Ben Turner, Founder & CEO, Verituity The US Treasury’s decision to phase out paper cheques for government payments by September may well be one of the biggest digital payments tests the US has faced. It is a FinTech challenge that will require banks, FinTechs and payers to align on identity verification, fraud prevention and equitable access at sca…

Priyank Shah, Co-founder of The Financialist AI is fast emerging as a powerful enabler in India’s wealth management landscape. In this episode, Priyank Shah, Co-founder of The Financialist, joins Gloria Methri of IBS Intelligence to discuss how technology is reshaping financial advisory, the evolving regulatory framework, and what the future holds …

Rory O’Neill, Chief Marketing Officer, Checkout.com Payments move money; high-performance payments make money. Conversely, failed payments don’t just lose money for merchants, they damage trust in the brand and directly undermine brand value. Trust and confidence are fragile things – needed in online commerce but easily undermined if the payment ex…

Manthan Dave, Co-Founder & Co-CEO, Palisade Forecasts that up to 10% of global GDP could be tokenised by 2030 set the scene for a fundamental change in the economic landscape. Alongside these forecasts, the new US administration is now developing crypto regulations and exploring the potential of a crypto strategic reserve. Manthan Dave, Co-CEO of d…

Claire Gates, Head of Payments, Crown Agents Bank Crown Agents Bank (CAB) is a UK-regulated, certified B Corp bank and provider of wholesale foreign exchange and cross-border payment services across developing, emerging and frontier markets. Claire Gates, Head of Payments for CAB speaks to Robin Amlôt of IBS Intelligence about collaboration between…

Prashant Jajodia, Financial Services Sector Leader & Managing Partner, IBM Consulting IBM reports that just 8% of banks were systematically developing generative AI in 2024 but that this percentage is set to soar in 2025 as businesses move from pilot to execution in pursuit of profits. Artificial intelligence is set to become the core driver of inn…

Andreas Mjelde, Co-Founder & CEO, Two Two aims to make it as simple for businesses to purchase online as it is for an end-consumer. When Two’s founders were busy scaling their previous ventures, they kept running into the same problem. Businesses were forced to use consumer-based payment solutions that simply didn't meet their needs with convoluted…

Ben Gamble, Field CTO, Ververica Investigating the use cases for stream processing technology, such as fraud and anomaly detection; we quantify the value of real-time data analytics for business intelligence and decision-making. Ben Gamble, Field CTO of Ververica talks to Robin Amlôt of IBS Intelligence about the convergence of technologies such as…

Kapil Dhiman, Co-Founder & CEO, Quranium Conventional blockchains rely on encryption that is vulnerable to quantum threats. Quranium is the first natively quantum-uncrackable Layer 1 blockchain. Kapil Dhiman, Co-Founder and CEO of Quranium discusses the future of digital trust and cryptography with Robin Amlôt of IBS Intelligence. Dhiman is a found…

Lena Hackelöer, Founder & CEO, Brite Payments Powered by open banking, Brite Payments claims to offer transparent, faster, smarter, and more secure payments. Open banking-powered account-to-account payments enable a user to pay for goods or services directly and instantly with their bank account. Brite Payments CEO Lena Hackelöer is a returning gue…

Amit Jain, Partner and Head, IBS Intelligence Breaking into a new market takes more than ambition—it demands clear insight. What works in one region may fail in another. Start with a bird’s eye view of the industry, map the ecosystem, and test the product through the eyes of the end user. Early validation and expert input are key to building a stra…

Alexander Berrai, Deputy CEO, emerchantpay We review the changing dynamics of Europe’s payments ecosystem, taking in digital wallets, virtual cards, open banking, cross-border transactions, and regional payment preferences. We also discuss the rise of eCommerce in Europe, notably across borders, and in second-hand and social commerce. Robin Amlôt o…

Travis Schwab, CEO, Eventus Eventus focuses on leveraging big data and low latency technologies. Its flagship product, Validus, is a FinTech focused software platform that manages and protects trading firms. Eventus CEO Travis Schwab speaks to Robin Amlôt of IBS Intelligence about the shifting regulatory landscape and the potential for lighter touc…

