Why is personal finance so complicated? The internet is flooded with personal finance “experts” sharing short-sighted, error-prone advice. But long-term financial success requires thoughtful, patient, and well-researched strategies. Hosted by Jesse Cramer, a former aerospace engineer turned fiduciary financial advisor in Rochester, NY, Personal Finance for Long-Term Investors simplifies complex financial topics. With relatable stories, in-depth research, and practical tips, Jesse helps you m ...
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You’ve always wanted to get to know your favorite local business owners. But with everyone’s busy schedules, it can be hard to actually sit down and chat with each other and learn about the dreams, setbacks, successes, failures, and everything in between! All of which help shape us into the humans we are today.The Sincerely, Your Small Business podcast is your window into the lives and identities of small business owners that you support year-round. What inspires them, what makes them tick, ...
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Want to achieve financial independence without missing out on the fun? FI Minded is for anyone who wants to achieve financial freedom, live life on their own terms, and, most importantly, enjoy the journey along the way! Whether you’re just starting to think about financial independence or already deep into the process, FI Minded gives you the tools and inspiration to make FI a reality - without giving up the things you love. Each episode, we’ll cover topics like: *Financial Independence Str ...
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Discussion of todays National and State wide issues
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Welcome to your very own, friendly, fun, safe space, where everything, to be honest, is a bit of a Shit Show. Nothing but candid conversations, juicy interviews, way too much information, as many different accents as we can find.....and D&Ms, Tammin and her guests serve it all up. Enjoy! Insta - @theshitshowwithtamminsursok TikTok - @theshitshowwithtammin Search The Shit Show with Tammin Sursok in FB Search - The Shit Show with Tammin Sursok on YT Hosted on Acast. See acast.com/privacy for m ...
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Make better financial decisions and learn all about personal finance, investing, and entrepreneurship with Philipp Muedder, StashAway’s Head of Personal Finance. He’ll chat with thought leaders and experts on how to FIRE, investing in ETFs, the evolution of cryptocurrencies, and more! If you enjoy what you hear, subscribe, leave a review, and tell your friends. All of this really helps us make the show even better for you so that we can convince great guests to join us. Have feedback for us? ...
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Episode 699: State and National Headlines. Jason Heitkamp. Powered by Bessette Motors of Carrington, ND.
1:14:04
1:14:04
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1:14:04KHND-39018-GET IT OFF YOUR CHEST 2025-06-19
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Episode 698: State and National Headlines. Bowdon Rancher Jon Tebelius. Powered by Bessette Motors of Carrington, ND.
1:19:22
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1:19:22KHND-39018-GET IT OFF YOUR CHEST 2025-06-18
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Alexa Towersey on Naked and Afraid, loving someone with addiction, navigating hormone replacement therapy, and why your fitness routine needs to evolve with age
55:56
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55:56Survival, Strength & Second Chances with Alexa Towersey - From braving the wild on Naked and Afraid to facing the raw reality of loving someone with addiction, Alexa Towersey has learned what it means to survive - inside and out. In this episode, she opens up about navigating hormone replacement therapy, the emotional terrain of healing relationshi…
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You’re Great at Saving. Are You Good at Giving? If not, start here. | E171 Spencer Reese
57:24
57:24
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57:24We’re great savers. Probably good earners, too. But what about givers? The FI community excels at building wealth, but often, we’re laser-focused on accumulating it for ourselves. Is that fair? Does that make us selfish? I’m not sure. On one hand, taking care of yourself should be step one - like the old adage goes: “Put on your own oxygen mask bef…
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Scrimping, Splurging, and Other Crazy Spending Stories - E109
50:04
50:04
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50:04Jesse explores the value of financial priorities and the balance between spending and saving with guests Diania Merriam, Justin Peters, Bill Yount, Jeremy Schneider, Doc G, and Joe Saul-Sehy. Diania highlights the “iceberg principle” of stealth wealth—how true wealth is often what you don’t see, like deferred purchases and unspent money. Justin sha…
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Episode 697: Political Pundit Bob Wheeler. Michael Coachman and Paul Henderson. Powered by Bessette Motors of Carrington, ND.
