Each episode is packed with concise tips, strategies, research, methodologies, case studies, and ideas to help you safely and effectively grow your wealth. Stuart Wemyss, a qualified financial advisor, accountant, tax agent, and licensed mortgage broker, delivers holistic advice. With four authored books, including "Investopoly" and "Rules of the Lending Game," Stuart shares his insights through a weekly blog, which is replicated on this podcast.
…
continue reading
A holistic accountant goes beyond tax returns, aiming to offer proactive advice to maximise clients' wealth after all taxes. Stuart Wemyss and Mena Abraham explore multifaceted considerations weekly, highlighting the need for a holistic approach. Each episode is succinct and to the point with no fluff or sales pitches. For further details, check out www.prosolution.com.au.
…
continue reading

1
Property Investment, Success & Money | The Michael Yardney Podcast
Michael Yardney; Australia's authority in wealth creation through property
If you want to create wealth through property investment, you're in the right place. Twice each week, Michael Yardney helps investors gain clarity amongst the confusion of the many mixed messages regarding the property markets so they can develop the financial freedom they are looking for. He does this by sharing Australian property market insights, smart property investment strategies, as well as the success and personal finance secrets of the rich, in about 30 minutes each show. Michael ha ...
…
continue reading

1
Resurgence of investment-grade apartment prices in Melbourne–Stuart Wemyss
32:30
32:30
Play later
Play later
Lists
Like
Liked
32:30Are Melbourne apartments the most underrated investment opportunity for 2025? For years now, investors and homebuyers alike have steered clear of Melbourne apartments—especially those in high-density towers—fearing oversupply, poor quality builds, and lacklustre capital growth. But what if that narrative is outdated? What if the very segment that’s…
…
continue reading

1
Weathering the Storms: The Property Investor’s Secret Weapon, with Brett Warren
29:30
29:30
Play later
Play later
Lists
Like
Liked
29:30Imagine this… You’ve got a strong property portfolio, you're working hard, and the market is looking good. Then – boom – life throws you a curveball. Maybe it’s a job loss, a health issue, or a tenant stops paying rent for months. What now? Most investors panic. But the savvy ones? They just lean on their financial buffer – a quiet little fund sitt…
…
continue reading

1
What to consider when establishing a corporate beneficiary?
12:33
12:33
Play later
Play later
Lists
Like
Liked
12:33Send us a text Using a corporate beneficiary, commonly called a bucket company, is a smart move for many trust structures, particularly when tax efficiency and asset protection are key goals. But as Stuart and Mena explain in this episode, setting one up requires more than just ticking a box. They dive into the purpose behind corporate beneficiarie…
…
continue reading

1
Ep 360: Factors to consider when setting a property budget
39:10
39:10
Play later
Play later
Lists
Like
Liked
39:10Read full blog here. In this episode, Campbell Wallace explores one of the most crucial steps in any property journey: setting the right budget. He breaks the process into two key questions, how much you can borrow vs. how much you should borrow, and explains why borrowing capacity alone shouldn't drive your decision. Campbell outlines: How to calc…
…
continue reading

1
Q&A: Adjust ETF cost base annually, help kids into property, asset allocation in retirement and more...
31:05
31:05
Play later
Play later
Lists
Like
Liked
31:05In this Q&A episode, Stuart addresses a wide range of listener questions, from technical ETF tax adjustments to retirement planning strategies using superannuation. He starts by explaining how ETF investors need to account for AMIT cost base adjustments when calculating capital gains tax—an often overlooked detail that could mean paying more tax th…
…
continue reading

1
What the rich won’t tell you. The truth behind building massive wealth | Tom Corley
33:50
33:50
Play later
Play later
Lists
Like
Liked
33:50While most of us want to become rich and successful, it’s really not as easy as many suggest on social media. In today’s show Tom Corley and I explain why building wealth is a two-step process and the requirements to not only build wealth, but retain wealth. Takeaways The easiest way to grow wealth in Australia is through residential real estate. B…
…
continue reading

