What if one decision today could shape your family’s financial future tomorrow? In this episode of Mind Your Wealth, we explore universal life insurance — a flexible, long-term insurance option that does more than just provide a death benefit. We break down how universal life insurance works, who it's best suited for, and how it can be used as a wealth-building tool. You’ll learn about its cash value component, its tax advantages, and how this policy can support everything from college planning to estate protection. Most importantly, we highlight how Mercer WM can help you determine whether universal life insurance fits into your broader financial strategy. At Mercer WM, personalized advice ensures that your insurance policy isn’t just a safety net — it’s a smart part of your legacy. Click here to explore more about how universal life insurance can secure your family’s financial future through Mercer WM’s expertise.