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Hosted by Victor Gray, RICP® and Colin Hurst, CFP®, The Happy Retirement Show is an educational resource designed to help you learn how to achieve a successful and fulfilling retirement. Each episode, Victor and Colin will share expert insights on building a solid foundation for your future. Tune in for thoughtful discussions on income planning, managing risk, tax planning, legacy building, and much more. Whether you're planning your retirement or already in it, the Happy Retirement Show is ...
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The Money & Retirement Show

Victor Gray & Colin Hurst

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Retirement planning might seem complicated and confusing, but the truth is, it doesn't have to be. The Money & Retirement Show with Victor Gray & Colin Hurst seeks to simplify, educate, and entertain those in retirement and those preparing for retirement.
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Americano

The Spectator

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The next chapter in American politics has begun, but is it going to be any less crazy? The Spectator's Americano podcast delivers in-depth discussions with the best American pundits to keep you in the loop. Presented by Freddy Gray. Hosted on Acast. See acast.com/privacy for more information.
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Thinking about retiring in 2025 but feeling uneasy about market volatility, layoffs, or rising taxes? You’re not alone. That’s why Colin dives into one of the most common (and important) questions he’s hearing right now: Is this a bad time to retire? Whether you’re on the brink of retirement or still a few years out, this episode offers calm, pract…
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From the decline of meritocracy to the rise of anti-Western ideology, author Heather Mac Donald joins Freddy Gray to discuss race, merit, and victim hierarchy. Why is the West so desperate to self-cancel? And is now a moment of reckoning considering we're five years on from the BLM protests? Hosted on Acast. See acast.com/privacy for more informati…
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Freddy Gray speaks to writer and author Karen Hao, whose new book Empire of AI looks at a new, ominous age of empire with OpenAI. On the podcast they discuss the impacts of artificial intelligence on society and democracy and how Open AI founder Sam Altman has become a controversial figure. Hosted on Acast. See acast.com/privacy for more informatio…
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Donald Trump exposed South Africa’s leader Cyril Ramaphosa in the White House yesterday over what he refered to as white racism against the farmers in South Africa. Freddy Gray speaks to Errol Musk — father of Elon Musk — from Cape Town about Trump’s confrontation. Errol shares personal experiences of being attacked on a farm, defends Trump’s inter…
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Polish émigré Zbigniew Brzezinski – known as ‘Zbig’ – rose to prominence in America during the Cold War as a key intellectual architect of US foreign policy. He was National Security Advisor to President Carter and was a trusted advisor to many US presidents from John F Kennedy onwards. Yet, despite helping to shape American foreign policy during c…
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You might think your 401k is your retirement plan, but what if that mindset is setting you up for financial frustration later? In this eye-opening episode, Victor unpacks a common misunderstanding that could cost retirees thousands: confusing retirement accounts with actual retirement planning. Victor explains why treating your pre-tax retirement a…
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President Trump is an America Firster, but he has an undeniable affinity for the Arab world. He would have made a good sheik: he doesn’t drink, he loves developing flashy properties to show off his power and wealth, and he’s brutally realistic about the role of oil (and other commodities) in world politics. On his tour of the Middle East, he signed…
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Trump has announced a beautiful new deal with the United Kingdom. The Prime Minister and President shared a phone call to congratulate one another. It is the first trade deal agreed after Mr Trump began his second presidential term in January, and after he imposed strict tariffs on countries around the world in April. Freddy Gray speaks to Sarah El…
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If you’re approaching retirement, it’s critical to make sure your 401k is working as efficiently as possible, not holding you back. In this episode, Colin and Victor tackle a common question: should you leave your 401k where it is when you retire? They walk through why leaving your account behind might limit your investment choices, expose you to h…
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Victor Davis Hanson joins Spectator TV to talk about the first 101 days of Donald Trump’s second presidency, describing it as a bold counterrevolution against decades of cultural, political, and economic drift. He discusses Trump’s sweeping agenda—from closing the border and challenging DEI initiatives to confronting foreign policy orthodoxy and tr…
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Professor John Mearsheimer and Freddy Gray discuss Donald Trump’s foreign policy during his second term, focusing on the Middle East and U.S. relations with Iran. They look at Trump's instincts versus execution, divisions within the administration, diplomacy with Iran, and the broader geopolitical stakes involving Russia, Israel, and China. Hosted …
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The thing about assassins in the real world is that they’re sneaky and you don’t see them coming. The same is true for the silent killers of your retirement plan. In this episode, Colin and Victor reveal the most dangerous “retirement assassins” that can quietly derail decades of planning if you’re not on guard. From reacting emotionally during a m…
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For many retirees, a little extra income can go a long way, and it doesn’t have to feel like “work.” In this episode, Colin shares fun, flexible side gigs that allow retirees to earn extra money while doing what they already enjoy. From working a few hours at the golf course to get free rounds, to pet-sitting for neighbors or selling handmade cards…
