Join Lisa Desmarais and Amy Timmerman as they answer your questions about the appraisal profession. Submit your own questions to [email protected].
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“Voice of Appraisal” is a show designed to deliver the most up to date news and information for the working real estate valuation professional. The show provides top analysis of real estate trends and issues that affect appraisers nationwide. Our no-nonsense approach to appraisal, real estate, banking and politics creates a cutting edge program that provides an insight into the appraisal profession that is seldom heard.
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Welcome to Within Reach, the podcast that takes the complex and makes it accessible, where we break down the barriers and bring the seemingly impossible within reach for everyone. Are you curious about real estate, intrigued by investing, or maybe you're eager to dive into business, health and fitness, music, sports, or entrepreneurship? Whatever your interest, we've got you covered. In each series, we'll embark on a journey through these diverse topics, one at a time, providing you with the ...
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Become an EMPOWERED INVESTOR. Survive and thrive in today's economy! With over 2,000 episodes in this Monday, Wednesday, Friday podcast, business and investment expert Jason Hartman interviews top-tier guests, bestselling authors and financial experts including; Steve Forbes (Freedom Manifesto), Tomas Sowell (Housing Boom and Bust), Noam Chomsky (Manufacturing Consent), Jenny Craig (Health & Fitness CEO), Jim Cramer (Mad Money), Harvey Mackay (Swim With The Sharks & Get Your Foot in the Door ...
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Sew & So is a casual conversation with a special member of the sewist and quilting community. A casual conversation about how they got started, what inspires them and what excites them. Sew & So is brought to you by BERNINA - Made To Create.
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Pat & Walter Bravo – Art Gallery Fabrics. Partners in Every Aspect of Life
44:22
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44:22Our guests today come to us from the world of fabric design as we welcome Pat & Walter Bravo from Art Gallery Fabrics- Textile Manufacturer in Miami, Florida. Both born in Buenos Aires Argentina, Pat got the sewing bug beside her mother as she sewed…as she dreamed of painting her world with fabrics. As Pat created a gallery in their home with quilt…
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2303: Navigating Today's Real Estate Market: Insights for Investors, The Housing Shortage and Your Investment Opportunities
40:44
40:44
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40:44Jason talks about the current state of the housing market, emphasizing that there is no housing crash due to the low number of financially distressed homeowners. He shared updated statistics from the US Census Bureau, indicating that 39.8% of homeowners have no mortgage, and 65% have mortgages at or below 4%. Jason also highlighted the oversupply i…
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Episode 193: "How does USPAP define a special purpose property?"
6:14
6:14
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6:14Lisa fills Amy in on special purpose properties.By The Appraisal Foundation
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2302 FBF: America's Economic Outlook said John Mauldin Author and Publisher of ‘Thoughts From the Frontline’
1:07:41
1:07:41
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1:07:41This Flashback Friday is from episode 298, published last February 4, 2013. On this show, Jason Hartman talks with one of his investment counselors about current events, welcomes a guest caller and also brings to our listening audience the economic outlook from renowned financial expert, John Mauldin. Mauldin discusses “spending rearrangement”, a r…
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2301: From Speculation to Stability: Building Wealth with Buy & Hold and Self-Management
48:14
48:14
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48:14Jason discusses real estate investing, highlighting current market conditions where a slight home sales increase is overshadowed by affordability issues due to higher mortgage rates. He argues that the "in irons" market, characterized by modest price appreciation, benefits rental property owners through steady cash flow and increasing rents due to …
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Episode 192: "Is the appraiser required to sign the appraiser's independence certification?"
