#177 | How David Tsubouchi Built a Powerful Career Through Integrity-Driven Networking

Make Better Wealth Decisions: How Financial Advisor's Blind Spots Can Hurt Your Investments in a Rapidly Changing World

Make Better Wealth Decisions: How Financial Advisor's Blind Spots Can Hurt Your Investments in a Rapidly Changing World

34:07

In this insightful episode of The Innovators & Investors Podcast, host Kristian Marquez sits down with Jay Crone, Managing Director and Venture Capitalist at Deloitte Ventures, to explore the firm’s strategic approach to corporate venture capital. Jay shares Deloitte Ventures’ investment thesis, focusing on supporting innovative Canadian startups at Series A and B stages across key sectors like cybersecurity, climate tech, fintech, future of work, health tech, and AI. Listeners will gain an inside look at how Deloitte leverages its vast network of 1,500 partners and 15,000 employees to source deals and add value beyond capital by helping startups navigate Deloitte’s complex ecosystem and access enterprise clients. Jay also discusses his diverse career journey—from government and investment banking to entrepreneurship and corporate VC—and how those experiences shape his investment philosophy. The episode delves into Deloitte’s due diligence process, the importance of founder relationships, and the firm’s strategic role as a co-investor. Jay highlights emerging trends, particularly the promise of vertical AI tailored to industry-specific needs, and shares his bullish outlook on fintech innovations like stablecoins and cross-border payments. He offers candid advice for entrepreneurs on risk-taking and aligning business vision with funding goals. This episode is a must-listen for founders, investors, and anyone interested in the evolving landscape of corporate venture capital and innovation in Canada. Learn more about Jay's work at https://www.deloitte.com/ca/en/services/program/ventures.html Connect with Jay on LinkedIn at https://www.linkedin.com/in/jaycrone/ Think you'd be a great guest on the show? Apply at https://finstratmgmt.com/innovators-investors-podcast/ Want to learn more about Kristian Marquez's work? Check out his website at https://finstratmgmt.com…

about a year ago 28:33

MP3•Episode home

Is your networking strategy helping—or quietly holding back—your wealth and purpose?

In this episode, former cabinet minister and author David Tsubouchi reveals why integrity-based networking is more powerful than any LinkedIn strategy or business card blitz. Drawing from his new book The Ripple Effect, he shares how real relationships—not transactions—drive real success.

This isn’t just about climbing the ladder. It’s about who climbs with you.

You’ll learn:

Why integrity and culture matter more than quantity when building your network
How to improve your wealth decisions by surrounding yourself with the right people
What most young professionals get wrong about networking—and how to fix it

If you want to make better wealth decisions by building genuine, lasting connections, this episode is your blueprint.

To visit John's website

132 episodes

#Wealth Management

#177 | How David Tsubouchi Built a Powerful Career Through Integrity-Driven Networking

published about a year ago

MP3•Episode home

Is your networking strategy helping—or quietly holding back—your wealth and purpose?

This isn’t just about climbing the ladder. It’s about who climbs with you.

You’ll learn:

Why integrity and culture matter more than quantity when building your network
How to improve your wealth decisions by surrounding yourself with the right people
What most young professionals get wrong about networking—and how to fix it

If you want to make better wealth decisions by building genuine, lasting connections, this episode is your blueprint.

To visit John's website

132 episodes

#Wealth Management

All episodes

Make Better Wealth Decisions: How Financial Advisor's Blind Spots Can Hurt Your Investments in a Rapidly Changing World

1
#190 | How To Make Smarter Wealth Decisions by Thinking Like a Resources Portfolio Manager 25:57

3 days ago25:57

25:57

Are your wealth decisions based on reality—or outdated assumptions? Most investors stick with traditional strategies like 60/40 portfolios or chase headlines, but today’s markets—especially in resources—demand something far more nuanced. In this episode, we go inside the mind and process of Onno Rutten, Vice President and Portfolio Manager at MacKenzie Investments, who manages mutual funds and ETFs focused on the resource sector. He breaks down the macro forces reshaping the global economy and how disciplined portfolio management adapts to those changes. You’ll learn: Why sustainable free cash flow is the ultimate metric in resources investing How to recognize macro themes like deglobalization and de-dollarization early—before they price in What retail investors and advisors get wrong about portfolio construction and risk management Discover how to think like a professional portfolio manager—so you can make better wealth decisions today. Tune in now. To visit John's website Mackenzie Investments…

