Join Deanne Gagne and Andrew McQuaide as they discuss topics impacting Rhode Island’s Disability Community and share practical ways you can use information from each episode in your life. Disability News You Can Use is sponsored by Advocates in Action Rhode Island - Rhode Island’s statewide self-advocacy organization.
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Nancy L. Cavey, a seasoned attorney with over thirty-nine years of experience, explains the complex world of filing for Long-Term Disability benefits. Filing for disability can be a confusing, life changing event, so with her deft expertise, Nancy will guide you through: - The ins-and-outs of ERISA (the Employee Retirement Income Security Act), which governs group Long-Term Disability Claims. - Information regarding the process and lifespan of a claim, from the initial application to the req ...
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Flash Forward is a show about possible (and not so possible) future scenarios. What would the warranty on a sex robot look like? How would diplomacy work if we couldn’t lie? Could there ever be a fecal transplant black market? (Complicated, it wouldn’t, and yes, respectively, in case you’re curious.) Hosted and produced by award winning science journalist Rose Eveleth, each episode combines audio drama and journalism to go deep on potential tomorrows, and uncovers what those futures might re ...
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Should Your Workers’ Compensation Records Be Part of Your ERISA Disability Carrier’s File
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29:32Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 18 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Should Your Workers’ Compensation Records Be Part of Your ERISA Disability Carrier’s File." What seems like a routine pape…
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Medical Treatment and Your Long-Term Disability Claim
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24:26Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 17 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Medical Treatment and Your Long-Term Disability Claim." Join attorney Nancy L. Cavey, a leading expert in disability claim…
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Navigating Claims With Charcot-Marie-Tooth Disease (CMT)
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24:11Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 16 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Navigating Claims With Charcot-Marie-Tooth Disease (CMT)." Join attorney Nancy L. Cavey, a leading expert in disability cl…
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Allsup, and Filing Concurrent Social Security Disability and Long-Term Disability Claims
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22:26
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22:26Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 15 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Allsup, and Filing Concurrent Social Security Disability and Long-Term Disability Claims." Join attorney Nancy L. Cavey, a…
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Physical Therapists and Their Disability Claims
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23:22
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23:22Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 14 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Physical Therapists and Their Disability Claims." Join attorney Nancy L. Cavey, a leading expert in disability claims, for…
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Understanding Policy and Plan Language and Terminology
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24:32
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24:32Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 13 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Understanding Policy and Plan Language and Terminology." Join attorney Nancy L. Cavey, a leading expert in disability clai…
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Disability in the Modern World, Advocacy, and More with Guest Hollis Peirce
36:00
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36:00Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 12 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Disability in the Modern World, Advocacy, and More with Guest Hollis Peirce." Join attorney Nancy L. Cavey, a leading expe…
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Episode 10, part 2 - Interview with Maggie and Joanne on the Ladd film
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26:00Join us as we interview Maggie Sebastian, a resident at Ladd School, and Joanne Malise, a former employee. We will discuss their experiences at Ladd and their lives since it closed. The Ladd film will air on PBS on May 8th at 8 pm. You can learn more about Ladd and upcoming opportunities to see the Ladd film at Facebook - Best Judgement - Ladd Scho…
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Exploring Various Occupations, and How Their Performer’s Claims Were Denied or Terminated
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24:29
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24:29Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 11 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Exploring Various Occupations, and How Their Performer’s Claims Were Denied or Terminated." Join attorney Nancy L. Cavey, …
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Conditions That Might Be Subject to Term Limitations or Exclusions – Understanding Them, and Why
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20:25Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 10 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Conditions That Might Be Subject to Term Limitations or Exclusions – Understanding Them, and Why." Join attorney Nancy L. …
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Episode 10, part 1 - Interview with Jim Wolpaw and Scott Hopkins on the Ladd film
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25:35Join us as we interview Jim Wolpaw, Academy Award-nominated documentarian and co-director of "Best Judgements: Ladd School Lessons" and Scott Hopkins, film crew member, as we discuss the history of Ladd with the making of the film. The Ladd film will air on PBS on May 8th at 8 pm. You can learn more about Ladd and upcoming opportunities to see the …
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Denial and Termination Games That Carriers Play
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22:37
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22:37Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 9 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Denial and Termination Games That Carriers Play." Join attorney Nancy L. Cavey, a leading expert in disability claims, for …
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The Interplay Between Physical and Mental Disabilities in An ERISA Disability Claim
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31:30Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 8 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "The Interplay Between Physical and Mental Disabilities in An ERISA Disability Claim." Join attorney Nancy L. Cavey, a leadi…
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The Importance of Nurse Consultants in Long-Term Disability Claims with Shannon Fenimore
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39:45Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 7 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "The Importance of Nurse Consultants in Long-Term Disability Claims with Shannon Fenimore." Join attorney Nancy L. Cavey, a …
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What Every ERISA Policyholder or Plan Beneficiary Must Know About How the Carrier or Plan Uses Their Nurse Reviewer, Paper Medical Reviews, or Independent Medical Examinations To Create Reasons for the ...
