May 3, 2025 - From Market Metrics to Retirement Moves: P/E Ratios, Gold, and RMDs

Henssler Money Talks

In this week’s market discussion, we kick things off with listener questions on historical price-to-earnings (P/E) ratios—specifically, whether there are “new norms” for determining if a stock is overvalued—and how the rise in gold over the past 50 years compares to major stock indices.

We also cover the recent market volatility and the factors driving investor sentiment, examining both hard data like the first estimate of first-quarter GDP and soft data such as consumer confidence. We wrap up with a review of key economic reports to assess the broader economic outlook.

After the break, our financial experts walk through three real-world scenarios involving required minimum distributions (RMDs). From retirees who don’t need the income to those who rely on RMDs to fund living expenses, we explore strategic approaches to managing these mandatory withdrawals. Whether you're looking to reduce taxes, preserve assets, or align your RMDs with your overall financial goals, our planners offer practical advice for common situations.

Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.

Henssler Money Talks — May 3, 2025 | Season 39, Episode 18

Timestamps and Chapters

• 6:45: Why are Investors excited about a P/E of 24?
• 24:17: Comparing the rise in gold to the major indices from 1971—2025
• 30:40: Economic Data: GDP, Consumer Sentiment, Earnings
• 40:21: Navigating Required Minimum Distributions (RMDs)

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Chapters

1. May 3, 2025 - From Market Metrics to Retirement Moves: P/E Ratios, Gold, and RMDs (00:00:00)

2. P/E Ratios, Gold, and Key Economic Data (00:06:47)

3. Comparing the rise in gold to the major indices from 1971—2025 (00:24:17)

4. Economic Data: GDP, Consumer Sentiment, Earnings (00:30:40)

5. Navigating Required Minimum Distributions (RMDs) (00:40:21)