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Do you share a love for Jesus Christ? Do you love studying the word of God? Most of us open our Bible with a pre-planned book/chapter/verse in mind, but we’re setting out to express the beauty and perfection of the written word by quite literal ”random acts of study.” Our two-part format includes a reading of the Bible from various translations, a discussion about what it means to us as your hosts, and a follow up episode two weeks later after we’ve studied the texts and their deeper meaning ...
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The College Admissions Edge

Pearl and Andy Lockwood

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College admissions tips , strategies and various & sundry, not necessarily politically-correct thoughts on the whole college application and scholarships kit and kaboodle. Brought to you by Pearl and Andy Lockwood, best-selling authors, admissions and scholarships consultants based in Long Island New York, a/k/a one of the spazziest places on earth for college stress, weird ultra-competitive behavior by parents and teens! For more info, visit www.LockwoodCollegePrep.com
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Freakonomics, M.D.

Freakonomics Radio + Stitcher

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Each week, physician, economist, and author of "Random Acts of Medicine" Dr. Bapu Jena will dig into a fascinating study at the intersection of economics and healthcare. He takes on questions like: Why do kids with summer birthdays get the flu more often? Can surviving a hurricane help you live longer? What do heart surgery and grocery-store pricing have in common?
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Made4Good

Made4Good

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What does it really mean to do good works? Are they just random acts of kindness, or is there something deeper—something God designed us for? Join hosts Josh Hudson and Mark Ogles each week as they dive into what the Bible says about good works, drawing from Scripture and insights from their book, Made4Good: A Good Works Study. With engaging conversation, practical takeaways, and a touch of humor, Josh and Mark explore how we are created, redeemed, and equipped to serve for God’s glory. From ...
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The Process

Adam Sommer

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There is no shortage of information. If you want to know "WHAT" is happening choose any news source, at random, and likely they will cover the same stories as any other outlet. But will they have context? Can they explain "WHY?" something is happening? Open conversation is scary. Open conversation can create odd narratives, but it also helps us all better understand our world. The process is a show born from years of experience as both a student of politics and a trial attorney - a combined ...
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show series
 