1:16:08
1:16:08
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1:16:08KHND-39018-GET IT OFF YOUR CHEST 2025-06-17
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Episode 696: Brandon Wall Ag update from Arrowood Praire Coop. Dist. 14 Chairman Larry Danduran. Powered by Bessette Motors of Carrington, ND
1:16:22
1:16:22
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1:16:22KHND-39018-GET IT OFF YOUR CHEST 2025-06-16
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Episode 695: Jason Heitkamp. Powered by Bessette Motors of Carrington, ND.
1:20:30
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1:20:30KHND-39018-GET IT OFF YOUR CHEST 2025-06-12
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Episode 694: State and National Headlines. Luke Hollenbeck-Wells County Fair. Bowdon Rancher Jon Tebelius. Powered by Bessette Motors of Carrington, ND.
1:17:39
1:17:39
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1:17:39KHND-39018-GET IT OFF YOUR CHEST 2025-06-11
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The Queen of confidence Erika Cramer talks macrodosing, foster care and realising no one is going to save you
56:55
56:55
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56:55What happens when you turn pain into purpose, and confidence into a calling? This week on The Sh!t Show, Tammin sits down with Erika Cramer — The Queen of Confidence — to talk about her journey from trauma and rock-bottom moments to becoming one of Australia’s most unapologetic voices in self-development. Erika opens up about healing, motherhood, a…
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Episode 693: Political Pundit Bob Wheeler. Michael Coachman and Marvin Nelson. Powered by Bessette Motors of Carrington, ND.
1:16:18
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1:16:18KHND-39018-GET IT OFF YOUR CHEST 2025-06-10
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What did you think of this episode? Click to text me feedback! Snail Mail is a brand specializing in hand painted stationery and products featuring Carrie's original artwork. The products she creates are rooted in the joys of our every day and bring a smile to many of the little moments throughout our lives. Snail Mail's stationery line is painted …
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Episode 692: Brandon Wall Ag update from Arrowood Praire Coop. Dist. 14 Chairman Larry Danduran. Powered by Bessette Motors of Carrington, ND
1:16:58
1:16:58
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1:16:58KHND-39018-GET IT OFF YOUR CHEST 2025-06-09
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Episode 691: Chris Dieterlie, Senator Kevin Cramer, Jason Heitkamp. Powered by Bessette Motors of Carrington, ND.
1:16:53
1:16:53
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1:16:53KHND-39018-GET IT OFF YOUR CHEST 2025-06-05
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Tierney Brothers from tour life to tough times and twin in-laws?
47:12
47:12
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47:12What do you get when you mix boyband fame, sibling marriages, a pandemic-induced identity crisis, addiction and a touch of astrology? This week on The Sh!t Show, Andrew and Mike Tierney (formerly of Human Nature) go full no-filter. They rewind to the wild ride of their music days, open up about rock-bottom moments, relationships, recovery, and reve…
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Episode 690: Jim Weinmann-School Board Candidate. Bowdon Rancher Jon Tebelius. Powered by Bessette Motors of Carrington, ND.
1:20:54
1:20:54
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1:20:54KHND-39018-GET IT OFF YOUR CHEST 2025-06-04
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How to Live a FI Life Without the FI Bank Account | E170 Jess from Fioneers
57:26
57:26
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57:26Why are you chasing financial independence? It could be living a more adventurous life filled with travel or doing work you love, regardless of the pay. Whatever your dream looks like, it probably comes down to two things: freedom and flexibility. We want to be in the driver’s seat of our lives. And we know money is one of the biggest obstacles sta…
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Go Roth Now Before It’s Too Late? And Other Listener Questions | AMA #7 - E108
1:22:17
1:22:17
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1:22:17Jesse answers a range of listener questions on topics including estate planning, life insurance, financial benefits of marriage, tax strategies for high earners, healthcare in retirement, and investing during economic uncertainty. He explains that heirs to traditional IRAs must pay income tax on withdrawals, while taxable accounts benefit from a st…
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Episode 689: State and National Headlines. Michael Coachman. Powered by Bessette Motors of Carrington, ND.
