Ep 26 - Save On Healthcare Costs With HSAs Fund Your Future With DRS podcast

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Encore: Will Poulter, Dave Beran, and The Bear 52:22

18 days ago52:22

52:22

Season 3 of the smash hit FX/Hulu show “The Bear” roared to life just days ago, but Will Poulter (the actor who plays fan-favorite Luca) and 2014 F&W Best New Chef Dave Beran had been prepping for weeks. Poulter — like his co-star Jeremy Allen White — staged with Beran at his Santa Monica restaurant Pasjoli to learn how to accurately portray a professional chef onscreen. The lessons went so well, Beran says he’d hire Poulter as a cook — even despite a messy mishap with a pastry bag. The two dished all about getting kitchen culture right on and offscreen, what it takes to be at the top of your craft, and the pure magic of a great restaurant service. Learn more about your ad choices. Visit podcastchoices.com/adchoices…

Fund Your Future with DRS « »
Ep 26 - Save on healthcare costs with HSAs

2 years ago 14:46

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Content provided by Washington State Department of Retirement Systems. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Washington State Department of Retirement Systems or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

We continue to explore programs that can help you pay for medical expenses with pretax money. A Health Savings Account (HSA) has a higher deductible but has advantages for those with lower medical expenses. Our guest is Leanna from the Health Care Authority, who talks about the pros and cons of the program.

… continue reading

65 episodes

#Trading #Business #Podcasting Education #Self-Improvement #Government #Washington State Department of Retirement Systems

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Ep 26 - Save on healthcare costs with HSAs

Fund Your Future with DRS

published 2 years ago

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MP3•Episode home

Content provided by Washington State Department of Retirement Systems. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Washington State Department of Retirement Systems or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://ppacc.player.fm/legal.

We continue to explore programs that can help you pay for medical expenses with pretax money. A Health Savings Account (HSA) has a higher deductible but has advantages for those with lower medical expenses. Our guest is Leanna from the Health Care Authority, who talks about the pros and cons of the program.

… continue reading

65 episodes

#Trading #Business #Podcasting Education #Self-Improvement #Government #Washington State Department of Retirement Systems

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Ep 65 - Fears about money and how to tackle them 12:49

10 days ago12:49

12:49

According to a study by Allianz Life Insurance , Americans are more afraid of running out of money than of dying. We unpack the emotional toll of financial stress and talk about practical ways to regain a sense of control. Whether you’re living paycheck to paycheck, or simply overwhelmed by rising costs, this episode offers real talk to help you breathe a little easier when it comes to your money.…

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Ep 64 - Money moves when your finances are tight 27:02

24 days ago27:02

27:02

In this timely episode, we dive into the reality many are facing: economic uncertainty and its impact on personal finances and retirement plans. We discuss practical steps to manage stress, maintain financial stability, and make informed decisions. We also explore how tools like Washington's Deferred Compensation Program (DCP) can provide flexibility and serve as a financial safety net when you need it most.…

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Ep 63 - Firefighters and financial planning: what we can learn 20:14

5 weeks ago20:14

20:14

Are there some groups of public employees that do a better job of saving for retirement? In this episode, our guest AJ shares why firefighters are proactive when it comes to retirement planning. Find out about their approach and how you can apply it to your own long-term planning.

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Ep 62 - Finding calm when the stock market goes down 20:58

7 weeks ago20:58

20:58

It can be scary to look at your DCP or Plan 3 investments and see that your balance has suddenly gone down. However, even if stocks are low, that doesn’t necessarily mean you should panic. In this episode, we talk about how to mentally deal with the stock market during uncertain times. Our guest, Malia, highlights the importance of long-term investment planning and what you should consider if you’re close to retirement age.…

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Ep 61 - Exploring economics with TikTok's @EconChrisClarke 23:50

9 weeks ago23:50

23:50

Ever wonder why prices rise, how the stock market shapes our world, or what drives the financial decisions? This is the study of economics. In this episode, we sit down with Chris Clarke, an economics professor from Washington State University. Chris has gained a large online following from his videos by making economics relatable for the younger generation. You can follow him @EconChrisClarke on TikTok and Instagram. In our discussion we tackle misconceptions about the economy, the unpredictability of recessions, and the persistent myths surrounding inflation and stock markets. Chris shares his journey into teaching economics and his passion for making daunting economic topics relatable and understandable for everyone. Find out more on Chris’ personal website .…

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Ep 60 - Strategies and benefits of VEBA, a health reimbursement arrangement (HRA) 16:09

11 weeks ago16:09

16:09

As you plan for health care in retirement, a VEBA or HRA can be a helpful tool. Many public employers participate to help you save for your out-of-pocket healthcare expenses and premiums. Our guest Brian, from Gallagher (consultant for VEBA trusts), shares insights on how these tax-advantaged accounts work including how to enroll, investment options and the flexibility the account offers. Official website: HRAVEBA.org , VEBA.org…

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Ep 59 - Cash-out strategies for your leave balance 16:18