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Freddy Gray is joined by Spectator US Editor-at-Large Ben Domenech to discuss defence secretary Pete Hegseth, whose job appears to be on the line. They explore Hegseth's outsider status in Washington, his clashes with both hawkish and dovish factions, and the growing tensions over U.S. policy on Iran and Israel. Hosted on Acast. See acast.com/priva…
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"Should I own gold or silver?" It's a question that comes up often in financial planning conversations. But the real issue goes deeper- it's about portfolio diversification and ensuring every asset you own serves a clear, strategic purpose. Whether you’re holding metals, stocks, or any other asset class, this episode is a timely reminder that inves…
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Are you unknowingly losing thousands of dollars in hidden retirement expenses? In this episode of The Happy Retirement Show, Colin Hurst and Victor Gray reveal the top two overlooked costs that can eat away at your savings: investment fees and taxes. Many retirees focus on rates of return, but fail to realize how much they’re paying in hidden broke…
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Global financial markets are experiencing significant declines following the announcement of new tariffs by President Trump. These tariffs led to widespread panic among investors and sparked debates about their potential impact on the economy.​ In this episode of Americano, host Freddy Gray is joined by Joe Weisenthal, co-host of Bloomberg’s Odd Lo…
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President Donald Trump has announced sweeping new tariffs, including a 10 per cent duty on all UK exports to the United States, as part of his 'Reciprocal Tariffs' plan aimed at addressing trade imbalances and bolstering American manufacturing. This move is expected to impact approximately £60 billion worth of UK exports, with sectors such as autom…
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Freddy is joined by James Fishback – writer, investor and chief executive of investment firm Azoria – on ‘Liberation Day’, when Donald Trump is set to announce a raft of new tariffs (at 9 p.m. UK time). They discuss the impact of Trump’s tariffs on the market, whether this marks the upending of the neoliberal economic world order, or if Donald Trum…
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What does it take to have a happy retirement? For couples, finances can be a major thorn in your side, but proper communication can help eliminate many of those money problems. In this first episode of The Happy Retirement Podcast, Colin Hurst and Victor Gray dive into the key money questions that couples need to be asking each other. From spending…
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David Holtzman and David Carvalho from Naoris Protocol delve into the recent bankruptcy of 23andMe, a leading genetic testing company. They explore the implications for data security and privacy, discussing how the sale of 23andMe's vast genetic database raises concerns about the protection of personal information. Hosted on Acast. See acast.com/pr…
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The Spectator's columnist Douglas Murray joins Freddy Gray to discuss his recent column on why the JFK conspiracies just won't die. They also discuss the moon landing, the emergence of American self-hatred, and the return of the post-truth era. Hosted on Acast. See acast.com/privacy for more information.…
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Jeffrey Goldberg’s story in the Atlantic is so mind-blowing it’s hard to know what to say in response. It defies belief that Donald Trump’s National Security Adviser, Mike Waltz, appears to have accidentally added a top journalist to a Signal messaging group with senior government officials – including the Vice President, Secretary of State, Defenc…
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Russia and Ukraine have launched air attacks on each other, hours after Vladimir Putin told Trump that Russia would stop targeting Ukrainian energy sites. Has Putin outplayed Trump? And will Trump regret bringing Europe's militaries back to life? Deputy and US editor Freddy Gray is joined by Americano regular and author Jacob Heilbrunn to discuss. …
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Freddy Gray is joined by Fox News broadcaster Deroy Murdock to discuss Trump's America. They cover what could be the real reason behind Trump's tariffs, how concerned Americans should be about a recession, the Ukraine-Russia peace plan and what the Democrats can do to recover from the election defeat. Hosted on Acast. See acast.com/privacy for more…
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Is mental health overdiagnosis harming children? Abigail Shrier, author of Bad Therapy: Why the Kids Aren’t Growing Up, joins Freddy Gray on the Americano show to discuss how mental health experts are potentially damaging children. Have our efforts to support our children backfired? Hosted on Acast. See acast.com/privacy for more information.…
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Freddy Gray is joined with Michael Auslin who is an academic and historian at the Hoover Institute and author of the Substack 'THE PATOWMACK PACKET'. They discuss China's response to Trump's tariffs, whether China is serious about threats of war and how concerned Trump is about China's relationship with Russia. Hosted on Acast. See acast.com/privac…
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Donald Trump announced last night he is suspending military aid to Ukraine until Zelensky is ‘ready for peace’. Following this, the Vice President JD Vance sparked further international outrage in a Fox News interview referring to Britain as ‘some random country that hasn’t fought a war in 30 or 40 years’. JD Vance has since come out saying that he…
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In a wide-ranging conversation at the White House yesterday evening, Donald Trump was in the mood to talk about everything under the sun – from the speedy success his second administration has had putting fear into the hearts of bureaucrats and Eurocrats, to why he believes there is a path to a balanced budget. He spoke to The Spectator's Ben Domen…
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Freddy is joined by The Spectator World’s deputy US editor, Kate Andrews, and The Telegraph columnist, Tim Stanley, to talk about Keir Starmer’s much-anticipated meeting with Donald Trump in Washington. Across the board, it has been read as a success – at least domestically, that is. The victories include movement on the Ukraine backstop, some posi…
