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Do you want to spend more money in retirement, while paying less taxes? Great news, you're in the right place! I'll also teach you the benefits of retiring TO something, while most retirees only solve half the equation by retiring FROM something. Tune in every Monday morning - hosted by Benjamin Brandt CFP, RICP. Join my "Every Day is Saturday" weekly newsletter for show notes, free book giveaways and other great retirement content: www.retirementstartstodayradio.com/newsletter
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The Happy Retirement Show with Victor Gray and Colin Hurst
Victor Gray, RICP® and Colin Hurst, CFP®
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Hosted by Victor Gray, RICP® and Colin Hurst, CFP®, The Happy Retirement Show is an educational resource designed to help you learn how to achieve a successful and fulfilling retirement. Each episode, Victor and Colin will share expert insights on building a solid foundation for your future. Tune in for thoughtful discussions on income planning, managing risk, tax planning, legacy building, and much more. Whether you're planning your retirement or already in it, the Happy Retirement Show is ...
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The purpose of Retire With Style is to help you discover the retirement income plan that is right for you. The first step is to discover your retirement income personality. Your hosts Wade Pfau, PhD, CFA, RICP and Alex Murguia, PhD walk you through creating and implementing a retirement plan that will help you reach your goals, and that you’ll be able to stick with. Start by going to risaprofile.com/style and sign up to take the industry’s first financial personality tool for retirement plan ...
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Long-Term Care Specialist, Brian Ott hosts a weekly show covering all aspects of long-term care.
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Welcome To Your Best Retirement. Retirease Radio is the ultimate podcast for retirees that goes BEYOND just finance...because retirement involves so much more! A successful retirement involves not only financial planning, but it's a time to travel, to spend time with family, to contribute to your community, & more. This podcast will dive into areas like health, personal growth & development, community, relationships, spirtuality, & more! Tune in with your hosts, Victor & Ben, so you can crea ...
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Tired of feeling overwhelmed and confused about retirement planning? You're not alone. After 30+ years of helping people navigate retirement, I've seen how the flood of conflicting financial advice paralyzes even the smartest people. Hi, I'm Van Richards, and I created The Retirement Learning Lab to cut through the noise and give you the clarity you deserve. Here's what makes this different: Instead of throwing more complicated strategies at you, I teach you a simple, systematic approach tha ...
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Listen in as Chris Hammond teaches you how to easily plan for your retirement. In this podcast Chris Hammond, RICP® discusses: how to help you turn your retirement savings into a lifetime paycheck, Social Security, Medicare... and also dives deeps into some of the most popular personal finance books of all time with the goal of helping you more easily plan for an amazing retirement. Join the Retirement Planning Made Easy community by visiting www.RetirementPlanningMadeEasy.com.
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Jeff, a Retirement Income Certified Professional (RICP), is trained to structure effective retirement income plans, mitigate risks to the plan, and create a sustainable stream of income to last throughout retirement. To learn more about the book Retirement Boom™, simply visit http://RetirementBoom.org Jeff is available to discuss with you one-on-one his schedule for television and radio interviews. He would also be thrilled to share his book with your group or organization as a guest speaker.
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Navigating the ever-changing waters of life can be rough, but when it comes to retirement you don’t need to do it alone. The Retire As You Desire Podcast asks those hard questions regarding finances in preparation for your retirement with Bill Bloom RICP®, principal of Bloom Financial Company and your host. Join Bill, a money simplifier, each week by discussing intentional questions to propel you toward your desirable retirement. Understanding retirement does not have to be difficult. If you ...
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Broadcasting on Indianapolis Radio and On-Demand on your Favorite Podcast Platform, Crown Haven Wealth Advisors Present: The RetireSHIELD™ Podcast with Casey Marx. The RetireSHIELD™ Podcast covers new and meaningful financial planning topics every week. The focus is on preparing for retirement, nearing retirement, and already retired strategies. Stocks, mutual funds, etfs, annuities, life insurance, estate/legacy planning, and long-term care planning are among the many investment options dis ...