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6:44
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6:44Lisa and Amy clear up confusion around what an appraiser certifies when they sign a report.By The Appraisal Foundation
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2300 FBF: Paula White: Donald Trump's Faith Advisor on the President's Deep Faith
27:46
27:46
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27:46This Flashback Friday was published last June 17, 2020 on YouTube. Pastor Paula White shares what it is like to advise Donald Trump on faith and explains the President's surprising deep faith that she discovered while working with him for 19 years. Paula gives viewers some advice on how to think about what’s occurring in our world, and to reckon wi…
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The Sisters...Sue Nickels & Pat Holly. We've Always Played Well With Each Other
49:55
49:55
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49:55In this special family-themed episode we're delighted to welcome sisters Sue Nickels and Pat Holly, renowned figures in the quilting community. Both have dedicated more than four decades to the art of quilting, earning numerous accolades and inspiring countless enthusiasts worldwide. Pat Holly was born in Lafayette, Indiana, during her father's te…
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2299: Market Reality Check: Housing Trends & Investing Insights, Mortgage Rates, Construction Costs & the Rental Opportunity
24:14
24:14
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24:14Jason shared the sad news of the passing of his beloved dog, Coco, and discussed the current state of the housing market, highlighting the impact of rising mortgage rates and the challenges faced by the construction industry. He discusses the "perfect storm" impacting real estate: spiking mortgage rates, rising construction costs, labor shortages, …
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Episode 191: "Why cant I use that appraisal report however I want?"
8:29
8:29
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8:29Lisa and Amy talk about appraisal reports and answer one of the most frequently asked questions appraisers get.By The Appraisal Foundation
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2298 FBF: How Income Inequality Can Be Good for Society with Libertarian Legal Scholar Richard Epstein Professor at NYU School of Law
1:23:56
1:23:56
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1:23:56This Flashback Friday is from episode 312 published last April 10, 2013. Professor Richard Epstein, pioneering Libertarian legal scholar, joins Jason Hartman to explain how income inequality is good for society, but is very dependent on the methods used to produce the best outcome. The current methods our government are attempting to use are causin…
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2297: Housing Market Insights: Navigating a Shifting Landscape of Prices and Affordability and Evolving Buyer Behavior in a Changing Market
28:30
28:30
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28:30Jason announced changes to the podcast schedule and discussed economic trends, particularly in the housing market. He emphasized the importance of adapting to market realities and taking calculated risks in real estate investment. He also covered various aspects of the current economic landscape, including inflation's impact on housing, mortgage ma…
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Episode 190: "What is the difference between an assumption and an extraordinary assumption?"
5:51
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5:51Lisa and Amy are talking about assumptions this week, extraordinary and otherwise.By The Appraisal Foundation
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2296 FBF: Geopolitical Outlook & Income Property Investing with Bud Conrad Author and Chief Economist of Casey Research
1:05:20
1:05:20
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1:05:20This Flashback Friday is from episode 301, published last February 21, 2013. Jason Hartman interviews Bud Conrad, Chief Economist of Casey Research, regarding the geopolitical focal points in our world, funneling these down to how it all affects the United States. Bud mentions the importance of looking at the big picture of what is happening in the…
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Our guest today is Beth Donaldson, quiltmaker, quilt book author, and Associate Director of the Quilt Index www.quiltindex.org an online repository of quilt information housed at MATRIX: Center for Digital Humanities & Social Sciences at Michigan State University (https://matrix.msu.edu/),East Lansing, Michigan. Born and raised in suburban Detroit,…
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2295 Index Insights with Rahul Sen Sharma: Trade, Tariffs, and Market Outlook
24:45
24:45
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24:45Jason and Rahul Sen Sharma, an expert on indexes from Index (INDXX), discuss global economic shifts, trade wars, and the stock market. His company tracks over $20 billion in index-based assets, aiding companies in creating indexes, ETFs, and funds. He emphasizes focusing on long-term macro trends over daily market noise, highlighting "re-globalizat…
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2294: Invest in Hard Assets Now! Mike Maloney on Monetary Policy, Stock Market Craziness, and Modern Monetary Theory
24:15
24:15
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24:15Fresh from Empowered Investor Live in Irvine, CA, Jason welcomes Mike Maloney, author and monetary policy expert from goldsilver.com, as they discuss the current "scary craziness" in the stock market, drawing parallels to the 1987 crash while noting increased public exposure to stocks. He critiques the fiat currency system, explaining how bank lend…
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Episode 189: "Can an appraiser give an opinion 'off the cuff?'"
