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The Your Life! Your Terms! Show

Tom & Nick Karadza

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Tom & Nick Karadza founded Rock Star Real Estate Inc. after quitting their jobs in the Software industry to "go it alone" in the world of real estate investing. Together with their team they've now worked on thousands of investments and over a billion dollars of income properties in Canada. On this show they chat real estate, business building, the economy, bitcoin, nutrition, fitness and anything else to help us all live life on our own terms.
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Pardon My Take

Barstool Sports

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On "Pardon My Take," Big Cat & PFT Commenter deliver the loudest and most correct sports takes in the history of the spoken word. Daily topics, guests, and an inability to tell what the hosts might be doing will make this your new favorite sports talk show. This is a podcast that will without a doubt change your life for the better- guaranteed, or your money back. *Pretend a reggaeton air horn is going off right now* PMT. You can find every episode of this show on Apple Podcasts, Spotify or ...
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The Closeout - A Bodyboarding Podcast

Benny Oborne, Chris Watson & Shane Britten

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The Closeout is a regular broadcast where we share the stories of the minds closest to the sport, culture and community of Bodyboarding, both locally in Australia and worldwide. Join hosts Benny Oborne, Chris Watson & Shane Britten as the Australian Bodyboarding luminaries discuss the ever shifting state of bodyboarding, plus dig in to the juicy stories and experiences of some of Bodyboarding's great personalities, all with the candid banter and down to earth appreciation for the sport that ...
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The Knicks move on from Thibs and it may be Jay Wright time (00:00:00-00:15:43). We talk about our favorite bets for NBA Finals Game 1 (00:15:43-00:16:19). CJ Stroud isn’t throwing at OTA’s and we gauge the level of concern (00:16:19-00:23:18). Hot Seat Chill Throne including major drama in the Chess World and Max caught a hot dog (00:23:18-00:48:4…
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Get the latest state of the union on Ontario’s Landlord-Tenant Board straight from paralegal expert Kelly Hawkes. We break down the positive changes landlords have been waiting for—shorter hearing wait times, system improvements, and how to confidently navigate today’s rental market. Discover the truth behind the conspiracies of the LTB, learn prac…
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The Indiana Pacers are on to the Final and we talk about their big win Saturday night, how they got here and where the Knicks go from here. Jerry O'Connell calls Hank randomly and its the death of the Bing Bong (00:00:00-00:41:55). National Sports podcast and Scottie Scheffler is unstoppable and we talk some baseball (00:41:55-00:51:09). Who's back…
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He’s back. And he's not holding back. Len the Legend returns to drop truth bombs about the Canadian dollar (aka the Arctic Peso), the illusion of the banking system, why real estate won't crash 50%, and more. This one’s packed with bold takes and hard truths. We break down: Why more Canadians are rethinking where and how they live What most people …
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The Knicks have saved the season and we were saved from some crazy takes with no show on Wednesday (00:00:00-00:18:48). The Stanley Cup Final is set and it may be written in the stars for the Oilers to win it this team (00:18:48-00:30:05). Back in studio we talk about the Thunder winning the West, sad Minnesota sports (00:30:05-00:48:33), and we we…
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What if everything you thought about global finance is upside down?In this episode, Brent Johnson—creator of the Dollar Milkshake Theory—breaks down how global debt, relentless demand for the U.S. dollar, and systemic imbalances are reshaping the world economy. We dive into: Why global demand for U.S. dollars is still relentless Why a global sovere…
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We're back after the long weekend and pumped to talk ball with the boys. The Knicks season was saved on Sunday night and KAT took over. John Halliburton is being allowed to attend games again (00:00:00-00:18:28). We talk some hockey and the Hurricanes have finally won an ECF game (00:18:28-00:25:27). We were live for end of Thunder/Wolves and it fe…
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Send us a text In Episode Thirty Four of The Closeout Bodyboarding Podcast we get a full update on The 2025 Shark Island Challenge with competition organiser Luke O’Connor. Our conversation with Luke includes ideal conditions, current swell updates, trials reports and everything we can look forward to for the main event. The Closeout Podcast series…
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Is Canada’s banking system really built to serve you—or serve itself? In this episode, we sit down with Andrew Spence, author of Fleeced: Canadians Versus Their Banks, to break down how the Big Six operate as a protected oligopoly. We explore the country’s resistance to innovation, what’s keeping real financial progress stuck in neutral, and the bi…