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Welcome to Another Day In Retirement Paradise, your guide to achieving financial independence and navigating the journey to a blissful retirement. Your host is Eric Judy, RICP®, a seasoned financial professional with more than two decades of experience and the driving force behind Judy Financial Group. This podcast offers more than just financial advice—it's a roadmap on how to merge common sense planning with a personal approach. Eric leverages his vast industry knowledge about investments, ...
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The Unfinished Life is the mindset that you are never too young or too old to tackle the projects in life that truly make you feel alive. The book you never wrote. The app you never finished. The Unfinished Life podcast looks to help creatives dream, complete and then repeat our work till the day we die. The Unfinished Life Podcast are conversations with other creatives on their process and thoughts on how to get to 'Finished'.
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Why Are So Many Retirees Filing for Social Security Early?
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Brian explains the various ways to fund these asset-based long-term care programs and how they remain an asset to you.By Brian Ott, RICP, CLTC
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How to Enjoy Life Now Without Ruining Your Retirement
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“How can I enjoy some of my life and my money while I’m young and healthy, without messing up my retirement?” That’s the question one client recently asked, and in this episode, Colin breaks it down. He shares why delaying joy until later doesn’t always make sense, and how smart planning can help you design a lifestyle that balances now and later. …
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Understanding Your Assets, Liabilities and Net Worth - Getting Your Financial House in Order (Part 3)
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Send us a text Can you be a millionaire and still not have enough for retirement? In this eye-opening episode, Van Richards reveals why your net worth might be misleading you about your retirement readiness. The Millionaire Paradox Meet Mike and Janet - a couple with $1.25 million in net worth who discovered they could only afford 60% of their desi…
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In this episode of Retire with Style, Alex Murguia and Wade Pfau explore the key elements of comprehensive retirement planning. They discuss the importance of understanding your financial goals, working with a financial advisor, and managing risks like health insurance and long-term care costs. Drawing on listener questions and case studies, they e…
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The Father of the 4% Rule - an Interview with Bill Bengen
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If you've been anywhere close to a retirement podcast over the last 10-20 years, you've heard of the 4% rule. And like many people, you might have questions about it. We're going to hear about it directly from the horse's mouth as we talk to Bill Bengen, who first articulated the 4% withdrawal rate as a rule of thumb for withdrawal rates from retir…
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Brian compares asset-based plans that pay you back with traditional plans that don’t and teaches you which ones cost less.By Brian Ott, RICP, CLTC
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Social Security Tax Trap: How 85% of Your Benefits Could Be Taxable (And How to Save $4,000+)
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Send us a text Are you walking into a Social Security tax trap without even knowing it? In this eye-opening episode of The Retirement Learning Lab, I reveal why over 50% of Social Security recipients now pay taxes on their benefits - and more importantly, how you can avoid becoming one of them. What You'll Discover: The shocking history: Why Social…
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Investing isn’t just about spotting good opportunities; it’s about choosing the right ones for you. In this episode, Colin and Victor share a real-life story of a client who nearly put money into what he believed was a safe utility bond, but it turned out to be a high-risk oil and gas venture. Fortunately, he reached out for a second opinion and av…
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Episode 182: When Disaster Strikes… Should You Invest?
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In this episode of Retire with Style, Wade Pfau and Alex Murguia explore alternative investments with a focus on natural resources, commodities, and catastrophe bonds. They break down the strategies and risks behind these asset classes and examine how they can fit into a diversified retirement portfolio. The conversation offers insights into the po…
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Who Has Actually Saved $1 Million for Retirement?