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7:52Lisa and Amy talk about "off the cuff" opinions and whether that's possible under USPAP.By The Appraisal Foundation
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Behind the Numbers: Demystifying Real Estate Appraisals with Andrea Callegari
39:11
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39:11In this eye-opening episode of Within Reach, Giuliana sits down with Andrea Callegari, a seasoned senior valuation consultant and accredited appraiser at Avison Young. From her early days in the family business to leading high-stakes commercial valuations today, Andrea offers a transparent and expert look at the real estate appraisal process. Wheth…
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2293 FBF: Currency Collapse, Gold & Silver Markets, and Debt with Max Keiser from ‘The Oracle with Max Keiser’ on BBC World News
26:46
26:46
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26:46This Flashback Friday is from episode 289, published last December 18, 2012. Coming to us from London, Max Keiser joins Jason Hartman for a fast-paced interview about what is going on in our world with GDP, the debt ceiling and debt loads, gold and silver markets, and currency collapse. Max is the host of “The Oracle with Max Keiser” for BBC World …
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2292: The Multi-Dimensional Nature of Real Estate Investing and Understanding Macro vs. Micro Real Estate Markets- How to Choose Winning Properties
43:17
43:17
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43:17Jason Hartman explains the multidimensional aspects of real estate investing, including income, depreciation, equity, appreciation, and leverage. He emphasizes the importance of understanding both macro and micro markets when selecting properties. The podcast covers topics like interest rates, rental market trends, and adapting to changing market c…
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2291: Inside Property Management- 26 Years of Gritty Real Estate Wisdom, Tenant Screening Secrets, Avoiding Evictions and Finding Quality Renters
25:15
25:15
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25:15Kimberly, a seasoned property manager with 26 years of experience, shares insights on effective tenant management. She emphasizes thorough tenant screening, including credit checks and reference calls, and advocates for detailed lease agreements with house rules to educate tenants. Kimberly prioritizes showing properties before vacancy, ensuring mi…
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Episode 188: "What do appraisers wish real estate agents knew?"
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5:48Dan Bradley joins Amy and Lisa to talk about what appraisers wish real estate agents knew.By The Appraisal Foundation
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2290 FBF: Listener Questions & The Laws of Human Nature, Famous Author on Power & Strategy, Robert Greene
46:18
46:18
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46:18This Flashback Friday is from episode 1140 published last February 28, 2019. Jason Hartman and Adam start off today's show discussing listener Brandon's question about living above or below your means. It's important to keep things in perspective as you're deciding how to live your life because just getting more stuff doesn't necessarily make you h…
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Harvey Fierstein - Life Only Changes When You're Brave Enough to Say Yes
53:52
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53:52Today we have a very special guest. From the stages of off-Broadway to the bright lights of Broadway, from his unmistakable voice to his performances in 30+ movies, Harvey Fierstein has spent a lifetime telling stories that matter. With four Tony Awards to his name—two for writing, two for acting—his work in Torch Song Trilogy, La Cage aux Folles, …
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2289: Land-to-Improvement Ratios & Regression to Replacement Cost with Jason Hartman
30:32
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30:32Today Jason wants you to understand that "regression to replacement cost" and Land to Improvement (LTI) ratios is crucial for real estate investors. This concept involves separating property value into land and improvement (buildings) components to assess risk and appreciation. High land value markets are riskier due to cyclical volatility. Replace…
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2288: Real Estate Market Outlook: Rates, Inventory, and the Coming Surge with Paul Lizell
29:36
29:36
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29:36Jason and Paul Lizell discuss the current state of the real estate market, with Paul sharing his insights from being on the ground and Jason predicting a severe housing shortage by 2030. They also touched on long-term demographic trends, the potential for reduced interest rates, and the impact of these trends on the real estate market. Jason expres…
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Episode 187: "Is 5 months of supply really balanced?"