Make Better Wealth Decisions: How Financial Advisor's Blind Spots Can Hurt Your Investments in a Rapidly Changing World

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#189 | Should You Invest in Music Royalties If You’re Seeking Stable Alternative Assets? 5:15

6 days ago5:15

5:15

Have you ever considered music royalties as part of your investment portfolio? Most investors stick to the usual suspects—stocks, bonds, mutual funds—because that’s what they know. But what if you’re missing out on a high-performing, low-volatility income stream that’s been hiding in plain sight? In this episode, we dive into music royalties as a powerful and underutilized alternative asset. You’ll learn how this stable income source can improve risk-adjusted returns and why it could be the smartest wealth decision you make this year. Here’s what you’ll discover: How music royalties generate consistent returns—often 7%–9%—with low risk Why traditional portfolios may underperform in the coming decade The practical considerations of investing in music royalties, including liquidity and allocation tips Listen now to explore how music royalties can help you build a more resilient and profitable portfolio. To visit John's website More about ICM Asset Management…

Make Better Wealth Decisions: How Financial Advisor's Blind Spots Can Hurt Your Investments in a Rapidly Changing World

1
#188 | Should You Add Music Royalties To Your Investment Strategy If You're Seeking Reliable Passive Income? 24:59

10 days ago24:59

24:59

Are you really diversified — or just following outdated portfolio models? If you've never considered music royalties as part of your investment strategy, you're not alone — but you're likely missing out. In this episode, John talks with David Vankka, President and CFO at ICM Asset Management and lead manager of the Crescendo Music Royalty Fund. They explore how this niche asset class delivers surprising stability and strong, uncorrelated returns. In this episode, you’ll discover: How music royalties work — and how you can earn steady income from them. Why streaming trends and catalog deals are changing the way wealth is built. The unique diversification power of royalties that don’t care what the market is doing. Want stable, low-volatility returns from something people consume daily? Listen now and see how music royalties can strengthen your portfolio. ICM Asset Management To visit John's website…

Make Better Wealth Decisions: How Financial Advisor's Blind Spots Can Hurt Your Investments in a Rapidly Changing World

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#187 | Why Financial Advice Must Reach Underserved Communities Now 3:26

13 days ago3:26

3:26

Who really gets access to good financial advice — and who’s left behind? Financial resilience shouldn't be a privilege. In this episode, we explore how underserved and underrepresented communities — from LGBTQ+ individuals to visible minorities — are often excluded from the guidance they need most. You’ll discover: Why traditional financial systems overlook the people who need them most How organizations like CAFE are bridging the advice gap for underserved communities What financial advice really means when your background didn’t include wealth or security Listen now to learn how we can all support better wealth decisions — for everyone, not just the wealthy. To visit John's website The Canadian Association for Financial Empowerment (CAFE)…

Make Better Wealth Decisions: How Financial Advisor's Blind Spots Can Hurt Your Investments in a Rapidly Changing World

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#186 | 5 Ways You’re Missing Financial Empowerment in Canada’s Most Vulnerable Communities—And How To Fix It 21:43

17 days ago21:43

21:43

Are you only thinking about financial literacy in terms of dollars and cents—and missing the people behind the numbers? This episode dives deep into how financial literacy and empowerment are evolving in Canada, especially for marginalized, neurodivergent, and underserved populations. John welcomes William Moores , President of CAFE (Canadian Association for Financial Empowerment) , to discuss how trauma-informed, inclusive financial education is changing lives—and saving them. CAFE isn’t just an organization; it’s a movement grounded in equity, social responsibility, and access . With stories that range from systemic reform to saving lives through counseling, William shows us what a human-first approach to financial empowerment truly looks like. What you’ll learn in this episode: Why financial literacy must be trauma-informed and equity-centered to be effective in Canada How marginalized communities can access meaningful, bias-free financial advice What real reform in financial services looks like—from the front lines to global influence Listen now to learn how you can support—and participate in—a more empowered financial future for all Canadians. To visit John's website The Canadian Association for Financial Empowerment (CAFE)…

Make Better Wealth Decisions: How Financial Advisor's Blind Spots Can Hurt Your Investments in a Rapidly Changing World

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#185 | Why Honesty and Integrity Matter More Than Credentials in Choosing a Financial Advisor 4:28

