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The Pnyx

Vikas Raj and Alex Lazarow

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Join Vikas Raj and Alex Lazarow as they navigate the defining technology and financial services questions of the 21st Century. From bank collapses in Silicon Valley to crises on Wall Street, people have good reason to question whether or not unending technological change is really a positive force on society. The Pnyx tackles this question head on. From ESG and crypto to remote work and A.I., we assemble leading voices in the technology, venture, and fintech spaces and debate one fundamental ...
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VentureKast is the podcast about fintech and financial inclusion. Hosted by Vikas Raj, Managing Director of Accion Venture Lab, VentureKast features the stories of the entrepreneurs and investors who are using inclusive fintech to serve the three billion people around the world who are underserved by the mainstream financial system. Accion Venture Lab is a global venture fund at Accion that invests in fintech for financial inclusion.
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Clinical Changemakers

Inspiring Clinicians to Thrive

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Clinicians have trained in the art and science of medicine, and yet feel powerless to make a meaningful impact on the healthcare system. Clinical Changemakers is the podcast looking to bridge this gap by exploring inspiring stories of leadership, innovation and so much more. To learn more and join the conversation, visit: www.clinicalchangemakers.com www.clinicalchangemakers.com
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“You know, what if they were to actually put it’s [AI] mind to a science of practical compassion for everybody?… if the right machines were to come along and help us do it, that's going to be a fabulous thing.” Dr Richard Lehman is a retired GP from Oxfordshire who had a "ringside seat" to the birth of evidence-based medicine, previously held acade…
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"When the frontline feels we're actually offering, 'what do you need? What are the resources we can help?' We'll co-create. Of course, they don't have the control of the resources or some decisions, but that's what executives can do." Dr. Raj Srivastava is a pediatrician, health system leader, and implementation science researcher, serving as Chief…
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"At the end of the day, we don't really invest as much into products as we do into people. It's the people behind the products that are going to make the product successful" Dr. Amandeep Hansra is a general practitioner turned health tech entrepreneur, advisor, and investor, founder of the Creative Careers in Medicine community (with over 25,000 me…
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"The enterprise of medicine has both scientific and moral dimensions, and they're inextricably balanced" Dr Vikas Saini is a Cardiologist and President of the Lown Institute, where he leads a non-partisan think tank advocating bold ideas for a just and caring system for health. With a unique background combining philosophy and medicine, Dr. Saini h…
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"The way to prevent cascades is to keep your eye on the goal, to understand what you're trying to accomplish and not to go down rabbit holes chasing abnormalities, but rather to be focused on the outcome that you're looking for." Dr James W. Mold is a family medicine physician, geriatrician, researcher and academic with a Master of Public Health de…
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"We need to pay more attention to the networks that operate between people and the networks that operate between organisations.” Professor Ingrid Nembhard is an Organisational Behaviour expert in healthcare systems, based at the Wharton School of the University of Pennsylvania. Her research focuses on how characteristics of health care organisation…
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"Epic charges researchers to access the data that the same Institute has spent thousands of hours storing. They're not a good custodian of data... they're literally locking your data away and holding it for ransom." — Dr. Sidharth Ramesh Listen now on Apple, Spotify, YouTube or wherever you get your podcasts. Dr Sidharth Ramesh is a medical doctor,…
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“The market was flooded with all these new tools and technologies that people were using, but no real evidence base behind them. Now we’re in this space where we need evidence. — Dr Saira Ghafur Listen now on Apple, Spotify, YouTube or wherever you get your podcasts. Dr Saira Ghafur is a medical doctor specialising in respiratory medicine, an acade…
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"I think of quality as what is the patient's ‘job to be done’. What are they trying to get out of this encounter or from their help? What are they trying to achieve? Making quality about that." — Dr Raj Behal. Listen now on Apple, Spotify, YouTube or wherever you get your podcasts. Dr. Raj Behal is a medical doctor and Chief Quality Officer at Amaz…
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"The greatest legacy we can leave as this generation of leaders is to make meaningful progress in narrowing those health inequalities between communities." — Prof Bola Owolabi. Episode Overview In this episode, Professor Bola Owolabi, GP and National Director for Healthcare Inequalities at NHS England, shares her insights on health inequalities in …
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"The health impact of corporate power isn't just about products—it's about how commercial interests shape the entire landscape of health policy and research." — Dr Nason Maani Listen now on Apple, Spotify, YouTube or wherever you get your podcasts. Dr Nason Maani, lecturer in Inequalities and Global Health Policy at the University of Edinburgh, aut…
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"I'd rather have people understand why they should believe something, not just that they should." — Dr Aaron Carroll Listen now on Apple, Spotify, YouTube and or wherever you get your podcasts. Dr Aaron Carroll, pediatrician, professor, president and CEO of Academy Health, and renowned science communicator, discusses the art and science of effectiv…
