show episodes
 
Director of Ottawa, Canada's Elim Counselling Services and award-winning certified Christian psychotherapist Michael Hart helps people cope with and overcome life's challenges including relationships, mental health, spiritual oppression and more.
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Financial coach & mortgage specialist David van Noppen & his wife Rebecca dig in to the heart issues around money. With practical tips & advice, they will challenge & encourage you to find hope & freedom in your finances, as well as in God's plans & purposes for your life.
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show series
 
Have you checked your financial weather app recently? On episode #440 of “Let’s Talk Money with Dave and Reb”, the co-hosts explore a topic close to both of their hearts: financial preparedness. Dave and Reb encourage listeners to look at their financial priorities and develop a plan to anticipate the coming storms and sunshine. This week’s episode…
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Skip charm—seek clarity, courage, and competence.Is your REALTOR® telling you the truth—or just telling you what you want to hear? In this episode of LIFE’s Inside Track with Ken and Yetta Dekker, we’ll consider the costly risk of hiring a charming agent who avoids hard truths. With nearly 84% of people choosing their real estate agent based on per…
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Life Transformations with Michael HartAired: July 28, 2025 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with Elim Counselling Services, call 1-877-544-ELIM(3546) or email [email protected]. Visit elimcounsellingministry.com for more information.For more CHRI shows, visit chri.ca…
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Have you ever moved into a new place and felt like a stranger in your own neighbourhood? You’re not alone—and you don’t have to stay there. In this episode of LIFE’s Inside Track with Ken and Yetta Dekker, we’ll share practical ways to build lasting community within your first 90 days—whether you’ve just moved or have lived in the same house for ye…
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Dave and Reb return to their favorite topic: Giving! Episode #439 of “Let’s Talk Money with Dave and Reb” invites Lorne Jackson, founder of the Canadian National Christian Foundation, to explore topics of estate giving, wills, and charitable giving. He emphasizes the beauty of giving and the importance of having plans for the money that is being di…
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Life Transformations with Michael HartAired: July 21, 2025 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with Elim Counselling Services, call 1-877-544-ELIM(3546) or email [email protected]. Visit elimcounsellingministry.com for more information.For more CHRI shows, visit chri.ca…
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On episode #438 of “Let’s Talk Money with Dave and Reb”, the co-hosts continue the conversation with Mark Young on Biblical retirement and the importance of long-term planning. Dave and Reb explore the complexity of retirement savings as Mark explains retirement projections, CPP, and the impact of taxes on your estate. Mark’s love of numbers combin…
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What if the retirement crisis isn’t inevitable—and it only takes 90 minutes to start reversing your trajectory? In this episode of LIFE’s Inside Track with Ken and Yetta Dekker, we reveal how intentional actions taken in 90 seconds, 90 minutes, 90 weeks, and 90 months can dramatically shift your financial future. You’ll gain clarity on what weeds t…
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Life Transformations with Michael HartAired: July 14, 2025 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with Elim Counselling Services, call 1-877-544-ELIM(3546) or email [email protected]. Visit elimcounsellingministry.com for more information.For more CHRI shows, visit chri.ca…
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Having enough money to retire is something that requires planning, and an intimate knowledge of your personal spending. Dave and Reb are excited to invite Mark Young to talk about Biblical retirement and the profound experiences that have come because he was equipped with the proper resources to shape a retirement that has allowed him to live out G…
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What if the key to boosting your vitality, clarity, and even your mood wasn’t another supplement or mindset hack—but your home? In this episode of LIFE’s Inside Track with Ken and Yetta Dekker, you’ll uncover how 90-minute, 90-day, and 90-week rhythms can radically shift not just the function of your space, but the feel of it too. Together with the…
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Life Transformations with Michael HartAired: July 7, 2025 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with Elim Counselling Services, call 1-877-544-ELIM(3546) or email [email protected]. Visit elimcounsellingministry.com for more information.For more CHRI shows, visit chri.ca…
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In this episode of LIFE’s Inside Track with Ken & Yetta Dekker, we explore how real wealth-building doesn’t begin at the offer—it starts long before you sign on the dotted line.Whether you’re purchasing your first home or expanding your investment portfolio, your strategy needs to evolve with your goals. We’ll break down how intentional planning ov…
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When’s the best time to buy a house? What's a HELOC? What if waiting gets me a better deal or mortgage rate? How do I know what the right decision will be for the future? These are common questions that Dave receives and on episode #436 of “Let’s Talk Money with Dave and Reb”, he explores the nuances of feeling paralyzed by waiting for the economy …
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Is your real estate journey building up your relationships—or tearing them down? In this week’s LIFE’s Inside Track with Ken and Yetta Dekker, you’ll discover why buying, selling, or investing in real estate is about far more than property—it’s a powerful mirror that reflects trust, communication, priorities, and unity in your relationships. Whethe…
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Happy Canada Day from Dave and Reb! With the current narratives around Canadian sovereignty and in reflection on King Charles’ recent visit to Canada, Dave and Reb invite Rev. Ray Borg to discuss the complexities of Canadian identity and identity in the Kingdom of God. The co-hosts dive into questions surrounding freedom and liberty as Christians a…
