Best W. Ben Utley Podcasts (2025)

1
From Scrubs to Shrubs: A Doctor’s Guide to Financing a Home 56:52

6d ago56:52

56:52

Buying a home is hard. As a physician, you want to make sure you get the best rate, use the right type of loan, and avoid the mistakes that drag out the process. Listen in as Ben Utley and Nate Reineke dissect the complex and confusing world of home buying with special guest and mortgage loan specialist Robert Hedges. Together, they answer your col…

1
Physicians, Flowers, and 403(b)s: A Mother’s Day Finance Chat 27:54

13d ago27:54

27:54

Let's be real here: You spent your first 20 years of life rolling your eyes at your mom's advice and the rest of your life realizing she was right. So right now, make sure you have a table reserved (or groceries bought) and flowers ready for Mother’s Day. Listen in as Ben Utley and Nate Reineke answer a tough listener question about whether the Rot…

1
Doctor dad’s dilemma: Juggling Kids' Activities and Retirement Reality 23:38

20d ago23:38

23:38

Your kids are growing up fast. That means more activities to keep track of on top of all your other commitments. How can you juggle being there for your family and working enough to save for retirement? Listen in as Nate Reineke and Ben Utley provide some tips on how to keep all the balls in the air while still planning for the future. We also answ…

1
Is tax-loss harvesting a bad idea for physician investors? 28:43

27d ago28:43

28:43

Influenza. It’s a word that sounds ominous when you don’t know what it means. To a physician like you, influenza is nothing more than the average flu, but to a patient, it may sound scary. Does tax-loss harvesting sound extreme or even dangerous to you? Listen in as Nate Reineke and Ben Utley explain what tax-loss harvesting is and how your colleag…

1
Market goes bananas: What should physicians do? 14:27

1M ago14:27

14:27

Bananas are cheap but not as cheap as they used to be and the price of almost everything else is going up faster than a monkey up a tree. Everything else but stock prices that is. We’ve gotten several questions from physicians like you essentially asking “What should we do?” Ben Utley breaks down questions about tariffs, taxes, the economy, markets…

1
Right before retirement, what should physicians buy? 23:05

1M ago23:05

23:05

Spring has sprung just like the freshly assembled Adirondack chairs in Ben’s back yard. Fumbling around while constructing Costco lawn furniture is normal, Ben proves that, but, you don’t want to stumble around with your backdoor roth. You also don’t want to be caught off guard by big surprise expenses in retirement. Nate Reineke and Ben Utley brea…

1
Physicians ask: Does PSLF still work? 18:55

2M ago18:55

18:55

Things in the government are changing but, you already knew that, right? What you may not know is that public student loan forgiveness is still alive and well! Nate Reineke and Ben Utley discuss one pediatrician’s five year journey to student loan debt freedom. They also discuss the other listener questions below. A radiologist in Ohio asks if I sa…

1
Investing with a Deadline: What's a Doctor's Best Move? 33:19

2M ago33:19

33:19

Introduction: In this new episode, hosts Nate Reineke and Chelsea Jones tackle the crucial topic of investment strategies for physicians with deadlines, particularly when facing urgent financial goals such as buying a home or addressing student loans. They share insights on how to optimize investments while managing risk. Summary: Join Nate and Che…

1
Physicians still confused about backdoor Roth basics 22:19

2M ago22:19

22:19

Introduction: In Episode, hosts Nate Reineke and Ben Utley delve into the complexities of the backdoor Roth IRA, a popular strategy for high-income earners. They address common misunderstandings and provide clarity on how to navigate potential pitfalls, such as the pro-rata rule. Summary: Join Nate and Ben as they explore the backdoor Roth IRA proc…

1
How much DO physicians spend ? And save ? 24:55

2M ago24:55

24:55

Introduction: In this episode, hosts Nate Reineke and Ben Utley dive into the often-asked question: How much do physicians actually spend and save? They explore spending patterns among doctors, discuss financial strategies for managing student loans, and examine the importance of striking a balance between work and family life. Summary: Nate and Be…

