))
The #1 global fintech radio show and podcast. Every week we explore the personalities, startups, innovators, and industry players driving disruption in financial services; from Incumbents to unicorns, and from the latest cutting edge technology to the people who are using it to help to create a more innovative, inclusive and healthy financial future.
…
continue reading
1
The Rise of Digital Banking and Fintechs: Branch Tomorrow
1:10:15
1:10:15
Play later
Play later
Lists
Like
Liked
1:10:15
In This Episode This week on Breaking Banks we’re continuing our series on Brett King’s new book, Branch Tomorrow. We feature interviews with some of Brett’s contributing authors: Bruno Diniz, Efi Pylarinou, Jim Marous, Paolo Sironi, and Richard Turrin. Each author brings specialty in different markets giving Branch Tomorrow a multi-perspective loo…
…
continue reading
1
The Rise and Fall of the Branch Bank: Branch Tomorrow
35:07
35:07
Play later
Play later
Lists
Like
Liked
35:07
In This Episode This week on Breaking Banks we’re excited to introduce Brett King’s latest book, Branch Tomorrow. This new book re-examines our understanding of bank branches, banking culture, and the future of financial services across the globe, from the US to India, China and Latin America. In a special Breaking Banks series, Brett interviews co…
…
continue reading
1
Building Financial Health Standards to Improve Lives and Institutions
42:14
42:14
Play later
Play later
Lists
Like
Liked
42:14
In This Episode In this episode, Breaking Banks delves into the evolving landscape of financial health standards, exploring how the Financial Health Network is pioneering a new set of standards aimed at designing financial products that prioritize consumer well-being. These standards, set to transform financial services by focusing on customer-cent…
…
continue reading
1
Is There A Crisis Of Trust In Financial Services?
50:03
50:03
Play later
Play later
Lists
Like
Liked
50:03
In This Episode This week on Breaking Banks, we focus on a fundamental topic in financial services: trust. Trust is the cornerstone of any successful banking relationship. Consumers trust their financial institutions to protect their information and funds—and that trust is warranted. We have guarantees like FDIC insurance to back it up. The importa…
…
continue reading
In This Episode Today we celebrate the 15th anniversary of Dodd-Frank! Tune in as Alex Johnson (Fintech Takes), Kiah Haslett (writer and former banking and fintech editor at Bank Director), and Dara Tarkowski (Tech on Reg host and Partner at Actuate Law) join host Jason Henrichs. They dive deep into Dodd-Frank, discussing its successes and shortcom…
…
continue reading
1
Smarter Lending: Expanding Credit Access and Improving Risk Decisioning at Scale
49:56
49:56
Play later
Play later
Lists
Like
Liked
49:56
In This Episode This week on Breaking Banks, join us as we explore how real-time data is helping lenders understand financial behaviors beyond traditional credit scores, as Plaid, the largest financial data network, and Experian, a leading data technology company join forces via their new partnership. Listen as Michelle Young, Credit Product Lead a…
…
continue reading
1
Is Open Banking Dying—or Just Growing Up?