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The thunder are awesome and SGA wins MVP and goes up 2-0 on the Wolves (00:00:00-00:15:32). The Pacers with an all time comeback in MSG as Nesmith goes God mode (00:15:32-00:35:05). We remember Jim Irsay after his passing Wednesday (00:35:05-00:41:25). We talk some hockey playoffs and the Tush Push survives another year (00:41:25-00:56:32). Dwyane …
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The Thunder take Game 1 and it was a tough watch with SGA fouls (00:00:00-00:15:15). Panthers are a wagon and Hank got duped bad by AI (00:15:15-00:27:25). Jordon claims to be engaged to be married to Bill Belichick and Hank is going to the wedding (00:27:25-00:37:59). Ryan Clark vs RG3 got very personal in a feud over a basketball foul (00:37:59-0…
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What does it really take to become a full-time content creator? Robin Syre has released a new podcast episode every single day for over 500 days. In this episode, we dive into his journey—from discovering Bitcoin to building a daily podcast, quitting his job, and turning content into a full-time living. We talk about how he built momentum, how he m…
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We had a weekend full of sports and Hank is trying to avoid talking about Friday night and the Knicks whomping of the Celtics so we talk about everything else first. Thunder take down the Nuggets and grow up in front of our eyes (00:00:00-00:15:18). Scottie Scheffler dominates the PGA Championship and wins his third major (00:15:18-00:23:18). Maple…
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Matt and Gino Spada built a real estate portfolio while simultaneously growing a busy health club business—and they managed the properties themselves the entire way through.In this episode, they share how $350/month in cash flow turned into $600,000 payouts years later, why they stayed hands-on with their rentals, and how they made real estate work…
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The Caps are out of the playoffs and PFT was on the glass for Game 5 (00:00:00-00:14:50). Nuggets force a Game 7 and new story comes out on Caleb Williams being drafted by the Bears (00:14:50-00:33:19). Hank went to Boston for Game 5 to save the Celtics season and had a showdown with Timothee Chalamet (00:33:19-00:57:05). Warriors get bounced by th…
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The Pacers are in the Eastern Conference Finals and where do the Cavs go from here (00:00:00-00:10:28)? The Nuggets couldn't hit a shot in the 4th quarter and the Thunder take a huge Game 5 (00:10:28-00:19:23). We talk a little baseball and MJ going to NBC (00:19:23-00:26:03). We then go back in studio to talk about Celtics/Knicks, Jalen Brunson's …
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What if the way we’ve been told to raise and educate our kids is totally backwards? In this episode, we chat with Matt Beaudreau — former public school educator turned full-blown education rebel and co-founder of Apogee Strong. He left the traditional school system after realizing it wasn’t built to develop strong, independent humans — it was built…
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Max and the Celtics are back (00:00:00-00:21:02). We talk about the weekend in playoffs including the Warriors being a bummer without Steph, the Thunder and Nuggets playing horrendous basketball on Sunday, the Pacers blowout (00:21:02-00:43:52). We talk some hockey and PFT has a must win tag on Monday night and we had an insane buzzer beater in Edm…
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More Canadians are exploring how to expand their freedom, mobility, and financial resilience. Whether it’s for lifestyle, investment, or security, having options beyond Canada is becoming a smart move. Katie Ananina—founder of Plan B Passports and now with CitizenX—joins us to explain how Canadians can gain second passports, residencies, and citize…
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We start with Thursday night games and it turns out Steph Curry is very important to the Warriors as the Wolves tie the series(00:00:00-00:08:20). We talk playoff hockey and the Capitals catch phrase that has some people confused(00:08:20-00:20:24). The Pope is American and from Chicago and its another win for USA(00:20:24-00:24:45). George Pickens…
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Tyrese Big Balls Haliburton and the Pacers do it again, stunning the Cavs in Game 2 with another late comeback(00:00:00-00:13:27). The Warriors without Steph take Game 1 and every series is on crack(00:13:27-00:18:44). We talk some hockey after the Caps lose game 1 and Islanders lottery luck(00:18:44-00:29:37). Back in studio we recap a wild Monday…
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In an industry ripe with projects behind schedule and over budget Guy Solomon gets things done. He's now taking his renovation experience, which had his company finish 300 basements in one year, and using it to tackle the lack of housing units available around the Golden Horseshoe. Using his focus on systems while trying to standardize new building…
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Incredible weekend of sports as we had Game 7's(00:00:00-00:09:18). Warriors beat the Rockets and Nuggets take down the Clippers further cementing James Harden as the biggest choker ever(00:09:18-00:18:45). Pacers take Game 1 and the Kentucky Derby was an awesome sloppy mess(00:18:45-00:33:32). Who's back of the week including Scottie Scheffler and…