1
Lessons from a quarter of a century in business
23:08
23:08
Play later
Play later
Lists
Like
Liked
23:08Send us a text This week, the mic flips! Mena takes the lead and interviews Stuart about the biggest lessons he’s learned in nearly 25 years of running a business. From the importance of focusing on internal resilience rather than external noise, to the three critical pillars—people, systems, and product—Stuart shares the wins, mistakes, and mindse…
…
continue reading

1
Ep 359: How bad does a property need to be to warrant selling it?
32:28
32:28
Play later
Play later
Lists
Like
Liked
32:28New Report: The Evidence-Based Approach to Investing in Property & Shares: download here. Read full blog here. In this episode, Stuart tackles a tricky but important question: how bad does a property need to be to justify selling it? If you suspect a property in your portfolio isn't investment-grade, Stuart walks through a step-by-step process to a…
…
continue reading

1
Q&A: My target audience, investing in US domicile ETFs and whether to repay P&I to minimise interest rate...
35:59
35:59
Play later
Play later
Lists
Like
Liked
35:59In this Q&A episode, Stuart explores whether his financial strategies apply broadly or mainly to wealthier Australians, responding to recent data showing few households have $2M+ in super. He explains how his goal is to equip a wide range of listeners to make better decisions, regardless of starting point, and why aiming high with financial goals c…
…
continue reading

1
Unveiling the Truth: Melbourne’s Population Boom: What 9 Million People by 2050 Means for Property Investors – With Brett Warren
32:41
32:41
Play later
Play later
Lists
Like
Liked
32:41Imagine a Melbourne the size of New York City. Yes, really.That’s the trajectory we’re on. By 2050, Melbourne’s population is projected to swell to 9 million people, making it not just Australia’s biggest city by population, but potentially one of the most dynamic urban economies in the world. This isn't some abstract urban planning fantasy—it’s ba…
…
continue reading

1
The Housing Shortage No One’s Fixing (But Everyone’s Complaining About) | Big Picture Podcast with Pete Wargent
40:11
40:11
Play later
Play later
Lists
Like
Liked
40:11Interest rates are falling again. After years of rate hikes, mortgage stress, and a cooling economy, the RBA has now dropped interest rates for the second time this cycle and there are more rate cuts to come. But what does this actually mean? Is the worst behind us—or is this a sign of deeper cracks in the economy? In today’s Big Picture episode, I…
…
continue reading

1
Non-Financial Considerations When Purchasing or Partnering With a Business
10:13
10:13
Play later
Play later
Lists
Like
Liked
10:13Send us a text Buying or partnering with a business isn’t just a numbers game. In this comprehensive episode, Stuart and Mena unpack the often-overlooked non-financial considerations that can make or break a deal. From strategic alignment and cultural fit to customer base stability, employee morale, operational systems, and intellectual property—th…
…
continue reading
Register for live event on 28 May at 7pm New Report: The Evidence-Based Approach to Investing in Property & Shares: download here. Read full blog here. In this episode, Stuart tackles one of the most important financial planning questions: how much is enough? He shares his personal philosophy—invest just enough to meet your goals comfortably, but n…
…
continue reading

1
Q&A: Co-investing in property considerations, selling property to adult children, rebalancing portfolios and more...
35:11
35:11
Play later
Play later
Lists
Like
Liked
35:11Register for live event on 28 May at 7pm In this Q&A episode, Stuart dives into questions around co-investing in property with family, selling to adult children, managing tax exposure, and adjusting share portfolios amid market volatility. He begins by exploring the complexities of joint property ownership among siblings, highlighting the importanc…
…
continue reading

1
The $1 Billion Crackdown on Property Investors Explained. With Ken Raiss
42:42
42:42
Play later
Play later
Lists
Like
Liked
42:42With tax season just around the corner and property investors constantly navigating a shifting taxation landscape, it’s never been more important to stay one step ahead of the taxman. Whether you’re a seasoned investor with a sizable portfolio or just starting out with your first rental, the rules are changing—and some of these changes are flying u…
…
continue reading