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Life Transformations with Michael HartAired: June 23, 2025 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with Elim Counselling Services, call 1-877-544-ELIM(3546) or email [email protected]. Visit elimcounsellingministry.com for more information.For more CHRI shows, visit chri.ca…
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Have you ever felt overwhelmed by the idea of building wealth through real estate? You’re not alone. In this episode of LIFE’s Inside Track with Ken and Yetta Dekker, brought to you by the Dekker Team and Solid Rock Realty, we’ll consider why emotional stress, fear, and limiting beliefs often derail would-be investors — even when their bank account…
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Dave and Reb welcome Life Coach Bachir Bastien on episode #434 of “Let’s Talk Money with Dave and Reb”. In today’s episode, he shares how God has provided and cared for Him from his birth in Haiti, through travelling and learning in Taiwan, to settling in Canada. God has led him on his educational, coaching, and leadership journey and he is excited…
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Life Transformations with Michael HartAired: June 16, 2025 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with Elim Counselling Services, call 1-877-544-ELIM(3546) or email [email protected]. Visit elimcounsellingministry.com for more information.For more CHRI shows, visit chri.ca…
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What would you do if you suddenly became homeless and couldn’t find a job? Or were experiencing a mental health crisis? Or could no longer afford to feed your family? 211 Ontario is a social service center that helps people navigate the complications of social services and advocates for people in their search for help in many different areas. Episo…
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Is your home silently stealing your joy? In this episode of LIFE’s Inside Track with Ken and Yetta Dekker, we consider what’s draining your emotional energy—and how to reclaim it. You’ll uncover how your home’s layout, noise patterns, and clutter might be subtly affecting your well-being far more than you realize. From commute frustrations to maint…
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Life Transformations with Michael HartAired: June 9, 2025 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with Elim Counselling Services, call 1-877-544-ELIM(3546) or email [email protected]. Visit elimcounsellingministry.com for more information.For more CHRI shows, visit chri.ca…
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What is stopping you from chasing your dream? Time? Money? Dave and Reb ask listeners what their beliefs are around what is keeping everyone from pursuing the things they love. Episode #432 of “Let’s Talk Money with Dave and Reb” addresses how blaming time and money often misleads us into thinking that we cannot meet the needs or wants in our life.…
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What if the real obstacle to owning a home isn’t your finances—but your mindset? In this episode of LIFE’s Inside Track with Ken and Yetta Dekker, we consider how long-held beliefs about renting, responsibility, and worthiness might be quietly delaying your path to ownership. You’ll hear relatable stories of shifting from renting to owning—and why …
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The journey to healing your money story does not begin or end with the physical aspect of money, it touches all parts of life and relationships. On episode #431 of “Let’s Talk Money with Dave and Reb”, the co-hosts invite Vikki Ruby to share the story of her journey embracing God’s provision, even during periods of unbelief. Through Vikki’s testimo…
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Some say faith has no place in business—but what if integrating your faith is the very thing that anchors your decisions, deepens your relationships, and guides your success? In this episode of LIFE’s Inside Track with Ken and Yetta Dekker, we explore the unshakable foundation that has shaped over three decades of real estate, leadership, and life.…
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Some say real estate is just a transaction—but what if it’s actually the start of a lifelong relationship? In this episode of LIFE’s Inside Track with Ken and Yetta Dekker, you’ll hear how one real estate move can lead to decades of trust, connection, and even family gatherings with the very people who helped you make it happen. Alongside special g…
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Whose voice do we follow? How do we respond when we hear Jesus calling us to follow him? On episode #430 of “Let’s Talk Money with Dave and Reb”, the co-hosts address the necessity of listening to follow Christ, and prioritizing a rest that allows us to identify and pursue the voices that lead us to generosity and love. Dave and Reb encourage liste…
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What if your home wasn’t just where you live—but the foundation for financial freedom? In this episode of LIFE’s Inside Track with Ken and Yetta Dekker, alongside Suzan Hart, we explore how your first home can become the seed that fuels your wealth journey. You’ll hear real stories of homeowners who turned small beginnings into big momentum by shif…
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How comfortable are you talking about money with others? How do you unravel topics with friends and family that are so wrapped in shame and fear? Episode #429 of “Let’s Talk Money with Dave and Reb” welcomes back Ray Borg to explore how God encourages community in stewardship of resources, and how the Bible guides goals of vulnerability and generos…
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Buying a home reflects more than just financial desires. It also reveals the values that we are motivated by throughout all areas of our life. Dave and Reb invite psychotherapist Amanda van Noppen back on the show to continue discussion around values and how they inform our home buying. Episode #428 of “Let’s Talk Money with Dave and Reb” explores …
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Can You Really Afford That Home?It’s not just about what the bank says—real affordability includes peace of mind, relational harmony, and emotional readiness.In this episode of LIFE’s Inside Track, Ken and Yetta Dekker are joined by Suzan Hart to unpack the hidden costs of buying a home. You’ll hear real client stories where financial approval didn…
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