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Only 3% of Americans have saved $1 million for retirement. according to 24/7 Wall St. & AOL. I’ll break down what that means—and why your personal number might be more important than any national average. After that, I answer a listener question where we tackle how to cover healthcare costs in early retirement—specifically for a 58-year-old retiree…
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5 Ways Wishful Thinking Can Damage Your Retirement
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A little hope is good for the soul, but when it comes to retirement planning, wishful thinking can lead to serious financial mistakes. In this episode, Colin and Victor walk through five common examples of wishful thinking that can quietly damage your retirement and how you can build a plan that protects your future instead of relying on luck. Beli…
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Creating Your Financial Inventory: The Difference Between Guessing and Knowing Your True Worth
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Send us a text Welcome back to the Retirement Learning Lab! In this episode, Van Richards continues the "Getting Your Financial House in Order" series by showing you how to transform your organized documents into a crystal-clear picture of your true financial position. What You'll Learn: The critical difference between having organized documents an…
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Episode 181: Bricks, Mortar and Retirement
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In this episode of Retire with Style, Wade Pfau and Alex Murguia explore real assets- focusing on real estate and infrastructure- and their role in retirement portfolios. They discuss the pros and cons of residential and commercial property ownership, the value of REITs, and the potential of infrastructure investments. The conversation highlights t…
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What do you do with RMDs you don’t actually need? If you’re retired and over age 73 — or 75 if you were born in 1960 or later — you know the IRS requires you to start taking Required Minimum Distributions (RMDs) from your traditional IRAs and workplace retirement accounts. Even if you don’t need that money for living expenses, you still have to tak…
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Learn how you can access money in your plan through borrowing, surrendering, or canceling you’re your plan.By Brian Ott, RICP, CLTC
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Getting Your Financial House in Order: The Foundation Every Successful Retiree Builds
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Send us a text After 30+ years helping people plan for retirement, I've never met one person who regretted getting organized. Yet most people want to jump straight to the exciting stuff—investment strategies, dream vacations, Bitcoin. Here's the truth: without organized financial information, everything else becomes guesswork rather than strategy. …
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Episode 180: The Secret Life of Private Investments
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In this episode of Retire with Style, Wade Pfau and Alex Murguia explore the world of alternative investments, with a focus on private equity and private credit. They discuss what it means to be an accredited investor, the different types of private equity investments, and the typical life cycle and structure of private equity funds—including the r…
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10 Sources of Emergency Cash, Ranked From Best to Worst
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What happens when your emergency cash runs dry—and life keeps happening? A recent article lays out a ranked list of ten ways to access emergency cash, starting with the best options and ending with the ones you’ll want to avoid unless it’s truly a last resort: Emergency Fund / Short-Term Securities Low-Risk Assets in Taxable Accounts Roth IRA Contr…
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Brian will teach you what services long-term care insurance pays for and where you can use your policy.By Brian Ott, RICP, CLTC
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The Ultimate Retirement Planning Framework: From Scattered to Systematic
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Send us a text Feeling overwhelmed by conflicting retirement advice? You're not alone. In this episode of The Retirement Learning Lab, host Van Richards reveals the systematic framework that transforms retirement planning from overwhelming chaos into clear, confident action. After 30+ years of helping people navigate retirement, Van shares why most…
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Thinking about retiring in 2025 but feeling uneasy about market volatility, layoffs, or rising taxes? You’re not alone. That’s why Colin dives into one of the most common (and important) questions he’s hearing right now: Is this a bad time to retire? Whether you’re on the brink of retirement or still a few years out, this episode offers calm, pract…
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Episode 179: Forecasts, Futures, and Funds: Inside the Hedge Fund Playbook
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In this episode of Retire with Style, Wade Pfau and Alex Murguia explore the complex world of hedge funds, focusing on strategies like global macro, event-driven, and managed futures. They explain the role of derivatives, the impact of forecasting, and how these approaches can complement a broader investment portfolio, especially in the context of …
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“By the time your child turns 18, you’ve spent 95% of the time you’ll ever spend with them in your lifetime.” This comes from research by the American Time Use Survey, highlighted by Our World in Data. And let’s be honest, when you first hear that, it stings a little. Especially as a parent. You can’t help but wonder, “Have I been a good steward of…
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Saving vs. Planning: The Retirement Mistake That Could Cost You Thousands
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You might think your 401k is your retirement plan, but what if that mindset is setting you up for financial frustration later? In this eye-opening episode, Victor unpacks a common misunderstanding that could cost retirees thousands: confusing retirement accounts with actual retirement planning. Victor explains why treating your pre-tax retirement a…
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Brian explains why advisors are wrong about self-insuringBy Brian Ott, RICP, CLTC
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From Insecure to In Control: Your Retirement Transformation
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Send us a text In this enlightening episode of The Retirement Learning Lab, host Van Richards tackles one of retirement's most universal challenges: transforming uncertainty into confidence. Drawing from over 30 years of experience helping people prepare for retirement, Van addresses those middle-of-the-night worries that plague so many pre-retiree…
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Episode 178: Hedging Your Bets in Retirement: What You Should Know
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In this episode, Wade and Alex explore the world of hedge funds—what they are, how they’re structured, and how they’ve evolved from simple hedging tools into complex investment vehicles. They break down common fee models, challenges in measuring performance, and the impact of data biases. The conversation also covers key hedge fund strategies—inclu…
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How Often Should I Rebalance in Retirement?