1
Policies, Promises & Property Prices: What’s next for our housing markets? With Simon Kuestenmacher and Brett Warren
27:58
27:58
Play later
Play later
Lists
Like
Liked
27:58The election already feels like old news. The campaign ads are off the air, the polling booths are packed away, and the headlines have moved on to the next big story. But make no mistake—what happened at the ballot box is going to shape our property markets for years to come. In this episode of the Michael Yardney Podcast, we unpack exactly what th…
…
continue reading

1
Profit Distribution Strategy to Minimise Income Tax
15:26
15:26
Play later
Play later
Lists
Like
Liked
15:26Send us a text Getting profit out of your trading entity isn’t as simple as it seems—and doing it wrong could cost you. In this strategy-focused episode, Stuart and Mena dive into how to distribute profits in a way that aligns with your financial goals and keeps your tax bill as low as legally possible. They explore thresholds for personal income w…
…
continue reading

1
Ep 357: Resurgence of investment-grade apartment prices in Melbourne
30:51
30:51
Play later
Play later
Lists
Like
Liked
30:51Register for live event on 28 May at 7pm New Report: The Evidence-Based Approach to Investing in Property & Shares: download here. Read full blog here. In this episode, Stuart revisits a call he made nearly five years ago—that investment-grade apartments in Melbourne were due for a growth cycle. After a long period of underperformance, the signs ar…
…
continue reading

1
Q&A: Whether to sell ungeared property, property equity funding retirement, property strategy in Sydney...
31:48
31:48
Play later
Play later
Lists
Like
Liked
31:48Register for live event on 28 May at 7pm In this Q&A episode, Stuart explores whether it's worth holding low- or ungeared property investments when shares often offer higher returns. He explains why opportunity cost matters—but also why property’s stability, tax treatment, and long-term compounding still make it a valuable part of a diversified por…
…
continue reading

1
The Upside of Upmarkets: Winners and Losers in the Property Game? With Simon Kuestenmacher
39:18
39:18
Play later
Play later
Lists
Like
Liked
39:18In today show Simon Kuestenmacher and I discuss a topic that won’t stay out of the news this year with the federal election coming up — house prices. Whether they’re climbing to new heights or stabilising, the property market has ripple effects that impact us all. But here’s the big question we discuss today: When house prices are high, are there m…
…
continue reading

1
Unveiling the Truth: What the Financial Media Doesn't Share About Property Investing With Brett Warren
35:40
35:40
Play later
Play later
Lists
Like
Liked
35:40When it comes to property investing, the noise from the financial media can be deafening. But how much of what they say is really worth your attention? There are many commonly held beliefs about property investing that aren’t only questionable but are also utterly false. Sadly, some investors go through their entire property journey believing them.…
…
continue reading

1
Ep 356: How to choose an investment option in super
32:39
32:39
Play later
Play later
Lists
Like
Liked
32:39Register for live event on 28 May at 7pm New Report: The Evidence-Based Approach to Investing in Property & Shares: download here. Read full blog here. In this episode, Stuart shares practical advice for one of the most important superannuation decisions you'll make: how to invest your super once you've chosen your fund. He explains the differences…
…
continue reading

1
What Does a Holistic Accountant Financial Health Check Include?
9:49
9:49
Play later
Play later
Lists
Like
Liked
9:49Send us a text An accountant’s job is more than ticking boxes—it’s about taking a 360° view of your finances. In this episode, Stuart and Mena outline what a true financial health check should include when your accountant prepares your year-end tax work. They cover business health ratios, structural reviews, profit distribution planning, personal a…
…
continue reading

1
Q&A: When to increase super contributions, offset or redraw, super or property and more…
31:39
31:39
Play later
Play later
Lists
Like
Liked
31:39In this Q&A podcast episode, Stuart tackles timely questions on super contributions, property strategy, and how to structure wealth to optimise flexibility, returns, and tax outcomes—particularly as retirement nears. Jack opened the episode with a practical question about offset accounts versus redraw facilities. As he approaches retirement, he's f…
…
continue reading