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How do you innovate globally? What opportunities do regulatory differences offer? How do you tackle KYC and AML abroad? In this episode, we hear Sergio Fogel’s story of creating dLocal, one of the largest payment processors to come out of Latin America. Learn about payment opportunities and challenges, building customer trust, the difficulty of pay…
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What lessons does the body have to offer fintech? How are we programmed? How do we gather information and build ideas? How should we ideate? In this episode, we speak with Jeff Karp about what makes a founder effective. Listen as we tap into Jeff’s experience from founding 12 different companies, raising over $600M million, and discovering medical …
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Is AI influencing the underwriting process? How do we keep AI on the right track? What are the alarm bells for AI, and what role does regulation play? In this episode, we sit down with Kareem Saleh, Founder and CEO of Fairplay AI, and discuss how artificial intelligence is currently impacting the credit system. Listen as we discuss the risk of ineq…
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What makes people remarkable? How do entrepreneurs figure out what product or service to build? Are startup ideas really that novel? In this episode, we talk to Guy Kawasaki on what makes people remarkable and discuss the corresponding lessons for founders. Listen as we dive into the growth mindset, artificial intelligence, and the common path of r…
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"There is a lot of mistrust between the two, the private sector thinks about government bureaucrats who've done the same way for 20 years...the public sector talks about the private sector... who just want to make money at any cost... and they're both wrong." - Dr Nirav Shah, Senior Scholar at Stanford. In this episode, Dr Nirav Shah reflects on hi…
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“You can be successful as an innovator, even as a physician or any other background you have, as long as you follow the process and really focus on the needs. That's the key.” — Dr Josh Makower, Director and Co-Founder of the Stanford Byers Center for Biodesign. Listen on Apple, Spotify, or wherever you get your podcasts. In this episode, Dr Joshua…
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"There is a very evidence-based way to house people for people who are experiencing homelessness, it has been around a long time, it's been testing empirically, it's called housing first" — Dr Margot Kushel, Director of the UCSF Benioff Homelessness and Housing Initiative. Listen on Apple, Spotify, or wherever you get your podcasts. In this episode…
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"Even though you trained them for something silly, like to predict the new word, new capabilities emerged, as in, now they can answer, which is something they weren't trained for" — Professor Nigam Shah, Chief Data Scientist for Stanford Health Care. Listen on Apple, Spotify, or wherever you get your podcasts. In this episode, Professor Nigam Shah …
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"One of the conclusions I've drawn from COVID...in a sense, was that our communications approach was our most important public health intervention" — Sir Ashley Bloomfield, Former Director General Of Health, New Zealand. Listen on Apple, Spotify, or wherever you get your podcasts. In this episode, Sir Ashley Bloomfield reflects on his humble upbrin…
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"You have to be somewhat more strategic, you have to identify your sources of power and use those sources of power to influence the people you want to enact whatever it is you are asking of them" — Professor Sara Singer, Director of the HELIO Labs at Stanford Medicine. Listen on Apple, Spotify, or wherever you get your podcasts. In this episode, Pr…
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Can fintech thrive in a volatile world? How will 2024 compare to 2023? Where will remote work remain? What is the Asian market outlook? In this episode, the final in our series on reflections on 2023 and the outlook for 2024, we cover challenging questions and market insights with Ganesh Rengaswamy of Quona Capital. Listen as we look to the past an…
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What does a tighter macro environment mean for fintech? Is embedded finance a long-term trend or just a fad? How can founders build good partnerships with corporates? In this episode, the second in our series on reflections on 2023 and the outlook for 2024 we discuss these questions and more with Victoria Cheng, Partner at Pruven Capital. Join us a…
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"In times of hesitancy in the market, leaders lean in, they assert themselves, they flex and they find an opportunity” — Dr Oliver Keown, managing director of Intuitive Ventures. Listen on Apple, Spotify, or wherever you get your podcasts. In this episode, Dr. Oliver Keown discusses his career journey from a doctor in the UK's National Health Servi…
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Is capital a coward? What is the venture outlook for Egypt and the Middle East in 2024? How are trends from 2023 - from remote work to buy now pay later - going to evolve in the next year? When will later-stage investors return to the market? In this episode, the first in our series on reflections on 2023 and outlook for 2024, we discuss these ques…
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"There's good news, we're actually seeing signs of a virtuous cycle, we're seeing [workforce] pride in organizations and that leads to people working together better, making the care better, which means the patients are more grateful, which makes people feel even more pride". — Dr. Thomas H. Lee, Professor of Medicine at Harvard Medical School and …
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"We think as healthcare institutions as just healthcare institutions...actually healthcare institutions are just big businesses that happen to do healthcare, this idea is that there is a whole array of other activities besides healthcare, that have an enormous impact on our local communities" — Dr. Laura Gottlieb, Family Physician and Director of S…
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"If we had a multitiered, multilayered approach to clinical leadership where we don't just provide about patient care, but we think about improving the processes and tools...and leave a legacy over time then I think we'd have greater success in driving digital change in health" — Dr Simon Kos, Healthcare Executive at Microsoft. In this episode, Dr …
