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Retirement and income planning in a fast paced format. Kevin has focused on helping investors age 50+ preserve and grow their assets, increase their income, and reduce overall income and estate taxes. Many conservative investors have used his advice to invest their savings prudently and transfer more wealth to their heirs efficiently. Visit silverleaffinancial.com for more information.
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It’s No Secret is a podcast for Kiwis who want their money questions answered. Are you wondering when the right time to get on the property ladder, whether you should invest with family or how to talk to your significant other about investing and budgeting? If yes, you’re in the right place. Join the Kernel team, alongside some special guests, as they take you through the ins and outs of all things finance, money, property, investing and building wealth so you can move towards achieving fina ...
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Finuru is a finance service that helps you learn to become a finance guru. Finuru's mission is to Decrease the Wealth Divide by helping you build a successful financial future.
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Retire Right is an Australian Retirement podcast. You only retire once, so retire right. Brought to you by the podcast, 'money money money'. Hosted on Acast. See acast.com/privacy for more information.
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Conversations with hidden heroes making big societal change. Many of us want to make life better for others and the planet. Few people devote their life to it. Even fewer try to tackle the big systemic issues, like climate change and inequality. In years working at the intersection of impact and strategy, Julia has been fascinated by these hidden heroes. Beyond what they’re doing, we explore how they got here, how they keep going, what they’re still learning. Join the conversation, and inspi ...
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Hello, I'm Crypto Casey. I make informational and how-to videos about cryptocurrency, blockchain, and tangle technology at https://YouTube.com/CryptoCasey - My channel is about breaking down complex concepts and processes related to crypto in ways that are easy for everyone to understand. Whether you are interested in learning about how bitcoin works or looking to buy altcoins as an investment, subscribe to my channel to learn more about this exciting, new technology. As you can see, my vide ...
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In the latest episode of The Money Reckoning series, I speak with a next-gen wealth holder about the uncomfortable journey of questioning privilege and purpose. THE IMPACT. Patrick Knodel: Is the founder of impact investing fund Innovation for Impact Is the CEO of the philanthropic Chancemaker Foundation THE JOURNEY. In our conversation, we explore…
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Kevin Brucher discusses common misconceptions about retirement planning, emphasizing the importance of preparing for potential cuts in Social Security and understanding Medicare. He highlights the benefits of Health Savings Accounts (HSAs) and the necessity of updating beneficiary designations. The conversation also covers budgeting for a comfortab…
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In this 2-part mini series, Glen is joined by Justin Bott, a Community Information Officer from Services Australia to unpack everything around the Centrelink age pension. In this episode Glen and Justin discuss preparing to claim. Stay tuned for next week where we cover living on the pension. In this episode they touch on: 👉 when to start preparing…
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Kevin Brucher discusses the impact of inflation on retirement planning, strategies for managing rising costs, and the importance of investment growth and risk management. They emphasize the role of financial advisors in creating personalized retirement plans and navigating the complexities of homeowners associations. Additionally, they explore the …
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Your 70s are a time to enjoy life and set things up smoothly for the future. In this episode, Glen James and financial advisor Martin McGrath walk through what to consider in this decade of retirement. They talk about: 👉🏾 maximising age pension and seniors health card 👉🏿 considering funeral bonds and gifting strategies 👉🏻 managing pension income an…
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Kevin Brucher discusses common financial mistakes that baby boomers make, particularly regarding Social Security, healthcare costs, and retirement planning. He emphasizes the importance of understanding Social Security benefits, the timing of claims, and the need for adequate healthcare coverage in retirement. Additionally, he addresses the impact …
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Your 60s are all about fine-tuning your retirement game plan. In today's episode Glen and Martin cover the key financial moves to make during this decade, from topping up your super to planning how and when you’ll retire. They touch on: 👉 how to use concessional and non-concessional super contributions 👉🏽 transition to retirement (TTR) pensions exp…
