Best Steven J Richardson Podcasts (2025)

1
Episode 223: Getting Your Kids Saving Early with Timothy Smith 51:05

1d ago51:05

51:05

The sooner kids learn about financial literacy the better. They have a greater chance of maintaining financial freedom and independence in their adult lives. But this goes beyond budgeting, spending, and knowing how credit works; it includes saving for short and long term goals. So to find out more about what parents can do to educate their childre…

1
Episode 222: Lowering Your Tax Bill with Frank Buchholz 37:02

16d ago37:02

37:02

Tax time can be very stressful for folks, especially if they owe money. For those struggling with debt and trying to pay the bills, it is even worse. But it may not always have to be. Tax planning throughout the year is a good idea if you want to minimize your taxes (or maximize your refund) when you ultimately file your return. That's why in this …

1
Episode 221: How Federal Workers Can Transition to the Private Sector with Bonnie Negron 39:21

1M ago39:21

39:21

President Trump's efforts to downsize the federal government through the Department of Government Efficiency has a lot of federal workers nervous. Many of them have built a career with the government and spent years in public service. The thought of transitioning to the private sector, should they receive a pink slip, can be very stressful. That's …

1
Episode 220: The Psychology of Overspending with Scott Yamamura 41:46

1M ago41:46

41:46

One of the first steps on the path to financial freedom is getting your spending under control and creating a budget that has you living within your means. But determining **why** you overspend is an important part of the process if you want to stick to that budget. That's why in this episode of the podcast I talk with certified financial coach Sco…

1
Episode 219: Whole Life Insurance as a Fixed-Income Strategy with Tom Wall 43:11

2M ago43:11

43:11

The ultimate goal of retirement savings is to have a source of income once you leave the workforce for good. One of the scariest things about retirement is that leap of faith that you will still have the money to pay the bills once there's no longer a paycheck. One way to address this is to plan for streams of income in advance, like annuities, whi…

1
Episode 218: Are Annuities for You with Michael Karwic 45:35

2M ago45:35

45:35

One of many financial tools in the retirement savings toolkit is the annuity. Most people have heard about them, and that they provide a stream of income, but beyond that, not much is known. That's why in this episode of the podcast I bring back repeat guest Michael Karwic to talk about what annuities are, how many types they have, and how they can…

1
Episode 217: Building Your Financial Pinwheel with Joe Okaly 46:17

3M ago46:17

46:17

Young people starting out, and especially young families, need to have a good handle on their finances in order to reach and maintain financial freedom. They need to spend below their means and and save for short term and long term goals. To talk about the importance of doing this, and his new book that discusses **how** to do this, I talked to fin…

1
Episode 216: Making Your Wealth Have a Purpose with Derrick Kinney 40:13

4M ago40:13

40:13

Long term investing and saving is key to building wealth and financial independence. However, that wealth should also have meaning to you. Aligning your financial goals with a cause that resonates with you can transform your life, shifting your focus from mere accumulation to creating positive change. That's why in this episode of the podcast I tal…

1
Episode 215: Purchasing a Business with Karl Maier 42:41

4M ago42:41

42:41

Lots of people dream of owning their own business. They have that entrepreneurial itch that needs to be scratched. But most start-up businesses fail because they are hard to get started and grow. But what if you were to buy an already thriving business? How would that work? To answer those questions I spoke with CFO and business advisor Karl Maier.…

1
Episode 214: Promoting Financial Literacy with Aaliyah Kissick 46:41

5M ago46:41

46:41

Financial literacy is an important part of anyone's education and should start before the student graduates from high school. In Episode 151, I talked with Jake Cousineau on how he teaches it to high school students. But this is a topic that needs to be discussed more. That's why in this episode of the podcast I talk with Aaliyah Kissick about her …

1
Episode 213: Demystifying Money with Misty Lynch 45:35

5M ago45:35

45:35

Achieving financial freedom and meeting long term savings goals like retirement can seem beyond reach. This is often because the concepts of personal finance and investing can seem mystifying, or that myths out there have you thinking that these goals are beyond reach. Misty Lynch, a Certified Financial Planner, has been helping people demystify th…

