Best Un Necessary Podcasts (2025)

1
Financial Independence Exists on a Spectrum (Bestie Ep) #1005 50:15

2h ago50:15

50:15

Are you ‘credit card FI’ or are you ‘sabbatical FI?’ But maybe we’re getting ahead of ourselves… First, does anyone else remember the home run obsession back in 1998? In an attempt to beat the single-season record, home runs became the only metric that anyone watching baseball seemed to care about. But what’s interesting is that most MLB games aren…

1
Use It Up, Wear It Out, Make It Do, or Do Without with Katy Wolk-Stanley (Bestie Ep) #1004 51:58

2d ago51:58

51:58

Everybody has heard of a consumer advocate before- someone who helps to make sure that individuals are getting the best deal possible. Or to make sure that the quality of the products is up to snuff. For instance think of Consumer Reports and the countless reporting and tests they perform on the different items we use as consumers. But you likely h…

1
Butchering Your Grocery Bill (Bestie Ep) #1003 52:22

4d ago52:22

52:22

Do you know something that we’re all currently doing? Breathing. It’s something we rarely actively think about, but it turns out that there are ways to improve our technique- by breathing through our nose instead of our mouths, or by taking deeper slower breaths. Well we’re talking about another basic subject today: buying groceries. This elementar…

1
Essential Habits For Financial Success (Bestie Ep) #1002 53:40

7d ago53:40

53:40

Close your eyes and think back to high school. No matter if those were the best years of your life or if you were more of a wallflower, you were likely told that you needed to get good grades- but why? Was it because you knew that you needed a particular GPA in order to get into a specific school? Maybe, but a lot of high schoolers just know that i…

1
Solutions for Money Anxiety with Financial Therapist Lindsay Bryan-Podvin (Bestie Ep) #1001 57:10

9d ago57:10

57:10

There’s more to successfully handling your money than just figuring out the financial nuts and bolts. Money has emotional and psychological components to it as well, which is at the core of what our guest today focuses on. We’re happy to be joined by Lindsay Bryan-Podvin, who happens to be the first financial therapist in the state of Michigan. She…

1
Ask HTM Anything! #1000 1:05:49

11d ago1:05:49

1:05:49

Join us as we celebrate our 1000th episode with an AMA!!! We are incredibly thankful and fortunate that we’re able to create a podcast for listeners who are looking to better their lives by improving how they handle their money. Of course at the core of the show are ways to earn, save, spend, and invest more effectively… all with a little bit of Jo…

1
We're (mini) Retiring! w/ Jillian Johnsrud #999 58:51

14d ago58:51

58:51

*Special Episode Alert*... take a peek behind the curtain as we have an intimate, candid chat with our friend Jillian Johnsrud, a master of intentional career breaks and author of the upcoming book Retire Often (out in September). As we take a summer hiatus from new podcast episodes, we dive deep with Jillian into the art of stepping away from work…

1
From Monk to Money Manager w/ Doug Lynam #998 51:15

16d ago51:15

51:15

Today’s guest, Doug Lynam, has lived an extraordinary life! From overcoming bankruptcy to achieving financial security, taking vows of poverty as a Benedictine monk to managing over $250 million in assets as a wealth advisor, and graduating top of his class as a Marine to spending 20 years in monastic life, Doug’s journey is as diverse as it is ins…

1
Ask HTM - Road Trips with Old Cars, Steps to Combining Finances, & When to Drop Escrow #997 51:31

18d ago51:31

51:31

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …

1
Friday Flight - Dumpster Diving, Insurance Dodging, & Pudgy Penguins #996 40:48

21d ago40:48

40:48

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…

1
The Power of Cash w/ Jay Zagorsky #995 51:27

23d ago51:27

51:27

Will our guest today convince us to ditch digital payments?! Listen to find out! Because here’s something that we hear all the time: “You can just Zelle me” or “Venmo me!”. It’s sort of like “I’ll just Uber to the airport” – once a company name has become a verb, is it possible to decouple it from culture? And of course the fact that they’re incred…

