Stewart In The Studio podcast

14:36

Embracing hybrid appraisals is not just an upgrade—it’s a game-changing move that sets a new standard for efficiency and accuracy in property valuation. Lenders can partner with SVI to seamlessly integrate hybrid appraisals into their workflows, ensuring a competitive edge while delivering exceptional borrower experience.…

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Stewart In The Studio E17 - ICE '25 Hot Topics Straight Talk for Lenders Looking To Automate 6:56

10 weeks ago6:56

6:56

The ICE Experience 2025 conference is set to take place in Las Vegas, where mortgage lenders will discuss strategies and technologies to enhance their use of the Encompass Loan Origination System (LOS) amid challenging market conditions. Lenders are focusing on improving consumer experiences through innovations like borrower portals and diverse closing options, including mobile notary and e-closings, to expedite the loan process and improve decision-making efficiency. Stewart, a longstanding partner of ICE Technology, will be well-represented at the conference by its leadership and subject matter experts, discussing topics ranging from appraisal modernization to title and escrow services, with an emphasis on technology integration and process improvement.…

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Stewart In The Studio E16 - How Data is Transforming Mortgage Servicing Climate Risk Strategies 23:31

15 weeks ago23:31

23:31

Our discussion highlights the impact of climate change on mortgage servicing, revealing how data and technology are reshaping risk management strategies. We emphasize the importance of proactive insurance solutions, transparency in risk assessment, and the integration of advanced analytics in navigating these challenges. • Overview of the rising risks from natural disasters • Importance of data in informing consumer choices • Exploring advanced analytics for risk assessment • Enhancing insurance offerings to protect consumers • The transformative role of AI in disaster response • Compliance challenges in the evolving landscape • Call to action for servicers to adopt effective data strategies…

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Stewart In The Studio E15 - eMortgage Transformation Simplified 10:01

29 weeks ago10:01

10:01

Unlock the secrets of e-mortgage transformation and discover how to effectively embrace e-closings with insights from Brian, our expert guest who has extensive experience with major lending institutions. Learn how electronic closings can boost consumer satisfaction, speed up loan processing, and cut costs. Brian challenges the conventional wisdom of starting with a hybrid e-close, advocating instead for a process aligned with existing systems to minimize disruptions. With Notary Cam's done-for-you e-closing program, title agents are empowered, simplifying the transition for lenders and paving the way for a digital mortgage revolution. The episode also sheds light on the automation of e-note generation and delivery, offering a streamlined process that slashes manual labor and enhances efficiency. Discover how lenders can leverage GSE-approved vendors and e-vaults provided by Notary Cam to ensure a seamless adoption of digital mortgage solutions. This done-for-you approach not only alleviates operational hurdles but provides title partners with a transformative advantage. Engage with your title partners and connect with us to spearhead this groundbreaking shift towards digital mortgages, setting yourself up for success in the evolving landscape.…

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Stewart In The Studio E14 - A Forward Look at Reverse Mortgages 10:37

33 weeks ago10:37

10:37

In this episode of 𝙎𝙩𝙚𝙬𝙖𝙧𝙩 𝙄𝙣 𝙏𝙝𝙚 𝙎𝙩𝙪𝙙𝙞𝙤, we take a forward look at reverse mortgages with Rob Awalt of ALLEGIANT REVERSE SERVICES a Stewart Company . Learn why lenders are looking at our changing demographics and what's needed to give these protected-class consumers a great closing experience.…

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Stewart In The Studio E13 - Delivering Solutions for Every Stage of the Full Mortgage Life Cycle 6:26

37 weeks ago6:26

6:26

Is it possible to slash mortgage origination costs by 40%? Today, we tackle that very question with insights from Freddie Mac's 2024 Cost to Originate Study. Join Marvin Stone, SVP of Strategic Initiatives at Stewart Lender Services, as he explores how some forward-thinking companies are already achieving loan origination costs at nearly half the industry average. Discover the transformative power of a fully digitized mortgage process and learn actionable strategies to enhance efficiency and reduce expenses from application to funding. In this episode, we spotlight Stewart's innovative solutions designed to streamline operations and pass savings on to everyone involved. From cutting-edge credit and verification integrations by Stewart's Informative Research to instant title options and automated closing disclosures, we cover it all. Plus, learn about Stewart's Allegiant Reverse Services and their leading role in home equity conversion mortgages. With comprehensive title, settlement, and appraisal solutions, Stewart is equipped to support lenders in scaling operations from Main Street to Wall Street. Tune in for an insightful discussion packed with practical tips to optimize your mortgage lifecycle.…

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Stewart In The Studio E11 - Risks and Unknowns Behind Title Alternatives 9:58