Dipak Nair - Founder and Managing Director, X-Biz TechVentures X-Biz TechVentures, with its AI-Diagnostics approach, is reshaping cybersecurity for the BFSI sector by uncovering hidden threats like Shadow APIs and third-party vulnerabilities. Dipak discusses with Puja how AI is transforming the cybersecurity playbook - from tackling blind spots in …

Amit Jain, Partner and Head, IBS Intelligence A successful go-to-market strategy demands deep cultural understanding, rigorous due diligence, and the power of structured research—IBSi’s Delphi-based approach helps FinTechs decode complex markets and build impactful, insight-led expansion blueprints.By IBS Intelligence Podcasts | A Cedar Consulting Unit

George Toumbev, Chief Commercial Officer, NatWest Boxed BaaS provider NatWest Boxed has gone live with its first customer, the AA, which will use Boxed’s embedded finance platform to offer financial products to millions of personal breakdown members and insurance customers as well as the broader market. The venture marks the first time 2 leading UK…

Pierre Antoine Desoulier, CEO, iBanFirst Making international payments and handling multiple currencies can introduce significant risk, especially for SMEs. Exchange rates fluctuate all the time, and many banks simply do not cater to the currency risk management needs of smaller companies. Robin Amlôt of IBS Intelligence speaks to Pierre Antoine De…

Amit Jain, Partner and Head, IBS Intelligence A successful go-to-market strategy in new territories requires a thorough assessment of critical factors, including market demand, competition, regulation, talent availability, partnerships, and key risks. By combining in-depth secondary research with primary insights, organisations can develop a compre…

Alexandre Kech, CEO, Global Legal Entity Identifier Foundation (GLEIF) Established in the wake of the global financial crisis, the Global Legal Entity Identifier Foundation (GLEIF) promotes the implementation and use of the Legal Entity Identifier (LEI). GLEIF is a supra-national not-for-profit organisation headquartered in Basel, Switzerland. Orig…

Jamie Twiss, CEO, Carrington Labs From predictive analytics to AI-driven automation, banks and financial institutions are rethinking how to leverage data in order to make better decisions. The current challenge? Separating innovation from hype and ensuring that AI is both explainable and effective. Carrington Labs provides enhanced credit risk scor…

Pulak Jain, Co-founder, Chief Business Officer & Head of Strategy, TransBnk TransBnk is a comprehensive transaction banking platform that facilitates all kinds of financial transactions for corporates and NBFCs. The range of services on offer includes digital lending, supply chain solutions, marketplace solutions, capital market services, and custo…

Senthil Gunasekaran, Chief Business Officer, KFintech India’s Alternative Investment Funds (AIFs) landscape is at a turning point, with technology redefining fund administration, investor access, and regulatory compliance. In this episode, we explore how emerging tech, evolving regulations, and new market opportunities are transforming the way alte…

Srinivas Nidugondi, Chief Operating Office, Digital Financial Solutions, Comviva Technologies What makes digital payments better than cash? It’s a simple question with complex answers that change from country to country as digital payment solutions are shaped by the cultures in which they are embedded. It is clear, however, that fast or slow the ri…

Thomas Müller, Co-founder, Rivero Rivero is a SaaS FinTech, offering software to banks to assist in dispute management and fraud recovery, as well as payment scheme compliance management. The company’s solutions address inefficiencies in the back office of banking institutions. Robin Amlôt of IBS Intelligence speaks with Rivero Co-founder Thomas Mü…

Emily Steele, President, Savana Headlines in the UK and Europe still talk of bank branch closures, However, in the US there are signs of a resurgence in traditional banking, with almost 100 net new branches opening in 2023 and almost double that number in 2024. Despite the digital shift, even in Gen Z, when asked their preference, a majority would …

