Welcome to the Clear 2 Close Podcast! Host Ryan Bolton, local mortgage expert with Patriot Home Mortgage . So what is Clear 2 Close? This is an industry term that once you get through contract, inspections and appraisal, processing and underwriting, you are now Clear 2 Close your loan! Loan documents to sign are on their way to the title company and you are in the final stages of owning that home! This show is going to help explain all the steps needed to buy or sell real estate. We will hav ...
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I Found the SHOCKING Truth About Housing Affordability in Southern Utah
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26:05Join your host, Ryan Bolton, a local mortgage expert, on the Clear to Close Podcast as he navigates the intricacies of buying and selling real estate. In each episode, Ryan brings you insightful discussions packed with tips, tricks, do’s and don’ts, and expert guests who share their knowledge on various aspects of the housing market. In this episod…
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Get Ahead of the Game with Mortgage N3rd's Expert Advice!
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26:04Clear 2 Close episode 61- Mortgage N3rd Q&A! In today's show Ryan Bolton, Mortgage N3rd, takes on the internets mortgage questions! Please subscribe and submit your comments, questions, or topics for future episodes. https://RyanBolton.com Equal Housing Lender NMLS# 299717 The views expressed in this episode do not necessarily reflect the views of …
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Clear 2 Close Podcast EP060- Closing the Deal: Mortgage Insights and Strategies
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25:57Welcome to the "Clear 2 Close" podcast, hosted by Mortgage N3rd Ryan Bolton. With over two decades of experience in the mortgage industry, Ryan provides invaluable insights into the real estate transaction process, from buying your first home to refinancing. Each episode is packed with tips, tricks, and expert advice on the mortgage loan process, i…
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Clear 2 Close Podcast EP059- Year in Review: 2024 Real Estate and Mortgage Market Insights
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26:01Join Ryan Bolton, local mortgage expert from Patriot Home Mortgage, as he welcomes Jared Plewe from Infinity Title for a year-in-review episode of the Clear to Close Podcast. In this enlightening discussion, they explore the key trends and statistics from 2024 in the real estate and mortgage markets. Discover insights on the current mortgage rate l…
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Clear 2 Close Podcast EP058 Nerding Out on Credit: Tips, Tricks, and Common Questions
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26:01In this episode of the "Clear to Close Podcast," Mortgage N3rd, Ryan Bolton, a mortgage expert from Patriot Home Mortgage, dives deep into the world of credit scores while having some fun with his passion for all things 'nerdy.' Ryan discusses the fundamentals of building and improving credit, answering listener questions about the best strategies …
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Clear 2 Close Podcast EP057 - Mortgage Closing Costs- Loan Estimate
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25:57Join host Ryan Bolton, the Mortgage N3rd from Patriot Home Mortgage, in this episode of the Clear 2 Close podcast as he unravels the complexities of mortgage fees and loan estimates. Ryan provides a detailed breakdown of every section of the required loan estimate form, explaining what each box means to help you navigate the mortgage process with c…
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Clear 2 Close Podcast EP056 - Expert Appraiser Guest Jeff Morley
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25:58In today's Clear 2 Close Podcast, Ryan Bolton The Mortgage N3rd with Patriot Home Mortgage has a special expert guest. Jeff Morley is a local real estate appraiser with Morley & McConkie and is a second-generation appraiser. We will talk about what got Jeff into the real estate appraisal business. We also talk about the issues facing the appraiser …
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Clear 2 Close EP055- Debunking Mortgage Myths
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26:01Join us for an insightful episode of the Clear 2 Close podcast, hosted by Ryan Bolton, also known as The Mortgage N3rd from Patriot Home Mortgage. In this engaging episode, Ryan dives deep into the world of mortgage misconceptions to help you make informed decisions as a homebuyer. Ryan will tackle key topics, including: Down Payment Myths: Learn t…
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Clear 2 Close EP054- Mortgage SECRETS Revealed! Mortgage N3rd is answering your questions!