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We’re talking about rebalancing! Rebalancing is key to any retirement plan, but how often should we do it? That’s the topic of today’s retirement headlines segment, where we’re going to look at an article by by Jennifer Reed Key discussion points: 💵 Financial Considerations 💔 Emotional Considerations 🧩 Relational Considerations 📊 A Look at the Numb…
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Brian will go over the pros and cons of cash benefit plansBy Brian Ott, RICP, CLTC
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From Retirement Terrified to Financially Confident
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Send us a text Are you avoiding planning for retirement because it feels overwhelming? You're not alone. In this episode of The Retirement Learning Lab, host Van Richards tackles retirement anxiety head-on with practical, actionable strategies to transform your financial future. Recent surveys show a troubling 79% of Americans believe we face a ret…
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If you’re approaching retirement, it’s critical to make sure your 401k is working as efficiently as possible, not holding you back. In this episode, Colin and Victor tackle a common question: should you leave your 401k where it is when you retire? They walk through why leaving your account behind might limit your investment choices, expose you to h…
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Episode 177: Winning the Loser’s Game: A Look at Alternative Investments
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In this episode of Retire with Style, Dr. Wade Pfau and Dr. Alex Murguia explore the evolving world of alternative investments and their potential role in retirement planning. They discuss the concept of "Winning the Loser’s Game"—emphasizing the value of steady, disciplined strategies over high-risk maneuvers—and examine how alternatives like cryp…
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What are the perceived benefits of moving to a low-tax state in retirement? Is it all it’s cracked up to be? We’re gonna cover a Wall Street Journal article by Debbie Carlson that delivers an important dose of nuance: “Don’t let the income-tax tail wag the total-spending dog.” I also answer a very thoughtful question from Lynn about sequence of ret…
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Brian explains who can qualify to be a caregiver with insurance and state rules.By Brian Ott, RICP, CLTC
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Retirement Assassins: 5 Silent Killers of Your Financial Future
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The thing about assassins in the real world is that they’re sneaky and you don’t see them coming. The same is true for the silent killers of your retirement plan. In this episode, Colin and Victor reveal the most dangerous “retirement assassins” that can quietly derail decades of planning if you’re not on guard. From reacting emotionally during a m…
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Episode 176: Strategic Retirement Planning: Q&A on Income, Taxes, and Investments
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In this episode of Retire with Style, hosts Alex Murguia and Wade Pfau tackle a range of financial planning questions in a lively Q&A session. They explore Social Security strategies, the role of single premium immediate annuities (SPIAs) in retirement income, and investment approaches for managing required minimum distributions (RMDs). The discuss…
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9 Smart Moves to Make During Market Volatility
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How do you stay calm and confident when the markets get messy? In today's Retirement Headlines we go through Cullen Roche's article from Discipline Funds - "Finding Certainty in a Sea of Uncertainty". With tariffs, global uncertainty, and market volatility making headlines again offers nine practical steps to help you stay grounded, focused, and on…
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Brian goes over how he designs plans based on personal situations and not averages.By Brian Ott, RICP, CLTC
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Side Gigs That Make Retirement More Fun (and More Secure)
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For many retirees, a little extra income can go a long way, and it doesn’t have to feel like “work.” In this episode, Colin shares fun, flexible side gigs that allow retirees to earn extra money while doing what they already enjoy. From working a few hours at the golf course to get free rounds, to pet-sitting for neighbors or selling handmade cards…
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Episode 175: Can Money Buy Happiness in Retirement?
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In this episode of Retire With Style, Dr. Wade Pfau and Dr. Alex Murguia are joined by behavioral finance expert Dr. Daniel Crosby to explore the intersection of wealth, values, and happiness in retirement. Together, they unpack why aligning your spending with your personal values can lead to a more fulfilling life—and how money, when used thoughtf…
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