13 weeks ago16:18

16:18

When you decide to separate from service - either to retire, or work elsewhere - there's a good chance you'll have a balance of sick leave and annual leave. You may have the option to cash-out this leave, but you'll still have to pay the taxes on the extra income. Luckily, some employers allow you to roll over leave into your DCP account. Our guest Malia shares insights on transferring leave balances into the Deferred Compensation Program (DCP), offering potential tax savings and investment opportunities.…

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Ep 58 - Returning to work after retirement 14:39

16 weeks ago14:39

14:39

As a retiree, you can go back to work for a Department of Retirement Systems (DRS) employer and still receive your pension benefit as long as you follow a few rules. In this episode, our guest Kumano, sheds light on considerations for retirees who wish to work for a DRS employer post-retirement. From separating employment to navigating hours, Kumano guides us through the must-know details for retirees contemplating a return to public employment. Listen and explore how to effectively plan this stage of your retirement journey.…

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Ep 57 - Understanding separation vs. retirement dates 11:02

18 weeks ago11:02

11:02

In this episode, we delve into the crucial distinctions between separation date and retirement date, specifically for those retiring with DRS. Understanding these dates will help you determine when you can start collecting your pension benefits. Learn why timing matters, especially if you're planning around health insurance coverage or have accumulated leave. Whether you're months or years away from retirement, this episode provides guidance on making informed decisions about your retirement journey. Retirement checklist: https://www.drs.wa.gov/life/retire/check/…

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Ep 56 - Affordable staycations in Washington state 20:14

20 weeks ago20:14

20:14

During the chilly winter months, you might be thinking about planning that spring or summer vacation. But you don't have to spend money on an expensive flight to get away. Sometimes it's nice to do a staycation and explore Washington state! From arid deserts to moss-covered rainforests, there's plenty to explore in your own backyard. Tune in to get some ideas for your next adventure. Links related to this episode: VisitSpokane.com Stehekin, Wa VisitRainier.com OlympicPeninsula.org Washington State Parks Los Hernandez Tamales in Yakima…

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Ep 55 - ABLE savings plans for people with disabilities 38:28

22 weeks ago38:28

38:28

Millions of people with disabilities rely on federal programs. However, if they're receiving benefits like Supplemental Security Income (SSI) or Medicaid, they're restricted to having only $2,000 in assets. As a result, the Achieving a Better Life Experience (ABLE) act was passed in 2014. A Washington State ABLE Savings Plan allows people with disabilities to save, invest and prepare for the future without losing their state or federal benefits. We sit down with Katie who works for the Department of Commerce to learn about this wonderful program. https://www.washingtonstateable.com/…

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Fund Your Future with DRS

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Ep 54 - Pension plan funding with the WA state actuary 22:00

25 weeks ago22:00

22:00

Washington state pensions are calculated to be 94% funded. That rate is one of the highest rates in the country. We welcome Matt Smith, the Washington State Actuary, to talk about the latest Actuarial Valuation Report recently released by his office. He explains the significance of funded status, often misunderstood by many. Discover how ongoing evaluations and adjustments ensure long-term pension security for Washington's retirement plans. View the full Actuarial Valuation Report…

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Fund Your Future with DRS

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Ep 53 - New Retirement Strategy Fund for DCP and Plan 3 16:26

27 weeks ago16:26

16:26

A new Retirement Strategy Fund (RSF) is coming to the lineup of investment options in Plan 3 and the Deferred Compensation Program (DCP). The most recent addition – the 2070 Retirement Strategy Fund – will be available beginning Jan. 6, 2025. We sit down with Chris from AllianceBernstein to talk about how these funds work and support you through retirement.…

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Ep 52 - A guide to Washington state parks and passes 18:39

29 weeks ago18:39

18:39

Planning a get-a-way doesn't have to be expensive. In this episode, we're joined by Ariel from Washington State Parks to explore the budget-friendly recreational opportunities available across 140 state parks. From the popular Discover Pass to several discounted options for those over age 62 and multiple free days in the year, you can access these natural treasures without breaking the bank. We chat about diverse accommodations offered, including cabins, yurts, and even historic vacation homes. Ariel shares unique experiences like staying at a lighthouse keeper's residence or a fire lookout. Everything you need to get started on your next outdoor adventure. Parks highlighted in the episode (alphabetically): Brooks Memorial State Park , Cape Disappointment , Conconully State Park , Curlew State Park , Deception Pass , Fort Ebey , Fort Flagler , Fort Worden , Ginkgo Petrified Forest , Goldendale Observatory , Ike Kinswa State Park , Lewis & Clark Interpretive Center , Millersylvania State Park , Mount Spokane State Park , Palouse to Cascades State Park Trail .…

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Ep 51 - Credit scores and freezing your credit 28:10

31 weeks ago28:10

28:10

Your credit score plays a crucial role in your financial health. So, it’s important to know how to manage and improve your credit. Our guests, Lyn and Nathan from the Department of Financial Institutions, break down the differences between credit scores and credit reports. They also share insights into the importance of checking your credit report regularly and the benefits of freezing your credit to safeguard against identity theft.…

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