Rajesh Pai Fondekar, Group VP & Head of Product Management, Digital Financial Solutions, Comviva Technologies Consumers want fast and seamless payments but with frictionless payments comes the potential for increased risk of fraud. Rajesh Pai Fondekar, Group VP & Head of Product Management, Digital Financial Solutions, at Comviva Technologies, spea…

Amit Jain, Partner and Head, IBS Intelligence A one-size-fits-all approach won’t succeed in today’s dynamic FinTech market. Achieving market fit requires strategies aligned with customer needs and industry shifts. Product review and roadmap planning must prioritise flexibility and customisation for sustainable growth and competitive advantage.…

Bindesh Pandey, Group VP, Digital Financial Solutions, Comviva Technologies Banks have historically viewed FinTechs as disruptors – a view that many FinTechs would themselves take. However, times change, and technology evolves. Now the bank/FinTech relationship is more complex and nuanced. Competition is fierce in some areas while mutually benefici…

Biju Suresh-Babu, Managing Director, Banking & Financial Services, Fiorano Software The Central Bank of the United Arab Emirates (CBUAE) is developing an open finance regime that encompasses both banks and insurers. Biju Suresh-Babu, Managing Director, Banking & Financial Services with Fiorano Software discusses the framework being put in place by …

Steve Britain, CEO, Monument Technology Monument Technology’s Banking-Platform-as-a-Service model is a tribute to Monument Bank, which has scaled from £1 billion in assets to £5 billion in the last 12 months. The bank created its tech stack through a combination of best-in-class solutions together with its own tech where the latter could act as a d…

Sandeep Katiyar, Co-Founder and Group Chief Financial Officer, Finhaat Bringing insurance and wealth management to semi-urban and rural India requires more than just access—it demands trust, simplicity, and security. Finhaat is tackling this challenge with a tech-driven distribution network that connects underserved communities to essential financi…

Davis DeRodes, Lead Data Scientist, Fusion Risk Management Last year’s CrowdStrike failure firmly put the need for robust scenario testing under the global spotlight. Online and app outages at some of the UK’s biggest banks in early 2025 have only served to underline the need to ensure operational resilience. Davis DeRodes, Lead Data Scientist at F…

Neil Chandler, Chief Executive Officer, Aion Bank Italy’s Unicredit finalised the takeover of Aion Bank and sister company, tech provider, Vodeno in early March 2025. The deal was first announced in July 2024. Ahead of the confirmation of the Unicredit deal, Aion Bank CEO Neil Chandler spoke with Robin Amlôt of IBS Intelligence, discussing the evol…

Pat Bermingham, CEO, Adflex The end is in sight for direct debits and card on file payments with the coming of VRPs, allowing flexible, automated payments between bank accounts… also in focus, virtual cards, slower payments (!) tokenisation and embedded payments, including the grow of B2B BNPL. Pat Bermingham, CEO of B2B digital payment processor A…

Victor Basta, Co-Founder & Managing Partner, Artis Partners Acquisitions have already become the norm in the payments space, with the wider FinTech sector now set to follow suit. Many startups have transitioned into the growth stage and the marketplace has become crowded, with competition at an all-time high. Victor Basta, Managing Partner at new i…

Frederik Muelke, Head of Alternative Assets, Robin AI Robin AI is a secure LegalTech provider for private markets players. Tight private equity markets have seen fewer deals and fiercer competition – pre-emptive bids and faster due diligence are becoming the norm. Adopting AI can enable firms to reduce deal analysis timelines from weeks to hours, a…

Greg Holmes, Field CTO in EMEA, Apptio Every business hopes to maximise the benefits of investing in technology, but can we be sure that money is being spent wisely, and value actually being derived? Apptio recently released the findings of a global study entitled Guiding Technology Investments: Insights for Business Leaders. It examined how organi…

Manish Agarwal, CEO & Founder, FINQY The BFSI sector is evolving rapidly, with AI-driven hyper-personalisation, ‘phygital’ customer experiences, and the rise of super apps reshaping financial services. As digital ecosystems expand, financial product consumption in India is seeing a significant shift. Manish Aggarwal, CEO & Founder of FINQY, speaks …

