The Urban Property Investor podcast with host Sam Saggers brings together the latest news, strategies and ideas to help grow your personal wealth from investing in real estate. With a major premise to help you join the 1% of people who achieve financial independence, Sam Saggers advocates ways to replace your income, invest in property and retire rich using trends that form part of the urban landscape. The Urban Property Investor Podcast uncovers answers to the critical “what” “why” “where” ...
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Welcome to The Wealth Faculty, where you and I go on an adventure, a journey in discovering what is the true meaning of wealth. The Wealth Faculty has two intentions. Firstly, we focus on the faculty that you bring to life - your physical, mental and emotional faculties. Secondly, the idea of creating wealth for yourself into the future requires a team - a faculty of advisors. One thing I can tell you, this thing called wealth is a marathon, not a sprint. The people you rely on to help you w ...
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Interested in football? Are you a bit of a geek? Do you sit and commentate at the tv? Or do you just want a completely different take on the football from folk who live, breathe and actually go to it!? Come and have a listen..geek out with us.
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In this episode we delve into the critical role of finance in real estate investment, discussing the importance of understanding debt, capital deployment, and the various loan structures available to investors. Understanding the distinction between good and bad debt, the implications of interest-only versus principal and interest loans, and the jou…
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Boom or Balance? Brisbane’s Property Trajectory
43:18
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43:18In this episode, we dive into the current state of the Brisbane real estate market, exploring key indicators, trends, and the significant impact of the upcoming 2032 Olympic Games. From topics like the unique position of Brisbane in the real estate cycle, the effects of population growth and migration, and the dynamics of the rental market. We high…
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In this episode of the Urban Property Investor, explore the journey of becoming a successful property investor. From the importance of emotional fitness, financial literacy, to the challenges of navigating uncertainty in investment. I introduce a financial model that emphasizes the leap from 'freedom from' to 'freedom to', highlighting the need for…
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As a property investor you want to be able to identify market influences and the intricacies that motivate market change. In this episode we discuss the importance of understanding equity, supply and demand dynamics, and economic conditions that affect property values. We dive deep on the need for investors to be proactive in managing their investm…
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How Will This Election’s Policies Shape Our Markets?
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44:56In this episode we discuss the upcoming Australian federal election and its implications for the real estate market. Digging deep on the policies from major parties, and how they aim to address the challenges faced by first home buyers and the overall housing supply. It starts with construction workers and apprenticeships for tackling the supply is…
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In this episode of the Urban Property Investor dive into the essential principles of real estate investment, focusing on asset selection and the economic factors that influence land value. Outlining key principles such as supply and demand, anticipation, balance, and so much more! Each principle is explored in detail, providing listeners with a com…
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Understanding Household Advantages and Disadvantages
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45:50In this episode of the Urban Property Investor, dive into the concept of household advantage and disadvantage in real estate. Learn the socio-economic factors affecting property investment, particularly in the context of the current cost of living crisis in Australia. We also introduce the Household Advantage and Disadvantage Index (IHAD) as a tool…
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The Economic Tug-of-War: Trade Wars & Trump
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32:11America is making global economical changes, and rapidly. What are the implications of the New World Order on the Australian economy? Focusing on tariffs, corporate America, and the challenges posed by government debt, this episode has all the information you need to know . We also explore how these factors influence property investment and the imp…
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Discuss the psychology of real estate investment, focusing on how human behaviour and beliefs impact market cycles and investor decision-making in this jam packed episode of the Urban Property Investor. Get an understanding on how pockets can boom and how you can identify the next one, so that you can make the right investing decisions. Make moves …
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Double Your Cashflow: The 8 Economic Theories of Rent
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40:14In this episode, get a crash course into the intricacies of cashflow in real estate, with tips from a pro highlighting the importance of understanding economic principles that drive rental growth. We run through many theories, including market rent theory, bid rent theory, and tenant rent gap theory, all to provide insights on how property investor…
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If People Have No Money, How Will Real Estate Grow?
