room floor. It's the perfect mix of lighthearted fun and the valuable debt insights you've come to ex…

1
569 – The Fastest Ways To Break Free From Debt 31:37

27d ago31:37

31:37

You need strategies that go beyond budgeting apps. Doug Hoyes and Ted Michalos are experts who’ve seen it all – and they offer practical, honest advice to build momentum and pay off debt faster. Learn what you can do before considering insolvency, how to know if you’re at that point, and what to do if you are—a clear, actionable guide for Canadians…

1
568 – Can You Have Good Debt? Debt In Canada Today 29:58

1M ago29:58

29:58

Is debt still avoidable, or has borrowing become a fact of life in Canada? Ontario Licensed Insolvency Trustees Doug Hoyes and Ted Michalos answer our questions, share a simple test to assess new debt, and provide an action plan for those struggling to make ends meet. (00:00) What’s changed in Canada’s economy recently? (02:30) The problem with “go…

1
567 – How to Financially Prepare for Canada's Recession 30:21

1M ago30:21

30:21

Don't just brace for a recession, prepare to come out stronger. This conversation is about turning Canada’s economic uncertainty into an opportunity for financial growth (or, at least, stability). We'll equip you with proactive strategies for managing debt, finding new income streams, and building a mindset of resilience. Learn how to take decisive…

1
566 – Can It Be Too Late to Get Out of Debt? How to Start Fresh at Any Age 29:55

2M ago29:55

29:55

Is it ever “too late” to get out of debt? Whether you're mid-career, nearing retirement, or already retired, this episode will shatter the “too late” myth and walk you through clear, actionable steps to take control of your finances, no matter your age or life stage. Visit hoyes.com to get personalized support in Ontario from a Licensed Insolvency …

1
565 – Parents’ Debt In Your Name? Co-Signing Risks You Need To Know 30:20

2M ago30:20

30:20

When parents ask their adult children to co-sign a loan, add their name to a mortgage, or take out a car loan “for the family,” it can feel impossible to say no. But what are the risks? Ontario Licensed Insolvency Trustees Doug Hoyes and Ted Michalos break down the financial (and emotional) minefield of taking on debt for your parents. From credit …

1
564 – What New Canadians Should Know About Credit and Debt 30:19

2M ago30:19

30:19

For many newcomers to Canada, the Canadian credit system can feel like a high-stakes challenge. Although it's essential for building a financial life, aggressive lending practices, cultural mindsets around credit, and a lack of clear guidance can lead to overwhelming debt before fully understanding how the system works. In this essential episode, O…

1
563 – Debt: The New Normal? Comparing Boomer and Millennial Mindsets 30:37

2M ago30:37

30:37

Boomer budgeting tips collide with millennial money challenges in this candid conversation about debt, savings, housing costs, and the rise of gig-work income. Whether saving for a first home or paying off old credit cards, this episode bridges the generation gap with actionable insights for any age, complete with tried-and-true tactics Boomers sti…

1
562 – Canada’s Credit Score Crisis: Does France's No Score System Reveal A Better Way? 30:24

3M ago30:24

30:24

Have you ever wondered what life would look like if your credit score didn’t exist? Licensed Insolvency Trustees Doug Hoyes and Ted Michalos compare Canada’s score-driven system with France’s radically different, no-score approach. You’ll learn: How France decides who can borrow—without a three-digit score. The cultural attitudes that shape lending…

1
What Happens to Your Debt When You Die in Canada? 6:15

3M ago6:15

6:15

No one likes thinking about death — but if you have debt, it’s important to know what happens to it when you’re gone. In this episode of Debt Free Life, Licensed Insolvency Trustee Richard Sklar breaks down how debt is handled after death in Canada, who is responsible for paying it, and how to protect your loved ones from financial stress during an…

1
561 – Zombie Subscriptions: How To Spot And Cancel Hidden Budget Killers 30:25

3M ago30:25

30:25

Zombie memberships are real – and they’re feasting on your budget every month. Forgotten fitness app? Digital subscription you thought was cancelled? Auto-renewals can quietly drain your finances if you're not paying attention. Doug Hoyes and Ted Michalos discuss why some subscriptions are so easy to miss, and how to track, cancel, and avoid them g…