20 days ago4:28

4:28

Are you trusting your financial advisor to guide you through uncertainty — without ever questioning their integrity? In an era defined by volatility, uncertainty, complexity, and ambiguity (VUCA) , it’s not just strategy that matters. It’s who you trust to deliver it. In this episode, we explore why honesty and integrity are non-negotiable traits in financial advisors and how these character qualities impact your long-term wealth decisions. Here’s what you’ll learn: Why attitude and character matter more than credentials in your advisory relationship. How to evaluate your advisor’s ability to navigate complexity and uncertainty — not just sell confidence. The power of thinking through risk without a bias toward action — and why it leads to better wealth outcomes. Listen now to rethink how you choose — and work with — the people who guide your financial future.…

Make Better Wealth Decisions: How Financial Advisor's Blind Spots Can Hurt Your Investments in a Rapidly Changing World

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#184 | Why Working With a Financial Planning Consultant Can Transform Your Wealth Strategy 22:01

24 days ago22:01

22:01

Do you really need a financial planner—or can you do it yourself and still build lasting wealth? If you’ve ever second-guessed the value of hiring a certified financial planner, this episode might change your perspective. In this deeply personal and practical conversation, consultant and speaker Doug Dvorak shares how decades of professional success didn’t protect him from making common financial mistakes—until he partnered with a fiduciary advisor. You’ll learn: Why going it alone with your finances can be a costly (and stressful) mistake What successful professionals actually want from their financial advisors How to use humor, humility, and honesty to improve your money mindset and reduce emotional risk If you're ready to build smarter wealth with less stress, this episode is your next best decision. Tap play now to hear why even top consultants don’t go it alone.…

Make Better Wealth Decisions: How Financial Advisor's Blind Spots Can Hurt Your Investments in a Rapidly Changing World

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#183 | How Financial Planning Is Becoming a Profession — And Why Evidence-Based Advice Matters 6:07

27 days ago6:07

6:07

Are you asking the right questions before taking financial advice? Most people assume their financial advisor is giving well-researched guidance — but is it actually backed by data, or just dressed-up sales? In this episode, we explore the major difference between selling financial products and offering evidence-based financial planning . With insight from expert Jason Watt, we unpack how financial planning is finally being treated like a real profession — and why you need to know the difference. You’ll learn: Why licensing doesn’t guarantee qualified financial advice What questions to ask to make sure your advisor is using evidence-based strategies How financial planning is evolving into a peer-reviewed, research-driven profession If you want smarter decisions and more reliable financial planning, this episode is a must-listen.…

Make Better Wealth Decisions: How Financial Advisor's Blind Spots Can Hurt Your Investments in a Rapidly Changing World

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#182 | 3 Signs You’re Misjudging Financial Planning Fundamentals & What It Means for Your Wealth Decisions 30:51

4 weeks ago30:51

30:51

What if the most important wealth decision you ever make isn’t about what you invest in—but when and why ? In this compelling episode, financial educator Jason Watt breaks down the myths and evidence around RRSP vs TFSA decisions, why deferring CPP to age 70 may be the smart default, and how flawed planning assumptions can destroy wealth faster than a bad investment ever could. You’ll discover: Why RRSP contributions often create more downstream tax benefits than TFSAs—especially for parents. How to avoid common behavioral pitfalls in financial planning (and why good planners consider your values, not just your goals). What advisors and consumers alike get wrong about active management—and how to spot high-fee traps. 🎧 Listen now to learn how to make better financial planning choices and avoid costly wealth decisions, with insights you won’t hear from your average advisor.…

Make Better Wealth Decisions: How Financial Advisor's Blind Spots Can Hurt Your Investments in a Rapidly Changing World

1
#181 | How One Organization Is Making Financial Planning Accessible—And How You Can Help 4:47

5 weeks ago4:47

4:47

Who gets real financial advice—and who gets left behind? In this episode of Make Better Wealth Decisions , we dive into the powerful mission behind the Canadian Foundation for Financial Planning (CFFP) . John De Goey shares how this volunteer-driven organization is tackling one of the biggest blind spots in financial services: the lack of access to quality advice for underserved communities . You’ll learn: How the CFFP is mobilizing certified financial planners across Canada to offer pro bono advice. Why basic financial education—from credit cards to budgeting—is still out of reach for many. What you can do to support financial literacy and equity, either by volunteering or donating. Discover how financial planning can be a force for good—and how you can help close the advice gap. https://www.cffp.ca/ To visit John's website…