1:18:03
1:18:03
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1:18:03KHND-39018-GET IT OFF YOUR CHEST 2025-06-03
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Episode 688: Spring Sponsor Showcase with Jesse Turner of 1909 Steakhouse, Brandon Wall Arrowood Praire Coop, Senator Jeff Magrum.
1:16:19
1:16:19
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1:16:19KHND-39018-GET IT OFF YOUR CHEST 2025-06-02
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Episode 687: Gil Steedsman of ZBS Auctioneers. Sen. Kevin Cramer. State and National Headlines. Powered by Bessette Motors of Carrington, ND.
1:17:12
1:17:12
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1:17:12KHND-39018-GET IT OFF YOUR CHEST 2025-05-29
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MDMA therapy and the pressures of parenting with Zoe Marshall
50:40
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50:40Buckle up—this week on The Shit Show, Tammin sits down with the fearless and fabulous Zoe Marshall who dives in for a no-filter chat that rockets from alien encounters to MDMA therapy, toxic love, ghost stories, parenting chaos, and the power of healing. It’s raw, it’s weird, it’s wonderful—and everything in between. Enjoy! Hosted on Acast. See aca…
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Episode 686: State and National Headlines. Bowdon Rancher Jon Tebelius. Powered by Bessette Motors of Carrington, ND.
1:19:15
1:19:15
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1:19:15KHND-39018-GET IT OFF YOUR CHEST 2025-05-28
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The Women Who Disappeared...And Reappeared 63 Years Later | E169
4:16
4:16
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4:16What would you do if you had to start over, completely from scratch? In this episode, I share the wild true story of Audrey, a woman who vanished in 1962 and was just found alive, 63 years later. Her story sparked a thought experiment: if you had to reinvent yourself, new city, new career, new hobbies, what path would you choose? We’ll explore what…
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Episode 685: Political Pundit Bob Wheeler. Michael Coachman, Coty Scibel . Powered by Bessette Motors of Carrington, ND.
1:17:12
1:17:12
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1:17:12KHND-39018-GET IT OFF YOUR CHEST 2025-05-27
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Jessie Eva on therapy, thrills and no power bills
1:01:49
1:01:49
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1:01:49Jessie Eva is the kind of woman who says what everyone else is thinking (but funnier and with more swearing). From growing up without electricity to navigating therapy, postpartum depression, relationships and her career, Jessie brings her trademark honesty and humour to The Sh!t Show. Nothing is off-limits — including orgasms, resilience, and the …
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Episode 684: State and National Headlines. Bowdon Rancher Jon Tebelius. Powered by Bessette Motors of Carrington, ND.
1:32:48
1:32:48
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1:32:48KHND-39018-GET IT OFF YOUR CHEST 2025-05-21
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Travel Hacks to Upgrade Your Next Vacation (Without Spending More) | E168 Chris Hutchins
47:27
47:27
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47:27I get why some people aren’t into traveling. Long flights crammed in a middle seat, overpriced hotels that smell like smoke, and being miles away from the city center - none of that screams “dream vacation.” Now, I’m past the days of budget airlines and sketchy motels but I’m also not flying first class with lay-down seats or staying in luxury hote…
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19 Questions to Uncover Good, Bad, and Ugly Financial Advisors | Don McDonald - E107
59:25
59:25
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59:25Today, Jesse is joined by Don McDonald to offer a critical examination of the financial advising and annuity industries, warning retirees and near-retirees about misleading sales tactics that exploit fear - especially the fear of market losses. They emphasize the importance of working with fee-only, fiduciary advisors who are legally obligated to a…
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Episode 683: Political Pundit Bob Wheeler. Powered by Bessette Motors of Carrington, ND.
1:12:59
1:12:59
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1:12:59KHND-39018-GET IT OFF YOUR CHEST 2025-05-20
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Episode 682: Senator Kevin Cramer. Jason Heitkamp and former co-host Chuck Ranum. Powered by Bessette Motors in Carrington, ND.
1:15:36
1:15:36
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1:15:36KHND-39018-GET IT OFF YOUR CHEST 2025-05-15
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What did you think of this episode? Click to text me feedback! Lauren is a UVA graduate and former elementary educator who spent 13 years teaching (in room 13) in Charlottesville before transitioning into roles as a private educator and a family assistant. She now runs Curated Concierge, a thriving personal concierge business that supports busy pro…
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Episode 681: State and National Headlines. Bowdon Rancher Jon Tebelius. Powered by Bessette Motors of Carrington, ND.
