972. Insights: Unlocking Global Competitiveness In An AI-driven World - Live From Point Zero Forum Fintech Insider Podcast By 11:FS podcast

46:40

About this episode: Today, we’re diving into fresh insights from our friends at Marqeta, who are gearing up to release their annual State of Payments report. This year’s survey spans 500 small and medium-sized businesses in the UK, 500 in the US, and 3,000 consumers across both regions. So, what’s keeping SMBs up at night? And how can next-generation payment solutions help them stay competitive in a rapidly evolving landscape? In this episode, David Barton-Grimley is joined by experts from Marqeta and a panel of industry leaders to answer these questions. This week's guests: Marcin Glogowski - Senior Vice President and Managing Director for Europe and UK CEO of Marqeta Hanna Sommer - Director of GTM & Strategic Partnerships at Liberis Stéphane Dehaies - CEO of Spendesk Financial Services Visit Marqeta’s website to be the first to know when their State of Payments Report launches. -- Links to check out: Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf ⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Support our charity partner School-Home Support ⁠⁠⁠⁠⁠⁠ -- About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ podcasts@11fs.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ! Learn more about your ad choices. Visit megaphone.fm/adchoices…

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979. News: Monzo slapped with bumper fine, Robinhood stands strong on tokenisation, and will TSB vanish from the high street for good? 1:07:41

6 days ago1:07:41

1:07:41

About this episode: Host Laura Watkins, Director of Media and Marketing at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories covered on the podcast: In Q2 2025, AI continued to dominate the innovation landscape, accounting for 30% of all venture capital investment, according to HSBC Innovation Banking and Dealroom's 2025 Q2 Innovation Updates. Healthtech overtook fintech for the first time as the most-funded sector, signalling a shift in investor priorities. Santander’s potential acquisition of TSB could lead to the TSB brand disappearing from the UK high street. Robinhood announced plans to offer tokenised equities, expressing confidence that they will meet regulatory approval. Meanwhile, Monzo faces a significant fine for anti-money laundering failings. We also take a look at research which reveals that Gen X prioritises security over convenience in payment methods, and question whether the payments industry is doing enough to support LGBTQ+ inclusion. This week's guests: Tom Easterby - Head of Fintech at HSBC Innovation Banking Jessica Cath - Partner, Financial Crime at Thistle Initiatives Sophie Condie - CEO of Shieldpay Timestamps Intro - (00:00) ⁠⁠ HSBC Innovation Banking and Dealroom release their 2025 Q2 Innovation Update - (06:32) Santander bank deal could mean TSB name disappears from UK high street - (19:19) Robinhood ‘Confident’ Tokenized Equities Will Withstand Regulatory Scrutiny - (34:01) Monzo hit with £21million pound fine for AML failings - (45:12) New Report Finds Gen X Prioritises Security Over Convenience in Payment Choices - (57:08) The Payments Association calls for more LGBTQIA+ diversity in payments - (59:54) -- Support our sponsors: If you're running an early-stage business with Seed or Series A funding, Tide’s new savings account offers rates up to 4.48% (AER), with instant access to your money. Plus, get the best rates for free for 12 months at ⁠⁠tide.co/insider⁠⁠ . -- Links to check out: Join our ⁠⁠⁠⁠⁠⁠⁠⁠WhatsApp community,⁠⁠⁠⁠⁠⁠⁠⁠ where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. ⁠⁠⁠⁠⁠⁠⁠⁠Support our charity partner School-Home Support ⁠⁠⁠⁠⁠⁠⁠⁠ -- About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ podcasts@11fs.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ! Learn more about your ad choices. Visit megaphone.fm/adchoices…

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978. Insights: Innovating through crisis, how can banks stay ahead? 49:42

10 days ago49:42

49:42

About this episode: Financial services is evolving at a rapid pace. The pandemic was unprecedented, and banks and financial institutions are still dealing with its aftermath. Rising interest rates triggered by sharp, "hockey-stick” inflation led to the collapse of established banks like SVB and Credit Suisse. Previously, the priority had been on innovation and customer experience. Suddenly, however, banks were facing real market instability and the threat of contagion. The focus shifted to securing core, business-critical operations. So, what does all this mean for advice and consulting? In this episode, David Barton-Grimley is joined by a panel of experts in the consulting field to explore how analysts, advisories, and consultancies can better support financial institutions-helping them navigate the changing financial landscape with greater flexibility, speed, and impact. This week's guests: Ross Gallagher - Head of Consulting at 11:FS Kate Drew - Director of Research, CCG Catalyst Consulting Group Ready to drive real change? Explore 11:FS’s award-winning consulting services at 11fs.com/ventures -- Links to check out: Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf ⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠Support our charity partner School-Home Support ⁠⁠⁠⁠⁠ -- About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ podcasts@11fs.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ! Learn more about your ad choices. Visit megaphone.fm/adchoices…