1
Becoming a Physician Mom Again in your 40's! Now what? 36:03

3M ago36:03

36:03

Introduction: Welcome to Physician Family Financial Advisors Podcast. In this episode, hosts Nate Reineke and Ben Utley address the joys and financial complexities of becoming a physician mom in your 40's, and what that means for your financial planning moving forward. Summary: Join Nate and Ben as they explore the financial considerations and stra…

1
Physician forever home mortgage, why not pay points? 32:28

3M ago32:28

32:28

Episode Summary: In this episode Nate Reineke and Ben Utley discuss the nuances of mortgage options for physicians, specifically focusing on the decision to pay points. The hosts explore the implications of mortgage rates, the impact of short-term versus long-term holding periods, and how physicians can navigate the complexities of home financing. …

1
Physicians ask, "What if Trump…?" 28:09

3M ago28:09

28:09

Episode Summary: In this episode, Nate Reineke and Ben Utley discuss the potential financial implications for physicians in light of recent political changes, particularly focusing on the questions surrounding government policies and public service loan forgiveness (PSLF). They also address listener inquiries about financial planning for 2025, incl…

1
What Physicians Should Think About Funding Their 529 plan 26:45

3M ago26:45

26:45

Episode Summary: In this episode, Nate Reineke and Ben Utley discuss important considerations for physicians when funding their 529 plans. The hosts share insights from personal experiences, highlight the significance of effective savings strategies, and address listener questions related to college savings and financial planning. Key Takeaways: - …

1
Turning Quarterly Physician Bonuses Into Monthly Savings 18:02

3M ago18:02

18:02

Episode Summary: In this episode, Nate Reineke and Ben Utley explore strategies for turning quarterly physician bonuses into effective monthly savings. They share insights into managing unexpected income and address listener questions about donor advised funds (DAFs), retirement planning, and the impact of health insurance on financial goals for ph…

1
What is the best college savings goal for doctors ? 34:51

4M ago34:51

34:51

Episode Summary: In this episode, Nate Reineke and Ben Utley explore the best college savings goals for doctors. They discuss strategies for saving effectively for education expenses and address listener questions about donor advised funds (DAFs), 529 accounts, retirement planning, and the overall financial implications for medical professionals an…

1
Can Donor Advised Funds Cut Doctors Taxes Twice ? 46:20

4M ago46:20

46:20

Summary: In this episode, Nate Reineke and Ben Utley explore how donor advised funds (DAFs) can provide significant tax benefits for physicians. They return from their holiday break to answer important listener questions about DAFs, 529 accounts, retirement savings strategies, and the implications of health insurance on financial planning for docto…

1
What will the biggest physician financial question be for 2025 25:22

4M ago25:22

25:22

Episode Summary: In this episode, Nate Reineke and Ben Utley explore what the biggest physician financial question will be for 2025. They kick off the new year by addressing listener questions about financial planning strategies, touching on important topics such as 529 accounts, target date funds versus robo-advisors, Medicare enrollment, and mort…

1
Cracking The Purpose Code with Jordan Grumet MD 37:13

4M ago37:13

37:13

Episode Summary: Join Nate Reineke and Ben Utley as they welcome Jordan Grumet, also known as Doc G, author of The Purpose Code and host of the Earn and Invest podcast. They discuss the vital connection between purpose and financial well-being, providing insights on navigating burnout and rediscovering joy in the medical profession. Guest Info: Jor…

1
Interest Rates: What doctors need to know now 31:20

5M ago31:20

31:20

Episode Overview: In this episode, Ben Utley and Nate Reineke address the important topic of interest rates and how they might affect your financial decisions as a healthcare professional. They explore the potential impact on your investment portfolio and offer considerations for mortgage refinancing, aiming to provide insights that could be valuab…