24:02
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24:02Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 6 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "What Every ERISA Policyholder or Plan Beneficiary Must Know About How the Carrier or Plan Uses Their Nurse Reviewer, Paper …
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How Long COVID and Other Social Security Disability Residual Functional Capacity Forms Can Help You Win Your ERISA Disability Insurance Claim
30:17
30:17
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30:17Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 5 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "How Long COVID and Other Social Security Disability Residual Functional Capacity Forms Can Help You Win Your ERISA Disabili…
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An Update on Long COVID Long-Term Disability Claims
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39:31Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 4 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "An Update on Long COVID Long-Term Disability Claims." Join attorney Nancy L. Cavey, a leading expert in disability claims, …
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Insights Into Life with a Disability with Ken Kunken
38:57
38:57
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38:57Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 3 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Insights Into Life with a Disability with Ken Kunken." Join attorney Nancy L. Cavey, a seasoned expert in disability claims…
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Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 2 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "More on Sedgwick, P2." Join attorney Nancy L. Cavey, a seasoned expert in disability claims, as she takes a deep dive into …
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Long-Term Care Health Benefits and Your Disability Insurance Policy
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26:13Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 1 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Long-Term Care Health Benefits and Your Disability Insurance Policy." Join host Nancy L. Cavey, an experienced attorney spe…
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What You Need to Know About Functional Capacity Evaluations in Your Long-Term Disability Claim
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34:07Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 44 of Winning Isn't Easy - our Season 4 finale. In this episode, we'll dive into the complicated topic of "What You Need to Know About Functional Capacity Evaluations in Your Long-Term Disability Claim." Joi…
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Should I move to an off-the-grid commune? (Advice for and from the Future is Back!)
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31:00After four years away, Advice for and from the Future is back with new hosts and a new producer! I'm so excited to hand this show off to Ozzy, Julia and Siona. Here's the first episode, and you can find the show wherever you get your podcasts! Please go subscribe :)By Rose Eveleth
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The Ten Common Mistakes You Can Make in Your Initial Application for ERISA Disability Benefits
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27:45Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 43 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "The Ten Common Mistakes You Can Make in Your Initial Application for ERISA Disability Benefits." Join host Nancy L. Cavey,…
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Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 42 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Interstitial Cystitis." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, explores …
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Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 41 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "More on UNUM, P4." For another iteration, host Nancy L. Cavey, a seasoned attorney with extensive experience in disability…
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Diseases - What You Must Know About Getting Benefits for Them, What Carriers Don’t Understand about Them, and How Carriers Will Wrongfully Deny Claims for Them
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24:45Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 40 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Diseases." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, explores diseases in a…
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Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 39 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Disorders Impacting Brain Health, P2." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability cl…
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Traps in Activity of Daily Living (ADL) Forms
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32:41
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32:41Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 38 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Traps in Activity of Daily Living (ADL) Forms." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disa…
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Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 37 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Back and Neck Disorders." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, explore…
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ERISA Regulations, P2 - What Disclosures Must ERISA Disability Carriers or Plans Make to You in a Denial or Termination Letter, and More
31:41
31:41
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31:41Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 36 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "ERISA Regulations, P2." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, explores …
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Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 35 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "More on Multiple Sclerosis, P4." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, …
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Return to Work and Disability Duration Guidelines
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33:55
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33:55Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 34 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Return to Work and Disability Duration Guidelines." Host Nancy L. Cavey, a seasoned attorney with extensive experience in …
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Vestibular Disorders - Dizziness, Meniere's Disease, and Benign Paroxysmal Positional Vertigo
27:40
27:40
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27:40Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 33 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Vestibular Disorders." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses …
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The Horrible Impact That a Workers’ Compensation Claim Settlement and Separation Agreement Can Have on Your Long-Term Disability Claim - Plus, What You Should Do if Your Employer Demands That You Sign ...