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26:02Join us for an insightful episode of the Clear 2 Close podcast, where your host, Ryan Bolton, known as The Mortgage N3rd from Patriot Home Mortgage, dives deep into the questions that matter most to you! In today's episode, Ryan addresses a variety of topics surrounding mortgages, credit, and the ever-evolving real estate market. Whether you're a f…
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Clear 2 Close EP053- Refinancing Your Mortgage: When and Why to Consider
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25:57Welcome to today's episode of the Clear 2 Close podcast! Join Ryan Bolton, The Mortgage N3rd from Patriot Home Mortgage, as he dives into the topic of refinancing. In this episode, you'll discover what refinancing really means and explore the various types available. Ryan will discuss the key reasons why homeowners consider refinancing their mortga…
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Clear 2 Close EP052- Understanding Mortgage Rate: What Affects Them
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26:01In today's show, I discuss what a Mortgage Interest Rate is and what determines the rate that you will actually get! My name is Ryan Bolton and I am a Mortgage Nerd! Check out my website at RyanBolton.com if you are looking to buy or refinance a home in Utah or Nevada! Please like, subscribe, and submit your comments, questions, or topics for futur…
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Clear 2 Close Podcast EP052- 3rd Quarter 2024 Recap with Special Guest Jared Plewe
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26:01In today's episode of the Clear 2 Close Podcast, Ryan Bolton, Local Mortgage Expert, brings on special guest Jared Plewe with Infinity Title to break down the 3rd quarter and year-to-date housing stats. To watch the video of today's show go to YouTube.com/@MortgageN3rd We will talk about the housing market in Southern Utah including the pending hom…
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Clear 2 Close Podcast EP051- Explaining the Changes to Buyer Agent Commissions
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29:27In today's episode of the Clear 2 Close Podcast, Ryan Bolton with Patriot Home Mortgage brings on special guest Tammy Houchen with Red Rock Realty and the Board President of the Washington County Board of Realtors. Tammy has been in Real Estate since 2005 and has worked in every role from transaction coordinator to real estate agent, to now a broke…
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Clear 2 Close Podcast EP050- Reviewing Harris Housing Proposal
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12:58In today's episode, Ryan Bolton with Patriot Home Mortgage reviews the Kamala Harris Housing Proposal. Ryan will break down the good intentions of the plan along with the bad. Check out the video for this show- YouTube.com/@MortgageN3rdBy clear2closepod
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Clear 2 Close Podcast EP048 - Jim Burch Estate Planner- You Need a Trust!
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26:00Clear 2 Close Podcast EP048 - Jim Burch Estate Planning In today's episode, we bring on special guest Jim Burch with Easy Estate Planning and talk about a trust in and why you NEED to have one especially if you have real estate!By clear2closepod
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Clear 2 Close Podcast EP047 - Mortgage Abbreviations
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25:59Clear 2 Close Podcast EP047 - Mortgage Abbreviations Today's show we break down what common mortgage abbreviations are!By clear2closepod
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Clear 2 Close Podcast EP046 - Home Inspections, Colton Hill
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26:00Clear 2 Close Podcast EP046 - Home Inspections, Colton HillBy clear2closepod
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Clear 2 Close Podcast EP045 - QnABy clear2closepod
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Clear 2 Close Podcast EP046- Reviews- Watching other videos about Real Estate and making comments
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25:59Clear 2 Close Podcast EP046 In todays episode, we open up random videos on YouTube and make comments on what we find. Having a bit of fun in this episode as we break down other videos!By clear2closepod
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Clear 2 Close Podcast EP044 - Reverse Mortgage, Trevor Carlson
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25:58Clear 2 Close Podcast EP044 - Reverse Mortgage, Trevor CarlsonBy clear2closepod
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Clear 2 Close Podcast EP043 - Is it Better To Rent or Buy
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26:01Clear 2 Close Podcast EP043 - Is it Better To Rent or Buy The answer is no. Thanks for watchingBy clear2closepod
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Clear 2 Close Podcast EP042 - First Quarter 2024 Recap