1
Episode 212: Laying Out Your Retirement Plan with Stephen Kates 44:37

6M ago44:37

44:37

We all hope to retire some day. The thought of being able to do what you want with your life without having to worry about having the money to pay the bills is the very essence of financial freedom. But figuring out the path to get there is often the hard part. Where (and how) do you start? When should you start (and what if you're starting later i…

1
Episode 211: The Personal and Business Mindset with Justin Buonomo 40:21

6M ago40:21

40:21

Many people dream of starting their own business and being their own boss. It is something they built and can be their legacy. But most businesses fail at some point; it's only a matter of time. To increase your chances of success, you need the right money mindset, not only for your business, but yourself as well. That's why in this episode of the …

1
Episode 210: Writing Your Money Narrative with Amy Cook 35:55

7M ago35:55

35:55

A big part of achieving financial freedom is having the right mindset about money. If you don't think about money in a way that aligns with your financial goals, you will find it difficult to succeed. That's why on this episode of the podcast I talk with financial advisor Amy Cook about what she calls your money narrative and how the right one can …

1
Episode 209: Understanding Social Security with Devin Carroll 41:17

7M ago41:17

41:17

Social Security is still an important part of any retirement plan. It acts as a good supplement to a pension or other income from IRAs or 401Ks. But how it fits in to your particular plan and when is also important. That's why in this episode of the podcast I talk with financial planner and Social Security guru Devin Carroll about how to make the r…

1
Episode 208: Understanding Stock Options with Landon Loveall 44:37

8M ago44:37

44:37

You may have heard about stock options in financial news articles, especially in the context of tech companies and startups. They act as a form of compensation or a benefit for employees. But what are they? How do they work, and if your employer offers them, how can you use them to your best advantage in your financial plan? To answer these questio…

1
THE BOOZE HOUND 2:42

8M ago2:42

2:42

A song I wrote after reading about a princess marrying a proper who her very royal family said was a scoundrel and a charlatan but they've decided to let love rule and after five years it seems tobe working .

1
Episode 207: Retiring at 44 with Tony Lopes 49:54

8M ago49:54

49:54

Most people wait until they reach age 65 or older to retire. One of the reasons is that you can maximize your social security benefit. This makes retirement something that is far into the future. But what if you don't want to wait that long? What if you want to have more time to enjoy it? That's why in this episode of the podcast I talk to engineer…

1
Episode 206: Achieving Uthentic Wealth with Rob Souza 45:41

9M ago45:41

45:41

The word "wealthy" means different things to different people. It's more than the numbers in people's bank accounts or necessarily being a millionaire. It's more about financial independence and having a healthy relationship with money. That's why on this episode of the podcast I talk with Rob Souza about what wealth is, how you can reimagine it, a…

1
Episode 205: Life Insurance Settlements with Rob Haynie 44:47

9M ago44:47

44:47

Life insurance is an important part of any financial plan. Your death can bring about financial hardship to those you leave behind without it. Term life provides a nice benefit for a lower premium (although it goes up as you get older), while whole or universal life provides coverage for a higher premium, but it grows in cash value over time to pro…

1
Episode 204: Investing for Millennials with Dan Solin 44:40

10M ago44:40

44:40

Millennials are somewhat the "middle child" generation when it comes to saving for retirement. Although, on average, they began saving 10 years earlier than Baby Boomers, Gen Z started at the age of 19, which is 16 years earlier than the average baby boomer, and 6 years earlier than millennials. As such, they do have an edge over Boomers, they do h…

1
MUSTANG MAN 2:03

10M ago2:03

2:03

A song for Big Manchester Pete, the hardest-looking man you'd ever meet, though his face may seem like it was made for a trick or treat, inside he had a big old heart that was as soft as a boiled sugar beet.