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977. News: Pan-African card debuts, Tink teams up with Chip, and Circle doubles down on licence 1:06:39

13 days ago1:06:39

1:06:39

About this episode: Host Laura Watkins, Director of Media and Marketing at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. This episode is dedicated to Barb MacLean, a friend of the podcast and a valued contributor to the Fintech Insider community. Barb’s family has set up a GoFundMe to support her children’s education. If you are able to support, please consider doing so. Stories covered on the podcast: Yonder joins us to discuss its new debit card offering. The first pan-African card scheme launches to help better facilitate cross-border payments. Tink and Chip partner to offer payment integration. Circle applies for its U.S. National Trust banking licence. And what happens when AI has an identity crisis? This week's guests: Ian Morrin - Head of Payments at Tink Wiza Jalakasi - Director at EBANX Tim Chong - CEO and Co-founder of Yonder Intro - (00:00) Yonder launches debit cards - (05:14) First Pan african card scheme launches - (19:45) Tink partners with Chip on payment integration - (34:48) Circle applies for US National Trust banking licence - (46:21) Tribute to Barb MacLean - (56:00) ⁠ AI agent running vending machine business has identity crisis - (57:37) -- Support our sponsors: If you're running an early-stage business with Seed or Series A funding, Tide’s new savings account offers rates up to 4.48% (AER), with instant access to your money. Plus, get the best rates for free for 12 months at ⁠tide.co/insider⁠ . -- Links to check out: Join our ⁠⁠⁠⁠⁠⁠⁠WhatsApp community,⁠⁠⁠⁠⁠⁠⁠ where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. ⁠⁠⁠⁠⁠⁠⁠Support our charity partner School-Home Support ⁠⁠⁠⁠⁠⁠⁠ -- About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ podcasts@11fs.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ! Learn more about your ad choices. Visit megaphone.fm/adchoices…

1
976. Insights: Designing accessible fintech products for those with learning disabilities with Project Nemo 49:52

17 days ago49:52

49:52

About this episode: How accessible do you think financial services are? For many with a disability the answer is probably not that accessible. In this very special episode, Benjamin Ensor, Director of Research and Strategy at 11:FS, is joined by Project Nemo : an organisation working to highlight accessibility challenges across financial services and bring together the tools of fintech to help solve these problems. Over one and a half million people in the UK experience some form of learning disability, making accessible banking a global imperative. Not all disabilities are visible, and they encompass a broad spectrum of challenges faced by those with disabilities. Some of these include difficulties accessing technologies, cognitive impairments, or increased susceptibility to fraudsters and scammers. We hope that by the end of this episode you’ll know exactly what Project Nemo is, and what does it mean when we say we should "be more Nemo"? This week's guests: Joanne Dewar - Co-founder of Project Nemo, Hannah Darley - Senior Director of Strategy at CI&T Kathryn Townsend - UK Government Disability & Access Ambassador for the Banking Sector and Head of Customer Vulnerability, Access and Inclusion, at Nationwide Building Society. You can read Project Nemo’s full report here: https://projectnemo.co.uk/learning-disabilities/ Or watch a project film based on the event showcasing their progress here : https://vimeo.com/1097294179 -- Links to check out: Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf ⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Support our charity partner School-Home Support ⁠⁠⁠⁠ -- Support our sponsors: If you're running an early-stage business with Seed or Series A funding, Tide’s new savings account offers rates up to 4.48% (AER), with instant access to your money. Plus, get the best rates for free for 12 months at tide.co/insider. About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ podcasts@11fs.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ! Learn more about your ad choices. Visit megaphone.fm/adchoices…

1
975. News: Zopa join us to talk Biscuit - and are stablecoins the missing ingredient for SMEs? 48:47