4:35
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4:35Lisa and Amy are joined by Ryan Lundquist to discuss supply and what balanced supply might be across markets.By The Appraisal Foundation
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AI-Powered Investing: The Future of Wealth Management with Logan Weaver
21:48
21:48
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21:48In this episode of Within Reach, we sit down with Logan Weaver, Founder & CEO of Surmount AI, to explore how artificial intelligence is transforming the investment landscape. Logan shares his journey from studying statistics and finance to developing a cutting-edge AI platform that simplifies investing for individuals and advisors alike. We discuss…
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2287 FBF: Local vs Long Distance Real Estate Investing with Logan Mohtashami Financial Contributor for BusinessInsider.com
57:02
57:02
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57:02This Flashback Friday is from from episode 292, published last December 29, 2012. Jason Hartman talks with a listener about local vs. long distance real estate investing and how geography is less meaningful than ever before in history. Then today’s guest is loan manager, stock trader and financial columnist, Logan Mohtashami with a no-spin discussi…
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2286: Opportunity Cost of Listening to Doomers and Fractional Real Estate Investing for Only $250 with Alex Blackwood
42:39
42:39
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42:39Jason emphasized the importance of investing in real estate and criticized doomers for causing people to miss out on wealth creation opportunities. He highlighted the need to update one's mindset to adapt to the abundance of the modern world and announced the upcoming Empowered Investor Live event. The event will feature speakers such as Michael Ma…
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2285: Trump, Tariffs, and Turbulence: Economic Uncertainty Ahead with George Gammon
42:47
42:47
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42:47Greetings from Medellin, Colombia! Jason's inviting you to Empowered Investor Live which is on April4-6! Get your tickets now! Buy one ticket to TWO awesome events! https://empoweredinvestorlive.com/ and https://rebelcapitalistlive.com/ Jason then welcomes George Gammon as they discuss the current economic uncertainty and volatility, particularly i…
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Episode 186: "What makes working in a rural setting unique as an appraiser? How do you handle things like livestock being present on a property in your appraisal?"
5:28
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5:28Special guest Mark Lewis joins Amy and Lisa to discuss his unique experiences as a rural appraiser.By The Appraisal Foundation
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2284 FBF: Domestic & International Real Estate Investing with Dr. Steve Sjuggerud of Stansberry Research
57:17
57:17
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57:17This Flashback Friday is from episode 277, published last September 11, 2012. Jason Hartman is joined by Dr. Steve Sjuggerrud, editor for Stansberry Research, for a discussion of real estate investing domestic and international, attractive mortgage rates, and government deals that are making real estate a much more attractive investment. Steve talk…
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Inside BERNINA’s Annual Dealer retreat: A Gathering of Passion, Creativity and Community
1:06:25
1:06:25
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1:06:25Just about 40 miles west of Chicago, nestled in a quiet office and industrial park, you'll find the headquarters of BERNINA of America. In one building, the heart and soul of the business hums—sales, marketing, operations, and so much more—where a dedicated team works passionately every day to bring BERNINA’s incredible sewing machines to dealers a…
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2283: Interest Rates and the Economy: Is a Recession the Key to Change? Long-term Debt as a Financial Strategy with Ric Edelman
27:25
27:25
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27:25Jason discussed a theory that the Trump administration is intentionally slowing the economy to set the stage for lower interest rates, referencing Anthony Pompliano's newsletter. He also highlighted the current economic situation, emphasizing the need for the US government to refinance its debt and the role of interest rates in this process. Jason …
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2282: Extremely Low Housing Mortgage Delinquencies, Reducing RIsk and Benefitting from Inflation
37:39
37:39
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37:39Jason discusses the current state of the foreclosure market, and the importance of income property as a historically proven investment during times of economic uncertainty. He also presented a chart showing the percentage of loan balances that are 90 days or more delinquent by different loan types and discussed the evolution of automobiles and the …
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Lisa and Amy do a deep dive on subject properties this week!By The Appraisal Foundation
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Building Wealth in Commercial Real Estate: Jonah Bonn’s Path to Success
32:46
32:46
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32:46In this episode of Within Reach, we sit down with Jonah Bonn, founder of First Bay Properties, to uncover the journey from a grassroots start to building a thriving commercial real estate business. Jonah shares insights on market trends, investment strategies, and the keys to successful property management. With a focus on multi-tenant industrial a…
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2281 FBF: Global Change & Fiscal Hangovers with Investor Analyst Keith Fitz-Gerald of Money Map Press
1:15:06
1:15:06
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1:15:06Jason Hartman starts this episode of The Creating Wealth Show with a candid discussion about some internal workings in his business, properties in Indianapolis and Memphis. The disastrous political policies that lead Detroit into economic devastation and high crime rates. Jason Hartman interviews Keith Fitz-Gerald, the Chairman of The Fitz-Gerald G…
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2280: The Humble Alpha: Finding Your True Identity & Redefining Leadership with Steven Kuhn
33:34
33:34
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33:34This interview delves into Steven Kuhn's "Humble Alpha" concept, focusing on internal strength and authenticity. Kuhn emphasizes discovering one's true identity through self-reflection and external feedback, culminating in a two-word moniker. He champions certainty and "HIT" principles (honesty, integrity, transparency) as foundations for leadershi…
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2279: Trump Tariffs and Housing Inventory Trends: Decoding the Data for Real Estate Investors
38:52
38:52
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38:52Jason shared insights from his travels and discussed the current state of the real estate market, emphasizing the importance of direct investing and the potential benefits of combining real estate investments with new visa programs. He highlighted upcoming events and opportunities for investors, including the Empowered Investor Live conference and …
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Episode 184: "What does it mean that an appraisal is one type of typical market measure?"