1:12:31
1:12:31
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1:12:31KHND-39018-GET IT OFF YOUR CHEST 2025-05-14
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Comedian Merrick Watts opens up beyond the punchlines
58:39
58:39
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58:39We’re back for Season 2 — and kicking things off with the one and only Merrick Watts! A conversation that’s equal parts hilarious and heartfelt; Merrick opens up about the pain of losing his mum, the brutal split from his radio co-host and how grief changed his perspective on life — and what might come after. And yes, we finally find out: what exac…
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Episode 680: Political Pundit Bob Wheeler. Michael Coachman. Powered by Bessette Motors of Carrington, ND.
1:14:41
1:14:41
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1:14:41KHND-39018-GET IT OFF YOUR CHEST 2025-05-13.
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Gabby Bernstein's Straight Talk On Personal Growth, Spirituality & Her Latest Book
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22:30Ahead of her Australian Tour we got to chat with New York best-selling author and Spiritual Leader Gabby Bernstein about her latest book, Self Help: This Is Your Chance to Change Your Life and her Australian Manifesting Masterclass. Enjoy! For more Tammin..... Insta - @theshitshowwithtamminsursok TikTok - @theshitshowwithtammin Search - The Shit Sh…
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How to Start a Side Hustle in One Month | E167 Nick Loper
49:51
49:51
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49:51For most of us pursuing financial independence, the math is pretty straightforward: earn more, spend less, and invest the difference. But what if you could speed things up and discover a new passion along the way? That’s where side hustles come in. Not only can they give your FI plan a serious income boost, but they also let you explore projects th…
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Retirees’ Mistakes and Wake-Up Calls: Expectations vs. Reality - E106
28:14
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28:14Jesse explores insights from the Retirements and Perspectives study, which captures the experiences and expectations of individuals transitioning into retirement, especially those aged 50 to 75. With half of the participants recently retired and the other half preparing to retire within two years, the study offers a timely look at the "final glide …
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The Tariffs You Should Really Be Paying Attention To | E166
6:07
6:07
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6:07Tariffs aren’t just for global trade - you can apply the concept to your personal life to protect your time, energy, and values. As we gain more financial freedom, how we spend and make money should evolve too. In this short and reflective episode, I explore the idea of personal tariffs and how I have applied this to things that may seem like a goo…
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You’re Financially Free But It Doesn’t Feel Like It | E165 Shannah Game
30:09
30:09
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30:09You’ve run the numbers a hundred times. You’ve built the spreadsheets, projected the growth, and calculated your safe withdrawal rate down to the decimal. On paper, money isn’t an issue. You should feel secure. But you don’t. Because even though the math checks out, the feeling doesn’t. The scarcity mindset, the one that pushed you to save relentle…
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It’s Not Too Late: Smart Money Moves After 50 | Bill Yount - E105
58:38
58:38
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58:38Jesse explores the financial journey of late starters with guest Bill Yount, co-host of Catching Up to FI. In the opening monologue, Jesse shares his “Stupidly Simple Secret Sauce” for personal finance: spend less than you earn, grow income without inflating lifestyle, invest consistently, and prioritize savings. He warns against flashy success sto…
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Tariffs, Turbulence, and the Harsh Truths We Must Now Face - Bonus Episode
44:22
44:22
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44:22Today, Jesse critiques emotional, reactive investing during volatile market conditions—especially in response to tariffs and recession fears—while promoting disciplined, evidence-based strategies. Tariffs, though intended to protect domestic industries, often raise prices and stoke inflation, ultimately harming consumers, businesses, and investor s…
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How to DOUBLE Your Income in One Year | E164 Andrew Giancola
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40:16
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40:16In my mid-20s, I was making $50,000. Between San Diego’s high housing costs, dating, a car payment, and other expenses, I barely had anything left to put toward financial independence - let alone fast-track it. I was cutting costs everywhere - negotiating bills, rarely eating out, even walking instead of driving. Frugality was helping but man, the …
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