1
CATCHER IN THE RYE 2:55

10M ago2:55

2:55

A quick song I wrote after learning that they'd put a camera in the little place where I sit and write which I found very unnerving to have an I spy or seeing eye way up upon high : but then the police departments are now deploying reaper drones with inferred night vision armed with Taser's loud speakers and spotlights into the night sky's above Lo…

1
AULD LANG SYNE 2:59

10M ago2:59

2:59

A song I wrote today after seeing an old Keltic companion I haven't seen for a decade a true blue eyed raven headed Bretagne .The Romans drove them to the furthest reaches of the kingdom so did Edward long shanks hammer of the scots who also stole their ancient kings destiny stone and put it under his own throneThen By the act of supremacy Henry VI…

1
KENTUCKY COAL 2:28

10M ago2:28

2:28

A song I wrote after visiting my brother who lives in Thailand where I was struck by the close proximity of sin , every one of the seven deadlies were available 24/7 and the foreign tourist readily participated in the promiscuous perversions untill it became a normality.

1
FUDGE FONDUE 3:04

10M ago3:04

3:04

A song I wrote whilst looking at the selection of sapiens on a train station I was wondering if we mixed all of them together as if they were paint in a garden shed, would we all end up resembling some khaki olive coloured bread or maybe a DNA glue that resembles a fudge fondue . All rights reserved

1
Episode 203: A Financial News Update 20:49

10M ago20:49

20:49

Although student loans continue to be a hot topic in personal finance news, there are many interesting articles and tips out there that can help you on your path to financial freedom. These include Gen Z investment strategies that seem to be working, the cooling of the housing market competition, whether you should leverage the equity in your home,…

1
WATSITS 2:26

10M ago2:26

2:26

Another crazy song written for my god children about a packet of crisps they seem obsessed with songs about chrips but what can you do.

1
LOVE JOY 3:37

10M ago3:37

3:37

A song I wrote about a honey trap set by the KGB in 1955 using seductive dances from the Bolshoi ballet a British naval attache with the nickname miss Mary was cought in a homo sovieticus sexpionage of seduction just a hairs breath from the world famous Ballet theatre the soft cell take down was nick named Brandy at the Bolshoi.…

1
J F K 3:50

10M ago3:50

3:50

A song I wrote about emperors and kings who believe themselves to be the devine demagoguery If a deity did arrive on planet earth these mobsters and megalomaniacs would see them quickly murdered .

1
THE BUNGA BUS 2:21

11M ago2:21

2:21

Short song I wrote after hearing the most of the UK political parties are riding aboard what are known as Battle buses for their election campaigns it's a good job Silvio Burlusconi did do the same or it would be known as the Bunga Bus.

1
Episode 202: The Importance of Having an Estate Plan with Adam Zuckerman 48:56

11M ago48:56

48:56

One of the things that many couples and individuals think about, know they need, and fully intend to get one day, is an estate plan. But what is it? Is it just a will? What can happen if you put it off too long? That's why in this episode of the podcast I talk with estate planning attorney Adam Zuckerman to get a good idea of what an estate plan is…

1
ROYSTER BOY 2:06

11M ago2:06

2:06

Short song written about a packet of chips not an task to try and work lyrics into such a simple insignificant thing but these are the things that children want so often cause one must obey.

1
THE MIDNIGHT TRAIN TO MONTROSE 2:40

11M ago2:40

2:40

Thirty years ago climbing aboard over night sleeper trains could turn into a complete disaster the vodka to Vladivostok the dickie Darlington the newkie brown night club, the Scots rail slangie, all these or most of them are now dry runs probably due to the terrible conditions people got themselves in. A notorious one I climbed onboard was the Sout…

1
HULA HOOPS 1:54

11M ago1:54

1:54

a short song I wrote for my god children on a train to London obviously the premise revolves around their favorite savory snack of the day "hula hoops" the things we do for love eh?.

1
Episode 201: Understanding Cryptocurrency with Bitcoin Ben 51:11

11M ago51:11

51:11

One of the more mystifying subjects in personal finance is cryptocurrency (what most people identify as Bitcoin). The concepts behind digital currency are not obvious and can lead to people being hesitant to get involved in it. That's why in this episode of the podcast I talk to former truck driver and cryptocurrency enthusiast Bitcoin Ben to tell …

1
BAMBI 2:59

11M ago2:59

2:59

A tune I wrote for a Bambi brown eyed girl who sells The big issue outside Morrisons I always end up giving her my money and then I give her the magazine back she only needs to inscribe that look of grief she could take the shirt from my back .

