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Holding on to Coverage in High-Risk Areas: All Your Burning Questions Answered
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When it comes to wildfires, defensible space might be the difference between staying covered — and being left in the ashes.
In this episode of Rooted in Care, guest Keith Jackson of KSTJ Insurance Services tackles a hot topic: how wildfire risk, property upkeep, and insurance access intersect—and what communities can do to stay safe and stay covered.
With wildfires intensifying and insurers tightening their requirements, Keith shares what it takes to stay insured when you’re in the line of fire. From maintaining a 5–10 foot defensible space to the rising use of drone inspections and stricter application reviews, he breaks down how smart tree care can reduce liability and help safeguard your policy.
Keith sheds light on what it really means to live in a Firewise community. His advice? Don’t let aesthetics get in the way of action. Bring in a certified arborist (like A Plus Tree), clear out those flammable gutters, and don’t ignore a non-renewal notice — it’s your cue to act fast.
Don’t wait for change to come to you — take action now. Create defensible space, stay on top of tree care, and most importantly, reach out to your insurance agent. A quick chat with your agent could mean the difference between protection and panic.
Learn more about Keith Jackson and KSTJ Insurance:
https://www.ksjtinsurance.com/
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