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Today, Ben is joined by fellow Catholic financial planner Tim Mayer to unpack the meaning of “Catholic money”—a vision of wealth shaped by stewardship, detachment, and generosity. Grounded in their shared experiences in religious life, Ben and Tim reflect on how faith transforms financial decision-making, shifting the focus from accumulation to ser…
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Kevin Brucher discusses the financial surprises that can arise during retirement, emphasizing that expenses may not remain fixed. He explores the current market turbulence, the implications of national debt, and the importance of having a solid financial plan. The conversation also covers healthcare costs, Medicare options, long-term care considera…
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Your 50s are an exciting time to start laying the groundwork for a great retirement. In today’s episode, Glen and Martin cover: 👉 stopping extra mortgage repayments 👉🏼 topping up concessional contributions 👉🏽 checking that your investments align with your preferences 👉🏾 reviewing insurance as needs change 👉🏿 building your retirement vision 👉🏻 seein…
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This week it is the story of the narrowboat Drum Major and her 1998 foundering on the Leeds & Liverpool Canal that resulted in multiple deaths. *there is about 19 minutes of intro in this one so skip accordingly if you want to get into things right away gazafunds.com Sources: Clarke, Mike. The Leeds & Liverpool Canal: A History and Guide. Carnegie …
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This podcast is part of the Money Reckoning series. THE IMPACT. Kazu Haga: Is a trainer, educator, student and practitioner with over 25 years of experience in nonviolence and restorative justice. Weaves in lessons from decades of Buddhist practice and trauma healing work to advance social change and collective healing. Is a core member of the Fier…
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Kevin Brucher discusses the critical balance between saving and investing for retirement. He emphasizes the importance of having an emergency fund, understanding sequence risk, and the role of guaranteed income in retirement planning. The conversation also delves into the evaluation of annuities and investment strategies, providing insights on how …
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Worried about whether your super is safe? In this episode, Glen and Vince Scully from Life Sherpa dive into the structures behind super funds and financial advice, from industry funds and wrap accounts to red flags and diversification. They answer Angela's question from the Facebook group and unpack what to look for (and what to avoid) when decidin…
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Kevin Brucher discusses the concept of financial independence, emphasizing that it is not merely about wealth accumulation but about having the freedom to live life on one's own terms. He explores the importance of creating multiple income streams, managing debt, and understanding the future of social security. Additionally, he highlights the signi…
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It’s the start of a new financial year and with that comes a bunch of changes that could impact your retirement planning. Glen and Martin unpack what’s changed from 1 July 2025 and what you need to watch out for before 30 June 2026. They cover: 👉🏽 super guarantee increase and how it affects your pay 👉🏾 transfer balance cap changes explained 👉🏼 new …
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Kevin Brucher discusses common financial mistakes that baby boomers make, particularly regarding Social Security, healthcare costs, and retirement planning. He emphasizes the importance of understanding Social Security benefits, the timing of claims, and the need for adequate healthcare coverage in retirement. Additionally, he addresses the impact …
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In today's community Q&A, Glen James and Martin McGrath unpack: 👉 what is spouse super splitting and who would this strategy suit 👉🏼 can/should anon open a new pension account for an inheritance? 👉🏽 when to fill out a notice of intent to claim for a super contribution 👉🏾 can my motorhome be deemed my primary residence for Centrelink purposes? If yo…
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Today, Ben welcomes Wyatt O'Rourke—Denver-based financial advisor and founder of Basilic Financial—for a wide-ranging conversation on the interplay between tradition, innovation, and community within a Catholic framework. Wyatt shares his journey of entrepreneurship and reconversion to the faith, emphasizing the integration of spiritual values into…
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Honorary third host of the podcast Kaylee is back this week to join us in discussing the R.J. Hackett, a vessel that changed the way bulk cargo was transported on the Great Lakes and laid the groundwork for the designs we still see today. gazafunds.com Sources: Baker, Newton D. “Transportation on the Great Lakes.” The Annals of the American Academy…
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Kevin Brucher discusses the importance of mindset in making better financial decisions. He emphasizes how stress can negatively impact financial choices and suggests strategies for managing stress. The conversation also covers the significance of long-term thinking in financial planning and the current concerns regarding national debt and its impli…
