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Smart Money

Newstalk ZB

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Looking to make sense of your dollars? Newstalk ZB’s Smart Money delves into the deep, dark recesses of unwanted debt, traverses the highs and lows of investments and helps to ensure you money works for you. Our industry experts give us their top tips on a wide selection of topics including mortgage rates, stock, savings, goal-setting and retirement.
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Research by Shamubeel Eaqub finds only 32% of New Zealanders are satisfied with their financial situation, compared to 60% of Australians. He finds higher wages and a more solid retirement plan relieves financial stress for Australians - but how can Kiwis take control of their finances to ease their worries? LISTEN ABOVE See omnystudio.com/listener…
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The average hourly wage is $42.57, the average annual salary is $88,500. The average home is worth $912,904, the average mortgage is $318,151. The average KiwiSaver is $37,079, depending on your age. But does it really matter if you stack up to the nations averages? LISTEN ABOVE See omnystudio.com/listener for privacy information.…
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While the economy is looking up, the forecasts from economists aren't sending a clear message. Some are saying that even with a positive GDP result this week, we still have tough times ahead - while others say the state of global economics is an opportunity for growth in New Zealand. LISTEN ABOVE See omnystudio.com/listener for privacy information.…
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The Reserve Bank of New Zealand cut the OCR by another 50 basis points this week. Homeowners and hopeful buyers alike have been eagerly watching recent OCR announcements as interest rates continue to fall. But why aren't the banks following suit? LISTEN ABOVE See omnystudio.com/listener for privacy information.…
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With the cost of living relentlessly increasing year by year, Amanda Morrall joins Roman Travers to discuss how you can set yourself up for success in 2025, and how to boost your income outside of your base salary. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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The Ministry of Business, Innovation and Employment recently said that the Government is considering regulatory changes to enable KiwiSaver providers to increase private asset investments What does this mean KiwiSaver funds and how could it impact New Zealanders? Harbour Asset Management Director, Portfolio Manager & Research Analyst Shane Solly jo…
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Shortly after the new gang patch laws came into effect, police were seen in leaked pictures wearing confiscated patched vests. Leading into the silly season, what should you hold back on posting publicly that your management may see? Employment expert Max Whitehead joins with more. LISTEN ABOVE See omnystudio.com/listener for privacy information.…
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The most crucial time to teach your children about money is when they get their first jobs. Teaching good habits around money can be difficult - even more so if you weren't taught it yourself. Lisa Dudson joins to discuss different ways you can teach children how to deal with money. LISTEN ABOVE See omnystudio.com/listener for privacy information.…
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Investment markets have recovered significantly over the past two years following a weak 2022. And, Donald Trump winning the U.S. election is bound to have impacts on New Zealand's markets and the U.S. dollar. Director and Head of Multi Asset & Global Investment at Harbour Asset Management, Chris Di Leva joins. LISTEN ABOVE See omnystudio.com/liste…
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The Reserve Bank of New Zealand has announced a cut of 50 basis points to the OCR, bringing it down to 4.75%. Director and Fixed Income and Currency Strategist at Harbour Asset Management, Hamish Pepper, joins Tim Beveridge to discuss how the markets have responded and what they may do from here. LISTEN ABOVE See omnystudio.com/listener for privacy…
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Most people have an automatic contribution sent into their KiwiSaver at the end of their pay period - but experts say everyone should do an annual check on their accounts. It's recommended that contributors check if they should change their plan or provider before or after a big life event. Ben Brinkerhoff is the Head of Advice at Consilium and he …
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New Zealand has seen several iconic and well-known businesses close in recent months, especially those in hospitality. Is the economy to blame, or are people choosing the wrong business? Financial author Martin Hawes joins Tim Beveridge on The Weekend Collective to discuss. LISTEN ABOVE See omnystudio.com/listener for privacy information.…
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An insufficient supply of energy has been a looming issue recently, but spiking costs over the past two weeks have led to growing concerns for businesses. Andrew Bascand is Managing Director and Portfolio Manager at Harbour Asset Management. Andrew joins Tim Beveridge on The Weekend Collective to discuss how it became this bad, and when it may begi…
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Financial stress has a way of seeping into every area of your life, and with the current economic climate, it's important to keep it from impacting your wellbeing. Personal Wealth Educator from Acumen, Lisa Dudson, joins Tim Beveridge to discuss this and more on The Weekend Collective. LISTEN ABOVE See omnystudio.com/listener for privacy informatio…
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There are many different ways of seeking financial advice and new DIY ways of investing, but how does that impact the method of stock-picking - and have we become overconfident in stock picking? Ben Brinkerhoff, the Head of Advice at Consilium, joined the Weekend Collective to give his insight. LISTEN ABOVE See omnystudio.com/listener for privacy i…
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As money has moved into the digital space, physical cash has become less prevalent. Only 57.2 percent of kiwis used cash for everyday purposes in 2023, down from 95.8 percent in 2019. Those using cash tend to be among more vulnerable groups, including the young, elderly and disabled, and are more likely to live rurally. Hannah McQueen joins Tim Bev…
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When do you start writing your will, and should your kids help you with writing it? Plus, is downsizing the best way to free up some cash? Well renowned financial author Martin Hawes joins us with his thoughts. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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What are the best lessons to teach your children about money? How soon should you be setting them up with a trust fund, or a personal savings account? Hannah McQueen of Enable Me joins the Weekend Collective to discuss. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Harbour Asset Management's Managing Director Andrew Bascand joined Tim Beveridge on Smart Money this week. They discussed how geopolitical events in Gaza including the recent attack made by Iran on Israel affected the sharemarket. Plus, digital banking has entered the Australian market. The pair discuss how people's relationship with banks is chang…
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