1
560 – Legal Actions Creditors Can Take in Canada (And How to Protect Yourself) 30:37

3M ago30:37

30:37

What legal actions can creditors take if you stop paying your debts? From collection calls to lawsuits and wage garnishments, Licensed Insolvency Trustees explain the real timeline of creditor actions—including how the CRA (Canada Revenue Agency) collects without going to court, and how to avoid scams when seeking help. ✅ Know your rights✅ Understa…

1
559 – Denied Credit? The Survival Guide for Emergency Situations 29:43

3M ago29:43

29:43

Denied credit when you need it most? Learn why creditors reject credit and loan applications and what steps you can take next. This guide covers real solutions to dealing with emergency credit denial, from avoiding payday loan traps to protecting yourself financially in tough times. Doug and Ted also recommend using the links below to access your f…

1
558 – What It Means To Be House Poor And How To Avoid It 30:40

3M ago30:40

30:40

What does it mean to be house poor in today’s Canadian economy? With home prices rising much faster than wages, more people are stretching their finances to buy property, only to find themselves stressed, overleveraged, and without a financial safety net. We explore how the definition of "house poor" has evolved, the role gig work and income instab…

1
557 – How To Avoid Car Financing Mistakes In 2025 31:17

4M ago31:17

31:17

Loans are getting longer, interest rates are getting higher, and that shiny new car? It could lead to serious debt. We dive into Canadian data to help you make informed choices when it comes to buying, leasing, or walking away from a car loan that no longer makes sense. Can I Buy a Car With Bad Credit? Car Buying Options Keep You In a Debt Cycle Ho…

Protection From Creditors Podcasts

Podcasts Worth a Listen

1
Debt Free in 30

Doug Hoyes

1
Debt Free Life

Richard Sklar

1
Your Financial Legacy

Maria L Ellis

1
572 – Best Advice for Getting Out of Debt - Top Strategies from Debt Free in 30 25:18

1
571 – Scam Compilation: The Most Dangerous Ways Canadians Are Being Tricked 26:33

1
570 – Debt Free in 30: Bloopers & Best Bits! 10:41

1
569 – The Fastest Ways To Break Free From Debt 31:37

1
568 – Can You Have Good Debt? Debt In Canada Today 29:58

1
567 – How to Financially Prepare for Canada's Recession 30:21

1
566 – Can It Be Too Late to Get Out of Debt? How to Start Fresh at Any Age 29:55

1
565 – Parents’ Debt In Your Name? Co-Signing Risks You Need To Know 30:20

1
564 – What New Canadians Should Know About Credit and Debt 30:19

1
563 – Debt: The New Normal? Comparing Boomer and Millennial Mindsets 30:37

1
562 – Canada’s Credit Score Crisis: Does France's No Score System Reveal A Better Way? 30:24

1
What Happens to Your Debt When You Die in Canada? 6:15

1
561 – Zombie Subscriptions: How To Spot And Cancel Hidden Budget Killers 30:25

1
560 – Legal Actions Creditors Can Take in Canada (And How to Protect Yourself) 30:37

1
559 – Denied Credit? The Survival Guide for Emergency Situations 29:43

1
558 – What It Means To Be House Poor And How To Avoid It 30:40

1
557 – How To Avoid Car Financing Mistakes In 2025 31:17

1
556 – Is Debt Fatigue Holding You Back? Strategies for Renewed Focus 30:21

1
555 – The Future of Canadian Savings: Are We Saving Enough for What's Ahead? 30:20

1
554 – AI Scams & Debt: Staying Safe in a New Era of Fraud 30:28

1
533 – Debt & Neurodiversity: Understanding the Connection and Finding Solutions 34:57

1
552 – Gamified Spending: The Hidden Dangers of Retail Tricks 32:21

1
551 – Value of The Canadian Dollar & Its Impact on Your Dinner Bill 30:52

1
550 – How to Build Wealth While Managing Debt: A Practical Guide 29:59

1
549 – Can You Walk Away from a Pre-Construction Deal? What You Need to Know 30:29

1
548 – Credit Card Habits Leading to Debt? Expert Advice for Canadians 30:39

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