1
Can These Simple Habits Really Make You a Millionaire? Find Out! | Tom Corley
30:28
30:28
Play later
Play later
Lists
Like
Liked
30:28In today’s show, Tom Corley and I chat about a recent blog he wrote called “Everything you need to know about becoming a multimillionaire”, so if that interests you, I’m sure you’re going to enjoy my chat with Tom. Takeaways There are 4 pathways to wealth and we break these down for you Becoming wealthy is really, really hard - but they are things …
…
continue reading

1
What Labor’s Win Means for Property, Dr. Andrew Wilson Breaks It Down
39:13
39:13
Play later
Play later
Lists
Like
Liked
39:13It’s certainly been a big week in Australia—with the Labor Party securing another term in government following the federal election, there’s plenty of speculation about what that might mean for our economy, interest rates, and of course, the property markets. So today, before we dive into the latest data and trends, I unpack what this election resu…
…
continue reading

1
What Does a Labor Party Victory Mean for Small Business?
10:15
10:15
Play later
Play later
Lists
Like
Liked
10:15Send us a text A Labor Party win brings a wave of policy changes—some offering opportunities, others increasing complexity for small businesses. In this timely episode, Stuart and Mena unpack the key reforms and proposals affecting entrepreneurs and business owners. From tighter labour market conditions and ATO crackdowns on trusts to the $3 millio…
…
continue reading

1
Ep 355: Property ownership in personal names - factors to consider
33:13
33:13
Play later
Play later
Lists
Like
Liked
33:13New Report: The Evidence-Based Approach to Investing in Property & Shares: download here. Read full blog here. In this episode, Stuart breaks down the key factors to consider when owning property in your personal name. While it is the most common structure among investors, there are important decisions to make that can have a lasting impact on your…
…
continue reading

1
Case Study: Six-fold increase and now ready for retirement
30:20
30:20
Play later
Play later
Lists
Like
Liked
30:20In this case study episode, Stuart Wemyss shares the success story of a couple who experienced a six-fold increase in their investment assets, now positioning them for a comfortable retirement. When they first sought advice in 2015, the couple, aged 54 (him) and 51 (her), had a home valued at $900k with no debt, and co-owned three investment proper…
…
continue reading

1
Building Blocks for Wealth: Strategies for Successful Property Investing | Aaron Christie-David
39:01
39:01
Play later
Play later
Lists
Like
Liked
39:01In today’s podcast, Aaron Christie-David and I delve into the intricacies of successful property investment, emphasising the importance of mindset, financial education, and strategic planning. We discuss the current property cycle, the role of strategic mortgage brokers, and how to improve your borrowing capacity while managing your cash flow. Take…
…
continue reading

1
How to keep calm in the midst of market chaos, with Louise Bedford
43:41
43:41
Play later
Play later
Lists
Like
Liked
43:41Welcome to another episode of the Michael Yardney Podcast. Now let me ask you… have you felt like the sky is falling lately? Between confusion about interest rates, scary headlines, rollercoaster stock prices and continued uncertainty in the property markets, it’s no wonder so many investors are feeling rattled right now. But here’s the thing—this …
…
continue reading

1
Ep 354: What to do if you are not ready for financial advice… yet
35:45
35:45
Play later
Play later
Lists
Like
Liked
35:45New Report: The Evidence-Based Approach to Investing in Property & Shares: download here. Read full blog here. In this episode, Stuart shares smart, practical steps for those who aren’t quite ready to pay for full financial advice—but still want to make smart money moves. He explains the difference between straightforward and complex financial deci…
…
continue reading
Send us a text Want to dramatically grow your business profits? Stuart and Mena reveal that instead of focusing on dozens of small changes, most businesses should laser in on one to three profit multipliers. They break it down into four critical areas: People, Pricing, Product, and Process—and show how mastering just one can transform your business…
…
continue reading