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MacKenzie Wilson from SingleKey is back to walk us through all the latest updates they’ve rolled out—and this is way more than just credit checks. We chat about the real differences between TransUnion and Equifax, why tenant screenshots from bank apps can be misleading, and how SingleKey’s new integrations with CanLII, OpenRoom, and SOQUIJ are help…
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Jalen Brunson and the Knicks are marching on after taking out the Pistons in Game 6 (00:00:00-00:07:35). We talk the Lakers going out sad after the Timberwolves crushed them and is Nico Harrison a little bit right (00:07:35-00:22:00)? The Warriors/Rockets series is weird and the Clips/Nuggets rock (00:22:00-00:33:01). We have teams advancing in pla…
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Playoff action is going hot and heavy and we recap everything from Monday and Tuesday night including Pacers closing out the Bucks and the skirmish on the court after (00:00:00-00:20:23). Pistons win at MSG and Thibs is stuck with his best players at the scorers table (00:20:23-00:30:25). Nuggets catch fire (00:30:25-00:32:35). Draymond Green has t…
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On this episode of The Your Life. Your Terms. Show, we sit down with Todd O'Donnell of Desjardins Insurance to hear his incredible story of walking away from the traditional 9-5 grind to carve his own path. Todd shares how he built his business from the ground up—literally—by knocking on over 4,000 doors. We dive into the mindset shifts, the hustle…
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Crazy weekend of sports. NFL Draft recap including Shedeur Sanders slide and grading grades (00:00:00-00:43:27). NBA playoffs have been awesome with an all time Clippers/Nuggets game, Steph Curry continuing to ruin the Rockets franchise, the Lakers in trouble, Pistons getting screwed and more (00:43:27-01:15:55). We talk hockey and PFT went to Mont…
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Its instant reaction on the NFL Draft first round. The Jags make a splash, Shedeur gets undrafted in the first round, we recap our teams (00:00:00-00:21:36) and then welcome in Coach Gruden to talk in detail on some of the picks and players he loved from Day 1 of the NFL Draft (00:21:36-00:50:08). NBA/NHL Playoff recap, Rockets even the series, Cel…
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In this episode of Rock Star Live, we’re diving into some big-picture stuff that every investor should be thinking about right now. We break down why artificial intelligence is inherently deflationary—and what that means for asset prices, inflation, and your investment strategy. Plus, we tackle the important difference between speculating on real e…
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Send us a text In Episode Thirty Three of The Closeout Bodyboarding Podcast we talk to 4 x ABA Champion Lachlan Cramsie Our conversation with Cramsie includes Dodgy Eyes, Saving Lives, Competitive Drives, Surf Life Saving Iron Man Training, Fun Parks, and the State of Competitive Bodyboarding in Australia. With Special Guest Host Ben Wells. Present…
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We recap Tuesday nights playoff action via zoom, the Lakers even the series, Leafs team of destiny and the Grizzlies and Bucks look cooked(00:00:00-00:27:22). We then go back in studio to talk about an incredible Monday night including the Nuggets/Clippers series and is it getting tough to watch Jalen Brunson? Plus Ovi is unreal and playoff hockey …
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It’s playoff season and we talk about all the action this weekend. Russell Westbrook submitted the most Russell Westbrook game ever (00:00:00-00:20:16). Cam Payne went nuclear (00:20:16-00:31:52). The Thunder blowout the Grizzlies. Hank isn’t worried about any team + we talk some puck and the Jets unreal game winner plus glass banger guy is in jail…
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The Bulls managed to lose twice Wednesday night in play in action and Big Cat is sick of the endless mediocrity and we sim the lottery (00:00:00-00:20:52). Lee Corso retires and Aaron Rodgers doesn’t really tell us much on his next destinatio (00:20:52-00:38:57). Brian Windhorst joins the show to talk LeBron calling him weird, NBA Playoffs, his adv…
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NBA Play In games and the Magic and Warriors are officially in (00:00:00-00:17:20:25). Nico Harrison does a no camera/no recordings press conference and Cam Ward admits he’s a Tennessee Titan (00:17:20-00:25:24). With Rory winning the Masters we find the next narrative guy who can’t win the big one (00:25:24-00:51:32). Hot Seat/Cool Throne includin…
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An all time Sunday at August leads us to Rory McIlroy's career grand slam. We talk about the incredible drama on Sunday and the up and down play from Rory that led us to his playoff against Justin Rose. Wrapping up other Master thoughts/storylines (00:00:00-00:38:21). NBA Playoffs are set and Lebron having his shirt off offended Isiah Thomas (00:38…