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26:24If people have no money, how will real estate grow? In such a condensed market, as investors we have to take opportunities that are presented to us. Explore the many ways of creating capital growth in real estate, focusing on consumer surplus, interest rates, wage growth, and various strategies for identifying growth opportunities. Understand the i…
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Do you want to level up your investing strategies and portfolio? In this episode learn how to build a portfolio that includes both stable buy-and-hold properties and riskier investments to accelerate wealth accumulation with an expert guide. We talk about the concept of dumbbell investing in real estate, emphasising the importance of balancing risk…
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Why Some Property Investments Won’t Survive past the Next Decade
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33:36In this episode of Urban Property Investor, we discuss the evolving landscape of property investment, talking on the importance of preparing for future challenges, particularly those posed by climate change. We explore the concept of climate valuation and its potential impact on property prices, as well as the necessity for sustainability in real e…
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Get ahead of the curve and find the next mini boom to sky rocket your portfolio in this new podcast episode. We discuss the current state of the Australian real estate market, focusing on the mismatch between demand and supply. Diving into factors such as immigration, interest rates, and construction costs are influencing property prices. We set pr…
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Are you looking for the next big property market? Find the next big thing by exploring the concept of desire lines in real estate, and how demographic shifts, particularly among millennials who are influencing property demand. There’s a rise of urban villages, coastal suburbs, and feeder cities as key areas for investment. Listen in to this episode…
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This week we discuss the growing contrast of wealth in Australia and the challenges faced by property investors and the broader economic landscape. Explore the implications of lifespan, work span, and health span on financial planning and wealth accumulation. All the way from the significant wealth transfer expected in the coming decade, to individ…
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Do you get anxious about investing in property? You're not alone. Join us on the new episode of The Urban Property Investor, where we'll discuss how to invest in property even if you have anxiety. We'll share tips and strategies for making informed decisions and managing your anxiety so that you can invest with confidence. Tune in and learn how to …
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Do you struggle with lending? This episode discusses the challenges of capital deployment in real estate investment, emphasizing the importance of having a clear strategy and understanding various investment structures, including trusts. Learn the necessity of leveraging capital growth and rental growth plans to build a successful property portfoli…
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Get your portfolios ready because in this episode of the Urban Property Investor, we go value hunting in real estate. Focusing on identifying undervalued markets, we uncover the hidden gems of 2025 showing off where to put your money. We go through the principles of pricing power parity and lifestyle geo arbitrage. As a property investor there is a…
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This week on the Urban Property Investor, we give you some real estate resolutions as we discuss the 2025 market outlook for real estate in Australia. If you’re looking to kick goals in 2025 this one is for you! Exploring various predictions from banks, valuers, and economic research firms, highlighting the differences in market performance across …
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What are the economic risks facing Australia in 2025? From affordability challenges, all the way to the impact of Trump's policies. China's trading and economic slowdown, what does this mean for Australia's biggest trade partner? As a part of real estate resolutions we see the importance of population growth and the potential for economic opportuni…
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Have you made your resolutions for 2025? To kick off the new year we talk through some real estate learnings from 2024, and reflect on the market trends and how to carry these learnings into 2025 as real estate resolutions. From discussing the impact of migration on housing supply, to presenting the Golden Gopnik Award. We also introduce the Five C…
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In this Christmas special episode of the Urban Property Investor, we talk about the importance of family connections, reflection, and embracing the present moment. As a part of Real Estate Resolutions we explain how the little things you think won't affect your investing journey, like the value of hearing family stories, the significance of Stoicis…
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Creating Your Own Equity From Real Estate
1:10:46
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1:10:46This week we focus on strategies for creating equity, understanding market dynamics, and the importance of design in property value. The significance of investment-grade properties, and the advantages of off-the-plan investments are critical when building your portfolio. From various strategies for investing in real estate, focusing on pre-construc…
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In this episode, we dive into the various biases that affect real estate investors. We discuss how personal biases, social media influences, and emotional responses can lead to poor investment decisions. Understand the importance of navigating these biases, such as anchoring bias, confirmation bias, and herd mentality. As a property investor you ha…
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In this episode of the Urban Property Investor, we dive into the upcoming growth cycle in real estate, uncovering the importance of understanding economic cycles, urbanisation, and demographic changes. From the impact of technology and climate change, to the intergenerational wealth transfer on the real estate market. We also address the challenges…
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This week we discuss the philosophy of 'Die With Zero' by Bill Perkins. Showcasing the importance of timing experiences in life, the balance between wealth and living fully, and the need to create lasting memories. We may be here to create wealth through property but don’t let it intervene in what brings you joy in life. Learn to tip toe the balanc…
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Will Real Estate Still Prevail As An Investment Class?
