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Welcome to the Clear 2 Close Podcast! Host Ryan Bolton, local mortgage expert with Patriot Home Mortgage . So what is Clear 2 Close? This is an industry term that once you get through contract, inspections and appraisal, processing and underwriting, you are now Clear 2 Close your loan! Loan documents to sign are on their way to the title company and you are in the final stages of owning that home! This show is going to help explain all the steps needed to buy or sell real estate. We will hav ...
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Join your host, Ryan Bolton, a local mortgage expert, on the Clear to Close Podcast as he navigates the intricacies of buying and selling real estate. In each episode, Ryan brings you insightful discussions packed with tips, tricks, do’s and don’ts, and expert guests who share their knowledge on various aspects of the housing market. In this episod…
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Clear 2 Close episode 61- Mortgage N3rd Q&A! In today's show Ryan Bolton, Mortgage N3rd, takes on the internets mortgage questions! Please subscribe and submit your comments, questions, or topics for future episodes. https://RyanBolton.com Equal Housing Lender NMLS# 299717 The views expressed in this episode do not necessarily reflect the views of …
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Welcome to the "Clear 2 Close" podcast, hosted by Mortgage N3rd Ryan Bolton. With over two decades of experience in the mortgage industry, Ryan provides invaluable insights into the real estate transaction process, from buying your first home to refinancing. Each episode is packed with tips, tricks, and expert advice on the mortgage loan process, i…
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Join Ryan Bolton, local mortgage expert from Patriot Home Mortgage, as he welcomes Jared Plewe from Infinity Title for a year-in-review episode of the Clear to Close Podcast. In this enlightening discussion, they explore the key trends and statistics from 2024 in the real estate and mortgage markets. Discover insights on the current mortgage rate l…
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In this episode of the "Clear to Close Podcast," Mortgage N3rd, Ryan Bolton, a mortgage expert from Patriot Home Mortgage, dives deep into the world of credit scores while having some fun with his passion for all things 'nerdy.' Ryan discusses the fundamentals of building and improving credit, answering listener questions about the best strategies …
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Join host Ryan Bolton, the Mortgage N3rd from Patriot Home Mortgage, in this episode of the Clear 2 Close podcast as he unravels the complexities of mortgage fees and loan estimates. Ryan provides a detailed breakdown of every section of the required loan estimate form, explaining what each box means to help you navigate the mortgage process with c…
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In today's Clear 2 Close Podcast, Ryan Bolton The Mortgage N3rd with Patriot Home Mortgage has a special expert guest. Jeff Morley is a local real estate appraiser with Morley & McConkie and is a second-generation appraiser. We will talk about what got Jeff into the real estate appraisal business. We also talk about the issues facing the appraiser …
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Join us for an insightful episode of the Clear 2 Close podcast, hosted by Ryan Bolton, also known as The Mortgage N3rd from Patriot Home Mortgage. In this engaging episode, Ryan dives deep into the world of mortgage misconceptions to help you make informed decisions as a homebuyer. Ryan will tackle key topics, including: Down Payment Myths: Learn t…
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Join us for an insightful episode of the Clear 2 Close podcast, where your host, Ryan Bolton, known as The Mortgage N3rd from Patriot Home Mortgage, dives deep into the questions that matter most to you! In today's episode, Ryan addresses a variety of topics surrounding mortgages, credit, and the ever-evolving real estate market. Whether you're a f…
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Welcome to today's episode of the Clear 2 Close podcast! Join Ryan Bolton, The Mortgage N3rd from Patriot Home Mortgage, as he dives into the topic of refinancing. In this episode, you'll discover what refinancing really means and explore the various types available. Ryan will discuss the key reasons why homeowners consider refinancing their mortga…
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In today's show, I discuss what a Mortgage Interest Rate is and what determines the rate that you will actually get! My name is Ryan Bolton and I am a Mortgage Nerd! Check out my website at RyanBolton.com if you are looking to buy or refinance a home in Utah or Nevada! Please like, subscribe, and submit your comments, questions, or topics for futur…