52:56
52:56
Play later
Play later
Lists
Like
Liked
52:56
In This Episode JPMorgan Chase has fired the first shot, announcing their plan to charge fintechs what some are calling exorbitant fees for access to customer data. It has the potential to shake the foundations of the open banking movement in the U.S. At the same time, the Section 1033 rule itself is under assault in the courts, and the future of c…
…
continue reading
In This Episode In June we lost a pillar of our community, Barb MacLean, a brilliant fintech mind and a beloved colleague. A guest turned co-host on Breaking Banks and an invaluable member of Alloy Labs. She was truly special, she never hesitated to pay it forward or to speak truth, albeit in the most polite Canadian way, whether on podcasts or the…
…
continue reading
1
Battling Fraud in Fintech: How Banks and Fintechs can Stay Ahead
40:38
40:38
Play later
Play later
Lists
Like
Liked
40:38
In This Episode This week on Breaking Banks, we feature our sister podcast, Social Currency, powered by Sunrise Banks. Social Currency introduces us to some of the most innovative changemakers in finance, technology, and social impact—leaders who are dismantling barriers and reshaping their industries for a more inclusive, equitable, and sustainabl…
…
continue reading
1
Fintech FMK: Hot Takes on the Regulatory Wild West
41:05
41:05
Play later
Play later
Lists
Like
Liked
41:05
In This Episode Live from the main stage at American Banker’s Digital Banking 2025, this high-energy episode of Breaking Banks brings the regulatory heat. Host Jason Henrichs is joined by Alex Johnson (Fintech Takes) and Dara Tarkowski (Actuate Law) for unfiltered, rapid-fire takes on the most urgent—and divisive—issues shaping digital finance regu…
…
continue reading
1
Breaking Borders: Africa’s Digital Leap and the Future of Global Payments
26:17
26:17
Play later
Play later
Lists
Like
Liked
26:17
This week we bring you more insights from Cape Town South Africa as we continue to explore some great startups on the African continent and beyond from Crossfin's Circle of Fintech event.In our first segment, Brett speaks with Karl Westvig, CEO of TymeBank South Africa. Since receiving its banking license in South Africa in 2019, TymeBank has grown…
…
continue reading
1
Africa’s Fintech Revolution: Mobile Money, Soft POS, and the Next Billion
34:08
34:08
Play later
Play later
Lists
Like
Liked
34:08
In This EpisodeThis week's episode of Breaking Banks brings you insights from Cape Town, South Africa, and the Circle of Fintech event hosted by Crossfin. Africa accounts for a remarkable 70% of mobile money accounts globally, and over the past decade, fintech and mobile money have brought 1.1 billion Sub-Saharan Africans into the formal financial …
…
continue reading
1
What if the race for the future of finance is a relay?
41:01
41:01
Play later
Play later
Lists
Like
Liked
41:01
In This EpisodeTraditional banks just pocketed $268 billion in profit—even with loan growth stuck in first gear—while global fintech funding barely limped past $10 billion, thanks to a single blockbuster round. This week, Theo Lau and Greg Palmer join hosts JP Nicols, Brett King, and Jason Henrichs to untangle those contradictions and ask who’s rea…
…
continue reading
1
UK Investment Hubs & The Rise of Collaborative Fintech
38:34
38:34
Play later
Play later
Lists
Like
Liked
38:34
In This EpisodeThis week on Breaking Banks host Brett King is joined by Chris Hayward, Policy Chairman of the City of London Corporation. As Political Leader of the City of London Corporation, Chris acts as a principal spokesperson and advocate for London as a global financial and professional services capital. In the segment, Brett and Chris discu…
…
continue reading
In This EpisodeThis week's episode of Breaking Banks features host Brett King in a one-on-one discussion with Dave Birch, speaker, author and internationally recognized thought leader in digital identity and digital money. Listen as they explore the future of AI-based payments, money, and the concepts surrounding Agentic AI.Their conversation delve…
…
continue reading
1
Breaking Banks’ Hot Takes, Live From The Alloy Labs Annual Member Meeting
1:00:47
1:00:47
Play later
Play later
Lists
Like
Liked
1:00:47
In This EpisodeToday, we bring you a special episode of Breaking Banks, live from the Alloy Labs Annual Member Meeting —a three-day event focused on critical discussions and deep strategy sessions for today's bank executives. While we can't disclose what was said behind closed doors, we can share some of the critical (and fiery!) conversations and …
…
