Comic Keren Margolis and homosexual Tommy O'Malley are both power tops who co-host Unhireable, the biological child of the podcast Race Wars. Every week, Keren and Tommy talk to fellow smart attention seekers about the culture. You're welcome.
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Looking to make sense of your dollars? Newstalk ZB’s Smart Money delves into the deep, dark recesses of unwanted debt, traverses the highs and lows of investments and helps to ensure you money works for you. Our industry experts give us their top tips on a wide selection of topics including mortgage rates, stock, savings, goal-setting and retirement.
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Janet Xuccoa: Trusts aren't just for the wealthy
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41:37A lot of people think trusts are only for the very wealthy, and absolutely useless for the every day person - but today's guest explains that's not the case. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Shamubeel Eaqub: We have to move toward he Australian retirement model
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41:14Research by Shamubeel Eaqub finds only 32% of New Zealanders are satisfied with their financial situation, compared to 60% of Australians. He finds higher wages and a more solid retirement plan relieves financial stress for Australians - but how can Kiwis take control of their finances to ease their worries? LISTEN ABOVE See omnystudio.com/listener…
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Chris Di Leva: The markets aren't looking too bad
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41:19It's a tough time for the markets and the volatility has been hard to keep track of. The tariffs have obviously had an impact - but some experts say AI developments are also a contributor. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Max Whitehead: Why are Gen X so unhireable?
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41:10Just when they should be at their peak, older generations are being discriminated against for their age. Do we no longer value experience? LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Lisa Dudson: Here's where your money is safest right now
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40:22While sweeping tariffs rock the global economy, it's hardly discussed how it will impact the everyday person. So, where is the safest place to put your money? LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Amanda Morrall: Are you financially 'average' - and does it matter?
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41:26The average hourly wage is $42.57, the average annual salary is $88,500. The average home is worth $912,904, the average mortgage is $318,151. The average KiwiSaver is $37,079, depending on your age. But does it really matter if you stack up to the nations averages? LISTEN ABOVE See omnystudio.com/listener for privacy information.…
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Andrew Bascand: You can be optimistic about where the economy is going
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40:11While the economy is looking up, the forecasts from economists aren't sending a clear message. Some are saying that even with a positive GDP result this week, we still have tough times ahead - while others say the state of global economics is an opportunity for growth in New Zealand. LISTEN ABOVE See omnystudio.com/listener for privacy information.…
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Martin Hawes: Working after 65 isn't just good for your bank account...
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41:24Is it worth working after the age of 65? Or is it more of a need than a choice? Martin Hawes joins The Weekend Collective to discuss the finances of retirement. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Amanda Morrall: Stabilising your finances in unstable times
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40:19Amanda Morrall joins to discuss how you can stabilise your finances in the midst of an economy in turmoil. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Max Whitehead: Your CV's font could lose you the job
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40:21Tim was recently told about an employer who binned a young man's CV for using three different fonts. Max says it's not uncommon, and there are many small mistakes that will lose you the job. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Hamish Pepper: Don't act too quickly after OCR announcement
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41:11The Reserve Bank of New Zealand cut the OCR by another 50 basis points this week. Homeowners and hopeful buyers alike have been eagerly watching recent OCR announcements as interest rates continue to fall. But why aren't the banks following suit? LISTEN ABOVE See omnystudio.com/listener for privacy information.…
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Martin Hawes: Mortgage arrears increase by 1,100 in December
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40:18New data from Centrix reveals that the number of homeowners behind on their mortgage increased by 1,100 in December alone. With the interest rates dropping significantly recently, why is it that homeowners are falling behind? LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Nadine Higgins: Finding the path of least resistance
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41:13Humans are wired to find the path of least resistance - but how can that be done when it comes to your finances? LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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With a fresh year, and a wobbly economy, it's always a good idea to dust off the old CV and sure it's up to date. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Amanda Morrall: "There's a big difference between theory and practice in finances"
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41:36With the cost of living relentlessly increasing year by year, Amanda Morrall joins Roman Travers to discuss how you can set yourself up for success in 2025, and how to boost your income outside of your base salary. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Martin Hawes: Is cash a good gift for the grandkids?
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40:59Martins Hawes joins Tim Beveridge to discuss whether cash is a good idea for Christmas gifts, and this week's disappointing GDP announcement. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Shane Solly: What are private assets and its investment characteristics?