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If you’ve paid off the mortgage, the kids are grown, and retirement is on the horizon, you might be wondering... do I still need life insurance? In this episode, Glen and insurance adviser Phil Thompson from Skye Wealth dig into how to know if you're overinsured, how to reduce premiums without going cold turkey, and the real reasons people hang ont…
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This week, we’re diving into the fascinating world of core-satellite investing, exploring how you can effectively implement this strategy using the Kernel platform. Whether you're a seasoned investor or just starting out, understanding how to balance your core investments with targeted satellites can enhance your portfolio's performance. Plus, we h…
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Kevin Brucher discusses the challenges of navigating financial mistakes and market volatility, emphasizing the importance of learning from setbacks. He explores the rise of Bitcoin and its institutional acceptance, the tax implications of investing in cryptocurrencies, and the critical role of financial advisors in planning for retirement. Brucher …
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Glen & Martin unpack how the proposed $3 million super tax (Division 296) actually works. They cover who’s likely to be affected, how the tax is calculated (including the controversial unrealised gains), and what options you might consider if you’re close to the threshold. Covered in the episode: 👉🏼 who the $3m tax applies to (and who it doesn’t) 👉…
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Kevin Brucher discusses the complexities of retirement spending, market analysis, and the importance of planning for various financial scenarios. He emphasizes the need for retirees to understand their spending patterns, the psychological barriers to spending, and the creation of a 'fun fund' to enjoy retirement without financial anxiety. The conve…
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In this episode, Glen and Vince Scully break down WRAP accounts and how they can be used for wealth accumulation and retirement planning. They discuss their benefits, tax advantages and features, and how they provide greater control and flexibility compared to traditional superannuation funds. They also clear up common misconceptions and explain wh…
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Today, we're diving into the often tricky world of gifting etiquette. As weddings, birthdays, and holidays approach, dilemmas come up often leave us scratching our heads. Join us as we share our personal experiences and tackle some of the most awkward gifting scenarios. Plus, we want to hear from you—what are your biggest gifting dilemmas? Share yo…
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Kevin Brucher discusses the financial surprises that can arise during retirement, emphasizing that expenses may not remain fixed. He explores the current market turbulence, the implications of national debt, and the importance of having a solid financial plan. The conversation also covers healthcare costs, Medicare options, long-term care considera…
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Got a rental property you’re thinking of selling before retirement? In this episode, Glen and Martin break down how to use your super to reduce your capital gains tax. They touch on: 👉 how capital gains tax works when selling an investment property 👉🏼 using concessional contributions to reduce your tax bill 👉🏽 what carry-forward rules let you do (a…
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Today, Ben Martinek and financial planners Mike Acosta and Ujae Kang explore the emotional and financial complexities of preparing for retirement, emphasizing that while data and planning tools are essential, much of the work involves helping clients overcome fear, uncertainty, and guilt around spending. They discuss how financial advising often be…
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We are joined by the baddest boys in the Ozarks - We Always Lie To Strangers - to discuss the I-40 Bridge Disaster, which saw the towboat Robert Y. Love impact a bridge over the Arkansas river near Webbers Falls, Oklahoma, on May 26 2002. (Wish we could claim the foresight to have scheduled this for the anniversary but that is entirely 100% coincid…
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I have been writing The Money Reckoning blog, untangling money at work, following a groundbreaking team change how they pay themselves. I didn’t expect that I’d be tested. I was recently asked to “value my time.” I've been questioning transactional vs gift nonviolent approaches. Before, I would have responded with a rate. Now, here’s a chance to ac…
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Kevin Brucher discusses the various stages of retirement and how to navigate them effectively. He shares personal anecdotes about his long-standing client relationships and emphasizes the importance of planning for living situations in retirement. The conversation also covers financial planning, including the significance of debt management and the…
