Dream Home, Clean Credit: Your Guide to Getting Both
Manage episode 493300010 series 3668036
Most homebuyers think good credit is enough to get a mortgage. But that 750 score? It might still get denied.
In this episode, I bring on Sam Parker, co-founder of My Credit Guy, to cut through the confusion. We talk about credit repair scams, why DIY bots won’t fix your score, and how focusing only on deletions sets buyers up for failure.
Sam breaks down the full process of getting mortgage-ready, from proper debt paydown strategies to avoiding the #1 mistake that tanks scores, closing out credit cards.
If you're serious about buying a home and want to make sure your credit won't get in the way, this episode is your roadmap.
Tune in and get mortgage-ready the right way. Dream Home, Clean Credit: Your Guide to Getting Both.
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Sam Parker is the Founder and CEO of My Credit Guy, a trusted partner to real estate professionals nationwide. Specializing in credit restoration, education, and budgeting, Sam helps transform denied mortgage files into closed deals. His team offers no upfront fees, free file reviews, and unlimited rapid rescores, making them the go-to solution for credit-challenged clients. With a mission to boost closings and client confidence, Sam’s impact extends far beyond the credit score. His work helps realtors and lenders alike turn setbacks into successful homeownership stories.
Website: https://www.mycreditguy.com/
Facebook: https://www.facebook.com/mcgsamparker/
https://www.facebook.com/MyCreditGuy
LinkedIn: https://www.linkedin.com/in/sam-parker-98453a6/
https://www.linkedin.com/company/my-credit-guy/
Instagram: https://www.instagram.com/mycreditguysamparker/
https://www.instagram.com/mycreditguy_/
YouTube: https://www.youtube.com/@MyCreditGuyCreditRestoration
Mike Hajjar is a seasoned Mortgage Advisor with over 17 years of lending experience, having successfully guided more than 2,500 families through the home loan process. His approach to mortgage planning goes beyond the transaction, focusing on long-term financial freedom by helping clients select the right mortgage, debt, and cash-flow strategies. Known for his integrity, transparency, and trust, Mike builds lifelong relationships with clients, offering support before, during, and well after the transaction. At Landmark Mortgage Planners, Mike's team leverages in-house underwriting, local appraisers, and a streamlined system to ensure loans close quickly—often in as little as 14 days. Whether working with first-time homebuyers, veterans, or retirees, Mike's commitment to communication and professionalism makes him a trusted advisor for all.
Mortgage Advisor NMLS # 305375
Website: https://www.afncorp.com/
LinkedIn: https://www.linkedin.com/in/mikephajjar/
Instagram: https://www.instagram.com/mikehajjar_mortgage/
Facebook: https://www.facebook.com/mikehajjar87/
YouTube: https://www.youtube.com/channel/UCnZXFuubVNOsYiZEodZ7kzQ
Produced by https://www.BroadcastYourAuthority.com.
11 episodes