38 weeks ago9:58

9:58

Uncover the hidden strategies to slash loan origination costs in today's volatile real estate market with TJ Harrington from Stewart. This isn't just about saving money—it's about transforming the industry. TJ dives into the critical innovations like title data, e-signatures, and e-closings that are already making a tangible impact. However, the path forward isn't without obstacles. From the lack of uniformity across 3,300 counties to the rising threats of fraud and money laundering, TJ highlights the complexities that still need addressing. Plus, learn why alternative title products such as waivers and Attorney Opinion Letters (AOLs) might backfire, sometimes leading to higher costs and failing to serve those who need help the most. Looking ahead, we explore the future of risk management and how it can shape a more efficient and secure business environment. TJ provides a compelling analysis of how past manufacturing processes influence today's global business landscape and underscores the necessity of continuous innovation in mitigating risks like fraud and wire prevention. This episode also critiques the short-sighted approach of some cost-cutting measures and emphasizes the importance of a uniform data set and robust partnerships in anti-money laundering efforts. Get ready for an enlightening discussion that promises to equip you with insights to navigate and improve the title industry’s challenging terrain.…

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Stewart In The Studio E12 - Computer Vision - Revolutionizing the Appraisal Industry 8:39

38 weeks ago8:39

8:39

What if you could revolutionize property appraisals with the power of technology? Join us on "Stuart in the Studio" as Matt from Stewart Valuation Intelligence (SVI) reveals how computer vision is transforming the property appraisal industry. Discover how SVI leverages cutting-edge computer vision algorithms to enhance accuracy and efficiency in property valuations. From operational integration in quality control and form fulfillment to the groundbreaking Validity Pro app that automates property inspections, this episode is packed with insights on how this technology minimizes the need for re-inspections and ensures comprehensive assessments. Uncover the role of computer vision in promoting fairness and objectivity in property appraisals. Matt explains how the Validity Pro app blurs out potentially biasing elements like religious artifacts and photos, ensuring unbiased evaluations. We also examine the technology's role in comparing MLS images with appraisal photos to maintain accurate condition assessments. Learn how these advancements support the modernization initiatives by Fannie Mae and Freddie Mac, ultimately delivering standardized and precise property assessments that benefit lenders. Tune in for a fascinating glimpse into the future of property appraisal and the technologies driving its evolution.…

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Stewart In The Studio E03 - Appraisal Modernization and Diversity for Improved Quality and Turn-times 10:21

48 weeks ago10:21

10:21

Unlock the secrets to modernizing real estate appraisals and fostering diversity in our fascinating conversation with Terry and Rick from Stewart Valuation Intelligence. Discover how bifurcating the appraisal process allows appraisers to focus on what they do best—valuation analysis—leading to faster turn times and reduced risks in loan making. We also highlight Stewart's active role in the Appraisal Diversity Initiative, a program designed to bring new, diverse talent into the appraisal industry. From workshops to scholarships, learn how Stewart is shaping the future by creating a more inclusive and innovative field. But that's not all! Get the inside scoop on Stewart's cutting-edge products and solutions that cater to various market needs. From broker price opinions (BPOs) and desktop appraisals to an integrated market data platform, Stewart offers a range of tools to streamline processes and improve accuracy for appraisers, brokers, and agents. Whether you’re interested in short sales, foreclosures, or home equity appraisals, this episode sheds light on the tools and initiatives that are revolutionizing real estate valuation today. Tune in and get ahead of the curve with the latest advancements from Stewart Valuation Intelligence.…

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Stewart In The Studio E04 - Computer Vision - Revolutionizing the Appraisal Industry 8:47

48 weeks ago8:47

8:47

Could computer vision be the game-changer in the appraisal industry? Find out how Stewart Valuation Intelligence (SVI) is pioneering this advanced technology to enhance property appraisals. Matt from SVI breaks down the transformative impact of computer vision on identifying property features, analyzing comparables, and ensuring rigorous quality control. We dive into the innovative Validity Pro app, which helps inspectors capture detailed property images, reducing re-inspections and boosting accuracy. With endorsements from Fannie Mae and Freddie Mac, SVI's efforts also tackle bias by blurring sensitive areas, delivering more reliable assessments for lenders. In our exploration of valuation quality control, we highlight the critical role technology plays in this process. Compare how images from MLS and appraisal photos can validate condition assessments and adjustments, ensuring fair valuations. Matt shares insights into how tools like Validity Pro manage large photo volumes, spotlighting crucial areas and validating comparables with precision. This episode is packed with information on how cutting-edge technologies are revolutionizing property appraisals, offering more integrity and fairness in the market. Don't miss out on these exciting advancements and practical applications that are setting new standards in the appraisal industry.…

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Stewart In The Studio E05 - Stewart - From Mortgage Data to Mortgage Servicing 7:25