Ghazi Ben Amor, VP Corporate Development, ZAMA ZAMA is a newcomer specialising in cryptography, with a focus on fully homomorphic encryption. This technology allows computations to be performed on encrypted data but, crucially, without the need to decrypt it first – thus preserving data privacy and security – useful attributes for banks and others …

Hari Padmanabhan, Founder Chairman, Uncia Uncia is redefining FinTech with AI-driven solutions that enhance banking, lending, and credit assessments. Inspired by the agility of the snow leopard, Uncia empowers financial institutions with customisable onboarding journeys. Hari shares insights with Puja Sharma of IBS Intelligence on how Uncia is shap…

Srirang Srikantha, Chief Executive Officer, Yethi Consulting By end-2028, it has been suggested that 80% of testing engagements will have quality engineering transformation as a core component. One recent survey has a similar percentage of banks (81%) warning of an imminent ‘automation Armageddon’. Against that background, Robin Amlôt of IBS Intell…

Yaacov Martin, CEO, The Jifiti Group Embedded finance solutions allow banks to extend their reach and potentially offer more personalised services. BNPL is still growing but also still in need of a regulatory framework. The Jifiti Group is a US-based global technology company. One of its main products is a white-labelled embedded lending platform f…

Satish Grampurohit, CEO and Co-Founder, Cogniquest Disclosure: Cogniquest is a Cedar-IBSi Capital portfolio company. It is a context-aware AI platform with the ability to capture key data points and generate actionable insights from complex documents and information repositories. Robin Amlôt of IBS Intelliigence speaks with Satish Grampurohit, CEO …

Violet Abtahi, CEO, Platonic Blockchain’s impact on asset management is growing but key challenges over privacy, decentralisation and usability remain to be addressed. However, together with tokenisation, blockchain holds out the promise of more power to the individual to secure their financial future while having more control over their assets. Ro…

Mathias Wikström, CEO, Doconomy Recent research reveals that consumers around the globe are increasingly concerned about climate change and want to take individual action, but many feel constrained by their financial situation. Not feeling in control of their finances makes it hard for people to focus on living sustainably, and there is a lack of m…

Sal Rehmetullah, CEO & Co-Founder, Worth AI How to tackle risk management and financial credit underwriting, using AI to provide accurate, real-time credit risk assessments for small and medium-sized businesses (SMBs). Through the use of an AI-powered platforms for underwriting and onboarding, it is possible to eliminate manual tasks and offer real…

Niamh Kingsley, Director, Head of AI & Product Innovation, Delta Capita After more than a decade of digital transformation, being digital is no longer a differentiator for banks, it’s a baseline. Looking ahead, financial institutions must embrace emerging DREAM-C technologies: Distributed Ledger Technology, Robotics, Extended Reality, AI, Mutualisa…

Juan Pablo Ortega, Co-Founder & CEO, Yuno We investígate global payment trends and the role of payment orchestrators as Robin Amlôt of IBS Intelligence speaks to Juan Pablo Ortega, Co-Founder and CEO of Yuno. The company, based in Colombia, operates in more than 80 countries around the world and allows merchants to connect with over 300 payment met…

Cassie Craddock, UK & Europe Managing Director, Ripple In Q4 2024, the UK government reaffirmed its commitment to moving ahead with a regulatory framework for crypto assets and stablecoins. Welcome news for Cassie Craddock, UK & Europe Managing Director of digital asset infrastructure provider Ripple. She speaks to Robin Amlôt of IBS Intelligence a…

Ankush Julka, CEO of Mufinpay MufinPay, a PPI license holder, is redefining digital payments with its Super App, PPI Wallet, Gift Cards, GPR Cards, and Bank in a Box. Offering seamless UPI payments, secure prepaid cards, and a robust e-banking experience, it simplifies everyday transactions like bill payments, FASTag top-ups, and P2P transfers. Ank…