1
Ask HTM - Teenage Homebuyers, Best Type of Life Insurance, & Making Easy Money with Securities Lending #994 51:41

25d ago51:41

51:41

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …

1
Friday Flight - Unemployment Uptick, Ridiculous Returns & The 4% Rule Debunked #993 38:22

28d ago38:22

38:22

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…

1
No New Things w/ Ashlee Piper #992 56:26

1M ago56:26

56:26

I’m pretty sure everyone listening will want to either get out of debt, reduce the amount of clutter in their life, crush other financial goals, become healthier and happier… OR, why even choose? Why not select: d - all of the above?! That’s because that was the outcome of our guest today, Ashlee Piper, who documented her journey in her new book No…

1
Ask HTM - Early Retirement Target Date Funds, Frugal Personal Hygiene, & Coercive House Painting #991 51:27

1M ago51:27

51:27

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …

1
Friday Flight - TACO Trading, Pointless Points, & Millionaire Renters #990 34:17

1M ago34:17

34:17

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…

1
Pharmacist to Full Time Real Estate Investor w/ Ryan Chaw #989 55:51

1M ago55:51

55:51

Newer listeners may not realize how OBSESSED with investing in real estate we were back in the day. In fact, when we were batting around ideas for a podcast, we initially thought it might be focused only on real estate... Luckily we zoomed out enough to cover personal finance more broadly. And it’s not that we’re not excited about rentals anymore, …

1
Ask HTM - Buying a Used Mattress, Best Use of an Inheritance, & Disqualified from a Roth #988 50:36

1M ago50:36

50:36

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …

1
Friday Flight - Credit Crunch, MAGA Money, & Gas Gouging #987 36:13

1M ago36:13

36:13

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…

1
Impoverished Upbringing to Money Monster w/ Listener Nick Gangwer #986 53:10

1M ago53:10

53:10

We’re trying something completely new for our episode today: we’re hearing from a listener. Not in the form of a question submitted via voice memo, but we’re actually sitting down and having a ‘real money’ conversation, with Nick Gangwer. We met Nick at a listener hang about a year ago and his personal story and the proactive steps that he had take…

1
Crushed by Depression, Called by God: How Faith and Purpose Saved Mason Smith 1:22:55

2M ago1:22:55

1:22:55

Crushed by Depression, Called by God: How Faith and Purpose Saved Mason Smith In this powerful and vulnerable episode of Domestic Dad: Cleaning Up The Mess, host Nick Barnett sits down with Mason Smith—a former youth pastor, missionary, husband, and father—for a deeply personal journey through depression, a suicide attempt, spiritual awakening, and…

1
Ask HTM - Special Roth Accounts, Investing During A Sabbatical, & Reverse Mortgages #985 51:28

2M ago51:28

51:28

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …

1
Friday Flight - Streaming Sports, Trade-In Tradeoffs & AI Lies #984 36:53

2M ago36:53

36:53

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…

1
Practical AND Beautiful Investing Advice w/ Callie Cox #983 56:40

2M ago56:40

56:40

What it means to have a practical and beautiful portfolio. How recent policy decisions have roiled the stock market. Right-sizing your risk tolerance… These are just a few of the topics we discuss with our guest Callie Cox who is a part of the Ritholtz Wealth Management team. She is also the author of OptimistiCallie, her newsletter where she seeks…

1
Ask HTM - Unnecessary Credit Cards, Creatively Funding Grad School, & Dropping Car Insurance To Save #982 52:42

2M ago52:42

52:42

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …

1
ANA Presents: Necessary Evil - Teaser Trailer 5:29

2M ago5:29

5:29

In which Sibella has an audience with a prisoner. Necessary Evil is a miniseries set in the world of Absolutely No Adventures. It follows evil queen Sibella in her downtime between magic battles and running her seized kingdom. Episode One will premiere in the Fall. Be on the lookout for an official release date announcement! Transcript: https://ana…