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7:01Lisa and Amy talk about the idea of an appraisal being a type of typical market measure.By The Appraisal Foundation
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2278 FBF: Monetary Policy, Fiscal Policy and Governmental Irresponsibility with Dr. Kirk Elliott (Part 2)
41:49
41:49
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41:49This Flashback Friday is from episode 262, published last June 9, 2012. Countries around the globe are teetering on the brink of bankruptcy, with our own country no exception. Jason Hartman interviews Dr. Kirk Elliot, Ph.D., investment adviser with ICA, on monetary and fiscal policy and the irresponsibility of governments around the world. Using Gr…
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Adam Brand – A Legacy in Bloom: The Story of M&S Schmalberg Flowers
1:01:21
1:01:21
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1:01:21In this episode, we take a fascinating journey behind the scenes with Adam Brand, the fourth-generation owner of M&S Schmalberg Flowers, the last artificial flower factory of its kind in America. Since 1916, this family-owned business has been handcrafting exquisite fabric flowers that have adorned high fashion, Broadway, Hollywood, and some of the…
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2277: Decoding the Coming Recession: Kerry Lutz on Market Shifts, Economic Storm Clouds and the 2025 Outlook on Real Estate
36:12
36:12
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36:12Jason Hartman discusses potential changes in the US, including the elimination of property taxes in Florida and Tennessee, and Trump's proposed "Gold Card" program. This program would allow wealthy foreigners to pay $5 million for US residency, potentially eliminating the national debt and boosting the economy. Hartman emphasizes the importance of …
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Episode 183: "What is the difference between market value and appraised value?"
5:02
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5:02Lisa and Amy are back after a brief hiatus to discuss the difference between market value and appraised value!By The Appraisal Foundation
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2276: The Landlord-Friendly Era: Navigating Higher Rent Prices, Household Incomes, Housing Supply and Inflation in 2025
25:32
25:32
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25:32Jason Hartman discusses several real estate trends and news items in this episode. He highlights a Wall Street Journal article predicting a landlord-friendly era with rising rents, which could stoke inflation. Hartman also mentions a potential bill in Indiana to annex some Illinois counties, and Florida's consideration of eliminating property taxes…
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Building Wealth & Giving Back: Nicole Bremner on Property Development, Financial Freedom, and Making Money Work for Everyone
35:35
35:35
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35:35In this episode of Within Reach, Giuliana sits down with Nicole Bremner, a former financial services professional turned property developer, author, and podcast host. Nicole shares her remarkable journey from being Australia's youngest chartered financial planner to developing over 125 property projects. She discusses her transition through various…
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2275 FBF: Monetary Policy, Fiscal Policy and Governmental Irresponsibility with Dr. Kirk Elliott (Part 1)
57:02
57:02
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57:02This Flashback Friday is from episode 261, published last June 9, 2012. Countries around the globe are teetering on the brink of bankruptcy, with our own country no exception. Jason Hartman interviews Dr. Kirk Elliot, Ph.D., investment adviser with ICA, on monetary and fiscal policy and the irresponsibility of governments around the world. Using Gr…
…
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