continue reading
1
Killing It: Nektarios Liolios on Fintech Innovation, Entrepreneurship and Community
46:10
46:10
Play later
Play later
Lists
Like
Liked
46:10
In This EpisodeIt is 2014, and Breaking Banks host Jason Henrichs is having coffee with Nektarios Liolios, an early leader in financial services innovation. Jason is in London—the uncontested fintech capital of the world at the time—sitting in the shadow of the Tower of London, seeking advice during what feels like the wreckage of his life post-Per…
…
continue reading
1
News From The Fintech Front: AI, Stablecoin Strategy & Fintech M&A
39:09
39:09
Play later
Play later
Lists
Like
Liked
39:09
In This EpisodeThis week on Breaking Banks, Don Ginsel, host of our sister show Breaking Banks Europe, takes our mic and brings the conversation stateside. Don is joined by Nik Milanović, founder of This Week in Fintech, for a wide-ranging and energizing discussion of the latest forces shaping the fintech landscape.From the evolving role of traditi…
…
continue reading
1
What The Future Looks Like in Finance and Fintech: Jo Ann Barefoot, Nick Hughes and Brett King Live From Virgin Unite
41:01
41:01
Play later
Play later
Lists
Like
Liked
41:01
In This EpisodeIn a rare and inspiring crossover episode, Breaking Banks teams up with Barefoot Innovation to bring you a special dispatch from Necker Island, BVI. Hosted by Brett King and Jo Ann Barefoot, this episode captures the energy and insight of a one-of-a-kind fintech gathering organized by Virgin Unite: an event bringing together innovato…
…
continue reading
1
Insider Advice From A Serial Entrepreneur, Cokie Hasiotis
35:04
35:04
Play later
Play later
Lists
Like
Liked
35:04
In This EpisodeKilling It is back! Jason Henrichs' series on banking and fintech entrepreneurs returns with Cokie HasiotisIn this episode of Breaking Banks, Jason Henrichs connects with Cokie, serial entrepreneur and exited founder of Twali and drippi. Cokie candidly shares her entrepreneurial journey, providing insights into the emotional challeng…
…
continue reading
1
Fintech Podcast Mashup: Breaking Banks x Fintech Daydreaming
47:30
47:30
Play later
Play later
Lists
Like
Liked
47:30
In This EpisodeThis week on Breaking Banks, it’s a powerhouse podcast mashup you won’t want to miss.What happens when two leading voices in fintech join forces? You get a fast-paced, insight-packed conversation on the future of finance, banking innovation, and emerging technologies—recorded live in Finland.Breaking Banks host Brett King teams up wi…
…
continue reading
1
Foiling the Invisible Heist: The New Banking Playbook to Land and Expand Commercial Relationships through Digital Banking
47:30
47:30
Play later
Play later
Lists
Like
Liked
47:30
In This EpisodeThere’s something happening beneath the surface of every pizza order, every childcare payment, and every invoice sent by businesses across America. A quiet revolution that most people— sometimes even business owners themselves— have barely noticed.Traditional banks are being methodically extracted from the daily financial lives of bu…
…
continue reading
1
The Invisible Heist: How Software Companies Are Quietly Stealing Your Commercial Relationships
42:33
42:33
Play later
Play later
Lists
Like
Liked
42:33
In This EpisodeBanking executives, your business customers aren’t leaving you for another bank—they’re leaving banking altogether— at least partially. For now.As a part of our “Unbreak the Bank” series we dissect the most significant existential threat to community financial institutions since the 2008 crisis: the systematic extraction of business …
…
continue reading
1
Hot Takes on Banking Regulation, Standards, AI, and Fraud
36:38
36:38
Play later
Play later
Lists
Like
Liked
36:38
In This EpisodePowered by U.S. Bank and recorded live at Fintech Xchange hosted by the Stena Center for Financial Technology, this episode dives into the most pressing issues shaping financial services today.In our first segment, Jason Henrichs chats with Sima Ghandi, Sr Advisor FS Vector, Co-Founder of Coalition of Financial Ecosystem Standards (C…
…
continue reading
1
Fintech Xchange ’25: Hot Takes into BaaS and the Future of Banking
52:08
52:08
Play later
Play later
Lists
Like
Liked
52:08
In This EpisodeThis week, we bring you Part III of exclusive insights from Fintech Xchange '25 at the Stena Center for Financial Technology and the University of Utah, powered by U.S. Bank. Host Jason Henrichs engages in a dynamic discussion with Jason Mikula of Fintech Business Weekly and Chris Black, CEO & President of Thread Bank. Their conversa…
…
continue reading