48 weeks ago7:25

7:25

Ever wondered how to transform mortgage servicing from a mundane task to a revolutionary experience? Tune in as we uncover the secrets with industry experts Rich Kugler, Shannon Santos, and Matt Jenkins from Stewart. They promise to change your perspective on mortgage servicing by revealing cutting-edge data analytics and valuation solutions that can dramatically improve efficiency, reduce costs, and enhance borrower interactions. From lead generation to loss mitigation, Stewart is not just a title company anymore; it's a comprehensive mortgage lifecycle partner. In this episode, Shannon Santos enlightens us on how innovative data solutions can boost customer retention and optimize portfolio analytics using a blend of credit, public records, and marketing data. Meanwhile, Matt Jenkins dives into tech-forward valuation solutions for needs ranging from PMI removal to REO valuations, leveraging AI and intelligent quality control platforms. Finally, Rich Kugler discusses how seamless integrations with systems like Black Knight can bring unparalleled efficiency for lenders. Don't miss out on learning how Stewart's one-partner, one-agreement approach can benefit your mortgage servicing operations.…

Stewart in the Studio

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Stewart In The Studio E06 - Driving Efficiency and Savings in Default Servicing 10:56

48 weeks ago10:56

10:56

Discover how Stewart Title is transforming the mortgage industry with cutting-edge technology and innovative strategies! In this episode of "Stewart in the Studio," we promise you'll gain valuable insights into the future of mortgage servicing and default solutions. Our esteemed guests, TJ Harrington, Peggy Dalton, and Suzanne Singer, share the secrets behind Stewart's successful evolution from traditional title and escrow services to a comprehensive support system for lenders throughout the mortgage lifecycle. Hear about the game-changing tools like CloudVirga, PropStream, and Notary Cam that are streamlining transactions and enhancing borrower experiences. Listen to Peggy Dalton as she unveils Stewart's consumer-friendly, advisory approach in the default space, and how strong lender partnerships are crucial for providing effective valuations and comprehensive default services. We’ll also highlight the expansion of digital document providers like Assurity and the impact of e-notes for loan modifications. Plus, get the scoop on Stewart's plans for the upcoming MBA Servicing Conference in Orlando, where they'll collaborate with industry leaders to refine servicing processes. Join us and stay ahead of the curve with Stewart Title's cutting-edge solutions for keeping borrowers in their homes through effective loss mitigation and technological advancements.…

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Stewart In The Studio E07 - How to Improve Your Title Technology Experience 6:43

48 weeks ago6:43

6:43

What if you could streamline your loan closing process and make better financial decisions in mere seconds? Imagine having instant access to all the critical data you need at your fingertips. That's precisely what we explore in this episode as we sit down with Brent from Stewart headquarters in Houston, Texas. Brent unveils the groundbreaking capabilities of Stewart’s sub-second snapshot data tools, designed to provide lenders with immediate, customizable insights. From tackling vesting issues to assessing automated valuations, these tools equip lenders to make swift, informed decisions, ensuring a seamless transaction process for all parties involved. But that's not all; our conversation extends to Stewart's seamless LOS integrations and the genius behind Stewart Integrate. Whether you're a large-scale lender using major LOS platforms or a small credit union needing a straightforward ordering portal, Stewart has a solution tailored for you. Brent also introduces us to the Stewart Accelerate suite, a game-changer in the industry with its automated title search technology. Leveraging data aggregators, this technology accelerates the underwriting process, meeting tight commitment turnaround times and expanding capabilities across numerous states. Tune in to discover how these innovations are revolutionizing the title industry and enhancing operational efficiency for lenders nationwide.…

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Stewart In the Studio E08 - Validate Income Employment and Assets Using A Single VOA Report 9:41

48 weeks ago9:41

9:41

Ever wondered how the latest advancements in mortgage verification could transform the industry? In this episode, we promise to unveil the game-changing benefits of Fannie Mae's recent announcement that allows lenders to use asset data for verifying income and employment. We're joined by Craig Leibig, Senior Vice President of Marketing and Product at Informative Research, who breaks down the complexities and operational challenges currently plaguing lenders. Craig dives deep into how this new single-source validation method, set to take effect on March 29th, 2024, aims to streamline processes, reduce costs, and bring parity between Fannie Mae and Freddie Mac. In the second part of our conversation, we shift focus to Informative Research's revolutionary AccountCheck platform. Craig shares how this innovative tool is easing the verification process for lenders by facilitating seamless retrieval of bank transaction data. Discover how AccountCheck's integration with Fannie Mae and Freddie Mac enhances the validation of employment and income data, ultimately improving process quality and cutting operational costs. If you're eager to understand how these advancements can elevate your mortgage verification processes, this episode is a must-listen!…

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Stewart In The Studio E09 - Home Equity - Reduce Costs and Speed Time To Close with Proven Strategies 8:27

48 weeks ago8:27