Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus in business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers and coaches. Todd Dexheimer, with Endurus Capital focuses on multi-family and senior housing syndication, specializing in purchasing value add apartment buildings in emerging markets. His companies currently own 4,000 units with $400mm assets under management. Todd talks openly ...
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Are you wondering whether your financial plan is going to lead to that wealthy Canadian lifestyle you envision for your future? Over the last 5 years, former mathematics teachers and serial entrepreneurs Kyle Pearce and Jon Orr have been implementing alternative wealth building and income tax strategies that have allowed them to transition from high net income to high net worth. Now, they seek to share these Canadian Wealth Secrets to empower the creation of a financial future that allows yo ...
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POWC # 807- How to Raise Money Without Chasing It
30:47
30:47
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30:47In this episode, Todd breaks down the real meaning of raising money—and why so many people struggle with it. He explains that raising capital isn't just about asking for funds; it's about building relationships, understanding your target audience, and earning trust over time.Todd highlights common mistakes investors make, such as assuming people wi…
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The Costly Mistake Canadian Business Owners Make With Dividends and Payroll
26:06
26:06
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26:06Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here Are you a Canadian business owner earning more than $500K in your corporation — and unknowingly setting yourself up for a surprise tax bill? Many incorporated Canadian entrepreneurs get caug…
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How an Ontario Chiropractor Secured a $750K Building—Without Losing Access to Liquidity Using Whole Life Insurance
29:26
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29:26Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here If you’re a Canadian business owner juggling retained earnings, long-term growth, and real estate goals, this episode unpacks a real-world strategy you can’t afford to miss. Discover how an …
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POWC # 806: Redefining Wealth: Investing with Intention | Doug Peacock
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55:53
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55:53How do the wealthiest families store their wealth? Doug Peacock joins us to discuss the best place to store your wealth and grow your wealth tax-free. He hits on simple and easy-to-follow steps on how to use a whole life insurance plan to create a “store house” of money that is growing, tax-free, liquid, and held privately. In this episode, we cove…
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Is Your Retirement Plan Tax-Inefficient? Mistakes Even Smart Canadian Business Owners Make | A Case Study
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26:12Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here Are you missing out on a hidden tax-free opportunity inside your corporation? If you’ve sold a Canadian business or a corporate-held property and now face the question of where to grow your …
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POWC # 805- Don’t Wait for Perfect: Smart Investing in Any Market
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26:00Todd Dexheimer dives into the current shaky economy and explores both the pros and cons investors should be aware of. While uncertainty in the market can feel intimidating, Todd breaks down why real estate remains a powerful and resilient investment—even when conditions aren't perfect.He shares key factors to consider before making a purchase, emph…
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You Can’t Sell Chaos: The #1 Mistake Killing Your Canadian Financial, Retirement, and Business Plans
29:26
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29:26Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here What’s the real reason your business—or your wealth plan—isn’t worth as much as you think? Whether you're planning to sell your business in Canada or just want to build lasting wealth, most …
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POWC # 804: BITES for Business Growth | Monica Garcia Duggal
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44:34
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44:34Todd chats with financial strategist Monica Garcia Duggal about her powerful and practical Financial BITES Method©. Monica breaks down how business owners can master Budgeting, Investing, Taxes, Exit Strategy, and SOPs to create scalable, sustainable growth.Her advice is clear, no-nonsense, and immediately useful—whether you’re running a startup or…
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Why Net Worth Alone Won’t Get You to Financial Freedom in Canada
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26:18Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here What if your dream vacation property is actually delaying your path to early retirement? You’re hustling to build wealth, investing in real estate, running your business, and maybe even fant…
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POWC # 803- The 8 Traits of Great Leaders
27:42
27:42
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27:42Todd has been fortunate to work with and interview hundreds of business owners, operators, syndicators, and investors over the years. Leadership continually comes up as one of the most important skill sets for running a successful business. The world doesn’t need more bad leaders. We need more consistent, humble, ethical, accountable, curious, purp…
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House Hacking in Canada: Genius Strategy or Hidden Tax Trap?
