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Episode 17: Rainy Respite & Real Estate Realities: Embracing Cozy Seasons and Unveiling Home-Buying Complexities in NYC
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Ever wondered what it's like when the Big Apple starts to feel a bit like California? We kick off with a refreshing take on New York City's recent rainy blessing, breaking a two-month dry spell and bringing much-needed relief. As the city prepares for cooler fall and winter seasons, we share our excitement about holiday preparations and the heartwarming traditions that bind families together this time of year. Amidst the festive cheer, we also take a moment to discuss some pressing environmental concerns like unusual highway fires and the dual nature of snow, both beautiful and a challenging responsibility for homeowners.
Navigating the world of real estate can be tricky, but fear not! We dive headfirst into the essential steps needed when purchasing a home—starting with the need for accurate property surveys to avoid disputes with neighbors. Sharing a personal tale of an error we encountered, we emphasize the importance of clear property records. We also unravel the complications surrounding Certificates of Occupancy (CO) and open permits, especially for older properties, and how these can impact your buying experience. Stay tuned as we explore the complexities of legal home renovations and the consequences of unauthorized modifications, urging the importance of professional guidance to navigate city regulations smoothly.
Get ready to meet Heidi, our expert mortgage broker, whose creative solutions are nothing short of miraculous. With access to over 95 banks, she excels at finding the perfect mortgage program, even for those with unique circumstances like ITIN holders or properties with additional dwelling units (ADUs). We highlight her empathetic approach and dedication to client satisfaction, making her an invaluable ally in the home-buying process. As the year winds down, we encourage you to explore the vast array of mortgage options available and wish you all a joyous holiday season filled with new connections and opportunities.
Chapters
1. Episode 17: Rainy Respite & Real Estate Realities: Embracing Cozy Seasons and Unveiling Home-Buying Complexities in NYC (00:00:00)
2. Weather, Trees, and Homeowner Responsibilities (00:00:09)
3. Importance of Surveys and Property Permits (00:11:08)
4. Property Renovations and Legalities (00:20:23)
5. Creative Mortgage Solutions for Buyers (00:24:51)
26 episodes
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