20 days ago48:47

48:47

About this episode: Join David Barton-Grimley of 11:FS and a lineup of expert guests as they explore the biggest fintech and financial services headlines of the week. Stories covered on the podcast: Zopa launches a current account offering 2% AER interest on balances, along with 2% cashback on bill payments. Coinbase has introduced a stablecoin payments stack to make it easier for online merchants worldwide to accept USDC. Finom, an Amsterdam-based fintech serving SMBs, has raised €115 million (approximately $133 million) in a Series C round. TBC Bank Uzbekistan has secured a $12.5 million loan to boost financial inclusion. Meanwhile, Bank of Ireland has launched a new “Smart Start” account for children aged 7 to 15 - a first of its kind in Ireland. We also talk about our favourite biscuits. This week's guests: Timestamps/stories: Intro - (00:00) Zopa has entered the UK current accounts market with its new flagship current account, “Biscuit” - (05:01) Coinbase launches stablecoin service - (14:22) SMB-focused Finom closes €115 million Series C equity round as European fintech heats up - (28:24) TBC Bank Uzbekistan Secures $12.5M from Triple Jump - (37:27) Bank of Ireland launches a Kids account - (43:53) And finally - fintech's favourite biscuits - (45:40) -- Support our sponsors: If you're running an early-stage business with Seed or Series A funding, Tide’s new savings account offers rates up to 4.48% (AER), with instant access to your money. Plus, get the best rates for free for 12 months at tide.co/insider . -- Links to check out: Join our ⁠⁠⁠⁠⁠⁠WhatsApp community,⁠⁠⁠⁠⁠⁠ where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. ⁠⁠⁠⁠⁠⁠Support our charity partner School-Home Support ⁠⁠⁠⁠⁠⁠ -- About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠ podcasts@11fs.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠ ! Learn more about your ad choices. Visit megaphone.fm/adchoices…

1
974. Insights: Trust me, I’m verified - The future of digital identity in financial services 46:34

24 days ago46:34

46:34

About this episode: On this week’s Fintech Insider Insights, in partnership with LexisNexis Risk Solutions , we’re diving into one of the most pressing challenges in financial services: digital identity. Every time someone opens an account or logs into a service, one big question needs answering: is this person really who they say they are? Fraudsters are getting smarter - using deepfakes, synthetic identities, and AI-driven attacks to fool even the most advanced systems. In fact, according to LexisNexis Risk Solutions, 1 in 11 new accounts is now fraudulent. So, how do businesses balance fraud prevention, regulatory pressure, and customer experience - without adding friction? And could the very tech that’s fuelling the problem also be part of the solution? To unpack all this, our host Benjamin Ensor is joined by a fantastic panel of guests. This week's guests: Lorraine Salmond - Head of Identity Strategy, UK and Ireland at LexisNexis Risk Solutions Katryna Dow - CEO and Founder of Meeco Azy Shojaeian - Group Chief Compliance & Risk Officer & MLRO at Pockit & Monese To explore the insights Lorraine Salmond from LexisNexis Risk Solutions shares in this week’s episode, you can download the latest Global Cybercrime Report for free -- Links to check out: Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. ⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf ⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Support our charity partner School-Home Support ⁠⁠⁠ -- Support our sponsors: If you're running an early-stage business with Seed or Series A funding, Tide’s new savings account offers rates up to 4.48% (AER), with instant access to your money. Plus, get the best rates for free for 12 months at tide.co/insider. About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠ podcasts@11fs.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠ ! Learn more about your ad choices. Visit megaphone.fm/adchoices…

1
973. News: Walmart and Amazon explore stablecoins, and has Chime's IPO set a new benchmark for fintechs? 1:04:40