1
MAFIA MAN 2:19

11M ago2:19

2:19

A song wrote about a mafia boss who was born in Le panier Marseille the last bastion of Beelzebub , he then rose to become France's ultimate crime Capo Di Capo lasting fifty years before being gunned down in Paris for an old corsican vendetta all rights reserved .

1
ENVY 3:15

12M ago3:15

3:15

The green-eyed monster of sin, that schadenfreude which we keep hidden away so deep within, its usually only seen in children as they exert their will to win ; the lowly leftover instinct of our anthropic ascension. However, this terrible traite can also be witnessed later in our lives when males begin to assert and dominate as the sexual stage arr…

1
Episode 200: A Look Back on Another 100 Episodes! 1:01:54

12M ago1:01:54

1:01:54

For my 100th episode, I did a look back on 9 of those guests and highlighted some of the great information they had for listeners. Now that I have reached the milestone of 200 episodes I wanted to do that again with guests from Episodes 101 forward. I will leave links in the show notes to the full episodes if you haven’t already listened to them an…

1
FRANKENSTEIN 2:25

12M ago2:25

2:25

A song written for a disabled soul who had the Bambi brown eyes of a faulwhere my reflecting soul, must have resembled a Quasimodo piece of coal for whenever I looked at him he screamed a seagull squark and would rear back in fear.

1
WATERLOO 2:25

12M ago2:25

2:25

A song about falling into destitution especially soldiers and sailors who you find in the beggars brigade of most British towns. How easy it be to cast contempt , lest we forget our debt.I also had a spell living on the street so when I here others throwing stones I cast them a curse.It's a Witherspoon's Waterloo…

1
SUPERTRAMP 2:11

12M ago2:11

2:11

A song for supertramp a dear friend who had a unique way of curing his halitosis by drinking your bathroom cabinet bare , mixing aftershave aperitifs and cough medicine cognacs , but beware beware of the ambre solaire.

1
SAMBA SAMBA SAMBA 2:45

12M ago2:45

2:45

A quick song I wrote for lily's 13th birthday .Senorita Liliana, they say you were born in Nirvana with a spirit and karma as cool as the dalai Lama .But I think your soul was made somewhere in Havana ready for dancing away the nights on the copacabana.

1
COLETTE 2:10

12M ago2:10

2:10

This is a short song I wrote for Colette's birthday she's an angel faced florist who works out of a norman church on a country estate, surrounded by angelic statues all halos and wings adding to this heavenly scene is her being bathed and baptized in the divine light from the stain glassed windows along with the scent from the flowers you think you…

1
Episode 199: Getting Out of Debt with the Debt Free Dad 47:09

1y ago47:09

47:09

Eliminating debt is one of the first steps on the path to financial freedom. Controlling your living expenses and spending within your means allows you to work towards short and longterm savings goals. But that's not always easy while raising a family. That's why in this episode of the podcast I talk with Brad Nelson, the Debt-Free Dad, to talk abo…

1
BLACKJACK 3:14

1y ago3:14

3:14

A song I wrote about how computer viruses are getting more like human STDs with the massive download of porn and digital dating a shared cyber syphilis may one day be widespread even perhaps jumping across onto us.The Anna kornikova virus went world wide due to so many down loads.

1
THE MONEY MONSTER 2:39

1y ago2:39

2:39

A short song written about the money monsters in the city of London they feed their need and greed down on London's squire mile all the while with a wry smirk and smile hence why this rapacious reptile is called Mr mercantile .

1
HOLD THE LINE 2:27

1y ago2:27

2:27

The old post office Harrogate is located about a century behind Greenwich mean time, the pensioners there are disciplinarians by design if you slip out of sync or cross the red line then these old soldiers would quickly bark you back into the line.

1
Episode 198: Saving Your Home from Foreclosure with DJ Olojo 40:08

1y ago40:08

40:08

As a bankruptcy attorney, I help lots of people to save their homes from foreclosure by filing a chapter 13 bankruptcy to make catch-up payments on their mortgage. But there are other ways to do it. That's why in this episode of the podcast I talk to DJ Olojo about how he helps people to save their homes without filing bankruptcy. In this episode y…

Podcasts Worth a Listen

Steven J Richardson Podcasts

Podcasts Worth a Listen

Quick Reference Guide