FAFSA for high-income families, CSS Profile pros and cons, and financial aid tips for families who think they make too much to qualify. Here’s what you need to know. In this episode of College Coffee Talk, Andy and Pearl Lockwood discuss whether families who don’t qualify for need-based financial aid should still file the FAFSA or CSS Profile—and w…
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Major changes are coming to New York’s college financial aid system in 2025. In this episode of College Coffee Talk, Pearl and Andy Lockwood break down two critical developments: 1. The Universal FAFSA mandate for all NY high school seniors 2. The new $65,000 lifetime cap on Parent PLUS loans Topics Covered: -How the FAFSA Simplification Act impact…
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ACT tutoring case study, how to raise your ACT score fast, and proven test prep strategies from real students. Learn how one teen jumped from 17 to 31, and how your kid can too. Andy Lockwood interviews ACT tutor Marissa U about one of her most dramatic student turnarounds: a 17 ACT score transformed into a 31 (and counting). They break down exactl…
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College essay mistakes, Common App essay fails, and admissions tips, all based on real examples from our weekend bootcamp. These writing errors can sink even great students. In this episode of College Coffee Talk, Andy & Pearl Lockwood share real case studies from their latest in-office essay bootcamp. You'll see the most common college essay mista…
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Lying on college applications, Common App essays, race/ethnicity, fake extracurriculars: and how the NYC mayor candidate got away with it. What does this mean for you in 2025? Today on College Coffee Talk, Andy Lockwood dives into the bizarre and very real story of a NYC mayoral candidate who allegedly lied on his college application: race, backgro…
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Student loans, parent loans, FAFSA changes, college financial aid, and federal loan limits are all about to change—big time. In this episode of College Coffee Talk, college advisors Andy and Pearl Lockwood break down the hidden student loan changes buried in the federal “Big Beautiful Bill” that could affect millions of families starting with the C…
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College supplemental essays are one of the most overlooked and important parts of the college application. Learn how to write essays that stand out and avoid the mistakes that get students rejected. In this clip from College Coffee Talk, Andy Lockwood explains: ✔ What admissions officers actually want to read ✔ Why vague, generic essays backfire ✔ …
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In this episode, Andy Lockwood recounts a recent client meeting that got real—fast. A high-achieving 10th grader wanted to apply to a Top 12 college. But when Andy reviewed her junior year course load, he gave her the advice no one else had the guts to say: You’re not competitive yet. ✔ Why skipping an AP could cost you an Ivy ✔ What “rigor” actual…
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FAFSA changes, Department of Education cuts, student loan limits, financial aid mistakes—these updates could affect every college-bound family in 2025 and beyond. In this clip from College Coffee Talk, college advisors Pearl and Andy Lockwood explain how proposed congressional reforms might drastically limit student and parent borrowing. Plus, what…
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Think you make too much to qualify for college financial aid? Think again. In this episode, college advisor Andy Lockwood interviews CPA Rick Darvis to reveal powerful, little-known tax strategies that high-income business owners—especially lawyers, doctors, and entrepreneurs—can use to potentially unlock tens of thousands in financial aid. ✔ The #…
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Good works aren't simply actions we perform—they're the heartbeat of our Christian identity. In this final episode of the season, we unpack what we've learned through sixteen weeks of exploring service and reveal what we believe is the ultimate good work: sharing the gospel of Jesus Christ with others. Both of us reflect candidly on the lessons tha…
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College admissions officers don’t just want perfect GPAs or test scores—they want authenticity, consistency, and leadership. Here’s what really matters in 2025 applications. In this episode, Pearl and Andy Lockwood unpack: ✔ The “60/40” formula behind Ivy League admissions ✔ How GPA inflation is hurting students ✔ What colleges look for beyond stat…
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The spiritual battle between good and evil isn't just theological concept—it's a daily reality for Christians committed to doing good works. Have you ever noticed that the moment you start pursuing godly activities, obstacles suddenly appear? There's a reason for that. Drawing from Job 1:8, we explore how our commitment to good works can actually p…
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Stories have power. None more so than when they teach us how to guide young hearts toward serving others. Josh shares the compelling "two-cart story," where a father ingeniously teaches his children about sacrifice by letting them select premium groceries, then asking which items they'll give to a family in need. What begins as reluctance transform…
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FAFSA changes, federal aid reforms, financial aid bills in Congress—families need to understand what these radical proposals mean for college affordability and student loan eligibility. In this episode of College Coffee Talk, college advisors Pearl and Andy Lockwood explain what’s being proposed in Washington—and why it could completely shift how f…
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What makes a Christian marriage thrive beyond mere companionship? The secret lies in discovering how marriage was designed not just as a relationship but as a ministry partnership with divine purpose. Marriage transforms when viewed through the lens of Ephesians 2:10, where we're reminded we're "created in Christ Jesus for good works, which God pre…
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Double deposits, college decisions, admissions policies, financial aid penalties—families need to know what really happens when students commit to two colleges. Pearl and Andy Lockwood break down the legal, ethical, and financial dangers of double depositing—and why it could backfire for Class of 2025 students and families navigating college admiss…
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Serving alongside others transforms both our impact and our spiritual journey. In this enlightening conversation, Josh and Mark explore the profound biblical principle that we're designed not just to do good works, but to do them together. Drawing from Hebrews 10:24 ("Let us consider how to stir one another up to love and good works"), they unpack …
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Things were falling apart. The battles weren’t going well. It felt like God had left. Psalm 60 is a prayer from that exact moment—a cry for help when nothing makes sense. In this podcast, we walk through each verse and ask real questions: Why does God let His people struggle? What does it mean to be “beloved” even in loss? And how do we hold on to …
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Waitlisted on college application? You’re not alone. We discussed how to get off the waitlist. In this exclusive clip from College Coffee Talk, college experts Pearl and Andy Lockwood break down the real numbers behind college waitlists—and what families should be doing now to improve their chances of getting in. Pearl and Andy Lockwood break down:…
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What happens when conflict arises in our most important relationships? Too often, we focus on winning arguments rather than restoring connections, letting pride drive us further apart. The good news? Jesus offers a profound promise in the Sermon on the Mount: "Blessed are the peacemakers, for they will be called children of God." This identity as p…
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What if the act of helping others could actually heal your own emotional wounds? It sounds counterintuitive, but the evidence is compelling. Good works don't just benefit those on the receiving end—they transform us in profound ways, acting as a form of therapy that science and scripture both affirm. Drawing from Isaiah 58:10, we explore how pourin…