27 days ago1:04:40

1:04:40

About this episode: Join Benjamin Ensor, Director of Research and Strategy at 11:FS, as he's joined by great guests to dive into the biggest news stories from the week. Stories covered on the podcast: Chime climbs 37% after debut of $364 million IPO. Walmart and Amazon eye the potential of stablecoins as U.S. regulation advances. We take a look at the launch of Up’s in-app group money feature - an Australian banking first. Pix Automático, Brazil’s first recurring payment feature, is rolled out to millions of Pix users. We also learn more about high street lender Metro Bank’s takeover approach. And finally, would you speak to a CEO via an AI hotline? This week's guests: Alex Johnson - Founder of Fintech Takes Miguel Armaza - General Partner at Gilgamesh Ventures Evan Simmonds - Principal Product Designer at Up Also featuring a voice note from: Sebastian Fantini, Director of Product at EBANX, about Pix Automatico. Timestamps/stories: Intro - (00:00) ⁠Chime Climbs 37% in Debut After $864 Million IPO - (06:10) Walmart and Amazon eye up stablecoins as US regulation advances - (16:50) Up introduces Australia’s first in-app group money feature in banking - (33:40) Pix Automatico Debut Opens Brazil’s Recurring Payments Market to Millions - (44:51) High street lender Metro Bank receives takeover approach - (56:25) ⁠Klarna’s CEO is now taking your calls - over an AI hotline - (58:57) -- Support our sponsors: If you're running an early-stage business with Seed or Series A funding, Tide’s new savings account offers rates up to 4.48% (AER), with instant access to your money. Plus, get the best rates for free for 12 months at tide.co/insider. -- Links to check out: Join our ⁠⁠⁠⁠⁠WhatsApp community,⁠⁠⁠⁠⁠ where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. ⁠⁠⁠⁠⁠Support our charity partner School-Home Support ⁠⁠⁠⁠⁠ -- About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠ podcasts@11fs.com ⁠⁠⁠⁠⁠⁠⁠⁠ ! Learn more about your ad choices. Visit megaphone.fm/adchoices…

1
972. Insights: Unlocking global competitiveness in an AI-driven world - Live from Point Zero Forum 42:07

4 weeks ago42:07

42:07

On this week’s Fintech Insider Insights, we’re bringing you something a little bit different! Our CEO, David M. Brear, recently headed to the Point Zero Forum in Zurich, where he moderated a panel all about AI innovation - and what it takes for countries to stay competitive in this space. It was a super insightful conversation, and the brilliant team at PZF were kind enough to let us share it with you all. Hope you enjoy it! This week's guests: Catrin Hinkel, Chief Executive Officer, Microsoft Switzerland, Microsoft Daniela Stoffel, State Secretary, State Secretariat for International Finance (SIF) Dr. Jochen Papenbrock, Head of Financial Technology - EMEA, NVIDIA Dr. Christopher Purves, Global Co-Head UBS Group Emerging Technology, UBS Links to check out: Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. ⁠⁠⁠⁠⁠⁠⁠⁠ https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf ⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Support our charity partner School-Home Support ⁠⁠⁠ Support our sponsors: If you're running an early-stage business with Seed or Series A funding, Tide’s new savings account offers rates up to 4.48% (AER), with instant access to your money. Plus, get the best rates for free for 12 months at tide.co/insider. About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠⁠ podcasts@11fs.com ⁠⁠⁠⁠⁠⁠⁠⁠ ! Learn more about your ad choices. Visit megaphone.fm/adchoices…

1
971. News: FCA and NVIDIA team up for AI sandbox, Starling unveils a smarter way to talk to your bank - and why is Revolut launching ATMs? 1:07:56

5 weeks ago1:07:56

1:07:56

About this episode: Join Ross Gallagher, Head of Consulting at 11:FS, as he's joined by great guests to dive into the biggest announcements and stories from the conference. Stories covered on the podcast: The Financial Conduct Authority (FCA) has partnered with Nvidia to launch a ‘Supercharged Sandbox’, enabling firms to safely experiment with AI. Starling Bank has introduced an AI-powered chatbot - marking a first in UK banking. Meanwhile, Enfuce has teamed up with Octopus Energy’s Electroverse, Europe’s largest EV charging network. Revolut is partnering with Euro 6000 to give users access to cash withdrawal services across Spain. And finally, the Irish fintech sector continues to show strong growth. This week's guests: Monika Liikamaa - Co-CEO and Co-Founder of Enfuce Elliott Locke - Co-Founder and CEO of abroaden Dimitri Masin - CEO at Gradient Labs Also featuring a voice note from: Colin Payne - Head of Innovation at the FCA Timestamps/stories: Intro - (00:00) UK FCA deploys new sandbox for AI playtime - (07:10) Starling launches AI chatbot Spending Intelligence in UK first - (22:06) Octopus energy and Enfuce launch smart EV fleet card - (36:49) Revolut launches ATM’s in Spain - (48:14) Irish Fintech sector defies global headwinds - (1:01:06) Thousands of bees removed from postbox in Great Plumstead by 11:FS’ own David M. Brear - (1:02:22) -- Support our sponsors: If you're running an early-stage business with Seed or Series A funding, Tide’s new savings account offers rates up to 4.48% (AER), with instant access to your money. Plus, get the best rates for free for 12 months at tide.co/insider. -- Links to check out: Join our ⁠⁠⁠⁠WhatsApp community,⁠⁠⁠⁠ where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. ⁠⁠⁠⁠Support our charity partner School-Home Support ⁠⁠⁠⁠ -- About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠ podcasts@11fs.com ⁠⁠⁠⁠⁠⁠⁠ ! Learn more about your ad choices. Visit megaphone.fm/adchoices…