36:51
36:51
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36:51Is real estate still the investment class of choice, and if so why? Find out why real estate investing is going nowhere soon, and why getting in sooner rather than later can make you millions. Australians facing challenges in investing reinforces the importance of understanding how the market works long term. You can’t achieve success and wealth of…
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9 Warriors of Wealth You Need for Property Success
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38:07We discuss the essential components of successful property investment and what it takes to create financial freedom. Real estate is merely a vehicle for wealth creation and that's why it's important to have a comprehensive plan that includes acquisition, lending, rental growth, tax minimisation, debt reduction, and financial planning. We cover all …
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In this episode of the Urban Property Investor we discuss the importance of understanding market dynamics and the risks associated with short-sighted investment strategies in real estate. Don’t lose out on all the wealth, buy high and hold onto that real estate. Uncover all the tips on what property you need to be looking for and how long you need …
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Consumption Principles for Financial Freedom
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31:45
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31:45Dive into the concept of consumption smoothing, and its implications on personal finance and economic behaviour. This episode highlights the psychological challenges individuals face when making economic decisions, particularly in the context of frugality and lifestyle choices. I share insights and investing stories emphasising the need for individ…
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1.2 Million Well Located Properties Is a Pipe Dream!
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47:45This episode we dive into the current state of housing supply in Australia, highlighting the challenges faced in meeting the growing demand due to population growth. We cover the inadequacies in housing production across major cities like Sydney, Melbourne, and Brisbane, and the rising costs associated with new developments. Tackling the emerging t…
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In this episode of the Urban Property Investor we delve into the intricacies of real estate investment, focusing on the importance of growth rates and introducing my 'Rule of 10' spreadsheet. This method evaluates various factors that influence property growth, including city dynamics, suburb characteristics, street appeal, land value, and so much …
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This episode understands the crucial role demographics is playing in shaping the real estate market in Australia. There's significance in understanding population growth, ageing demographics, and the skills gap in the workforce. We delve into the changing dynamics of the housing market, particularly the impact of millennials entering the family for…
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The Negative Gearing Boogeyman Is Back To Take Your Wealth
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40:56This episode we delve into the ongoing debate surrounding tax reform in Australia, particularly focusing on negative gearing and capital gains tax. We discuss political dynamics at play, including the influence of key senators and the implications of proposed reforms on property investors, and so much more! It’s so important to understand negative …
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What the US Rate Cut Means For Australian Real Estate
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27:41This episode explores the current economic landscape, focusing on the implications of the recent Federal Reserve rate cut in the United States and its potential effects on Australia. Is a recession coming or are we headed for a soft landing? The trends in employment, and the challenges of housing affordability in Australia. It’s all here in this cr…
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Can Infrastructure Create Capital Growth in Real Estate?