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In this episode, Glen and Martin walk through a real case study where a couple in their early 70s boost their Centrelink age pension by upgrading their home and drawing down super. They break down how the rules work and how strategic planning can improve cash flow without reducing lifestyle. To see the visuals head to our YouTube channel! Glen & Ma…
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Today, we’re shifting the narrative from financial worries to celebrating the wins that often go unnoticed. Inspired by a fantastic article from MoneyHub, we’ll explore ten key indicators that suggest you’re doing better financially than you might realize. Tune in as we unpack these signs and encourage you to reflect on your own financial journey. …
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Kevin Brucher discusses various aspects of retirement planning, including the importance of multiple income sources, the role of annuities, and the impact of market trends and tariffs on the economy. They also explore the performance of gold and cryptocurrencies as investment options, the future of social security benefits, and the necessity of pla…
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In today's episode Glen and Martin answer a listener question about quitting a casual job at age 60 and what that means for accessing super. Plus, they dive deep into the behind-the-scenes super components that can affect tax, estate planning and insurance. They touch on: 👉🏻 when quitting a job at 60 lets you access super 👉 the difference between p…
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Today, we dive into a pressing issue that many Kiwis are grappling with: the reality of homeownership in New Zealand. If you purchased a house in the last three years, you might feel like you've taken a step back, especially with recent market fluctuations. Join us as we talk about an anonymous story and chat through the realities of purchasing a h…
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Here we conclude the main story of the mutiny on the whaleship Globe where everyone lives happily ever after in a tropical paradise. Or something like that. *meant to cut in a minor edit for this episode - George Comstock was 15 by the time the Globe sailed, and Samuel was 20 gazafunds.com Sources: Couper, Alastair. “Dangers, Mutinies, and the Law.…
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Kevin Brucher discusses various economic indicators that can inform retirement planning, including quirky signs of economic health. He emphasizes the importance of understanding consumer behavior during economic downturns and provides insights into market analysis and technical indicators. The conversation also touches on the current state of the e…
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Retirement isn't a full stop anymore, it's a new rhythm. In this episode, Glen sits down with Kat McPhee from Aware Super to unpack how Aussies are redefining retirement, why so many feel anxious about money, and how to plan for a future that's flexible, confident and uniquely yours. They discuss: 👉🏾 why retirement anxiety is on the rise 👉🏿 finding…
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Kevin Brucher discusses the current economic climate and its impact on financial planning. He emphasizes the importance of having a robust financial plan that can withstand market volatility. The conversation covers recent market rebounds, the significance of earnings reports, and the risks associated with margin calls. Kevin also explores the infl…
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In today’s episode, Glen and financial adviser Martin McGrath tackle your retirement questions, including: 👉🏼 is there a death tax in Australia? 👉🏽 how can I use recontribution strategies to minimise tax? 👉🏾 help! my downsizer contribution wasn't approved! If you’d like to chat with someone about your personal situation, reach out to our team so we…
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In this episode, we’re thrilled to share some exciting news from the Kernel team: the launch of Shares and ETFs! This new offering gives Kiwis the chance to invest directly in select range of shares and ETFs, making it easier than ever to build your wealth. Join us as we chat through what this could mean for you and how it can fit into your investm…
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🤖 *GoBabyTrade ► https://bit.ly/GoBaby-x1* ⭐⭐ AI-Driven Trading Bot + DCA Tool! ✔️ Profits while you sleep! 24/7 crypto trading! ✔️ Simply connect your Coinbase and go “default”! ⚡💰 Exclusive limited-time offer: *Get $1,000 off!!* … *Start now!: ⭐ https://bit.ly/GoBaby-x1* ➜ 🚀 … Weekly Webinar!: ⭐ https://bit.ly/GoBabyEvent-x5 BUY NOW! ► https://bi…
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🤖 *GoBabyTrade ► https://bit.ly/GoBaby-x1* ⭐⭐ AI-Driven Trading Bot + DCA Tool! ✔️ Profits while you sleep! 24/7 crypto trading! ✔️ Simply connect your Coinbase and go “default”! ⚡💰 Exclusive limited-time offer: *Get $1,000 off!!* … *Start now!: ⭐ https://bit.ly/GoBaby-x1* ➜ 🚀 … Weekly Webinar!: ⭐ https://bit.ly/GoBabyEvent-x5 💳 *Tangem Card ► http…
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Following up on our Battleship Potemkin bonus, we are staying in the mutinous mood with this two-part series on the whaleship Globe, and the enigmatic boatsteerer Samuel Comstock who would cast her into infamy. gazafunds.com Sources: Couper, Alastair. “Dangers, Mutinies, and the Law.” Sailors and Traders: A Maritime History of the Pacific Peoples.”…
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