1
970. Insights: The future of lending doesn't care about your credit score with Plaid, Affirm and N26 51:01

5 weeks ago51:01

51:01

About this episode: On this week's episode, in partnership with Plaid, host David Barton-Grimley is joined by some great guests to dive into the world of credit. For decades, traditional credit scores have been the foundation of lending - but in 2025, they’re starting to show their age. These outdated models are struggling to reflect how people actually live, work, and spend today - especially gig workers, freelancers, immigrants, and younger borrowers. So, what’s gone wrong with our credit systems? And more importantly - how do we fix them? This week's guests: Zak Lambert - Head of Product, Europe at Plaid Ankur Sisodia - Head of Product, Lending & Savings at N26 Alexander de Rafols - Director of Product at Affirm Links to check out: Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. ⁠⁠⁠⁠⁠⁠⁠ https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf ⁠⁠⁠ ⁠⁠⁠⁠Support our charity partner School-Home Support ⁠⁠ Advertisements: If you're running an early-stage business with Seed or Series A funding, Tide’s new savings account offers rates up to 4.48% (AER), with instant access to your money. Plus, get the best rates for free for 12 months at tide.co/insider. About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email ⁠⁠⁠⁠⁠⁠⁠ podcasts@11fs.com ⁠⁠⁠⁠⁠⁠⁠ ! Learn more about your ad choices. Visit megaphone.fm/adchoices…

1
969. News: Griffin goes AI, Mastercard’s new partnerships, and the top stories live from Money20/20 49:29

6 weeks ago49:29

49:29

About this episode: Host David Barton-Grimley, Director of Strategy at 11:FS, is joined by a fantastic panel of guests live at Money20/20 Europe, to dive into the biggest announcements and news stories from the conference. Stories covered on the podcast: Griffin announces the launch of its MCP server, AI Griffin. Openpayd expands its offering into stablecoins with infrastructure designed to better move and manage money globally. Mastercard announces major partnerships to drive the adoption of tokenisation, Click to Pay, and passkeys. We also hear about GoCardless’s new outbound payments feature, payabl.’s virtual business card launch, and Zilch’s partnership with Visa to offer a physical card. Plus, our three panellists share some personal Money20/20 highlights. This week's guests: David Jarvis - CEO at Griffin Lara Barbuto - Director of Compliance, Compliance Officer & MLRO at OpenPayd. Brice Van de Walle - Executive VP, Core Payments Europe at Mastercard Also featuring voice notes from: Ruwani Hewa, Product & Propositions Director at GoCardless Laust Bertelsen, Co-founder of Banking Circle Ugne Buraciene, Group CEO of payabl. Philip Belamant -CEO and co-founder of Zilch Timestamps/stories: ⁠Intro - (00:00)⁠ ⁠⁠ Griffin has announced the launch of its MCP Server, AI Griffin - (5.25) ⁠⁠ OpenPayd launches stablecoin infrastructure to move and manage money globally - (15.39) ⁠⁠ Mastercard has partnered with major players like Santander, Delivery Hero, N26, and Worldline to drive adoption of tokenization, Click to Pay, and passkeys ⁠⁠ -(26.47) GoCardless expands payment platform with Outbound Payments- ⁠ ⁠⁠⁠ (37.08) ⁠⁠ payabl. launches virtual Business Cards to empower smarter business spending - (38.08) ⁠⁠ Zilch partners with Visa to accelerate growth and launch a physical card ⁠⁠⁠⁠ - (39.10) Banking Circle Partners with Visa Direct to Boost Global Payments- (40.10) -- Advertisements: If you're running an early-stage business with Seed or Series A funding, Tide’s new savings account offers rates up to 4.48% (AER), with instant access to your money. Plus, get the best rates for free for 12 months at tide.co/insider. -- Links to check out: Join our ⁠⁠⁠WhatsApp community,⁠⁠⁠ where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. ⁠⁠⁠Support our charity partner School-Home Support ⁠⁠⁠ -- About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email ⁠⁠⁠⁠⁠⁠ podcasts@11fs.com ⁠⁠⁠⁠⁠⁠ ! Learn more about your ad choices. Visit megaphone.fm/adchoices…