1
Friday Flight - Paper Wealth, Target Date Trends, & Bye Bye Buffett #981 36:01

2M ago36:01

36:01

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…

1
Creating a Post-Layoff Action Plan w/ Marlo Lyons #980 54:54

2M ago54:54

54:54

Gone are the days of constantly job hopping in order to rapidly boost your salary! Remember when perusing new job listings during your lunch break while WFH led to a 10-30% pay bump?! Now, with the uncertainty we’re experiencing in the overall market, it’s not just the new hires who are a bit nervous about hanging onto their jobs. Even government w…

1
Torn by Trauma, Anchored by Love: How Faith and Family Saved Veteran Chris Jung 1:37:03

2M ago1:37:03

1:37:03

From Combat to Calling: How Chris Jung Found Faith and Fatherhood In this deeply moving episode of Domestic Dad: Cleaning Up The Mess, host Nick Barnett sits down with Chris Jung, a military veteran, husband, and father, for an emotional journey through war, trauma, healing, and redemption. Chris opens up about his deployment to Afghanistan, the lo…

1
Ask HTM - Pro Help to Break the Paycheck to Paycheck Cycle, Down Payment Money Market Accounts, and Viable Student Loan Forgiveness Plans #979 45:33

2M ago45:33

45:33

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …

1
Friday Flight - Thrifty Trucks, Pricey Parking, & Soaring Secondary Costs #978 34:36

2M ago34:36

34:36

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…

1
Ambassador Brian Wallace on Future Generations and the importance of multilateralism and the UN 31:59

2M ago31:59

31:59

In this episode of UN Necessary, recorded in New York, hosts Nudhara Yusuf and Daniel Perell speak with Ambassador Brian Wallace, Jamaica’s Permanent Representative to the United Nations and former co-facilitator of the UN Declaration on Future Generations. As the world grapples with escalating global challenges—from climate change and inequality t…

1
Student Loan Shakeup w/ Travis Hornsby #977 59:33

2M ago59:33

59:33

The Feds are cracking down on defaulted student loans! According to the new US Education Secretary, it’s time for student borrowers with federal loans to begin making payments. The clock is ticking and May 5th is the date that nearly 2 million borrowers are going to be moved into repayment plans and collections will begin for loans that are in defa…

1
Ask HTM - Student Loans vs Investing, Best Cell Service While Abroad, & the Role of Faith in Our Finances #976 47:52

2M ago47:52

47:52

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …

1
Friday Flight - Debt Defaults, VIP Investments, & Regretful Retirees #975 36:30

2M ago36:30

36:30

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…

1
The Cheap Travel Truth w/ Scott Keyes #974 54:28

2M ago54:28

54:28

Who doesn’t wish that they were currently listening to this episode while lounging at the beach, on a European adventure, or even completely off the grid hiking somewhere amazing?! Of course we all want to do that but c’mon, it’s too expensive! That is the unfortunate excuse that we give ourselves for why we don’t travel as much as we’d like, but o…

1
Raised in Chaos, Rebuilt by God: The Sobriety Journey of Jason Hauserman 1:24:53

2M ago1:24:53

1:24:53

In this gripping and emotional episode of Domestic Dad: Cleaning Up The Mess, host Nick Barnett sits down with Jason Hausman for a raw, unfiltered look at addiction, trauma, and the long road to redemption. Jason’s story is one of unimaginable darkness—from childhood abuse and early exposure to drugs, to meth addiction, manipulation, and a head-on …

1
Ask HTM Special Edition: Tariffs, Market Volatility, & How It All Impacts You #973 58:00

2M ago58:00

58:00

Let’s dive into the week with some fresh listener questions we have lined up for you on this Special Tariffs Edition of Ask HTM (more on that further down). But don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step gui…

