The Real Cost of Waiting: Why Delay Could Be the Most Expensive Mistake in Your Financial Plan

Navigating an Abundant Retirement with Carol Dewey

Today, Carol Dewey reveals how procrastination — whether with taxes, investments, estate planning, or your business exit — can quietly become the most expensive mistake of your financial life. In this powerful episode, Carol uncovers how the illusion of “later” erodes wealth, confidence, and peace of mind, and what you can do now to stop paying the hidden price of waiting.

🔍 In This Episode, You’ll Discover:

✔️ A real-life story of a loyal Kmart executive who lost millions by waiting too long to diversify

✔️ How missed compounding and opportunity costs silently kill your long-term wealth

✔️ Why waiting to address taxes and risk is like giving the IRS a bigger slice of your pie

✔️ The emotional and mental toll of inaction — beyond the dollars and cents

✔️ Practical steps to reframe procrastination and start compounding progress instead of problems

💡 Key Takeaways:

• Waiting is never neutral — it compounds problems instead of progress.
• Procrastination increases taxes, erodes investments, and creates stress that robs you of joy today.
• Timing isn’t everything, but it’s close — and the right time to act is now.
• Even small, imperfect steps toward your goals are better than waiting for “the perfect time.”

Visit www.perpetualwealthfinancial.com to schedule your complimentary Lifestyle and Legacy Assessment or talk with Carol about your next step.

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✅ Subscribe to the podcast

✅ Share this episode with someone who needs to hear it

✅ Tune in next week for more strategies to protect what you’ve built and invest with purpose

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