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In today's episode of the Clear 2 Close Podcast, Ryan Bolton, Local Mortgage Expert, brings on special guest Jared Plewe with Infinity Title to break down the 3rd quarter and year-to-date housing stats. To watch the video of today's show go to YouTube.com/@MortgageN3rd We will talk about the housing market in Southern Utah including the pending hom…
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In today's episode of the Clear 2 Close Podcast, Ryan Bolton with Patriot Home Mortgage brings on special guest Tammy Houchen with Red Rock Realty and the Board President of the Washington County Board of Realtors. Tammy has been in Real Estate since 2005 and has worked in every role from transaction coordinator to real estate agent, to now a broke…
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Clear 2 Close Podcast EP032 - Local Expert Cameron Cotter with Key City Insurance Podcast Summary: Clear to Close - Episode 32 In this enlightening episode of Clear to Close, hosts Ryan Bolton delve into the intricacies of homeownership with local expert Cameron Cotter from Key City Insurance. Join the insightful conversation as they demystify home…
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Podcast Summary: Clear to Close Podcast - Episode 31 Title: Pros and Cons of Buying or Selling a Home During the Holidays Hosts: Ryan Bolton and Carson Jones In this insightful episode, hosts Ryan Bolton and Carson Jones dive into the intricacies of real estate transactions during the holiday season. Whether you're considering buying or selling, th…
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#homeloantips #mortgagebroker #firsttimehomebuyer In this episode of the Clear 2 Close Podcast, we're discussing whether or not you should be thankful for today's mortgage rates. Mortgage rates have gone up this year, but is that a good thing? We're discussing whether or not you should be thankful for today's mortgage rates, and we'll give you the …
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#homeloantips #mortgagebroker #firsttimehomebuyer We hit a milestone with our 11th episode! Most podcasts don't make it that far so that is pretty cool! In today's episode, we take on questions like: Can a real estate refuse to take a listing? We talk about the different roles of Buyer agents vs sellers agents. We talk about reviewing more than one…
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#homeloantips #mortgagebroker #appraisal In this episode, I have a special guest: Carl Wright with R1 Appraisals. Carl is a certified appraiser and owner of R1 Appraisals. We're going to be talking about the Southern Utah market and the process appraiser uses to determine the value of your home. If you're an appraiser or just interested in appraisi…
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#homeloantips #mortgagebroker #firsttimehomebuyer In the spirit of the Halloween Holiday, this episode we talk about some horror and crazy stories that we have seen when helping our clients buy and sell a home. This will also help you with some tips and tricks on things to avoid when getting a home loan or a mortgage. Please subscribe and submit yo…
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#homeloantips #mortgagebroker #firsttimehomebuyer Today's episode is a Q&A session. We talk about: Does it cost anything for a real estate agent to show a house? We talk about buyers and seller agents and the benefits of using professionals. We talk about for sale by owners and watching out for investors What is provided by a realtor and how much d…
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#homeloantips #mortgagebroker #firsttimehomebuyer We get to talk about Wonderful Sunny St George UT! We both love this place and it's easy to talk about why. St George Utah is located in the southwest corner of the State of Utah and shares a border with Arizona and Nevada. About 121 miles from Las Vegas with a simluar climate to Southern Nevada and…
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#homeloantips #mortgagebroker #firsttimehomebuyer In today's episode, we learn a bit more about our host Carson Joens. Carson is the Team Leader of The Honey Team with Realty One Group Gold Mark in St George, Utah. We talk about bit about Carson's last name, pronounced "Jones" just not spelled the same. We get into how Carson got into the real esta…
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#homeloantips #mortgagebroker #firsttimehomebuyer In today's episode, we break down the Top 5 mistakes that buyers make! 1- Not getting pre-approved. Waiting too late to start this first step can cause so many issues and unnecessary stress. We talk about this process. 2- Not using a buyer's agent. Using just the listing agent to represent both side…
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#homeloantips #mortgagebroker #firsttimehomebuyer In today's episode, we interview one of the hosts of the show, Ryan Bolton. Get to know Ryan a bit better! And boy do we get into some good topics from what got Ryan into the mortgage business to golf to marriage tips! Ryan mentioned his wife's business of horse boarding. Check out the website at Ho…
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