1
968. Insights: How to improve spend management when on the move - Live from Money20/20 Europe 40:40

6 weeks ago40:40

40:40

About this episode: On this week’s episode of Fintech Insider Insights, recorded live at Money20/20 Europe in partnership with Adyen, host David Barton Grimley is joined by some great guests to take a deep dive into the pain points of spend management - and how embedded finance can help solve them. Now, we’re all aware of spend management, but how important is it, exactly, for small and medium-sized businesses in particular? At the forefront of addressing some of these challenges is a new partnership between Adyen and Spendesk. So, how is embedded finance better serving SMBs, and what role can new technologies play in harnessing its capabilities? This week's guests: Stephane Dehaies - CEO of Spendesk Financial Services Joëlle Bønding - VP of Vertical Strategy for Platforms at Adyen Links to check out: Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. ⁠⁠⁠⁠⁠⁠ https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf ⁠⁠ ⁠⁠⁠Support our charity partner School-Home Support ⁠⁠ Advertisements: If you're running an early-stage business with Seed or Series A funding, Tide’s new savings account offers rates up to 4.48% (AER), with instant access to your money. Plus, get the best rates for free for 12 months at tide.co/insider. About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email ⁠⁠⁠⁠⁠⁠ podcasts@11fs.com ⁠⁠⁠⁠⁠⁠ ! Learn more about your ad choices. Visit megaphone.fm/adchoices…

1
967. News: Can Curve challenge Apple Pay? Plus: Google’s AI goes shopping 1:09:22

7 weeks ago1:09:22

1:09:22

About this episode: Host Laura Watkins, Director of Media and Marketing at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories covered on the podcast: Curve launches Curve Pay to compete with iOS in Europe. Google pushes ahead with its AI offering with an agnostic shopping experience. We talk through what the CFPB’s ruling means for the future of banking in the US. We also take a closer look at the South Korean payments market with Kakao’s acquisition of SSG Pay and Smile Pay to further digital optimisation in the country. There’s also been a boom in UK fintech hiring — and are Singapore really considering corporal punishment as a consequence for scamming? This week's guests: Aditi Subbarao - Strategic Partnerships Lead at Instabase Edoardo Volta- SVP Partner Marketing and Business Development at Curve Kate Flocken-Principal at FS Vector Timestamps/stories: Intro - (00:00) ⁠ Curve launches Curve Pay on iOS in EEA, competing with Apple Pay - (5.30) ⁠ Google has launched an agentic shopping experience - (19.19) ⁠ CFPB to ditch open banking rule ⁠ -(37.12) ⁠ Kakao Pay plans to acquire SSG Pay and Smile Pay for digital optimisation in Korea- ⁠ (51.07) ⁠ UK Fintech hiring surges - (1.01.10) ⁠ Singapore considers caning as scams jump 70%- ⁠ (1.02.36.31) -- Advertisements: If you're running an early-stage business with Seed or Series A funding, Tide’s new savings account offers rates up to 4.48% (AER), with instant access to your money. Plus, get the best rates for free for 12 months at tide.co/insider. -- Links to check out: Join our ⁠⁠WhatsApp community,⁠⁠ where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. ⁠⁠Open Mic Night Amsterdam tickets⁠⁠ ⁠⁠Support our charity partner School-Home Support ⁠⁠ -- About Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services. Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space. Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance. Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you. If you enjoyed this episode, don’t forget to subscribe and leave a review! Got a question for us? Email ⁠⁠⁠⁠⁠ podcasts@11fs.com ⁠⁠⁠⁠⁠ ! Learn more about your ad choices. Visit megaphone.fm/adchoices…

1
966. Insights: Inside the unbundling and rebundling of financial services 54:41

7 weeks ago54:41