33:13
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33:13Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here Is sacrificing your home’s capital gains tax exemption really a deal breaker when it comes to house hacking in Canada? For many Canadians, homeownership feels like an impossible leap — espec…
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POWC # 802: Success with Purpose: How to Lead in Business and at Home | Mike McCarthy
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50:01In this episode of Pillars of Wealth Creation, Todd sits down with Mike McCarthy to discuss his entrepreneurial journey and the key relationships that helped him scale Keller Williams into a global leader. Mike reflects on how early partnerships and intentional collaboration were critical to building something lasting.The conversation then turns to…
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The Hidden Tax Traps of Scaling Real Estate and Day Trading Without a Plan
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30:50Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here Are you trying to scale your real estate investments while navigating the complexities of day trading profits, corporate structures, and tax strategy? If you’re building wealth through real …
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POWC # 801- The Long Game: Why Real Estate Changes Take Time
17:33
17:33
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17:33Todd discusses the supply and demand cycle that is currently happening in multifamily real estate and how to plan for the future. New inventory has flooded into many markets and has peaked in most markets in 2024 and 2025. Through the remainder of the year, along with 2026 and 2027 new construction will slow back down to the norm, creating a health…
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Canadian Real Estate Investing with Other People’s Money (OPM): Myth vs. Reality
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17:37Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here Are you risking your financial future by blindly following the use “Other People’s Money (OPM)” playbook in real estate investing? If you’ve ever been tempted by social media gurus promising…
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POWC # 800- The Journey to 800: Lessons, Partnerships, and Pillars That Matter
21:20
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21:20In this milestone 800th episode, Todd reflects on the journey so far—what it’s meant to record hundreds of interviews with entrepreneurs, investors, and thought leaders, and how those conversations have shaped his own path. Todd shares how the podcast has not only expanded his knowledge but also introduced him to key business partners and mentors a…
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4 Financial Milestones to Ensure Your Early Retirement Strategy Works — Are You on Track?
21:09
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21:09Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here What does a nearly perfect Canadian financial freedom health score look like — and where do even the best wealth planners stumble? If you're working hard, investing smart, and wondering if y…
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In this solo episode, Todd Dexheimer shares a personal reflection inspired by his 12-year-old son’s endless curiosity. Drawing from a recent experience, Todd emphasizes how the childlike instinct to ask “why” and “how” can be a powerful tool in business growth. Too often, entrepreneurs fall into the trap of thinking they already know enough—or hesi…
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How to Start Your Canadian Real Estate Investing Journey Without Fear or Failure
37:30
37:30
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37:30Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here What would you do if you had $60,000 available on your Home Equity Line of Credit (HELOC), a stable job, and a dream of real estate investing—but fear, family dynamics, and financial uncerta…
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POWC # 798: Scaling with Purpose: Using Culture to Drive Business Growth | David Greer
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50:33In this episode of Pillars of Wealth Creation, Todd Dexheimer sits down with entrepreneur coach and business strategist David Greer to dive into what it really takes to grow and scale a successful business. David discusses the difference between working in the business vs. on the business, and shares powerful insights on why company culture is a tr…
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Phased Selling: The Smarter Way to Shift Family Wealth | Canadian Investment Portfolios
24:24
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24:24Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here What if fixing your aging parent's high-fee investment portfolio triggered a $200,000 tax bill here in Canada? Many Canadians discover too late that cleaning up a poorly managed investment p…
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POWC # 797- Hiring People Who Share Your Vision
10:54
10:54
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10:54Today, Todd comes to you on-site at one of his multifamily properties, where he’ll dive into a topic that can make or break your real estate business—hiring the right people who share your vision.Whether it's property management, maintenance, or contractors—your team is the face of your investment. If they don’t care about the details, your tenants…
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The Hidden Bias Costing Canadian Investors Thousands
37:27
37:27
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37:27Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here Are your investment and business decisions secretly driven by fear of losing money more than the potential to gain? Whether you're chasing high returns through crypto, real estate, or equiti…
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POWC # 796: Stop Overpaying Taxes: Advanced Strategies for Business Owners | Mark Myers
39:34
39:34
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39:34Today, we’re tackling a topic that every high-income earner and business owner needs to pay attention to: tax strategy. If your AGI is $300K or more, or you’re paying 32–35% in taxes or facing major capital gains, you’re likely leaving serious money on the table.Joining Todd is Mark Myers, founder of Tax Wise Partners. Mark specializes in proactive…
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23 Years Old & Already Thinking Like A Millionaire: A Canadian Business Owner Case Study
29:44
29:44