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25:59Clear 2 Close Podcast EP042 - First Quarter 2024 Recap In this episode, we break down a recap of the first quarter of 2024. How many homes sold, pending inventory, and new builds are on the list to review.By clear2closepod
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Clear 2 Close Podcast EP041By clear2closepod
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Clear 2 Close Podcast EP040 – Stump The Mortgage Nerd
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26:00Clear 2 Close Podcast EP040 – Stump The Mortgage NerdBy clear2closepod
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Clear 2 Close Podcast EP039 – Mortgage Products Non-QM
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26:01Clear 2 Close Podcast EP039 – Mortgage Products Non-QMBy clear2closepod
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Clear 2 Close Podcast EP038 - Step by Step Process of Getting a Mortgage
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25:54Clear 2 Close Podcast EP038 - Step by Step Process of Getting a MortgageBy clear2closepod
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Clear 2 Close Podcast EP037 - Parade of Home Preview with Randy Hardy
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25:53Clear 2 Close Podcast EP037 - Parade of Home Preview with Randy HardyBy clear2closepod
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Clear 2 Close Podcast EP036 - 5 Tips For A Smooth Mortgage Experience
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25:58Clear 2 Close Podcast EP036 - 5 Tips For A Smooth Mortgage ExperienceBy clear2closepod
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Clear 2 Close Podcast EP035 - Key Mortgage Terms Everyone Should Know
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25:54Clear 2 Close Podcast EP035 - Key Mortgage Terms Everyone Should KnowBy clear2closepod
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Clear 2 Close Podcast EP034 - Special Guest QnA, Tiffany Lance
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26:11Clear 2 Close Podcast EP034 - Special Guest QnA, Tiffany LanceBy clear2closepod
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Clear 2 Close Podcast EP033 - 2023 Southern Utah Real Estate Recap, Jared Plewe
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26:07Clear 2 Close Podcast EP033 - 2023 Southern Utah Real Estate Recap, Jared PleweBy clear2closepod
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Clear 2 Close Podcast - QnA -By clear2closepod
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Clear 2 Close Podcast EP032 - Local Expert Cameron Cotter with Key City Insurance
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26:07Clear 2 Close Podcast EP032 - Local Expert Cameron Cotter with Key City Insurance Podcast Summary: Clear to Close - Episode 32 In this enlightening episode of Clear to Close, hosts Ryan Bolton delve into the intricacies of homeownership with local expert Cameron Cotter from Key City Insurance. Join the insightful conversation as they demystify home…
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Clear 2 Close Podcast EP031 - Pro’s and Con’s of Buying and Selling a Home During the Holidays
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26:07Podcast Summary: Clear to Close Podcast - Episode 31 Title: Pros and Cons of Buying or Selling a Home During the Holidays Hosts: Ryan Bolton and Carson Jones In this insightful episode, hosts Ryan Bolton and Carson Jones dive into the intricacies of real estate transactions during the holiday season. Whether you're considering buying or selling, th…
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Clear 2 Close Podcast EP030 - Local Expert Jared Plewe with Infinity Title
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26:09Clear 2 Close Podcast EP030 - Local Expert Jared Plewe with Infinity TitleBy clear2closepod
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Clear 2 Close Podcast EP029 - Reviewing Viral Real Estate Videos
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26:11Clear 2 Close Podcast EP029 - Reviewing Viral Real Estate VideosBy clear2closepod
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Clear 2 Close Podcast EP028 - Common Real Estate Abbreviations 10-25-23
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26:07Clear 2 Close Podcast EP028 - Common Real Estate Abbreviations 10-25-23By clear2closepod
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Clear 2 Close Podcast EP027 - How To Become a Real Estate Agent, 10-18-23
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26:08Clear 2 Close Podcast EP027 - How To Become a Real Estate Agent, 10-18-23By clear2closepod
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Clear 2 Close Podcast EP026 - How To Become a Mortgage Loan Officer, 10-11-23
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26:09Clear 2 Close Podcast EP026 - How To Become a Mortgage Loan Officer, 10-11-23By clear2closepod
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Clear 2 Close Podcast EP025 - How To Negotiate A Home Purchase 10-3-23
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26:07Clear 2 Close Podcast EP025 - How To Negotiate A Home Purchase 10-3-23By clear2closepod
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Clear 2 Close Podcast EP024- Special Guest Local Appraiser Ryan Judd