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Why do some people seem naturally aware of others' needs while we struggle to notice? Josh and Mark tackle this question in a heartfelt exploration of awareness in relationships, revealing that while some have this gift naturally, anyone can develop it with practice and intention. The episode dives into the seemingly contradictory reality of our di…
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Sources used https://www.worldometers.info/gdp/gdp-by-country/ The SAVE act The Bill: https://www.congress.gov/bill/119th-congress/house-bill/22 USA Today summary piece: https://www.usatoday.com/story/news/politics/2025/04/11/what-is-save-act-2025/83042307007/ https://newrepublic.com/post/193868/democrats-save-act-bill-harder-married-women-vote htt…
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Years ago Paul, Silvanus and Timothy wrote a letter to a very specific church, telling the body precisely how to live and act. But are these lessons applicable to modern day Christians? Join our discussion as we spend the hour together learning God's word! Want to join live? Follow us on Facebook at Random Acts of Study so you can enjoy the live st…
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The age-old tension between shining our light and remaining humble sits at the heart of authentic Christian service. How do we navigate Jesus's seemingly contradictory instructions to let others see our good works while also keeping our charitable deeds secret? This episode delves deep into the motivation behind our actions, exploring the critical …
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In this exclusive clip from College Coffee Talk, college consultants Pearl and Andy Lockwood reveal the little-known patterns behind Ivy League acceptances—and the common traits of those who don’t make the cut. ✅ What elite schools are really looking for ✅ Why perfect grades and test scores aren’t enough ✅ The overlooked X-factors behind every YES …
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Is Trump about to defund the Department of Education? In this video college consultants Pearl and Andy Lockwood react to Trump’s latest push to cut DOE funding—and what that means for: - PLUS loans - FAFSA processing - Student loan forgiveness - Families with college-bound kids 🎙 This is a recording from the show College Coffee Talk. Tune in every …
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Dan Brigman Substack Host: Adam Sommer Find Adam on tik-tok (maybe) and bluesky as "midmapdadenergy" - follow The Process on instagram. JOIN PATREON FOR MORE “Change The Conversation” Outro Song: “The World Is On Fire” by American Aquarium http://www.americanaquarium.com/ Nothing on this channel is to be taken as legal advice for any jurisdiction. …
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Have you ever wondered if your small contributions really make a difference? This powerful conversation explores how seemingly insignificant acts of service and kindness can create ripple effects that transform lives. Josh and Mark dive deep into Scripture's consistent theme of God using small things for extraordinary purposes. From David's humble …
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Discovering your unique place of service in God's kingdom isn't just fulfilling—it's essential. In this heartfelt conversation, we unpack what it really means to "find your groove" in ministry and break down the barriers that keep many believers on the sidelines. What if ministry isn't just for professional church leaders? We challenge the common m…
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Will financial aid survive the Department of Education’s layoffs? With massive job cuts underway, families—especially the Class of 2025—could expect potential FAFSA delays, reduced support, and major funding uncertainties. In this episode, Pearl & Andy Lockwood break down: ✔ Predictions about how DOE layoffs will impact FAFSA and aid packages ✔ How…
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Generosity isn't just a nice add-on to our faith—it's fundamental to understanding what following Jesus truly means. When the Bible mentions the poor over 200 times, we should pay attention. During this thought-provoking conversation, we unpack a fascinating moment in Galatians 2 where the apostle Paul meets with Peter, James, and John. These "pill…
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Story Links https://missouriindependent.com/2025/03/13/repub/judge-orders-rehiring-of-thousands-of-fired-probationary-federal-employees/ https://missouriindependent.com/2025/03/13/repub/democratic-attorneys-general-sue-trump-over-u-s-education-department-layoffs/ https://www.missourinet.com/2025/03/14/bid-to-scrap-missouris-minimum-wage-paid-sick-l…
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📉 FAFSA delays, student loan uncertainty, and financial aid disruptions—how will the Department of Education’s job cuts impact parents and students? This change could mean fewer resources, slower application processing, and major challenges for families planning for college. 🔍 In this episode, we break down: ✔ How these cuts could slow down FAFSA p…
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Adam dives into the 4th Congressional District in Missouri and the ongoing attacks on the first amendment under the new administration and how folks can respond. (NOTE: Some small audio technical difficulties early in the episode that pan out). Host: Adam Sommer Find Adam on tik-tok (maybe) and bluesky as "midmapdadenergy" - followThe Process on in…
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What keeps us from giving freely when we know it's right? Fear. Though we claim to trust God with our lives, our grip on money often reveals a different story. In this candid conversation, we explore how our relationship with finances exposes what we truly believe about God's provision. The rich young ruler approached Jesus with the ultimate questi…
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We always hear about funding missionary work in the church, but what exactly comes from the work itself? In this episode, we explore the heart of missionary work—what it means, why it matters, and the impact it can have on individuals and communities alike. Missionary efforts not only spread faith but also build bridges, offer hope, and create last…
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Most students and parents unknowingly make these 3 college planning mistakes. From financial aid blunders to admissions missteps, these errors could cost you your dream school and thousands in scholarships. 🔔 Subscribe & hit the bell to never miss expert college advice! Join us for College Coffee Talk every Monday at 10 AM EST on Facebook. 📌 This i…
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Every second ticking by is gone forever. Unlike money or possessions, time can't be stored, regained, or expanded—making it perhaps our most precious resource. Yet most of us willingly surrender huge portions of our lives to mindless scrolling, endless entertainment, and urgent-but-unimportant tasks. The numbers are sobering: the average person spe…
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Democracy Docket Link Host: Adam Sommer Find Adam on tik-tok (maybe) and bluesky as "midmapdadenergy" - follow The Process on instagram. JOIN PATREON FOR MORE “Change The Conversation” Outro Song: “The World Is On Fire” by American Aquarium http://www.americanaquarium.com/ Nothing on this channel is to be taken as legal advice for any jurisdiction.…
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Diversity essays have become a standard part of the college application process, but what do they really mean for students? In this episode, we examine how diversity essays impact admissions, what colleges actually look for, and the biggest mistakes students make when writing them. We also discuss student loan myths that could cost families thousan…
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What would happen if we approached every interaction, every moment of our day, by asking "What would Jesus do?" Not as a cliché, but as a genuine commitment to embodying His compassion in action? The challenge of emulating Christ can seem overwhelming – after all, He was both fully divine and fully human. Yet as we explore in this episode, the esse…
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Are you making these CRINGEWORTHY mistakes when picking colleges? STOP sabotaging your college admissions chances! In this episode of College Coffee Talk, we break down the biggest college list mistakes and what you MUST do instead to get accepted into your dream school. In This Episode: - The biggest college list MISTAKES students make! - How to c…
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