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29:44Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here What if you could lay the perfect financial foundation for your future? Whether you're just starting your Canadian business journey or already juggling multiple ventures, knowing how and whe…
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POWC # 795- Home Prices Then vs. Now: Why Housing Feels So Expensive
21:11
21:11
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21:11Today, Todd dives into one of the biggest questions in housing today: Why do home prices seem so much higher now compared to the 1970s, and is buying still worth it compared to renting?Todd breaks down how inflation, wages, interest rates, and lifestyle changes all play into the dramatic shift in home values. You might be surprised to learn that it…
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When Easy Leverage Beats Complex Strategies - A Canadian Business Owner Case Study
34:31
34:31
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34:31Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here Are you leveraging your assets the smart way here in Canada—or making it harder than it needs to be? Many Canadian business owners and investors have both corporate and personal assets—but f…
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POWC # 794: Why 90% of Airbnb Hosts Fail — And How to Be in the Top 10%
56:21
56:21
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56:21In this power-packed episode, Todd Dexheimer sits down with John Bianchi, short-term rental (STR) expert and co-founder of STR Search, to explore what separates profitable vacation rentals from the rest. John dives into how to locate the most lucrative STR markets, avoid costly mistakes, and build recession-resistant success. Whether you're just st…
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The Hidden Cost of Your Financial Plan: The Gap Between Expectation & Reality
18:29
18:29
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18:29Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here Are your financial planning wins leaving you feeling... underwhelmed? Even with growing savings or a booming Canadian business, it’s easy to feel like you’re financial planning is falling sh…
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POWC # 793- Abundance Mindset Mastery: Turning Opportunities into Wins
19:22
19:22
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19:22Today, Todd will explore how to spot and seize opportunities and why a scarcity mindset can hold you back from your best gains. You’ll hear real examples of entrepreneurs who shifted to an abundance mindset, unlocked new possibilities, and scaled with confidence. By the end of this episode, you’ll have actionable steps to cultivate abundance thinki…
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Navigating Big Market Drawdowns: Strategies for Canadian Investors
34:38
34:38
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34:38Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here Are you building your financial or investment portfolio just to watch it bleed during a downturn? If recent market drawdowns and dips have you wondering whether your DIY strategy is holding …
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POWC # 792 - Unlocking 0% Financing: Credit Strategies for Startups| Patrick Pychynski
39:15
39:15
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39:15Todd Dexheimer sits down with Patrick Pychynski, founder of Stacking Capital, to explore how new and growing businesses can access credit at 0% interest—yes, zero percent. They dive into what it takes to secure this kind of funding, the myths and mistakes business owners should avoid, and why working with a strategic partner like Stacking Capital c…
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When to Fund the RRSP Over Using the Smith Maneuver - A Blueprint for Canadian Business Owners
24:37
24:37
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24:37Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here Are you a Canadian business owner wondering whether to keep investing through your corporation, maximize your RRSP, or leverage the Smith Maneuver — and how each choice could impact your lon…
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POWC # 791- Chasing Returns: Equity, Cash Flow, and LP Wisdom
24:19
24:19
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24:19In today’s episode, Todd dives deep into the lessons learned as a Limited Partner (LP) in real estate deals — the wins, the warning signs, and everything in between. From chasing equity to prioritizing cash flow, he unpacks what smart investors look for, what red flags to avoid, and how to make your capital actually work for you.Welcome to Pillars …
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Think You're Diversified? The Risk Hiding in Your Canadian Portfolio
31:13
31:13
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31:13Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here Are you unknowingly putting your investments or your Canadian portfolio at risk by focusing too narrowly on familiar markets? Many investors, especially in Canada, believe they're achieving …
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POWC # 790 - Breaking the Mold: Building Better Leaders | Holly Golebiowski
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41:20
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41:20Todd sits down with leadership expert and Executive Coach Holly Golebiowski for a powerful conversation about what it really means to lead — and why most of us were never actually taught how. Holly shares her journey from high-level operations to executive coaching, and the pivotal moment that helped her shift from surviving in the C-suite to thriv…
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How Fast Can I Access Leverage? Utilizing The Cash Value From Whole Life Insurance
14:04
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14:04Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here How soon can you actually use your high early cash value participating whole life insurance policy to invest? Days, months or YEARS? If you’re an ambitious real estate investor or incorporat…
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POWC # 789- Tracking the Turn: Multifamily Real Estate in Transition
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29:55
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29:55Todd discusses the state of commercial real estate, focusing on what is going on in multifamily, both nationwide and in several major metros across the US. In the first quarter of 2025, national apartment absorption outpaced new deliveries for the first time since 2021, with 102,000 units leased compared to 95,000 completed. Average national rents …