42:24
42:24
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42:2451% of the world's population lives in urban areas, with this figure expected to rise to 75% by mid-century. As part of this growth, implementation of infrastructure enhances productivity and economic growth as well as impacting real estate capital growth. As an investor it’s critical that you identify these opportunities and take action. Listen to…
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The economy is driven off money and confidence. These two things together create a multiplier effect, which leads to economic growth. When confidence is low and money is tight a high level of opportunity can arise. As an investor it’s critical that you can recognise these events and take action. Listen to episode 217 of the Urban Property Investor …
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Banks Will Lend You Money To Buy a Property, Even If It's a Dud
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30:26Is the bank fooling you into believing your next asset is the right one? Banks often lend to investors, well-knowing that the asset is bound to decline. Don’t be tricked by the banks and suits, learn all about how they are duping investors around the globe, and how to get your information the right way in this episode of the Urban Property Investor…
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Why do so many investors jump ship before they strike gold? Find out why so many homeowners don’t make serious profits, and how to not become one of them. It’s all about staying in the property game, a 15-20 year journey that you need to take advantage of. Don’t get ahead of yourself and reap in the rewards by listening to episode 215 of the Urban …
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Robert Kiyosaki's Reimagined Cashflow Quadrant
36:32
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36:32Robert Toru Kiyosaki is an American businessman and author, known for the Rich Dad Poor Dad series of personal finance books and his iconic cash flow quadrant. In this episode we reinvent the Cashflow Quadrant with a property investor spin. Navigating our ways to financial freedom the Kiyosaki way, these strategies should not be underestimated. Lis…
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Investing in Regional Property - Is It The Next Big Thing?
1:05:27
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1:05:27Urban versus regional, what's the better investment? Is regional investing the next asset to jump on? Understanding the difference between investing in rural and urban areas can be a big deal that can save you from big losses. Don't put your money in the wrong spot, know the difference, and invest like a pro. All the pro tips and tricks are here, l…
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Donald Trump could very well become President of the United States again with Joe Biden dropping out, what does this mean for Australia’s economy? This episode we go through the economics of Trump 2.0 and assess the effects his policies may produce for Australia. Get the early insight on what changes may come for you and Australia’s economy if Dona…
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Can you tell a good property from bad? This episode is all about properties to avoid like the plague. These can be hidden in plain sight, these can look like cracking good deals. Don’t fall for the ticking time bomb properties. Know all the investor secrets and tips to make sure your next purchase isn't a wrong one. Listen into episode 211 now! I d…
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As investors we know that not every investment is a success. In real estate, failures can do a lot of harm to your portfolio and your financial well being. I’m sure you’ve all heard bad experiences in real estate before, this episode is all about never having a real estate horror story of your own. Listen in and take notes, let's all become safer i…
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If you’re just now getting ready to purchase your first home you are well behind. The Australian dream is evaporating with the wealthy taking control of the real estate market, what should you do to stay on top of the marketplace? This question and many more get answered on episode 209 of the Urban Property Investor, from controlling the game all t…
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Unlock Rental Riches: The Secret to Understanding Cashflow
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36:48Are you getting the most out of your rents? The market is forever changing and evolving. Make sure you learn all the secrets to understanding cash flow to maximise the effect of your property investment portfolio. What's the point in investing if you aren’t doing it right? All the expert tips and strategies are here in episode 208, listen in now! I…
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Predicting The Unpredictable: The Interest Rate Guessing Game
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32:34The Reserve Bank of Australia has announced its fifth consecutive decision to leave interest rates unchanged after 13 rate hikes starting in May 2022. What will this mean for us investors? How will this change the landscape of real estate moving forward? In this episode let's predict the future and get ahead of the whirl wind of changes that are co…
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Discover the Secrets Property Investors Use to Legally Minimise Taxes!
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42:52Do you want to minimise your tax? This episode will go through all the hot tips and tricks the pro investors use in order to minimise tax and maximise profits. You won’t want to miss a thing, take some notes, and get your money back. Listen to the Urban Property Investor episode 206 now! I discuss - 3:56 - 3 Types Of Obsolescence 6:05 - The Renovat…
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Wealth Creation Through Property Investment
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50:09Get the experts guidance on creating wealth through property investing, all the tips and tricks are here! From building a safety blanket through an investment moat, to taking the right advice from the correct people. The essentials to making yourself millions through real estate investing are only a podcast episode away. Tune into episode 205 of th…
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