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41:03The Ministry of Business, Innovation and Employment recently said that the Government is considering regulatory changes to enable KiwiSaver providers to increase private asset investments What does this mean KiwiSaver funds and how could it impact New Zealanders? Harbour Asset Management Director, Portfolio Manager & Research Analyst Shane Solly jo…
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Max Whitehead: What not to post on social media as an employee
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40:26Shortly after the new gang patch laws came into effect, police were seen in leaked pictures wearing confiscated patched vests. Leading into the silly season, what should you hold back on posting publicly that your management may see? Employment expert Max Whitehead joins with more. LISTEN ABOVE See omnystudio.com/listener for privacy information.…
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Amanda Morrall: Changing bad spending habits
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39:58The world of spending tracking apps is vast - but it's questionable as to whether they're even necessary. Personal finance coach Amanda Morrall joins to discuss creating sustainable change to your spending habits. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Lisa Dudson: How to teach your kids about money
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40:08The most crucial time to teach your children about money is when they get their first jobs. Teaching good habits around money can be difficult - even more so if you weren't taught it yourself. Lisa Dudson joins to discuss different ways you can teach children how to deal with money. LISTEN ABOVE See omnystudio.com/listener for privacy information.…
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Chris Di Leva: Investment markets after the U.S. election
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41:33Investment markets have recovered significantly over the past two years following a weak 2022. And, Donald Trump winning the U.S. election is bound to have impacts on New Zealand's markets and the U.S. dollar. Director and Head of Multi Asset & Global Investment at Harbour Asset Management, Chris Di Leva joins. LISTEN ABOVE See omnystudio.com/liste…
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Martin Hawes: The impact of Trump's win on NZ markets
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41:04Martin Hawes joins Tim Beveridge to discuss the impact of Donald Trump's election win on New Zealand markets. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Max Whitehead: How do you ask for a raise?
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41:16Tim Beveridge is joined by employment relations practitioner Max Whitehead to answer all your employment questions. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Amanda Morrall: Is it worth changing banks?
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41:41With interest rates and inflation stabilising, is it worth changing banks when you're unhappy - or are they all essentially the same? Tim Beveridge is joined by Amanda Morrall to discuss. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Hannah McQueen: How to split your mortgage
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41:19Financial adviser and coach Hannah McQueen joins Tim Beveridge to discuss how to split your mortgage to pay as little as possible in the long run. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Hamish Pepper: How have financial markets responded to the OCR cut?
41:19
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41:19The Reserve Bank of New Zealand has announced a cut of 50 basis points to the OCR, bringing it down to 4.75%. Director and Fixed Income and Currency Strategist at Harbour Asset Management, Hamish Pepper, joins Tim Beveridge to discuss how the markets have responded and what they may do from here. LISTEN ABOVE See omnystudio.com/listener for privacy…
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Lisa Dudson: The long term value of your savings
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41:30Financial author and advisor Lisa Dudson joins Tim Beveridge on The Weekend Collective to discuss the long term value of your savings depending on where you put it. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Martin Hawes: Are reverse mortgages ever viable?
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41:35Martin Hawes joins Tim Beveridge on The Weekend Collective to discuss whether a reverse mortgage is ever viable, and the new concept of a reversion mortgage. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Ben Brinkerhoff: When to take a look at your KiwiSaver
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40:49Most people have an automatic contribution sent into their KiwiSaver at the end of their pay period - but experts say everyone should do an annual check on their accounts. It's recommended that contributors check if they should change their plan or provider before or after a big life event. Ben Brinkerhoff is the Head of Advice at Consilium and he …
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Shane Solly: Interest rates and your assets
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41:13Many people who own large assets or investments have one question at the front of their minds - where are interest rates headed? Shane Solly from Harbour Asset Management joins Tim Beveridge on The Weekend Collective to discuss this and more. LISTEN ABOVE See omnystudio.com/listener for privacy information.…
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Max Whitehead: It's time to brush up your CV
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38:39Max Whitehead joins Tim Beveridge on The Weekend Collective to help you clean up your CV. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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A common misconception is that only the very wealthy need trusts, but many people may be putting their assets at risk without one. Author Janet Xuccoa joins Tim Beveridge on The Weekend Collective to give you all the basics of trusts. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Martin Hawes: Don't start a small business
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39:22New Zealand has seen several iconic and well-known businesses close in recent months, especially those in hospitality. Is the economy to blame, or are people choosing the wrong business? Financial author Martin Hawes joins Tim Beveridge on The Weekend Collective to discuss. LISTEN ABOVE See omnystudio.com/listener for privacy information.…
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Andrew Bascand: Why do we have insufficient energy?