1
How Much Crypto Should Doctors Own? 21:26

5M ago21:26

21:26

Episode Overview: In this episode, Ben Utley and Nate Reineke tackle the question of how much cryptocurrency is appropriate for doctors to own. They cover important considerations, such as the lack of inherent value in crypto compared to traditional investments like stocks and bonds. This episode also addresses a variety of financial topics relevan…

1
Can Physicians with Chronic Conditions Benefit from HSA? 22:14

6M ago22:14

22:14

Episode Overview: In this episode, Ben Utley and Nate Reineke address the question: Can Physicians with Chronic Conditions Benefit from HSAs? They tackle various financial inquiries from listeners, offering insights and advice crafted for physician families. The discussion covers topics such as the use of 529 funds, strategies for Roth IRA conversi…

1
Why should physicians own bonds? 38:27

6M ago38:27

38:27

Episode Overview: In this episode, Ben Utley and Nate Reineke discuss the often-overlooked topic of bonds and their role in a physician's investment portfolio. The conversation addresses a listener's question about the various types of bonds and how they could fit into a diversified investment strategy. Key Highlights: 1.Understanding Bonds: - Ben …

1
Should physicians who plan to work as long as possible have an aggressive investment portfolio? 25:31

6M ago25:31

25:31

Episode Overview: In this episode, Ben Utley and Nate Reineke explore the complexities of maintaining an aggressive investment portfolio for physicians who might work well into their later years. The discussion addresses how long-term career goals could influence investment strategies, considering factors like risk tolerance, market conditions, and…

1
Should physicians pay off their mortgage or invest more before retiring ? 28:31

6M ago28:31

28:31

Episode Overview: In this episode, Ben Utley and Nate Reineke discuss the question of whether it might be advisable for physicians to prioritize paying off their mortgage or investing additional resources as they approach retirement. The discussion highlights the balance between managing debt and exploring investment opportunities while addressing …

Podcasts Worth a Listen

W. Ben Utley Podcasts

Podcasts Worth a Listen

1
Physician Family Finances Podcast; Personal Finance for Doctors with Children

W. Ben Utley and Nate Reineke

1
From Scrubs to Shrubs: A Doctor’s Guide to Financing a Home 56:52

1
Physicians, Flowers, and 403(b)s: A Mother’s Day Finance Chat 27:54

1
Doctor dad’s dilemma: Juggling Kids' Activities and Retirement Reality 23:38

1
Is tax-loss harvesting a bad idea for physician investors? 28:43

1
Market goes bananas: What should physicians do? 14:27

1
Right before retirement, what should physicians buy? 23:05

1
Physicians ask: Does PSLF still work? 18:55

1
Investing with a Deadline: What's a Doctor's Best Move? 33:19

1
Physicians still confused about backdoor Roth basics 22:19

1
How much DO physicians spend ? And save ? 24:55

1
Becoming a Physician Mom Again in your 40's! Now what? 36:03

1
Physician forever home mortgage, why not pay points? 32:28

1
Physicians ask, "What if Trump…?" 28:09

1
What Physicians Should Think About Funding Their 529 plan 26:45

1
Turning Quarterly Physician Bonuses Into Monthly Savings 18:02

1
What is the best college savings goal for doctors ? 34:51

1
Can Donor Advised Funds Cut Doctors Taxes Twice ? 46:20

1
What will the biggest physician financial question be for 2025 25:22

1
Cracking The Purpose Code with Jordan Grumet MD 37:13

1
Interest Rates: What doctors need to know now 31:20

1
How Much Crypto Should Doctors Own? 21:26

1
Can Physicians with Chronic Conditions Benefit from HSA? 22:14

1
Why should physicians own bonds? 38:27

1
Should physicians who plan to work as long as possible have an aggressive investment portfolio? 25:31

1
Should physicians pay off their mortgage or invest more before retiring ? 28:31

Quick Reference Guide