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"Don't let the fact that you don't know the last step, stop you from acting today.” — Dr Nick Watts, Chief Sustainability Officer, NHS. Listen on Apple, Spotify, or wherever you get your podcasts. In this episode, Dr Nick Watts discusses what it takes to be part of a world-leading race to zero carbon emissions in healthcare. Dr Watt reflects on his…
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“Culture is absolutely the mortar between the bricks and the primary value of Mayo Clinic that everyone knows. From the environmental services folks to the accountants, to the nurses and doctors and social workers, the needs of the patient come first.” — Dr. Stephen Swensen, Former Director for Leadership and Organization Development at Mayo Clinic…
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"Psychological safety is at the very heart of this discussion... a belief that it is safe for interpersonal risk...in my research I have found this not to be the norm, but it is a very powerful thing when it's there." — Professor Amy Edmondson, Novartis Professor of Leadership and Management at Harvard Business School. In this episode, Novartis Pro…
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"When you face those problems, you have a couple of choices, right? You can say, these problems are too big for me and I can't solve them. Or you can say, these problems are going to persist unless I do something about them" — Dr Kedar Mate, President and CEO of the Institue for Healthcare Improvement Listen on Apple, Spotify, or wherever you get y…
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Listen now on Substack, Apple, Spotify, or where ever you get your podcasts. So it sounds to me like we have 21st-century problems with 20th-century approaches. So what do we do? Well, I believe that clinicians given the right skills and opportunity can be at the heart of solving many of these very complex issues. — Dr Jono Hoogebrug, Family Medici…
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What makes a good investor? And what makes an investor good? Whether impact investing or driving above-market returns, David Rubenstein has done it all. In this episode, we interview the formidable Rubenstein, co- founder of The Carlyle Group. We explored the qualities of successful investors and venture capitalists, as well as what qualities make …
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Environmental, Social, and Governance (ESG)-based investing: just more Wall Street bullsh*&t or a way to finally hold polluters accountable for their actions? This week, we're diving into the controversial topic of ESG investing, and we have two deeply knowledgeable debaters who will present their perspectives. Hans Taparia, a professor at NYU Ster…
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You’ve seen them in your checkout carts and they follow you online shopping: Buy-Now-Pay-Later companies have become significant players on the fintech scene. In the inaugural episode of “The Pnyx”, your hosts Alex and Vikas discuss Affirm, Klarna, Afterpay and all the other actors that constitute the Buy-Now-Pay-Later (BNPL) phenomenon. Joined by …
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“Most microentrepreneurs here in Brazil… don’t have a lot of the tools that a bigger business would get. And they were struggling a lot,” says Carlos Dejavite, co-founder of SmartMEI, on the final episode of a four-part miniseries of VentureKast. In this series, we discuss insights from Accion Venture Lab’s latest publication, which explores how fi…
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Apollo Agriculture co-founder and CEO Eli Pollak joins VentureKast to share how Apollo is staying focused on helping their small-scale farmer customers improve their incomes. Apollo Agriculture empowers small-scale farmers in East Africa with the tools they need to maximize their profits, produce food for their communities, and build financial stab…
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Accion Venture Lab's Amee Parbhoo joins the first episode of a four-part mini-series of VentureKast to discuss insights and strategies from Accion Venture Lab's latest publication, which explores how fintech startups can grow by focusing on building value for their existing users. Amee also shares highlights from the report's case studies of nine f…
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In episode ten of VentureKast: Rebuild, Creditas COO Ann Williams explains how Creditas has reached out to their customers during COVID-19 to find out how they can help. The company’s digital platform and focus on long-term customer relationships has led them to design fair, transparent, and affordable financial services and consumer solutions for …
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In episode nine of VentureKast: Rebuild, managing director of the Center for Financial inclusion Mayada El-Zoghbi explains how COVID-19 has impacted different populations and sectors of the economy in unique ways depending on existing infrastructures, government responses, and “how digitally connected people are.” Mayada discusses how microfinance …
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In episode eight of VentureKast: Rebuild, co-founder and CEO of LendStreet Jerry Nemorin explains that customers of traditional lenders struggle to cope with financial shocks caused by events like the COVID-19 pandemic. Data aggregation and a focus on consumer financial behavior has enabled LendStreet “to assess, identify and to structure the appro…
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In episode  seven  of  VentureKast: Rebuild, Co-Founder and CEO of Field Intelligence Michael Moreland explains how his pharmaceutical supply chain company leverages tech and data to help keep local pharmacies open and stocked during the COVID-19 pandemic. His work is more important than ever as vulnerable populations increasingly rely on community…
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In episode six of VentureKast: Rebuild, Co-Founder and CEO of Toffee Insurance Rohan Kumar explains how the COVID-19 pandemic has prompted a “mass behavioral change” in the form of increased demand for insurance products, and why fintechs are uniquely positioned to meet the increased demand with truly affordable, flexible, and high-quality digital …
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