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Robert Bryce, an energy expert and author of The Question of Power, discusses the state of global energy, electric vehicles, and government policies both in the UK and America. Freddy and Robert look at how government subsidies and mandates have driven automakers toward unprofitable EV production, what is energy humanism, and how foreign interferen…
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Curtis Yarvin, is a political theorist and writer known for his critiques of liberal democracy. Under the pseudonym 'Mencius Moldbug' he developed ideas that have influenced the New Right and post liberal political movements. Curtis Yarvin spoke to The Spectator's Angus Colwell about why Britain is in decline, how far Europe should go to protect it…
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Donald Trump attacked the Ukrainian President overnight, describing him as a 'dictator' and saying he's done a 'terrible job.' In return, Zelensky has accused Trump of 'living in a disinformation space.' The West has invested a huge amount of capital in the fight against Russia – and failed to secure peace. Is Trump using these offensive and odious…
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Oren Cass, founder and chief economist of think-tank American Compass, sits down with Freddy Gray at the ARC conference in London. They react to the announcement by President Trump over the weekend of reciprocal tariffs: the decision by the US to match import duties levied by other countries. What's the strategy behind Trump's decision? And what co…
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The fallout continues from US vice-president J.D. Vance's speech at the Munich Security Conference. Criticising Europe over what he sees as the retreat of free speech, he singled out the case of Adam Smith-Connor in the UK as something that worries him about the direction that Britain is heading in. Smith-Connor was arrested in 2022 and prosecuted …
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Political commentator, and author of Troubled, Rob Henderson joins Freddy Gray from the ARC conference in London. They discuss the political reaction to the news that Elon Musk has allegedly had his 13th child – are there signs of a new, more permissive conservatism? They also discuss Trump’s administration so far – particularly his flurry of execu…
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Professor John Mearsheimer comes back on the Americano show with Freddy Gray to discuss how seriously we should take Trump's foreign policy. They cover the President's plans to rebuild Gaza, why Netanyahu and Trump won't agree on what to do with Iran and whether Trump can strike a deal with Putin. Hosted on Acast. See acast.com/privacy for more inf…
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Angus Hanton, author of Vassal State: How America Runs Britain, joins Freddy Gray to talk about the economic relationship between Britain and America. As the world adjusts to the new US administration, every day seems to bring news of new potential tariffs. Is the UK a prime target for Trump? What could the impact of tariffs be? And what are the lo…
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When Netanyahu visited the White House, Donald Trump said in a press conference that the US could take over the Gaza Strip and suggested the permanent resettlement of its 1.8 million residents to neighbouring Arab countries. It has sparked global condemnation raising questions about where the Gaza citizens could be resettled to, and how this could …
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The Spectator's economics editor Kate Andrews and Social Democratic Party leader William Clouston join Freddy Gray to try and make sense of Donald Trump's decision to impose tariffs on Canada, Mexico and China. He has since threatened the European Union, and has warned the UK. Is this a negotiation tactic or something more? What political philosoph…
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The first phase of Trump’s presidency has been a whirlwind of news. The President signed a succession of executive orders, which overwhelmed and confused the Democratic Party with the amount of ‘energy in the executive’. But there are signs of life, particularly in opposition to Trump’s attempts to freeze federal grants and loans. What’s going on? …
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This week, a Chinese-made AI model called DeepSeek shot to the top of the Apple Store downloads – it stunned investors and sunk some tech stock. DeepSeek claims it was built at a fraction of the cost of American leading models. Chip-making giant Nvidia shed almost £482bn of its market value as a result. What is DeepSeek, and what does it have to do…
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** Americano is nominated in the Political Podcast Awards 2025. Vote for it to win the People's Choice category here ** Colombia has agreed to accept military aircraft carrying deported migrants from the US – avoiding a trade war between the two countries. Donald Trump had threatened sanctions on Colombia to punish it for initially refusing militar…
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** Americano is nominated in the Political Podcast Awards 2025. Vote for it to win the People's Choice category here ** Cryptocurrency became a key feature of the American election and the Trump universe. Not only did Trump and Melania launch their own coins, but the President has also appointed venture capitalist David Sacks to be the AI and Crypt…
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** Americano is nominated in the Political Podcast Awards 2025. Vote for it to win the People's Choice category here ** Donald Trump has been sworn in as the 47th President of the United States. All the former leaders of the free world were there to watch Trump take the oath - again - but how was this inauguration different to the last? And what si…
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** Americano is nominated in the Political Podcast Awards 2025. Vote for it to win the People's Choice category here ** The LA wildfires have been mostly extinguished, but there is growing concern that more fires could be imminent as strong winds are expected this week. Many believe that the destruction has shone a light on the broader mismanagemen…
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