Make Better Wealth Decisions: How Financial Advisor's Blind Spots Can Hurt Your Investments in a Rapidly Changing World

1
#180 | How Carolyn Fallis Is Changing Wealth Decisions in Underserved Communities With Financial Planning 16:56

5 weeks ago16:56

16:56

Are wealth decisions only for the wealthy? What happens when financial planning is out of reach for the communities that need it most? In this episode, we dive deep into the launch of a bold new initiative changing that reality— the Canadian Foundation for Financial Planning (CFFP) . Financial resilience isn't about having more—it's about knowing more. John welcomes Carolyn Fallis, Chair of the CFFP, to discuss how this new charity is bringing qualified, pro bono financial planning to underserved communities across Canada—starting with newcomers and expanding into wider DEI groups. If you've ever thought financial advice was a luxury, this episode will challenge that assumption. Here’s what you’ll learn: Why financial planning—not just financial literacy—is key to improving wealth decisions. How the CFFP is building a scalable, volunteer-powered model for reaching marginalized Canadians. Real-world outcomes from early workshops—and what’s next as the foundation grows nationally. Start making better wealth decisions—no matter your background—by hearing how the CFFP is changing lives. Listen now. To know more about Carolyn Fallis and the CFFP https://www.johndegoey.ca/…

Make Better Wealth Decisions: How Financial Advisor's Blind Spots Can Hurt Your Investments in a Rapidly Changing World

1
#179 | Think Wealth Comes From Investing? Why Networking Might Matter More 4:30

6 weeks ago4:30

4:30

Is investing the best way to build wealth—or is there something more powerful? This week, we unpack a different perspective: how networking —not just investing—can have the greatest long-term impact on your wealth, career, and life. Inspired by The Ripple Effect by David Tsubouchi, this episode looks at how meaningful relationships, community service, and helping others can open doors money alone can’t. Here’s what you’ll take away from this episode: Discover why wealth is built through people, not just portfolios Learn how to start networking—even if you're introverted or unsure where to begin Understand why marginalized groups benefit the most from strategic relationship-building If you’re ready to level up your financial future, start by investing in the right people—listen now. 📘 Book Mentioned: The Ripple Effect by David Tsubouchi To visit John's website…

Make Better Wealth Decisions: How Financial Advisor's Blind Spots Can Hurt Your Investments in a Rapidly Changing World

1
#177 | How David Tsubouchi Built a Powerful Career Through Integrity-Driven Networking 28:33

6 weeks ago28:33

28:33

Is your networking strategy helping—or quietly holding back—your wealth and purpose? In this episode, former cabinet minister and author David Tsubouchi reveals why integrity-based networking is more powerful than any LinkedIn strategy or business card blitz. Drawing from his new book The Ripple Effect , he shares how real relationships—not transactions—drive real success. This isn’t just about climbing the ladder. It’s about who climbs with you. You’ll learn: Why integrity and culture matter more than quantity when building your network How to improve your wealth decisions by surrounding yourself with the right people What most young professionals get wrong about networking—and how to fix it If you want to make better wealth decisions by building genuine, lasting connections, this episode is your blueprint. To visit John's website…

Make Better Wealth Decisions: How Financial Advisor's Blind Spots Can Hurt Your Investments in a Rapidly Changing World

1
#176 | What Most Investors Don’t Know About Adding Private Real Estate to Their Portfolios 4:38

7 weeks ago4:38

4:38

Are you still thinking of real estate as only something you own physically? If so, you might be missing out on one of the most powerful—and underutilized—tools for building a better investment portfolio: private real estate . In this episode, we break down how institutions and hedge funds have been using it for decades, and how you can access it with as little as $20,000. In this episode, you’ll learn: Why private real estate could be your portfolio’s best diversifier in 2025. How real estate compares to stocks and bonds in risk, return, and volatility. What fundamentals are driving long-term value in rental properties across Canada. Listen now to discover how private real estate can strengthen your investment portfolio—without becoming a landlord. To visit John's website…

Make Better Wealth Decisions: How Financial Advisor's Blind Spots Can Hurt Your Investments in a Rapidly Changing World

1
#175 | Why Private Real Estate Is a Game-Changer for Your Wealth Decisions 23:54

7 weeks ago23:54