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Someone has peed at the Masters and the whole tournament is in trouble. We talk Day 1 at Augusta and upside down hats (00:00:00-00:10:53). Luka returns to Dallas and Deshaun Watson says his haters are going to motivate him (00:10:53-00:25:24). Ryan Whitney joins us in studio to talk hockey, golf, going back to school and tons more (00:25:24-01:35:4…
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Florida wins the National Championship and we talk about the Final game to cap off a subpar tournament but incredible Final Four (00:00:00-00:23:57). The Nuggets fire Michael Malone and their GM in a very strange move and more (00:23:57-00:40:40). Hot Seat/Cool Throne including the Dire Wolf and playing God with nature (00:40:40-00:53:55). Max Homa…
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In this episode of The Your Life! Your Terms! Show, Tom and Nick Karadza dive into the current state of Canada—from the upcoming federal election to what’s really happening with the economy. They unpack key trends, share insights on government spending, interest rates, and inflation, and break down what all of it means for Canadian real estate inve…
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Alexander Ovechkin breaks the all time goal record in the perfect way on Sunday and we talk about his incredible career (00:00:00-00:13:29). The Final Four finally delivered with a great Florida/Auburn and a historic choke from Duke that has reignited Big Cat’s hate (00:13:29-00:54:18). Who’s back including a possible Rodgers to Steelers theory and…
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Final four is here and we talk games and picks (00:00:00-00:07:14). March NBA, does it mean anything? Where is Aaron Rodgers going to play next year (00:07:14-00:23:10)? Does Shohei have maximum aura (00:23:10-00:40:12)? Dickie V joins the show to talk Final Four, how he’s doing health wise, his love for people and more (00:40:12-00:57:13). WWE Cha…
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Send us a text In Episode Thirty Two of The Closeout Bodyboarding Podcast we discuss the launch of the Shark Island Challenge 2025 with organiser Luke O'Connor and Mark Sadler Our conversation with the boys includes sponsors including Balter Beer, Bodyboard King and NMD, Trials announcements, Invitees to the big dance, Launch Parties and Specialty …
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The NFL Owners meeting is taking place in Florida and Hank has researched all potential rule changes on the docket. We get a call from Big Dom to invite Max to the White House with the Eagles and then things turn SOUTH fast (00:00:00-00:31:14). Buzz Williams to Maryland. Then things get even worse for the show (00:31:14-00:48:46). Hot Seat/Cool Thr…
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Matt James has one of the most creative and inspiring real estate journeys we’ve ever heard. In this episode, he shares how he started investing, snowballed his portfolio by house hacking and buying multiple homes on a single street in Orangeville, launched his own HVAC company, and eventually became a licensed realtor and real estate coach with th…
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The Final Four is set and we continue to have few great games in the tournament but the 4 teams left are historically great. We figure out who is the Cinderella, what the Duke hate meter is at and Kevin Willard to Nova (00:00:00-00:35:48). The NFL league meetings are taking place in Orlando and the Coach's got together for their yearly picture as w…
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We finally got a classic March Madness game as Texas Tech takes down Arkansas and Cal. Duke, Bama and Florida roll to the Elite 8. Kevin Willard goes out in a weird way (00:00:00-00:23:04). Lebron went on McAfee and caused waves including his renewed fight with Stephen A Smith and a new one with Brian Windhorst (00:23:04-00:44:17). Jeff Passan join…
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On this episode of The Your Life. Your Terms. Show, Lyn Alden is back to break down what’s really happening with inflation, global trade, the U.S. debt spiral—and how it all impacts Canada. We dig into tariffs, GDP, AI, and why the current system is broken, plus where things might be headed next.
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Our brains are finally working again after the week of basketball and we do some clean up on the tourney stories and things we missed. Aaron Rodgers is still working through his decision and Jameis and Russell Wilson are now teammates on the Giants. World Series picks before Opening Day (00:00:00-00:46:18). Hot Seat/Cool Throne including an explana…
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From walking into a boxing gym at 17 to winning the Canadian Super Middleweight title, John Michael Bianco shares his inspiring rise through amateur and pro boxing. We chat about his early losses, training mindset, fighting for Team Canada, managing full-time work with full-time fighting—and why mindset, recovery, and a good team matter more than e…
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Send us a text In Episode Thirty One of The Closeout Bodyboarding Podcast our Heroes give a Wrap Up of the So Stoked Hawaiian Pipeline Bodyboarding Championship, detail what it will actually take to have an IBC Tour Comp in Australia, give all The Shark Island Challenge updates, all while enjoying a Pizza and warm glass of sparkling Merlot. Present…
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