1
Friday Flight - Panic Pre-Purchasing, Un-Trustworthy TikTok Trends, & “Recession Hair” #972 33:40

3M ago33:40

33:40

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…

1
Economic Cheat Codes for Everyday Life w/ Daryl Fairweather #971 50:01

3M ago50:01

50:01

We’re joined by the Chief Economist at Redfin, Daryl Fairweather, so you know we’re talking about the current state of the real estate market today. But before she was knee-deep in housing data Daryl was the senior economist at Amazon, and before that she was a researcher at the Federal Reserve Bank of Boston which is when she was working with Frea…

1
Ask HTM - Paying for DeleteMe, Investing like the Ivies, and When a New Car Makes Sense #970 46:20

3M ago46:20

46:20

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…

1
Presenting: The Bardic Hearth 44:31

3M ago44:31

44:31

This week's feed drop features friend of the show: The Bardic Hearth! The link to their Youtube page is here: https://www.youtube.com/@ChaseNoseworthy The link to their Patreon is here: https://www.patreon.com/thebardichearth The link to their Buzzsprout is here: https://thebardichearth.buzzsprout.com/ ALSO, be on the lookout for a promo for a new …

1
Forging Financial Flexibility in an Uneasy Economy (Bestie) #969 48:04

3M ago48:04

48:04

Flexibility is a characteristic that will serve you well! This reminded Joel of his summer beach trip with his family to Tybee Island. Shortly after they left, there was a massive swarm of jellyfish that meant beachgoers couldn’t even get in the water. Lifeguards treated around 300 visitors for jellyfish stings in a single weekend. And while that w…

1
Banking on Bitcoin w/ Natalie Brunell #968 52:23

3M ago52:23

52:23

Whether it’s too late to get in on BTC, hackers targeting crypto, what a Federal Bitcoin Reserve means for the price of BTC… these are just a few of the topics we get into today with our guest, Natalie Brunell. When we occasionally talk about Bitcoin, it’s typically within the context of investing, and even then our approach is for it to be a relat…

1
The UN’s Next Chapter with Stephen Heintz and Richard Ponzio 49:16

3M ago49:16

49:16

In this episode of UN Necessary, recorded on 22 January 2025 in New York, hosts Nudhara Yusuf and Daniel Perell sit down with Stephen Heintz, President and CEO of the Rockefeller Brothers Fund, and Dr. Richard Ponzio, Director of the Global Governance, Justice, and Security Program where he also co-directs the Global Governance Innovation Network. …

1
Jackie Strong: The Personal Growth Journey of Esmir Ozegovic Through His Son’s Battle 1:30:49

3M ago1:30:49

1:30:49

In this heart-wrenching and hopeful episode of Domestic Dad: Cleaning Up the Mess, host Nick Barnett sits down with Esmir, a father whose life has been marked by both deep wounds and divine miracles. Born in Bosnia and raised in the Midwest after fleeing war with his family, Esmir opens up about the challenges of growing up as an immigrant—navigati…

1
Ask HTM - Deciding How Much ‘Fun $’, Prepping for Long Term Care, & Doubling Down on Employer Retirement Accounts #967 50:12

3M ago50:12

50:12

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…

1
Friday Flight - Tax Tips, Wage Deflation, & Liberated From Low Prices #966 34:58

3M ago34:58

34:58

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…

1
Trustworthy Tax Advice w/ Jasmine DiLucci #965 50:26

3M ago50:26

50:26

Imagine a scenario where you purchase pretty much whatever you want at the grocery store, you frequently go out to eat, and on top of that you always buy drinks for friends- no questions asked. That’s about what it would take to get food spending up to around 15% of average household income… but that sounds a bit insane! Most folks shop for sales, …

1
Ask HTM - Budgeting for Housing Splurges, ChatGPT for Your Savings, & Churning Free Gym Trials #964 49:43

3M ago49:43

49:43

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…

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