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S3_E21 Practically debt-free: how to pay debt without losing your joy.
Manage episode 474730567 series 3503595
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Description:
In this empowering episode of My Happy Money Journey, Phoebe gets raw and real about debt—and how to break free from it without sacrificing your sanity, dignity, or your weekly catch-up with the girls.
We’re talking credit cards, buy-now-pay-later traps, personal loans, and the sneaky shame that rides shotgun with them. If you’ve ever shoved a credit card bill in a drawer and hoped for the best—this one’s for you.
You’ll learn:
Why debt is not a character flaw (and you’re not broken)
The #1 thing to do before you pay off a single cent
Avalanche vs. Snowball strategies—and how to pick what suits YOU
How to cut spending without killing your joy
Why a financial safety net is your best defence against falling back in
Resources:
Check out the Spend Cleanse and upcoming Debt Destruction course
Listen to last week’s guest Bonnie Lee on EFT for financial healing
Quote of the Episode:
“Debt is not your personality—it’s just a situation. And it’s one we can handle, together.”
Subscribe & Share:
If this episode helped you feel more empowered around money, share it with a woman who needs it. Debt is temporary. You are a force of nature.
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