1
Q&A: Interest-only loans, transferring investment ownership, education bonds and more...
32:50
32:50
Play later
Play later
Lists
Like
Liked
32:50In yesterday’s Q&A podcast episode, Stuart answered a wide range of listener questions about property investing, tax strategies, and long-term financial planning. He explained options for investors whose interest-only loan terms are ending, covering whether refinancing or switching to principal and interest repayments makes more sense depending on …
…
continue reading

1
How Investing in the ‘Next Big Thing’ Could Backfire Spectacularly! With Brett Warren
36:35
36:35
Play later
Play later
Lists
Like
Liked
36:35After all these years in property, I’m still surprised at how some investors decide which property to buy, however it doesn’t really surprise me why so many don’t get past their first or second property. You see… many buy for emotional reasons, and while others think they’re investing in property, for some, they’re really speculating. In today’s sh…
…
continue reading

1
Dump or Double Down? Knowing When to Sell Your Underperforming Investment | Stuart Wemyss
36:55
36:55
Play later
Play later
Lists
Like
Liked
36:55In today’s podcast, Stuart Wemyss and I discuss the complexities of managing underperforming property investments, and how to decide when and if you should sell your property . We explore everything from the emotional traps that can cloud our judgment to strategic considerations like tax implications and portfolio rebalancing. Takeaways Investing i…
…
continue reading
Send us a text Sudden wealth sounds like a dream—until it isn’t. In this deeply insightful episode, Stuart and Mena unpack financial decision paralysis, a common yet overlooked phenomenon that hits when wealth arrives through inheritance, a business exit, or property windfall. They go beyond the typical “overwhelm” narrative to explore identity shi…
…
continue reading

1
Ep 353: Are property plans worth paying for?
32:28
32:28
Play later
Play later
Lists
Like
Liked
32:28New Report: The Evidence-Based Approach to Investing in Property & Shares: download here. Read full blog here. In this episode, Stuart takes a critical look at property planning services, which promise to help you build a portfolio by mapping out your borrowing capacity, cash flow, and investment strategy—for a price tag of $4,000 to $5,000. He exp…
…
continue reading

1
Q&A: Surprising tax saving on inheritance, investing in property overseas, repay mortgage or invest and more...
31:47
31:47
Play later
Play later
Lists
Like
Liked
31:47In this Q&A episode, Stuart unpacks a range of nuanced financial strategies, from tax-effective investing for children to optimising debt, investment structure, and global property opportunities. He begins with Cara’s question about investing an inheritance for her children and explains the surprising tax concession available through testamentary t…
…
continue reading

1
Trump’s Tariffs: Are They a Threat or a Boon for Property? | Big Picture Podcast with Pete Wargent
39:20
39:20
Play later
Play later
Lists
Like
Liked
39:20There’s an old Chinese saying “I wish that you live in interesting times.” The irony of this is that “interesting times” are often times of trouble or turmoil, making the phrase more like a curse and boy are we living in interesting times at the moment with Trumps Tariffs creating fear around the world. It reminds me of the early days of covert whe…
…
continue reading

1
Will the Federal Election Really Shake Up the Property Market? Let’s Bust Some Myths | Dr. Nicola Powell
33:07
33:07
Play later
Play later
Lists
Like
Liked
33:07In this episode of the Michael Yardney podcast, I discuss the current state of the housing market with Dr. Nicola Powell, Chief of Research and Economics. We explore the impact of federal elections on housing predictions, the effects of political uncertainty, and the concept of Solomon's Paradox in decision-making. Our conversation also delves into…
…
continue reading
Send us a text Effective tax planning isn’t just for big corporations — it’s an essential lever for small business success. In this power-packed episode, Stuart and Mena walk through the ultimate small business tax planning checklist to help you preserve capital, reduce liabilities, and build long-term wealth. They explore forecasting profit and ta…
…
continue reading