31:10
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31:10Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 32 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of " The Horrible Impact That a Workers’ Compensation Claim Settlement and Separation Agreement Can Have on Your Long-Term Dis…
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More UNUM Cases Throughout the United States
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31:12
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31:12Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 31 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "More UNUM Cases Throughout the United States." For a second iteration, host Nancy L. Cavey, a seasoned attorney with exten…
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Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 30 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "More on Chronic Fatigue and COVID." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claim…
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The Intersection of SSDI and ERISA, P2 - Vocational Evaluation
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38:14
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38:14Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 29 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "The Intersection of SSDI and ERISA, P2 - Vocational Evaluation." Host Nancy L. Cavey, a seasoned attorney with extensive e…
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Episode 9 - Interview with Kate Sherlock & Tory Flis on SDM
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30:52Join us as we interview Kate Sherlock, a lawyer and consultant for Sargent Rehabilitation Center’s Regional Resource Center, and Torry Flis, an Inclusive Community Living Administrator at Looking Upwards, Inc., as we discuss Supported Decision-Making (SDM). You can learn more about SDM at ridecisionmaking.org. To learn more about the Supported Deci…
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Sedgwick - Everything You Need to Know about This Disability Carrier
28:14
28:14
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28:14Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 28 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Sedgwick." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses everything y…
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The Intersection of SSDI and ERISA, P1 - The Vocational Games That Are Played in an ERISA Case
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34:25Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 27 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "The Intersection of SSDI and ERISA, P1 - The Vocational Games That Are Played in an ERISA Case." Host Nancy L. Cavey, a se…
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Comparing and Contrasting Medical Tips in ERISA and Social Security Disability
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32:20
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32:20Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 26 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Comparing and Contrasting Medical Tips in ERISA and Social Security Disability." Host Nancy L. Cavey, a seasoned attorney …
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ERISA Disability Claims - What Celebrities Can Teach You
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35:20Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 25 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "ERISA Disability Claims - What Celebrities Can Teach You." Host Nancy L. Cavey, a seasoned attorney with extensive experie…
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Mental Illness and the Mental Nervous Condition Limitation
21:36
21:36
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21:36Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 24 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Mental Illness and the Mental Nervous Condition Limitation." Host Nancy L. Cavey, a seasoned attorney with extensive exper…
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Hot Topics in Short-Term Disability and Long-Term Disability, P3
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18:59Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 23 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Hot Topics in Short-Term Disability and Long-Term Disability, P3." Host Nancy L. Cavey, a seasoned attorney with extensive…
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Field Form Mistakes, P4 - The Mistakes Made during a Field Interview That Can Ruin Your Long-Term Disability Claim
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27:55Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 22 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Field Form Mistakes, P4." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discuss…
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Oh hey! It's me, Rose. And I'm here to share with you the first episode of my new show, Tested. This is a passion project of mine, and one that I've been trying to make a reality for many years. I really hope you listen, and enjoy! You can find the rest of Tested anywhere you get your podcasts. Or here. More at the Tested website.…
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More on Parkinson's Disease - Exploring Parkinson's Disability Claims Further
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25:12Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 21 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "More on Parkinson's Disease." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, dis…
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Field Form Mistakes, P3 - The Mistakes Made during a Field Interview That Can Ruin Your Long-Term Disability Claim
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22:37Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 20 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Field Form Mistakes, P3." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discuss…
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Brain Injury - What You Need to Know Regarding Traumatic Brain Injuries and Disability
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24:58
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24:58Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 19 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Brain Injury." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses brain in…
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Episode 8 - Interview with Dr. Christopher Ottiano from Neighborhood Health
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31:18Join us for our interview with Dr. Christopher Ottiano, Medical Director for Neighborhood Health Plan of Rhode Island, to learn more about benefits and how your insurance can work with you to provide the best care. You can learn more about Neighborhood Health by visiting their website (https://www.nhpri.org/). If you have INTEGRITY (Medicare-Medica…
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