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41:28An insufficient supply of energy has been a looming issue recently, but spiking costs over the past two weeks have led to growing concerns for businesses. Andrew Bascand is Managing Director and Portfolio Manager at Harbour Asset Management. Andrew joins Tim Beveridge on The Weekend Collective to discuss how it became this bad, and when it may begi…
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Lisa Dudson: When is it too late to buy your first home?
39:53
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39:53At what age is it a bad idea to become a first home buyer? Is it ever too late? Financial adviser Lisa Dudson joins Tim Beveridge on The Weekend Collective to discuss this and more. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Amanda Morrall: Where to put your tax cut
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41:35Amanda Morrall joins Tim Beveridge on The Weekend Collective to discuss where your tax cut can go to take full advantage of it. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Max Whitehead: Same pay, same title, more responsibilities
39:42
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39:42What do you do when your work responsibilities keep increasing, but your pay and title don't reflect it? Employment expert Max Whitehead joins Tim Beveridge on The Weekend Collective to discuss what you should do. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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RBNZ pivots to potential lower interest rates
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40:40RBNZ's pivot at their most recent meeting points to lower interest rates being closer than initially predicted, says Harbour Asset Management Currency Strategist Hamish Pepper. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Hannah McQueen: How to find the extra pennies to kill your mortgage
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40:03Financial Advisor Hannah McQueen joins Tyler Adams on The Weekend Collective to discuss how you can pay off your mortgage faster, even when you don't have much left at the end of the week. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Lisa Dudson: Dealing with financial stress
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41:14Financial stress has a way of seeping into every area of your life, and with the current economic climate, it's important to keep it from impacting your wellbeing. Personal Wealth Educator from Acumen, Lisa Dudson, joins Tim Beveridge to discuss this and more on The Weekend Collective. LISTEN ABOVE See omnystudio.com/listener for privacy informatio…
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Ben Brinkerhoff: Have we gotten too confident at stock-picking?
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41:23There are many different ways of seeking financial advice and new DIY ways of investing, but how does that impact the method of stock-picking - and have we become overconfident in stock picking? Ben Brinkerhoff, the Head of Advice at Consilium, joined the Weekend Collective to give his insight. LISTEN ABOVE See omnystudio.com/listener for privacy i…
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Chris Di Leva: Are bond markets a good investment?
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35:42Chris Di Leva from Harbour Asset Management joins the Weekend Collective to discuss the world of bond markets - and if they make for a safe investment. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Amanda Morrell: What does it mean to be wealthy?
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41:14Financial author Amanda Morrell joined the show to discuss the changing goalposts from inflation in what makes people wealthy. So what does it mean to be wealthy and would you really want to be? LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Shane Solly: How geopolitical tensions are changing investors' behaviour
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39:55How has global geopolitical tension changed the way we invest in the market? Shane Solly from Harbour Asset Management joined Tim Beveridge to discuss. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Hannah McQueen: Would we save more by using physical cash?
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41:08As money has moved into the digital space, physical cash has become less prevalent. Only 57.2 percent of kiwis used cash for everyday purposes in 2023, down from 95.8 percent in 2019. Those using cash tend to be among more vulnerable groups, including the young, elderly and disabled, and are more likely to live rurally. Hannah McQueen joins Tim Bev…
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Martin Hawes: When is the best time to write your will? And, is downsizing the best way to free up some cash?
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41:13When do you start writing your will, and should your kids help you with writing it? Plus, is downsizing the best way to free up some cash? Well renowned financial author Martin Hawes joins us with his thoughts. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Hannah McQueen: The best lessons to teach your children about money
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41:09What are the best lessons to teach your children about money? How soon should you be setting them up with a trust fund, or a personal savings account? Hannah McQueen of Enable Me joins the Weekend Collective to discuss. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Max Whitehead: How to bounce back from mid-career layoffs
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41:20With all the cuts to the cut service, how should you deal with layoffs mid-career, and more importantly how can you bounce back? Employment relations practitioner Max Whitehead joined the show to discuss. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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Andrew Bascand: The changing face of the banking sector
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41:12Harbour Asset Management's Managing Director Andrew Bascand joined Tim Beveridge on Smart Money this week. They discussed how geopolitical events in Gaza including the recent attack made by Iran on Israel affected the sharemarket. Plus, digital banking has entered the Australian market. The pair discuss how people's relationship with banks is chang…
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Amanda Morrall: Are the latest CEO remuneration figures fair?
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41:12Although the recession has put the brakes on average pay rises, the country’s highest-paid CEO has set a new record for remuneration. Is this fair? Expert Amanda Morrall joins the Weekend Collective to discuss. LISTEN ABOVE See omnystudio.com/listener for privacy information.By Newstalk ZB
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