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26:02Clear 2 Close Podcast EP024 - Today's show we have a special guest Ryan Judd. Ryan is a local Real Estate Appraiser. We talk about the factors that go into an appraisal. We talk about appraisal waivers and other industry changes.By clear2closepod
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Episode 12 Should You Be Thankful for Today’s Mortgage Rates Clear 2 Close Podcast
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32:29#homeloantips #mortgagebroker #firsttimehomebuyer In this episode of the Clear 2 Close Podcast, we're discussing whether or not you should be thankful for today's mortgage rates. Mortgage rates have gone up this year, but is that a good thing? We're discussing whether or not you should be thankful for today's mortgage rates, and we'll give you the …
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Episode 11 Question and Answer for Real estate Clear 2 Close Podcast
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31:04#homeloantips #mortgagebroker #firsttimehomebuyer We hit a milestone with our 11th episode! Most podcasts don't make it that far so that is pretty cool! In today's episode, we take on questions like: Can a real estate refuse to take a listing? We talk about the different roles of Buyer agents vs sellers agents. We talk about reviewing more than one…
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Episode 10 Special Guest Carl Wright with R1 Appraisals Clear 2 Close Podcast
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30:41#homeloantips #mortgagebroker #appraisal In this episode, I have a special guest: Carl Wright with R1 Appraisals. Carl is a certified appraiser and owner of R1 Appraisals. We're going to be talking about the Southern Utah market and the process appraiser uses to determine the value of your home. If you're an appraiser or just interested in appraisi…
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Episode 09 Horror stories and things to avoid when buying or selling a home Clear 2 Close Pod
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25:51#homeloantips #mortgagebroker #firsttimehomebuyer In the spirit of the Halloween Holiday, this episode we talk about some horror and crazy stories that we have seen when helping our clients buy and sell a home. This will also help you with some tips and tricks on things to avoid when getting a home loan or a mortgage. Please subscribe and submit yo…
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Episode 08 Question and Answers about Real Estate Clear 2 Close Podcast
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36:53#homeloantips #mortgagebroker #firsttimehomebuyer Today's episode is a Q&A session. We talk about: Does it cost anything for a real estate agent to show a house? We talk about buyers and seller agents and the benefits of using professionals. We talk about for sale by owners and watching out for investors What is provided by a realtor and how much d…
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Episode 07 Why move to Southern Utah! Clear 2 close Podcast
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31:23#homeloantips #mortgagebroker #firsttimehomebuyer We get to talk about Wonderful Sunny St George UT! We both love this place and it's easy to talk about why. St George Utah is located in the southwest corner of the State of Utah and shares a border with Arizona and Nevada. About 121 miles from Las Vegas with a simluar climate to Southern Nevada and…
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Episode 06 Find Out Everything You Need To Know About Host Carson Joens Clear 2 Close Podcast
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35:43#homeloantips #mortgagebroker #firsttimehomebuyer In today's episode, we learn a bit more about our host Carson Joens. Carson is the Team Leader of The Honey Team with Realty One Group Gold Mark in St George, Utah. We talk about bit about Carson's last name, pronounced "Jones" just not spelled the same. We get into how Carson got into the real esta…
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Episode 05 Top 5 Buyer Mistakes Clear 2 Close Podcast
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37:46#homeloantips #mortgagebroker #firsttimehomebuyer In today's episode, we break down the Top 5 mistakes that buyers make! 1- Not getting pre-approved. Waiting too late to start this first step can cause so many issues and unnecessary stress. We talk about this process. 2- Not using a buyer's agent. Using just the listing agent to represent both side…
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Episode 04 Get to know the hosts- Ryan Bolton Clear 2 Close Podcast
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35:33#homeloantips #mortgagebroker #firsttimehomebuyer In today's episode, we interview one of the hosts of the show, Ryan Bolton. Get to know Ryan a bit better! And boy do we get into some good topics from what got Ryan into the mortgage business to golf to marriage tips! Ryan mentioned his wife's business of horse boarding. Check out the website at Ho…
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