Q&A: Tackling Listener Questions | Bill & Jackie | 155

Catching Up to FI

You asked and we answered! In this episode we tackle listener questions with more than just a one-sentence response… we go deeper and give you answers with our thoughtful insights, ideas and considerations important to late starters. These are the questions we cover on today’s show:

✅ Bill’s costly mistake with whole-life insurance; what should you do instead?

✅ How does the $19,000 annual gift tax exclusion work?

✅ Do I have too much in cash as I’m approaching retirement?

✅ I’m new to investing and pay someone to manage my 401(k). I also want to start a Roth IRA, is now a good time?

✅ What if you're low income and can barely save, how do you move the needle?

✅ What is the middle class trap?

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📕F.I.R.E. For Dummies by Jackie Cummings Koski

📗The Wealth Ladder by Nick Maggiulli

Podcast episode with Nick Maggiulli coming July 27th, 2025

Rebel Finance School

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⏰ ‘Catching Up to FI’ Episodes referenced

A Boat Named YOLO | Bill Yount | 001

From Poverty to Wealth and Early Retirement | Jackie Cummings Koski | 007

SpongeBob and Drawdown Strategies | Frank Vasquez | 044

Life & Taxes | Sean Mullaney | 013

72(t) Expert Tells All: No More Secrets About Early Withdrawals (Part 1) | Bill Stecker | 131

Cashing in on 72(t): The Goldmine of Early Retirement Rules (Part2) | Bill Stecker | 133

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⚠️Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.