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The Hidden Cost of Passive Income (And How to Fix It): A Canadian Business Owner Case Study
31:46
31:46
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31:46Are your passive income investments growing your wealth—or growing your tax bill? It's easy to think that getting started is the hardest part of building wealth. But what happens after you've begun? For many investors—especially Canadian business owners balancing personal and corporate assets—the next steps are the most financially impactful. How d…
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POWC # 788 - Q2 Multifamily Trends and Opportunities in the Twin Cities | Heidi Addo
43:24
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43:24In today’s episode, Todd Dexheimer interviews Heidi Addo, a multifamily broker with Michel Commercial Real Estate, to discuss what’s happening in the Twin Cities market. Heidi shares real-time insights from Q2, highlighting the rise in stressed sellers and where investors and sellers should stay patient. She breaks down current trends, challenges, …
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When NOT to Do The Smith Maneuver - A Case Study Exposing a Common Tax Trap
29:04
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29:04Is the Smith Maneuver really the smartest move for the extra money you have sitting around? What about for a corporation’s retained earnings? If you're an incorporated business owner in Canada, you've likely heard the hype around using the Smith Maneuver to make your mortgage tax-deductible and accelerate your investments. But what if tapping into …
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POWC # 787- Don’t Be That Person: Avoiding Stupid Questions in Business
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20:52
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20:52In today’s episode, Todd dives into the controversial truth: there are such things as stupid questions, especially in business.Todd breaks down what makes a question “stupid,” why timing and context matter, and how asking the right questions can fuel your growth, credibility, and decision-making. He also tackles the common trap of asking for advice…
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Navigating Canadian Real Estate with Investors Nick Hill and Daniel Foch
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57:03
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57:03What’s holding Canadian real estate investors back from taking action — and how can creative financing unlock deals in today’s tough market? With rising rates, tighter lending, and uncertain prices, it can feel impossible to break into or scale in Canadian real estate. In this episode, we’re joined by Nick Hill and Daniel Foch, hosts of the Canadia…
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POWC # 786 - Culture That Wins: How to Build a Thriving Team | Chris Dyer
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47:16
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47:16Today, Todd sits with workplace culture expert Chris Dyer to break down what it takes to become a top-tier employer. Chris shares practical strategies for transforming company culture—from asking the right questions in employee interviews to running meetings that actually get results. They dive into the habits and systems that drive high-performing…
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The Million Dollar Mistake Most Canadians Are Making Part 3 | Smith Maneuver Edition
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23:05
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23:05Are you making the million-dollar mistake most Canadians don't realize until it's too late? If you're laser-focused on crushing your mortgage as fast as possible, it might feel like the smartest move — but what if that strategy is silently costing you hundreds of thousands in long-term wealth? In this episode, Jon Orr and Kyle Pearce break down the…
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POWC # 785- Trade Wars 2.0: Opportunity or Obstacle?
26:10
26:10
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26:10Today, we’re taking a closer look at the new tariffs going into effect under former President Trump’s leadership. As part of what’s being called “Liberation Day,” these tariffs aim to reshape global trade dynamics, with a universal 10% import tax and up to 145% on Chinese goods.In this episode, Todd breaks down what these changes could mean for the…
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The Million Dollar Mistake Most Canadians Are Making Part 2 | Pay Off Your Mortgage? A Case Study
37:07
37:07
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37:07Is it smarter to pay off your mortgage fast—or start investing now? Many Canadians instinctively rush to pay off their mortgage early, thinking it’s the safest financial move. But what if that strategy is actually costing you long-term wealth? In this episode, Jon Orr and Kyle Pearce unpack a common—and costly—mistake: letting equity sit idle in yo…
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POWC # 784 - The Big Stuff: Turning Yard Space Into Profit | Chris Long
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34:24
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34:24Today, Todd sits down with Chris Long, founder of Longyards, to talk about a unique niche in real estate—land for storing large equipment and materials. Chris saw firsthand how contractors and construction crews struggled to find space for their machines and tools. What started as a solution to his own problem turned into a growing business that fi…
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How Much Kevin O'Leary Says You Need to Retire — And What Would He Invest In?
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19:22Think you're saving enough for your Canadian retirement — or are you just chasing returns while missing the wealth-building moves that Canadians like Shark Tank’s Kevin O’Leary swear by? For many aspiring high-net-worth Canadians and incorporated business owners, the drive to grow wealth often leads to chasing the next hot stock or investment trend…
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POWC # 783- Timing the Market or Time in the Market: What Really Matters?
18:32
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18:32Welcome back to Pillars of Wealth Creation with your host, Todd Dexheimer! In this episode, Todd dives into one of the most debated topics in investing: timing the market vs. time in the market. Which one really matters more? Is it better to wait for the perfect moment to strike or to stay consistent and let time do the heavy lifting? Todd breaks d…
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